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HomeMy WebLinkAboutItem VII (A) Discussion/Action re: Resolution No 98-14, Authorizing the Negotiated Sale of Transportation Refunding and Improvement Revenue Bonds, Series 1998TO: FROM: DATE: RE: "CENTER OF GOOD LIVING - PRIDE OF WEST ORANGE" CITY OF OCOEE 150 N. LAKESHORE DRIvE OCOEE, FLORIDA 34761-2258 (407)656-2322 MEMORANDUM The Honorable Mayor and City Commissioners Wanda B. Horton, Finance Director�bl# September 30, 1998 Agenda 10-06-98 Item VII A MAYOR. COMM=ONER S. SCOTT VANDERGRIFT CONMSSIONERS DANNY HOWELL SCOTT ANDERSON SCOTT A. GLASS NANCY J. PARKER CITY MANAGER ELLIS SHAPIRO Resolution 98-14-- Authorizing the Negotiated Sale of Transportation Refunding and Improvement Revenue Bonds, Series 1998 Resolutions 98-12 and 98-13 were adopted at the last commission meeting authorizing the issuance of Transportation Refunding and Improvement Revenue Bonds, Series 1998. These resolutions set forth the covenants to the bondholders and approved certain road projects. William R. Hough & Company is currently marketing the City's Series 1998 bonds using the attached Preliminary Official Statement. A finalized Bond Purchase Contract will be offered by William R. Hough & Company at the October 6, 1998 commission meeting. This contract will include the final interest rates and terms for the negotiated underwriting. Resolution 98-14 was prepared by City Bond Council- Bryant, Miller and Olive, P.A.-, and reviewed by the City Attorney. Adoption of the Award Resolution will approve the Bond Purchase Contract setting the actual terms for the Series 1998 Bonds, authorize execution of the related documents, and appoint SunTrust Equitable Securities as the Registrar and Paying Agent. Action Requested Based upon approval of the financial terms by staff and the financial advisor, it is respectfully recommended that the Honorable Mayor and City Commission adopt Resolution 98-14 and authorize the Mayor , City Clerk and other staff as indicated in the resolution to execute any and all documents required to effect the transaction. RESOLUTION 98-14 A RESOLUTION AUTHORIZING THE NEGOTIATED SALE OF $ CITY OF OCOEE, FLORIDA, TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1998; AWARDING THE SALE THEREOF TO WILLIAM R. HOUGH & CO. AND SUNTRUST EQUITABLE SECURITIES CORPORATION, SUBJECT TO THE TERMS AND CONDITIONS OF A PURCHASE CONTRACT; AUTHORIZING THE DISTRIBUTION OF A FINAL OFFICIAL STATEMENT IN CONNECTION WITH THE DELIVERY OF THE BONDS; APPOINTING A REGISTRAR, PAYING AGENT AND ESCROW AGENT; PROVIDING FOR THE BONDS TO BE IN BOOK ENTRY FORM; PROVIDING CERTAIN OTHER MATTERS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, the City of Ocoee, Florida (the "Issuer"), has by Resolution 90-08 adopted on August 21, 1990, as amended and supplemented by Resolution 90-11 adopted on August 30, 1990 and as further amended and supplemented by Resolution 98-13, adopted on September 15, 1998 (collectively, the "Resolution"), authorized the issuance of not to exceed $19,500,000 City of Ocoee, Florida, Transportation Refunding and Improvement Revenue Bonds, Series 1998, to finance the refunding of the Refunded Series 1990 Bonds and the Project (as defined in the Resolution); and WHEREAS, due to the present instability in the market for revenue obligations the interest on which is excluded from federal gross income, the critical importance of the timing of the sale of the Bonds, and due to the willingness of William R. Hough & Co. and SunTrust Equitable Securities Corporation (collectively, the "Underwriter") to purchase the City of Ocoee, Florida, Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"), at interest rates favorable to the Issuer, it is hereby determined that it is in the best interest of the public and the Issuer to sell the Series 1998 Bonds at a negotiated sale; and WHEREAS, the Underwriter proposes to submit an offer to purchase $, aggregate principal amount of the Series 1998 Bonds, subject to the terms and conditions set forth in the Bond Purchase Agreement, a copy of which is attached hereto as Exhibit A (the "Purchase Contract"); and WHEREAS, the Issuer now desires to sell its Series 1998 Bonds pursuant to the Purchase Contract and in furtherance thereof to appoint a Registrar, Paying Agent and Escrow Agent and to approve the form of and authorize distribution of a final Official Statement in connection with the issuance of the Series 1998 Bonds; and WHEREAS, the Issuer has been provided all applicable disclosure information required by Section 218.385, Florida Statutes, a copy of which is attached to the Purchase Contract; and NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA: SECTION 1. The negotiated sale of the Series 1998 Bonds to the Underwriter is hereby approved. The Mayor and the Clerk are hereby authorized to execute the Purchase Contract in substantially the form attached as Exhibit A, with such additional changes, insertions and omissions therein as may be approved by the said officers of the Issuer executing the same, such execution to be conclusive evidence of such approval. SECTION 2. The Series 1998 Bonds shall be issued in the aggregate principal amount of $ , shall be dated October 1, 1998, shall be in the denomination of $5,000 or any integral multiple thereof and shall bear interest on the dates and at the rates and shall mature on the dates, in the years and amounts as shall be set forth in the Purchase Contract. The Series 1998 Bonds shall be subject to redemption prior to maturity at the time and in the manner set forth in the Purchase 2 Contract. The remaining authorized but unissued principal amount of Series 1998 Bonds is hereby cancelled. SECTION 3. The Series 1998 Bonds shall be issued under and secured by the Resolution on parity with the Issue's Series 1990 Bonds and shall be executed by manual or facsimile signature of the Mayor and the City Clerk of the Issuer in substantially the form set forth in the Resolution, with such additional changes and insertions therein as shall be approved by the officers of the Issuer executing the same, and such execution and delivery shall be conclusive evidence of the approval thereof by such officers. SECTION 4. The distribution by the Underwriter of the Preliminary Official Statement is hereby ratified. The Preliminary Official Statement has been deemed final as of its date for purposes of Rule 15c2-12 (the "Rule) of the Securities and Exchange Commission, except for "permitted omissions," as defined in such Rule by the Mayor which is also hereby ratified. SECTION 5. The distribution by the Underwriter of a final Official Statement of the Issuer relating to the Series 1998 Bonds is hereby approved in substantially the form of the Preliminary Official Statement, together with such changes thereto as may be authorized by the Mayor. The Official Statement will be executed by the Mayor, such execution to be conclusive evidence of approval of the Official Statement in its final form. SECTION 6. SunTrust Bank, Central Florida, National Association, Orlando, Florida, is hereby appointed as Registrar and Paying Agent for the Series 1998 Bonds and as the Escrow Agent under the Escrow Deposit Agreement. SECTION 7. The Issuer agrees that at the written request and expense of a Holder of $1,000,000 or more of Series 1998 Bonds, the interest due on a Series 1998 Bond may be paid by wire transfer or other medium acceptable to the Issuer and the Holder. 3 SECTION 8. The Issuer's has executed an agreement known as the Blanket Book Entry Agreement (the "Book Entry Agreement") with DTC, and shall make such other provision and perform such further acts as are necessary or appropriate to provide for the distribution of the Series 1998 Bonds in book -entry form. Neither the Issuer nor the Paying Agent will have any responsibility or obligations to the DTC Participants, DTC Indirect Participants (as each is defined in the Book Entry Agreement) or the beneficial owners with respect to (i) the accuracy of any records maintained by DTC or any DTC Participant or DTC Indirect Participant; (ii) the payment by DTC or any DTC Participant or DTC Indirect Participant of any amount due to any beneficial owner in respect of the principal amount or redemption price of or interest on the Series 1998 Bonds; (iii) the delivery by DTC or any DTC Participant or DTC Indirect Participant of any notice to any beneficial owner that is required or permitted to be given to bondholders under the terms of the Indenture; (iv) the selection of the beneficial owners to receive payment in the event of any partial redemption of the Series 1998 Bonds; or (v) any consent given or other action taken by DTC as registered owner. The Issuer shall issue Series 1998 Bonds directly to beneficial owners of Series 1998 Bonds other than DTC, or its nominee, in the event that: (1) DTC determines not to continue to act as securities depository for the Series 1998 Bonds; or (2) The Issuer advises DTC of the Issuer's determination that DTC is incapable of discharging its duties; or (3) The Issuer determines that it is in its best interest not to continue the book - entry system or that the interests of the beneficial owners of the Series 1998 Bonds might be adversely affected if the book -entry system is continued. 21 Upon occurrence of the events described in (1) or (2) above, the Issuer shall attempt to locate another qualified securities depository. In the event the Issuer makes the determination noted in (3) above, or if the Issuer fails to locate another qualified securities depository to replace DTC upon occurrence of the events described in (1) or (2) above, the Paying Agent shall mail a notice to DTC for distribution to the beneficial owners of the Series 1998 Bonds stating that DTC will no longer serve as securities depository, whether a new securities depository will or can be appointed, the procedures for obtaining such Series 1998 Bonds and the provisions of this Resolution which govern the Series 1998 Bonds including, but not limited to, provisions regarding authorized denominations, transfer and exchange, principal and interest payment and other related matters. SECTION 9. The Mayor, the City Manager, the City Clerk, the Finance Director, and the City Attorney of the Issuer or any other appropriate officers of the Issuer are hereby authorized and directed to execute any and all certifications or other instruments or documents required by the Resolution, the Purchase Contract, this Resolution or any other document referred to above as a prerequisite or precondition to the issuance of the Series 1998 Bonds and any such representation made therein by officers or representatives of the Issuer shall be deemed to be made on behalf of the Issuer. All action taken to date by the officers of the Issuer in furtherance of the issuance of the Series 1998 Bonds is hereby approved, confirmed and ratified. SECTION 10. All prior resolutions or other actions of the Issuer inconsistent with the provisions of this Resolution are hereby modified, supplemented and amended to conform with the provisions herein contained and except as otherwise modified, supplemented and amended hereby shall remain in full force and effect. SECTION 11. This Resolution shall take effect immediately upon its passing. 5 PASSED AND ADOPTED by the City Commission of the City of Ocoee, Florida, on this 6d' day of October, 1998. ATTEST: By: Name: Jean Grafton Title: Clerk FOR USE AND RELIANCE ONLY BY THE CITY OF OCOEE, TO FORM AND LEGALITY, THIS 6" DAY OF OCTOBER, 1998. FOLEY & LARDNER By: Name: Paul Rosenthal Title: City Attorney BRYANT, MILLER AND OLIVE, P.A. By: Name: Grace E. Dunlap Title: Bond Counsel J.\a0rmsw203\AwREs02.wrn Septernuer23. 1999 C-1 APPROVED: CITY OF OCOEE, FLORIDA By: Name: S. Scott Vandergrift Title: Mayor APPROVED BY THE OCOEE CITY COMMISSION AT A MEETING AS HELD ON OCTOBER 6th 1998 UNDER AGENDA ITEM NO. CITY OF OCOEE, FLORIDA Transportation Refunding and Improvement Revenue Bonds, Series 1998 BOND PURCHASE CONTRACT October 1998 Mayor and Members of the City Commission City of Ocoee, Florida Dear Mayor and Commission Members: William R. Hough & Co., on behalf of itself and SunTrust Equitable Securities Corporation (the "Underwriters") offers to enter into the following agreement with the City of Ocoee, Florida (the "City") which, upon your acceptance of this offer, will be binding upon the City and upon the Underwriters. This offer is made subject to your acceptance on or before 11:59 p.m., E.S.T., on the date hereof and subject to withdrawal by the Underwriters upon notice to the City at any time prior to the acceptance hereof by you and subject to cancellation by the Underwriters pursuant to Section 8(e) hereof. All capitalized terms not otherwise defined herein shall have the meanings set forth in the Official Statement (as hereinafter defined). 1. Purchase and Sale. Upon the terms and conditions and upon the basis of the representations and agreements set forth herein, the Underwriters hereby agree to purchase from the City for offering to the public and the City hereby agrees to sell and deliver to the Underwriters for such purpose, all (but not less than all) of the City's $ aggregate principal amount of Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"). The Series 1998 Bonds shall be dated as of October 1, 1998, shall be issued in such principal amounts, bear such rates of interest and mature as set forth in Exhibit "A" attached hereto. Interest on the Series 1998 Bonds shall be payable semi-annually beginning on April 1, 1999, and on each October 1 and April 1 thereafter to maturity or earlier redemption. The aggregate purchase price of the Series 1998 Bonds shall be $ (which takes into account an original issue discount of $ and an Underwriters' discount of $ ), plus accrued interest on the Series 1998 Bonds from October 1, 1998 to the date of Closing (as hereinafter defined). The Series 1998 Bonds initially shall be offered to the public at such prices or yields (including discounts) as Q:\03198\Bpa2.wpd September 29, 1998 indicated on Exhibit "A" attached hereto. The Series 1998 Bonds shall be issued pursuant to and under the authority of, Chapter 166, Part II, Florida Statutes and other applicable provisions of law (collectively, the "Act"), the Charter of the City of Ocoee and under and pursuant to Resolution No. 90-08, adopted by the City Commission of the City on August 21, 1990, as amended and supplemented, from time to time, and as specifically amended and supplemented by Resolution No. 98-13, adopted by the City Commission of the City on September 15, 1998 (collectively, the "Resolution"). The Series 1998 Bonds will be payable solely from, and secured by, a pledge of and lien on the Pledged Funds (as defined in the Resolution). The Series 1998 Bonds are being issued to provide funds sufficient, together with other available funds of the City, to: (a) refund a portion of the City's Transportation Refunding and Improvement Revenue Bonds, Series 1990, currently outstanding in the aggregate principal amount of $6,215,000 (the "Series 1990 Bonds"), (b) finance the Project, consisting of the acquisition of rights-of-way and the design, construction, paving and improvement of certain roads and related drainage improvements within the City, (c) acquire a surety bond in an amount equal to the Reserve Requirement for the Series 1998 Bonds for deposit into a special subaccount in the Reserve Account established for the benefit of the Series 1998 Bonds, and (d) pay costs of issuance of the Series 1998 Bonds, including the municipal bond insurance policy premium. 2. Good Faith Deposit. Delivered to you herewith, as a good faith deposit, is a corporate check of the Underwriters payable to the order of the City in the amount of $ as security for the performance by the Underwriters of their obligation to accept and pay for the Series 1998 Bonds at Closing (as defined herein) in accordance with the provisions hereof. In the event that you accept this offer, said check shall be held uncashed by the City as a good faith deposit. At the Closing, the check will be returned to the Underwriters. In the event you do not accept this offer, the check shall be immediately returned to the Underwriters. If the Underwriters fail (other than for a reason permitted hereunder) to accept and pay for the Series 1998 Bonds at the Closing as provided herein, the check may be cashed by you and the proceeds retained by the City as and for full liquidated damages for such failure and for any and all defaults hereunder on the part of the Underwriters, and the retention of such amounts shall constitute a full release and discharge of all claims and damages for such failure and for any and all such defaults hereunder on the part of the Underwriters. In the event that the City fails to deliver the Series 1998 Bonds at the Closing, or if the City is unable at or prior to the date of Closing to satisfy or cause to be satisfied the conditions to the obligations of the Underwriters contained in this Bond Purchase Contract, or if the obligations of the Underwriters contained herein shall be canceled or terminated for any reason permitted by this Bond Purchase Contract, the City shall be obligated to immediately return the check to the Underwriters. 3. Offering. It shall be a condition of your obligation to sell and deliver the Series 1998 Bonds to the Underwriters, and the obligation of the Underwriters to purchase and accept delivery of the Series 1998 Bonds, that the entire aggregate principal amount of the Series 1998 Bonds shall be sold and delivered by you and accepted and paid for by the Underwriters at the Closing. 2 September 29, 1998 The Underwriters agree to make a public offering of all of the Series 1998 Bonds at the initial offering prices (or yields) set forth in Exhibit "A" attached hereto; provided, however, the Underwriters reserve the right to make concessions to dealers and to change such initial offering prices as the Underwriters shall deem necessary in connection with the marketing of the Series 1998 Bonds. 4. Preliminary Official Statement and Official Statement. The City hereby confirms that it has heretofore made available to the Underwriters a Preliminary Official Statement of the City relating to the Series 1998 Bonds, dated September 24, 1998 (which, together with the cover page and appendices contained therein, is herein called the "Preliminary Official Statement"), and authorizes and ratifies the use and distribution thereof to prospective purchasers and investors. Within seven business days of the acceptance hereof by the City (or such shorter period of time to allow the Underwriters to comply with any rules of the Municipal Securities Rulemaking Board), the City shall cause to be delivered the final Official Statement, dated the date hereof (which, together with the cover page and appendices contained therein, is herein called the "Official Statement"), executed on behalf of the City by its Mayor in such reasonable numbers of conformed copies as the Underwriters shall request, which shall be sufficient in number to comply with paragraph (b)(3) of Rule 15c2-12 of the Securities and Exchange Commission (17 CFR §240.15c2-12) under the Securities Exchange Act of 1934 and with Rule G-32 and all other applicable rules of the Municipal Securities Rulemaking Board. The City, by its acceptance hereof, ratifies and approves the Preliminary Official Statement and the Underwriters' use thereof, and ratifies and approves and authorizes the Underwriters to use the Official Statement and all documents described therein in connection with the public offering and the sale of the Series 1998 Bonds. In accordance with Section 218.385, Florida Statutes, the Underwriters hereby disclose the information required by such Section, including a truth -in -bonding statement, as provided in Exhibit "B" attached hereto. 5. Use of Documents. You hereby authorize the use by the Underwriters of (a) the Resolution, (b) the Preliminary Official Statement, (c) the Official Statement (including any supplements or amendments thereto), (d) Ordinance No. 330 of the City, dated December 20, 1955 and Ordinance No. 542 of the City dated October 19, 1971, (e) the Interlocal Agreement dated April 8, 1997, and (f) any other documents related to the transactions contemplated in the Official Statement in connection with the public offering, sale and distribution of the Series 1998 Bonds. 6. Representations and Agreements. The City hereby represents and agrees as follows: (a) As of the date of the Official Statement and at the time of Closing, the statements and information contained in the Official Statement will be true, correct and complete in all material respects and the Official Statement will not omit any statement or information which should be included therein for the purposes for which the Official Q:\03198\Bpa.2.wpd 3 September 29, 1998 Statement is to be used or which is necessary to make the statements or information contained therein, in light of the circumstances under which they were made, not misleading; provided, however, that no representation is made regarding the municipal bond insurance policy or any related information. (b) Between the date of this Bond Purchase Contract and the time of Closing, the City will not execute any bonds, notes or obligations for borrowed money (other than the Series 1998 Bonds or obligations which pledge neither the full faith and credit of the City nor any portion of the Pledged Funds), without giving prior written notice thereof to the Underwriters. (c) The City is, and will be at the date of Closing, duly organized and validly existing as a municipal corporation of the State of Florida, with the powers and authority set forth in the Act. (d) The City has, and will have at the date of Closing full legal right, power and authority to: (i) enter into this Bond Purchase Contract, (ii) adopt the Resolution, (iii) sell, issue and deliver the Series 1998 Bonds to the Underwriters as provided herein, (iv) acquire and construct the Project, and (v) carry out and consummate the transactions contemplated by this Bond Purchase Contract, the Resolution and the Official Statement; and the City has complied, and at the Closing will be in compliance, in all respects, with the terms of the Act and with the applicable obligations on its part in connection with the issuance of the Series 1998 Bonds contained in the Resolution, the Series 1998 Bonds and this Bond Purchase Contract. (e) By all necessary official action, the City has duly adopted the Resolution, has duly authorized and approved the Official Statement, has duly authorized the acquisition and construction of the Project, has duly authorized and approved the execution and delivery of, and the performance by the City of this Bond Purchase Contract and all other obligations on its part in connection with the issuance of the Series 1998 Bonds and the consummation by it of all other transactions contemplated by this Bond Purchase Contract in connection with the issuance of the Series 1998 Bonds; upon delivery of the Series 1998 Bonds, the Resolution will constitute a legal, valid and binding special obligation of the City, enforceable in accordance with its terms, subject to applicable bankruptcy, insolvency, and similar laws affecting creditors' rights generally and subject, as to enforceability, to general principles of equity. (f) When delivered to and paid for by the Underwriters at the Closing in accordance with the provisions of this Bond Purchase Contract, the Series 1998 Bonds will have been duly authorized, executed, issued and delivered and will constitute valid and binding special obligations of the City in conformity with the Act and the Resolution, and shall be entitled to the benefits of the Resolution, including a prior pledge of and lien upon the Pledged Funds, all in accordance with the provisions of the Resolution, subject to Q:\03198\Bpa2.wpd 4 September 29, 1998 bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights generally and subject, as to enforceability, to general principles of equity. (g) The adoption of the Resolution and the authorization, execution and delivery of this Bond Purchase Contract and the Series 1998 Bonds, and compliance with the provisions hereof and thereof, will not conflict with, or constitute a breach of or default under any law, administrative regulation, consent decree, ordinance, resolution or any agreement or other instrument to which the City was or is subject, as the case may be, nor will such adoption, execution, delivery, authorization or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon the Project or any of the other property or assets of the City, or under the terms of any law, administrative regulation, ordinance, resolution or instrument, except as expressly provided by the Resolution or the Series 1998 Bonds. (h) At the time of Closing, the City will be in compliance in all respects with the applicable covenants and agreements contained in the Resolution; and no event of default and no event which, with the lapse of time or giving of notice, or both, would constitute an - event of default under the Resolution will have occurred or be continuing. (i) Except as provided in the Official Statement, and except for certain permits relating to the Project to be obtained subsequent to the date of this Bond Purchase Contract, all approvals, consents, authorizations and orders of any governmental authority or agency having jurisdiction in any matter which would constitute a condition precedent to the performance by the City of its obligations hereunder or under the Resolution have been obtained and are in full force and effect. 0) The City is lawfully empowered to pledge and grant a lien upon the Pledged Funds. (k) Except as disclosed in the Official Statement, to the best knowledge of the City, as of the date hereof, there is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body, pending or threatened against the City, affecting or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Series 1998 Bonds or the pledge of and lien on the Pledged Funds, or contesting or affecting the validity or enforceability in any respect relating to the Series 1998 Bonds, the Resolution or this Bond Purchase Contract, or contesting the tax-exempt status of interest on the Series 1998 Bonds, or contesting the completeness or accuracy of the Official Statement or any supplement or amendment thereto, or contesting the powers of the City, the Commission or any authority for the issuance of the Series 1998 Bonds, the adoption of the Resolution or the execution and delivery by the City of this Bond Purchase Contract. Q:\03198\Bpa2.wpd S September 29, 1998 0) The City will furnish such information, execute such instruments and take such other action in cooperation with the Underwriters as the Underwriters may reasonably request in order to (i) qualify the Series 1998 Bonds for offer and sale under the "blue sky" or other securities laws and regulations of such states and other jurisdictions of the United States as the Underwriters may designate and (ii) determine the eligibility of the Series 1998 Bonds for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualifications in effect so long as required for the distribution of the Series 1998 Bonds; provided, however, that the City shall not be required to execute a general or special consent to service of process or qualify to do business in connection with any such qualification or determination in any jurisdiction or expend its own funds with respect to the foregoing. (m) The City will not take or omit to take any action, which action or omission will in any way cause the proceeds from the sale of the Series 1998 Bonds to be applied in a manner contrary to that provided for in the Resolution and as described in the Official Statement. (n) Except as expressly disclosed in the Official Statement, the City neither is nor has been in default any time after December 31, 1975, as to payment of principal or interest with respect to an obligation issued or guaranteed by the City. (o) The City has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that it is a bond issuer whose arbitrage certifications may not be relied upon. (p) As of its date, the Preliminary Official Statement is hereby deemed "final' by the City for purposes of SEC Rule 15c2 -12(b)(1), except for "permitted omissions" as defined in such Rule. (q) If, after the date of this Bond Purchase Contract and until the earlier of (i) 90 days from the end of the "underwriting period" (as defined in SEC Rule 15c2-12) or (ii) the time when the Official Statement is available to any person from a nationally recognized repository, but in no case less than 25 days following the end of the underwriting period, any event shall occur which might or would cause the Official Statement, as then supplemented or amended, to contain any untrue statement of a material fact or to omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, the City shall notify the Underwriters thereof, and, if in the reasonable opinion of the Underwriters such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will at its own expense forthwith prepare and Punish to the Underwriters a sufficient number of copies of an amendment of or supplement to the Official Statement (in form and substance satisfactory to counsel to the Underwriters) which will supplement or amend the Official Statement so that it will not contain an untrue statement of a material fact or omit to state a material fact 6 September 29, 1998 necessary in order to make the statements therein, in light of the circumstances existing at such time, not misleading. (r) The City shall comply in all respects with the continuing disclosure requirements of Rule 15c2-12 promulgated under the Securities Exchange Act of 1934, as set forth in the Official Statement and the Resolution. 7. Closing. At 12:00 P.M., E.S.T., on October 1998, or at such time on such earlier or later date as shall be agreed upon, you will deliver to the Underwriters, at the location and place to be agreed upon by you and the Underwriters, the Series 1998 Bonds in definitive form, duly executed, together with the other documents herein mentioned; and the Underwriters will accept such delivery and pay at such location as may be agreed upon by you and the Underwriters the purchase price of the Series 1998 Bonds as set forth in Section 1 hereof, plus accrued interest on the Series 1998 Bonds from October 1998, by immediately available funds, payable to the order of the City. This delivery and payment is herein called the "Closing." The Series 1998 Bonds shall be made available to the Underwriters at least one business day before the Closing for purposes of inspecting and packaging. The Series 1998 Bonds shall be prepared and delivered as fully registered Bonds. 8. Closing Conditions. The Underwriters have entered into this Bond Purchase Contract in reliance upon the representations and warranties of the City herein contained and the performance by the City of its obligations hereunder, both as of the date hereof and as of the time of Closing. The obligations of the Underwriters under this Bond Purchase Contract are and shall be subject to the following conditions: (a) The representations and agreements of the City contained herein shall be true and correct and complied with as of the date hereof and as of the date of the Closing, as if made on the date of the Closing. (b) At the time of the Closing, the Resolution shall be in full force and effect in accordance with its respective terms and shall not have been amended, modified or supplemented except as amended, modified or supplemented by a resolution or ordinance incorporating the terms of the Series 1998 Bonds and the terms and conditions contained in the municipal bond insurance commitment of the Insurer (as defined herein), and the Official Statement shall not have been supplemented or amended, except in any such case as may have been agreed to by the Underwriters. (c) At the time of Closing, a resolution or ordinance of the City incorporating the terms of the Series 1998 Bonds (or setting forth the parameters under which the Series 1998 Bonds may be sold to the Underwriters) and the terms and conditions contained in the municipal bond insurance commitment of the Insurer shall have been duly adopted by the City Commission. QA03198\Bpa2.wpd _ September 29, 1998 (d) At the time of the Closing, all official action of the City relating to this Bond Purchase Contract and the Series 1998 Bonds shall be in full force and effect in accordance with their respective terms and shall not have been amended, modified or supplemented in any material respect, except in each case as may have been agreed to by the Underwriters. (e) The Underwriters shall have the right to cancel the agreement contained herein to purchase, to accept delivery of and to pay for the Series 1998 Bonds by notifying you in writing of their intention to do so if- (i) f (i) between the date hereof and the Closing, legislation shall have been enacted by the Congress of the United States, or recommended to the Congress for passage by the President of the United States, or favorably reported for passage to either House of Congress by any Committee of such House, or passed by either House of Congress, or a decision shall have been rendered by a court of the United States or the United States Tax Court, or a ruling shall have been made or a regulation shall have been proposed or made by the Treasury Department of the United States or the Internal Revenue Service, with respect to the federal taxation of interest received on obligations of the general character of the Series 1998 Bonds, which, in the opinion of counsel for the Underwriters has, or will have, the effect of making such interest subject to inclusion in gross income for purposes of federal income taxation, except to the extent such interest shall be includable in gross income on the date hereof, or (ii) between the date hereof and the Closing, legislation shall be enacted or any action shall be taken by the Securities and Exchange Commission which, in the opinion of counsel for the Underwriters, has the effect of requiring the contemplated issuance or distribution of the Series 1998 Bonds to be registered under the Securities Act of 1933, as amended, or of requiring any of the Resolution to be qualified under the Trust Indenture Act of 1939, as amended, or (iii) an event described in paragraph (q) of Section 6 hereof shall have occurred which requires an amendment or supplement to the Official Statement and which, in the reasonable opinion of the Underwriters and the financial advisor to the City, materially adversely affects the marketability of the Series 1998 Bonds or the market price thereof, or (iv) in the reasonable opinion of the Underwriters and the financial advisor to the City, payment for and delivery of the Series 1998 Bonds is rendered impracticable or inadvisable because (A) trading in securities generally shall have been suspended on the New York Stock Exchange, Inc., or (B) a general banking moratorium shall have been established by Federal, New York or Florida authorities, or (C) the engagement of the United States in a war or other hostilities or the threat of war or other hostilities, or g Q:\03198\Bpa.2.wpd September 29, 1998 (v) an order, decree or injunction of any court of competent jurisdiction, or any order, ruling, regulation or administrative proceeding by any governmental body or board having jurisdiction of the subject matter, shall have been issued or commenced, or any legislation enacted, with the purpose or effect of prohibiting the issuance, offering or sale of the Series 1998 Bonds as contemplated hereby or by the Official Statement or prohibiting the adoption of the Resolution or the performance thereof, or (vi) between the date hereof and the Closing, the City has, without the prior written consent of the Underwriters, offered or issued any bonds, notes or other obligations for borrowed money, or incurred any material liabilities, direct or contingent, other than as described in the Official Statement, in either case payable from the full faith and credit of the City or any portion of the Pledged Funds, or (vii) the President of the United States, the Office of Management and Budget, the Department of Treasury, the Internal Revenue Service or any other governmental body, department, agency or commission of the United States or the State of Florida having jurisdiction of the subject matter shall take or propose to take any action or implement or propose regulations, rules or legislation which, in the reasonable judgment of the Underwriters, materially adversely affects the market price of the Series 1998 Bonds or causes any material information in the Official Statement, in light of the circumstances under which it appears, to be misleading in any material respect, or (viii) any executive order shall be announced, or any legislation, ordinance, rule or regulation shall be proposed by or introduced in, or be enacted by any governmental body, department, agency or commission of the United States or the State of Florida or the State of New York, having jurisdiction over the subject matter, or a decision by any court of competent jurisdiction within the United States or within the State of Florida or the State of New York shall be rendered which, in the reasonable judgment of the Underwriters, materially adversely affects the market price of the Series 1998 Bonds or causes any information in the Official Statement to be misleading in any material respect, or (ix) prior to Closing, either (A) Standard & Poor's Ratings Group and Fitch IBCA, Inc. shall inform the City or the Underwriters that the Series 1998 Bonds will not be rated at least "AAA" and "AAA," respectively, or (B) MBIA Insurance Corporation (the "Insurer") shall inform the Underwriters or the City that it shall not deliver its municipal bond insurance policy (the "Policy") at the time of Closing, or (x) the rating of any class of security of the City shall have been downgraded or withdrawn by a national credit rating service. Q:\03198\Bpa2.wpd 9 September 29, 1998 (f) At or prior to the date of the Closing, the Underwriters shall receive the following documents: (i) The Resolution certified by the City Clerk under seal as having been duly adopted by the City and as being in effect, with only such supplements, modifications or amendments as may have been agreed to by the Underwriters. (ii) Fully executed counterparts of the Official Statement and copies of conformed Official Statements sufficient to satisfy the requirements of Section 4 hereof. (iii) A final approving opinion of Bryant, Miller & Olive, P.A., Bond Counsel to the City, addressed to the City, dated the date of the Closing, in substantially the form included in the Official Statement as Appendix D. (iv) A letter of Bryant, Miller & Olive, P.A., addressed to the Underwriters, and dated the date of Closing, to the effect that their final approving opinion referred to in Section 8(f)(iii) hereof may be relied upon by the Underwriters and the Insurer to the same extent as if such opinion were addressed to the Underwriters and the Insurer. (v) A supplemental opinion of Bryant, Miller & Olive, P.A., addressed to the City and the Underwriters, and dated the date of Closing, to the effect that (A) the information set forth in the Official Statement under the headings, "INTRODUCTION," "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS," "THE SERIES 1998 BONDS," "TAX EXEMPTION," "CONTINUING DISCLOSURE," and in "APPENDIX C - COPY OF THE RESOLUTION' (other than the financial, statistical and/or demographic information and information concerning the City, the Insurer and the Policy included therein as to which no opinion need be expressed), insofar as such information purports to be descriptions or summaries of the Act, the Resolution, the Series 1998 Bonds, or the laws referred to therein, constitute accurate and fair statements or summaries of the matters set forth or the documents referred to therein, and the information under the heading "TAX EXEMPTION' and in APPENDIX C is correct; and (B) the Series 1998 Bonds are exempt from registration under the Securities Act of 1933, as amended, and the Resolution is exempt from qualification as an indenture under the Trust Indenture Act of 1939, as amended. (vi) An opinion of Foley & Lardner, Counsel to the City, addressed to the City, the Insurer and the Underwriters, and dated the date of the Closing, in such form and substance acceptable to the Underwriters and Counsel to the Underwriters. Q:\03198\Bpa2.wpd 10 September 29, 1998 (vii) A certificate, which shall be true and correct at the time of Closing, signed by the Mayor and the City Manager of the City or such other officials satisfactory to the Underwriters, and in form and substance satisfactory to the Underwriters, to the effect that, to the best of their knowledge and belief (A) the representations and covenants of the City contained herein are true and correct in all material respects and are complied with as of the time of Closing and (B) the Official Statement did not as of its date, and does not as of the date of Closing, contain any untrue statement of a material fact or omit to state a material fact which should be included therein for the purposes for which the Official Statement is to be used, or which is necessary in order to make the statements contained therein, in light of the circumstances in which they were made, not misleading (provided, that no opinion need be expressed regarding the information contained therein relating to the Insurer or the Policy). (viii) An opinion of Nabors, Giblin & Nickerson, P.A., Counsel to the Underwriters, addressed to the Underwriters, and dated the date of Closing, substantially to the effect that, with respect to the information in the Official Statement and based upon said firm's participation in the preparation of the Official Statement as counsel to the Underwriters and without having undertaken to determine independently the accuracy or completeness of the contents of the Official Statement, said firm has no reason to believe that the Official Statement (except for the financial and statistical data contained therein, the information therein relating to the Insurer or the Policy, and Appendices A, B, C, E, F and thereto, as to which no view need be expressed) contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading. (ix) A certificate of an authorized representative of SunTrust Bank, Central Florida, National Association (the "Bank"), as Registrar, Paying Agent and Escrow Agent to the effect that (A) the Bank is a national bank duly organized, validly existing and in good standing under the laws of the United States of America and is duly authorized to exercise trust powers in the State of Florida, (B) the Bank has all requisite authority, power, licenses, permits and franchises, and has full corporate power and legal authority to execute and perform its functions under the Resolution, (C) the performance by the Bank of its functions under the Resolution will not result in any violation of the Articles of Association or Bylaws of the Bank, any court order to which the Bank is subject or any agreement, indenture or other obligation or instrument to which the Bank is a party or by which the Bank is bound, and no approval or other action by any governmental authority or agency having supervisory authority over the Bank is required to be obtained by the Bank in order to perform its functions under the Resolution and (D) to the best of such authorized Representative's knowledge, there is no action, suit, proceeding or investigation at Q:\03198\Bpa2.wpd 11 September 29, 1998 law or in equity before any court, public board or body pending or, to his or her knowledge, threatened against or affecting the Bank wherein an unfavorable decision, ruling or finding on an issue raised by any party thereto is likely to materially and adversely affect the ability of the Bank to perform its obligations under the Resolution. (x) A copy of the Comprehensive Annual Financial Report for the Fiscal Year ended September 30,1997, together with the audit opinion of McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A., independent accountants. (xi) The Verification Report of McGladrey & Pullen, LLP, Minneapolis, Minnesota regarding, among other things, the accuracy of the arithmetical computations of the adequacy of the maturing principal and interest earned on the Federal Securities (as defined in the Escrow Deposit Agreement) to pay when due, the principal of, premium, if any, and interest on the Refunded Bonds. (xii) The Policy and Surety Bond issued by the Insurer. (xiii) A letter from McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A. to the effect that they are independent certified public accountants engaged by the City and they consent to the use of their name and report in the Official Statement; (xiv) A certificate of an officer of the Insurer dated the date of the Closing and addressed to the Underwriters, concerning the Insurer, the Policy, and the information relating to the Insurer and the Policy contained in the Official Statement, in form and substance satisfactory to Bond Counsel, the Underwriters and counsel to the Underwriters. (xv) A certificate of the Mayor or the City Manager deeming the Preliminary Official Statement "final" as of its date for purposes of Rule 15c2-12; (xvi) A letter of Standard & Poor's Ratings Group to the effect that the Series 1998 Bonds have been assigned a rating no less favorable than "AAA" and a letter of Fitch IBCA, Inc. to the effect that the Series 1998 Bonds have been assigned a rating no less favorable than "AAA," each of which such ratings shall be in effect as of the date of Closing; (xvii) A certificate of First Union Capital Markets, a division of Wheat First Securities substantially to the effect that with respect to the information in the Official Statement and based upon their review of the Official Statement as Financial Advisor to the City and without having undertaken to determine independently the accuracy or completeness of the contents of the Official Statement, said firm has no 12 Q:\03198\Bpa2.wpd September 29, 1998 reason to believe that the Official Statement (except for the information therein relating to the Insurer or the Policy, and the Appendices thereto, as to which no view need be expressed) contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading. (xviii) The statement of an independent certified public accountant required pursuant to Section 18.D. of the Resolution. (xix) Such additional legal opinions, certificates, instruments and other documents as the Underwriters may reasonably request to evidence the truth and accuracy, as of the date hereof and as of the date of the Closing, of the City's representations and warranties contained herein and of the statements and information contained in the Official Statement and the due performance or satisfaction by the City on or prior to the date of Closing of all the agreements then to be performed and conditions then to be satisfied by it. If the City shall be unable to satisfy the conditions to the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Series 1998 Bonds contained in this Bond Purchase Contract and the Underwriters do not waive such inability in writing, or if the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Series 1998 Bonds shall be terminated for any reason permitted by this Bond Purchase Contract, this Bond Purchase Contract shall terminate, the good faith deposit described in Section 2 hereof shall be returned to the Underwriters and neither the Underwriters nor the City shall be under any further obligation hereunder, except that the respective obligations of the City and the Underwriters set forth in Section 9 hereof shall continue in full force and effect. 9. Expenses. The Underwriters shall be under no obligation to pay, and the City shall pay any expense incident to the performance of the City's obligations hereunder, including, but not limited to: (a) the cost of preparation, printing and delivery of the Resolution; (b) the cost of preparation and printing of the Series 1998 Bonds; (c) the fees and disbursements of Bond Counsel; (d) the fees and disbursements of the City's certified public accountants; (e) the fees and disbursements of any experts, consultants or advisors retained by the City; (f) fees for bond ratings; (g) the fees and expenses of the Registrar, the Paying Agent; and (h) the costs of preparing, printing and delivering the Preliminary Official Statement and the Official Statement and any supplements or amendments thereto. The Underwriters shall pay: (a) the cost of preparing, printing and delivery of this Bond Purchase Contract; (b) the cost of all "blue sky" and legal investment memoranda and related filing fees; (c) the fees and expenses of counsel to the Underwriters; (d) all advertising expenses; and (e) all other expenses incurred by them or any of them in connection with the public offering of the Series 1998 Bonds. In the event that either party shall have paid obligations of the other as set forth in this Section 9, adjustment shall be made at the time of the Closing. 13 September 29, 1998 10. Notices. Any notice or other communication to be given to you under this Bond Purchase Contract may be given by mailing the same to City of Ocoee, Florida, 150 North Lakeshore Drive, Ocoee, Florida 34761, to the attention of the City Manager, and any such notice or other communication to be given to the Underwriters may be mailed to William R. Hough & Co., 100 Second Avenue South, Suite 800, St. Petersburg, Florida 3370-4386, to the attention of Ms. Julie Santamaria. 11. Parties in Interest. This Bond Purchase Contract is made solely for the benefit of the City and the Underwriters and no other party or person shall acquire or have any right hereunder or by virtue hereof. All your representations and agreements in this Bond Purchase Contract shall remain operative and in full force and effect and shall survive the delivery of the Series 1998 Bonds. 12. Waiver. Notwithstanding any provision herein to the contrary, the performance of any and all obligations of the City hereunder and the performance of any and all conditions contained herein for the benefit of the Underwriters may be waived by the Underwriters, in their sole discretion, and the approval of the Underwriters when required hereunder or the determination of their satisfaction as to any document referred to herein shall be in writing, signed by an appropriate officer or officers of the Underwriters and delivered to you. 13. No Liability. Neither the City Commissioner, nor any of the members thereof, nor any officer, agent or employee thereof, shall be charged personally by the Underwriters with any liability, or held liable to the Underwriters under any term or provision of this Bond Purchase Contract because of its execution or attempted execution, or because of any breach or attempted or alleged breach thereof. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 14 September 29, 1998 14. Governing Law. This Bond Purchase Contract, and the terms and conditions herein, shall constitute the full and complete agreement between the City and the Underwriters with respect to the purchase and sale of the Series 1998 Bonds. This Bond Purchase Contract shall be governed by and construed in accordance with the laws of the State of Florida. (SEAL) ATTEST: Jean Grafton, City Clerk FOR USE AND RELIANCE ONLY THE CITY OF OCOEE, FLORIDA APPROVED AS TO FORM AND LEGALITY THIS DAY OF , 1998. Foley & Lardner By: City Attorney Very truly yours, WILLIAM R. HOUGH & CO., on behalf of itself and SunTrust Equitable Securities Corporation Vice President CITY OF OCOEE, FLORIDA LM S. Scott Vandergrift, Mayor Executed on: , 1998 APPROVED BY THE OCOEE CITY COMMISSION AT A MEETING HELD ON , 1998 UNDER AGENDA ITEM NO. 15 September 29, 1998 EXHIBIT"A" TERMS OF SERIES 1998 BONDS MATURITY SCHEDULE MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES AND PRICES OR YIELDS $ Serial Bonds Principal Interest Principal Interest Maturity Amount Rate Xjdd Matu= Amount Rate Yicw $ % Term Bonds Due 1, 20 - Price % $ % Term Bonds Due 1, 20 - Price % $ % Term Bonds Due 1, 20 - Price % (Accrued interest to be added) A-1 September 29, 1998 Optional Redemption The Series 1998 Bonds maturing on or prior to October 1, 20 are not subject to redemption prior to their respective maturities. The Series 1998 Bonds maturing on or after October 1, 20 are subject to redemption prior to maturity on or after October 1, 20_, at the option of the City, in whole at any time or in part on any interest payment date in such manner as shall be determined by the City and by lot within a maturity if less than a full maturity from any legally available moneys at a redemption price (expressed as a percentage of the principal amount) as set forth in the following table, plus accrued interest to the redemption date. Period During Which Redeemed Redemption Both dates inclusive) Price October 1, through September 30, % October 1, through September 30, October 1, and thereafter Mandatory Redemption The Series 1998 Bonds which mature on October 1, are subject to mandatory redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, , and on each October 1 thereafter, in the following principal amounts in the years specified: *Maturity Principal Y= Amount [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-2 September 29, 1998 The Series 1998 Bonds which mature on October 1, are subject to mandatory redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, , and on each October 1 thereafter, in the following principal amounts in the years specified: Principal Y&M Amount * *Maturity The Series 1998 Bonds which mature on October 1, are subject to mandatory - redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, , and on each October 1 thereafter, in the following principal amounts in the years specified: *Maturity Principal Y= Amount A-3 September 29, 1998 EXHIBIT "B" DISCLOSURE STATEMENT AND TRUTH -IN -BONDING STATEMENT , 1998 Mayor and Members of the City Commission City of Ocoee, Florida Re: Transportation Refunding and Improvement Revenue Bonds, Series 1998 Dear Mayor and Commission Members: In connection with the proposed issuance by the City of Ocoee, Florida (the "City") of $ in aggregate amount of its Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"), William R. Hough & Co. and SunTrust Equitable Securities Corporation (collectively, the "Underwriters") is underwriting a public offering of the Series 1998 Bonds. The purpose of the following paragraphs of this letter is to furnish, pursuant to the provisions of Section 218.385(6), Florida Statutes, certain information with respect to the arrangements contemplated for the purchase and sale of the Series 1998 Bonds, as follows: (a) The nature and estimated amount of expenses to be incurred by the Underwriters in connection with the purchase and re -offering of the Series 1998 Bonds are set forth in Schedule I attached hereto. (b) There are no "finders," as defined in Section 218.386, Florida Statutes, connected with the sale and purchase of the Series 1998 Bonds. (c) The underwriting spread, the difference between the price at which the Series 1998 Bonds will be initially offered to the public by the Underwriters and the price to be paid to the City for the Series 1998 Bonds, exclusive of accrued interest, will be $ per $1,000 of Series 1998 Bonds issued. (d) As part of the estimated underwriting spread set forth in paragraph (c) above, the Underwriters will charge a management fee of $ per $1,000 of Series 1998 Bonds issued. B-1 September 29, 1998 (e) No other fee, bonus or other compensation is estimated to be paid by the Underwriters in connection with the issuance of the Series 1998 Bonds to any person not regularly employed or retained by the Underwriters (including any "finder" as defined in Section 218.386, Florida Statutes), except as specifically enumerated as expenses to be incurred by the Underwriters, as set forth in paragraph (a) above. (f) The name and address of the Underwriters are: William R. Hough & Co. 100 Second Avenue South / Suite 800 St. Petersburg, Florida 33701-4386 SunTrust Equitable Securities Corporation 200 South Orange Avenue M/C 0-1102 / Tower 10 Orlando, Florida 32801 The purpose of the following paragraphs are to furnish, pursuant to the provisions of Sections 218.385(2) and (3), Florida Statutes, as amended, the truth -in -bonding statement required thereby, as follows: (a) The City is proposing to issue $ of the Series 1998 Bonds for the principal purposes of providing sufficient monies to (1) refund a portion of the City's Transportation Refunding and Improvement Revenue Bonds, Series 1990, currently outstanding in the aggregate principal amount of $6,050,000 (the "Series 1990 Bonds"); (2) finance the Project, consisting of the acquisition of rights-of-way and the design, construction, paving and improvement of certain roads and related drainage improvements within the City, (3) acquire a surety bond in an amount equal to the Reserve Requirement for the Series 1998 Bonds for deposit into a special subaccount in the Reserve Account established for the benefit of the Series 1998 Bonds, and (4) pay costs of issuance of the Series 1998 Bonds, including the municipal bond insurance policy premium. This obligation is expected to be repaid over a period of approximately 30 years. At the interest rates set forth on Exhibit "A" to the Bond Purchase Contract to which this is attached, total interest paid over the life of the obligation (including accrued interest) will be $ (b) The source of repayment or security of the Series 1998 Bonds is the Pledged Funds as defined in the Resolution. Authorizing this debt will result in an average of approximately $ of such Pledged Funds not being available to finance other services of the City each year for approximately 30 years. B-2 September 29, 1998 The foregoing is provided for information purposes only and shall not affect or control the actual terms and conditions of the Series 1998 Bonds. Very truly yours, WILLIAM R HOUGH & CO. By: Title: Vice President B-3 Q:\03198\Bpa2.wpd September 29, 1998 SCHEDULEI UNDERWRITERS' ESTEkIATED EXPENSES (Per $1,000 of Series 1998 Bonds) Underwriters' Counsel Travel and out-of-pocket Federal Funds/Day Loan Dalnet/Dalcomp, DTC/CUSIP/MSRB TOTAL $ Q:\03198\Bpa2.wpd B-4 September 29, 1998 "CENTER OF GOOD LII NG -PRIDE OF WEST OR9AGE" CITY OF OCOEE 150 N. LAKESHORE DRIVE OCOEE, FLORIDA 34761-2258 (407)656-2322 December 5, 1997 Honorable Mayor and Members of the City Commission City of Ocoee, Florida Gentlemen: MAYOR • COM,\IISSIO�ER S. SCOTT VANDERGRIFT COMMISSIONERS DANNY HOWELL SCOTT ANDERSON SCOTT A. GLASS NANCY). PARKER CITY MASAGER ELLIS SHAPIRO The Comprehensive Annual Financial Report of the City of Ocoee, Florida, for the year ended September 30, 1997, is submitted herewith pursuant to Article III, Section 11 of the City Charter, Florida Statutes Chapter 11, Section 45, and Chapter 10.550 of the Rules of the Auditor General of the State of Florida. The Annual Financial Report was compiled by the staff of the Finance Department, with dose cooperation of the External Auditors, and represents the official report of the City's financial operations and condition to the citizens, City Commission, management personnel of the City, rating agencies, and other interested persons. Responsibility for both the accuracy of the presented data, and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the data, as presented, is accurate in all material aspects; that it is presented in a manner designed to fairly set forth the financial activity of its various funds, and that all disclosures necessary to enable the reader to gain the maximum understanding of the City's financial affairs have been included. FINANCIAL REPORTING AND CONTENT We have prepared this Comprehensive Annual Financial Report in conformance with the reporting format and presentation standards set forth by professional pronouncements of the Governmental Accounting Standards Board (GASB). The accompanying financial statements present the financial position, results of operations, and the cash flows of the applicable fund types governed by the City Commission. The reporting entity for the City of Ocoee includes all organizations, functions, and activities of government for which the City (the Mayor and City Commission) has financial accountability. (See Notes to Financial Statements, Reporting Entity for more details.) v FINANCIAL REPORTING AND CONTENT - CONTINUED The Comprehensive Annual Financial Report (CAFR) is the City's official annual financial report and has been designed to meet the needs of a broad spectrum of readers. The report has been divided into four (4) distinctive sections; i.e., the Introductory Section, Financial Section, Statistical Section and Compliance Section. Introductory Section - This section includes the Table of Contents, Letter of Transmittal, City's Organizational Chart, and the City of Ocoee's Certificate of Achievement for Excellence in Financial Reporting for the year ended September 30, 1996. II. Financial Section - The Financial Section contains the opinion of the City's independent auditors, McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A., Certified Public Accountants, the general purpose financial statements, the notes to the financial statements, and the combining and individual fund financial statements for six different fund types and the City's two account groups (encompassing 23 different funds). The General Purpose Financial Statements are the City's basic financial statements and provide an overview for readers who require less detailed information about the City's finances. The remainder of the Financial Section presents the combining statements, individual fund statements, and schedules focusing on individual funds and account groups. The Financial Section necessarily contains the major portion of the report and has been subdivided into the various descending levels of reporting detail necessary to adequately disclose the financial position and operating results of the City's various fund entities and account groups and to demonstrate compliance with both finance -related, legal and contractual requirements. III. Statistical Section - This section contains substantial financial information. However, the various tables differ from the Financial Section in that the tables present some non -accounting data, cover more than one fiscal year, and are designed to reflect social, demographic and economic data, financial trends, and the fiscal capacity of the City. IV. Internal Control and Compliance Section - This section includes the independent auditor's reports on the City's internal control and the City's compliance with laws and regulations. vi ECONOMIC CONDITION AND OUTLOOK The City of Ocoee, a municipal corporation of the State of Florida, operates under a commission/manager form of government. Located in Central Florida, Ocoee is the home of approximately 21,250 residents. In addition to its Gose proximity to many tourist attractions, including Disney World, Universal Studios, and Sea World, Ocoee is also conveniently located near other major employers such as Lockheed Martin. These factors bring large numbers of people to the area, not only as visitors, but also as permanent residents. As a result of Ocoee's increasing population and its location at the crossroad of several major highways, a new one -million square foot mall was built in Ocoee which opened in October 1996. The top three other employers in Ocoee -- Health Central Hospital, Sysco Foods, Inc. and Florida Auto Auction -- have recently or are in the process of completing major expansions to their businesses as well. With such continuing economic growth, the financial position of the City remains sound. There were no significant or material changes in financial policy and all required debt service payments of principal and interest were met. MAJOR INITIATIVES Ocoee continues to experience phenomenal growth. From 1987 through January of 1990, 1,504 acres of land were annexed into the City. During 1992, 1,856 additional acres were annexed. Through a Joint Planning Area Agreement with Orange County, these lands will be developed consistent with the City's adopted Comprehensive Plan. There are many factors that have influenced and continue to influence the growth of the City. Ocoee's proximity to Orlando and its location at the juncture of State Road 50, Florida's Turnpike, the East-West Expressway, and the planned Western Beltway make it convenient for people to live and work in the City. State Road 50 is a major east -west arterial that spans the State; Florida's Turnpike provides a limited -access highway for north -south traffic and has an exit in Ocoee; the East-West Expressway provides a 15 -minute travel route from Ocoee to downtown Orlando and continues to the eastern limits of Orange County; and the planned Western Beltway will provide a similar highway to Walt Disney World and other points south to Osceola County. To meet the increasing demands of travel within Ocoee city limits, the City built Clarke Road, a four -lane divided roadway, which begins at the East-West Expressway terminus and State Road 50 and runs north to the City's current limits. Plans are underway to bring Clarke Road further north, eventually to Apopka's city limits. Clarke Road has spawned the development of many residential neighborhoods as well as neighborhood commercial centers and the West Oaks Mall. vii MAJOR INITIATNES - CONTINUED Another factor which has influenced the growth of Ocoee is the amenities it has to offer, including numerous lakes, rolling hills, recreational opportunities and excellent schools. The provision of services such as central water and wastewater services is also an important aspect of Ocoee's growth management. As an example of combining services with amenities, the City's 240 -acre effluent disposal site is also home to an 18 -hole PGA designed golf course. Ocoee continues to expand and improve its wastewater and water facilities to keep pace with the City's growth, and to meet state concurrency requirements through an aggressive capital improvements program. One such example is the development of a comprehensive water reuse plan. Several major initiatives have been completed recently. In 1994, Ocoee completed a new City Hall building and adjoining Police Department facility. These projects were accomplished through the issuance of a $2.5 million bond. In April 1996, the City received loan proceeds of $2.2 million to finance stormwater drainage improvements. Those improvements included several projects which were prioritized by the Ocoee City Commission according to the severity of the drainage problems. Several of these projects have been completed and the next phase is under construction. Two new fire stations were also completed in December 1997, and a Public Works facility and new multi-purpose recreational facility are planned to be under construction by the Spring of 1998. These projects are part of a $4.8 million capital improvement loan. FINANCIAL INFORMATION In the design and direction of the City's accounting system, we have followed Generally Accepted Accounting Principles (GAAP) for state and local governments as set forth in the aforementioned statements on governmental accounting and financial reporting. Our accounting policies follow the modified accrual concept of reporting revenues and expenditures for all governmental funds; i.e., General Fund, Special Revenue Funds, Debt Service Funds, Capital Project Funds, and Trust and Agency Funds. The City's Proprietary Funds and Pension Trust Funds are accounted for on the full accrual basis. Further explanation of the City's accounting policies is contained in the Notes to Financial Statements, which are an integral part of the Financial Section of this report. Mrtemal Control Stn xuwe The Finance Department is responsible for maintaining an internal control structure that provides management with reasonable, but not absolute, assurance that assets are safe- guarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of financial statements in accordance with generally accepted accounting principles. viii lnternal Control S=%xe - Continued To understand the limitations of internal controls it is essential that the concept of reasonable assurance be clearly stated. The concept is as follows: The cost of a control should not exceed the benefits, and 2. The evaluation of costs and benefits requires the use of estimates and judgments by management. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Budgetary control is maintained in a manner to comply with the requirements and constraints of the City Charter through a system of monthly financial schedules reflecting expenditures and encumbrances against appropriations. The annual budget provides detail of the approved appropriation by specific purpose within each object of expense. Purchase orders for supplies or equipment not provided for in the approved budget or which cause appropriation balances to be exceeded, are not released until additional appropriations or appropriation transfers are approved. General Governmental Functions The General Fund encompasses the general governmental functions of the City not required to be accounted for in other funds. The following summary compares actual revenue to support these functions for current and prior fiscal year: ix Increase Percent (Decrease) Revenue and Other Financina Sources Amount Of Total From 1996 Taxes $ 4,966,592 42.3% $ 696,598 Licenses & Permits 879,650 7.5 29,223 Intergovernmental Revenues 3,368,182 28.7 279,661 Charges for Services 208,119 1.8 21,956 Fines & Forfeitures 75,483 .6 (26,412) Investment Income 146,357 1.2 56,691 Miscellaneous Revenues 163.504 1.4 55.125 SUB TOTAL 9,807,887 83.5 1,112,842 Transfers from Other Funds 1,633,763 13.9 102,578 Capital Lease Proceeds 302.412 2.6 264.712 TOTAL $ 11.744.062 100.0% $ 1,480.132 ix Property taxes are the major source of local tax revenue. In fiscal year 1996, the City's property tax, all of which is for operating purposes, was 4.0 mills and for 1997, the rate was 4.0 mills. The related property values subject to taxes showed growth of 15.2 percent, representing $76,698,257 in added taxable property. Another principal source of local tax revenue consists of utility service taxes. These taxes are levied at the rate of 10 percent on telephone, electric, water, natural and bottled gas services within the City. In 1997, total revenue from this tax reflected an increase of $229,793. Intergovernmental revenue consists primarily of shared revenue from other governmental agencies. The increase in intergovernmental revenues is due primarily to an increase of $223,188 in State shared sales tax. The following summary shows the level of expenditures used in providing governmental services: The increase in General Government expenditures is due to over $250,000 of capital outlay primarily for a new computer system in the finance department. The remaining increase in primarily due to an increase in personal services expenditures due to the hiring of additional employees. The increase in Public Safety expenditures is due primarily to an increase in salaries and benefits for police and fire departments, as well as the hiring of additional new staff. Significant capital investment in the form of capital leases for equipment also contributed to the increase. The additional capital leases also caused the increase in debt service expenditures. Special Revenue Funds account for revenue from special revenue sources which are legally restricted for specific purposes. The combined fund balances of these funds amount to $8,480,680 and the following represents an analysis of sources and uses in the Special Revenue Funds for 1997: x Increase Expainik ues and Percent (Decrease) Other Uses Amount Of Total From 1996 General Government $ 2,432,702 21.7% $ 525,605 Public Safety 5,826,668 51.9 1,137,665 Physical Environment 1,162,242 10.4 11,193 Culture & Recreation 466,593 4.2 49,098 Debt Service 339.375 3.0 205.959 SUB TOTAL 10,227,580 91.2 1,929,520 Transfers to Other Funds 989.477 8.8 (75.3681 TOTAL $ 11,217.057 100.0% $ 1.854.152 The increase in General Government expenditures is due to over $250,000 of capital outlay primarily for a new computer system in the finance department. The remaining increase in primarily due to an increase in personal services expenditures due to the hiring of additional employees. The increase in Public Safety expenditures is due primarily to an increase in salaries and benefits for police and fire departments, as well as the hiring of additional new staff. Significant capital investment in the form of capital leases for equipment also contributed to the increase. The additional capital leases also caused the increase in debt service expenditures. Special Revenue Funds account for revenue from special revenue sources which are legally restricted for specific purposes. The combined fund balances of these funds amount to $8,480,680 and the following represents an analysis of sources and uses in the Special Revenue Funds for 1997: x The increase in fund balance for the Road Impact Fund is primarily due to road construction at the intersection of Story Road/Kissimmee Marshall Farm. The prior period adjustment is due to the implementation of GASB #31 which changed the carrying amount of investments from cost to fair value. The City's outstanding debt is classified and reported according to the type of resource pledged to satisfy the individual debt series. General long-term debt consists of: 1. Transportation Refunding and Improvement Revenue Bonds, Series 1990, totaling $7,000,000. The proceeds were used to defease the City's Public Improvement Revenue Bonds, Series 1987, and for paving, extending and improving certain streets within the City. These bonds are secured by certain public service taxes and the Local Option Gas Tax. 2. Capital Improvement Revenue Bonds, Series 1991, totaling $2,580,000. The proceeds were used to finance the construction of the new City Hall and expansion of the Police Station. These bonds are secured by non -ad valorem revenues of the City. 3. Stormwater Utility Revenue Promissory Note, Series 1996, totaling $2,200,000. The proceeds are being used to finance the acquisition, construction, and improvements of certain stormwater utility capital improvements. This note is secured by a pledge of the net revenues of the Stormwater System levied and collected by the City. 4. Capital Improvement Revenue Promissory Note, Series 1996, totaling $4,840,000. The proceeds are being used to finance certain capital projects including two fire stations, a gymnasium and recreational facility and a public works facility. This note is payable solely from Non -Ad Valorem Revenues of the City. A Special Revenue Funds - Continued Prior Change Period in Fund Fund Sources uses Adjustment Balance Road Impact $ 1,714,077 $ 2,652,699 $ (111,347) $(1,049,969) Parks 307,695 174,390 (11,315) 121,990 Stormwater 814,396 1,011,061 — (196,665) Interim Services 60,339 50,874 --- 9,465 Police Training 1,884 — – 1,894 Police Trust 5,688 20,717 --- (15,029) Fire Impact 870,245 776,899 (39,503) 53,843 Police Impact 150.949 100.839 50.110 TOTAL $3,925,273 $4,787,479 $062,165 $ (1.024,371) The increase in fund balance for the Road Impact Fund is primarily due to road construction at the intersection of Story Road/Kissimmee Marshall Farm. The prior period adjustment is due to the implementation of GASB #31 which changed the carrying amount of investments from cost to fair value. The City's outstanding debt is classified and reported according to the type of resource pledged to satisfy the individual debt series. General long-term debt consists of: 1. Transportation Refunding and Improvement Revenue Bonds, Series 1990, totaling $7,000,000. The proceeds were used to defease the City's Public Improvement Revenue Bonds, Series 1987, and for paving, extending and improving certain streets within the City. These bonds are secured by certain public service taxes and the Local Option Gas Tax. 2. Capital Improvement Revenue Bonds, Series 1991, totaling $2,580,000. The proceeds were used to finance the construction of the new City Hall and expansion of the Police Station. These bonds are secured by non -ad valorem revenues of the City. 3. Stormwater Utility Revenue Promissory Note, Series 1996, totaling $2,200,000. The proceeds are being used to finance the acquisition, construction, and improvements of certain stormwater utility capital improvements. This note is secured by a pledge of the net revenues of the Stormwater System levied and collected by the City. 4. Capital Improvement Revenue Promissory Note, Series 1996, totaling $4,840,000. The proceeds are being used to finance certain capital projects including two fire stations, a gymnasium and recreational facility and a public works facility. This note is payable solely from Non -Ad Valorem Revenues of the City. A Proprietary Fund debt consists of: Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993, totalling $8,555,000. The proceeds are designated to finance the refunding of Water and Sewer System Revenue Bonds, Series 1989A and 19898, and improving the City's water and wastewater systems. These bonds are secured by the combined Water and Wastewater Fund operating revenues, interest earnings, impact fees and a first priority pledge of cash payments due from developers. 2. Water and Sewer System Improvement Revenue Bonds, Series 1997, totalling $10,150,000. The proceeds are designated to expand the capacity of and construct and acquire other improvements to the City's Water and Sewer System (the "System"). These bonds are secured by prior lien upon and pledge of Net Revenues of the System, and the Water and Sewer system development charges to the extent of the bond service component (the "Pledged Funds"). Such prior lien and pledge of the Pledged Funds is on a parity with the lien and pledge granted to the holders of the City's Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993. Adequate reserves are being maintained in all sinking funds, in accordance with the provisions of the ordinance governing the issuance of the above -referenced bonds. Cash Management The following schedule compares investment income (loss) in all funds for the current and prior fiscal year: The significant increase in investment income is a result of implementation of GASB Statement No. 31 which requires the recording of investments at fair value. In prior years, investments were recorded at cost. xii 1996-97 1995-96 4tcrease Fund Type Amount Amount Decrease General $ 146,357 $ 89,666 $ 56,691 Special Revenue 630,326 512,197 118,129 Debt Service 62,368 32,058 30,310 Capital Projects 353,268 74,767 278,501 Expendable Trust — 2,473 (2,473) Pension Trust 1,326,907 67,939 1,258,968 Enterprise 874.199 440.268 433 931 TOTAL $ 3.393.425 $1,219,368 $2,174.057 The significant increase in investment income is a result of implementation of GASB Statement No. 31 which requires the recording of investments at fair value. In prior years, investments were recorded at cost. xii Cash Management - Contiruied The primary objectives for the City's cash reserves are first, protection and safety of the City's funds, second, provision for liquidity, and third, maximized return on the portfolio but minimized risk, in that order. The investment portfolio will maintain sufficient liquidity to ensure cash availability for operating cash flow requirements. Cash held in the pooled checking account is invested in a SunTrust overnight repurchase agreement. Some of the cash is maintained in trust accounts which are designated for a specific purpose and have been isolated from normal operational cash. For example, the pension trust fund expenditure needs are of a long-range nature and therefore investments are made in long- term investments. The increase in investment income in the general fund is due primarily to the fact that there has been a significant increase in amount of investments due to actual revenue exceeding budgeted revenue and actual expenditures being less than budgeted expenditures. The increase in investment income in the special revenue funds is due primarily to the increase in investments in the Road Impact Fund as a result of the West Oaks Mall Construction. T__ The Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. In Fiscal Year 1997, the Capital Projects Funds were used to account for major road and street improvements, stormwater drainage improvements, the acquisition of a new computer system, and other capital improvements including two new fire stations and a recreation center. Proprietary Fund Types are those that are financed and operated in a manner similar to a private business enterprise where the intent of the governing body is that the cost of providing goods and services on a continuing basis be financed through user charges or where the governmental body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, budget policy, management control, accountability, or other purposes. The City accounts for its water, wastewater and solid waste funds as enterprise operations. These funds are primarily supported by user charges. Water and Wastewater Fund 1996-97 1995-96 Increase Description Amount Amount Decrease Operating Revenues $ 4,030,639 $ 3,873,669 $ 156,970 Operating Expenses 3,931,320 3,346,461 584,859 Operating Income 99,319 527,208 (427,889) Net Income (Loss) (536,502) (356,347) (180,155) Revenues Available for Debt Service 2,225,130 2,167,447 57,683 Annual Bond Debt Service 1,160,907 645,054 515,853 Revenue Bond Coverage 1.92 3.36 (1.44) Water and Wastewater Fund - Continued Operating expenses increased 17.5% due primarily to an increase in salaries and benefits and depreciation expense. Bond covenants require that total revenues be at least 110 percent of annual debt service requirements after deductions for operating expenses and debt service reserve requirements. Trust Funds are established to account for assets held by the City in a trustee capacity for individuals, private organizations, other government units, and/or other funds. Pension Trust Fund The City maintains two separate single employer defined benefit pension plans which cover virtually all full time employees of the City. In addition to a plan for general employees, the City has a plan for the police officers and firefighters. Further details concerning pension expense, vested benefits and actuarial assumptions are included in the notes to the financial statements. At September 30, 1997, the pension funds had total assets of $7,783,274. F .,�T`i^1aT Jr LT.] The City maintains an optional deferred compensation plan which is funded solely by employees through payroll deductions. A participant in the deferred compensation plan has an option regarding in which fund(s) his/her contribution will be invested. The amount due to employees under the City's deferred compensation agency fund at September 30, 1997 was $1,092,244. xiv 1996-97 1995-96 Increase Description Amount Amount (Decrease) Operating Revenues $ 1,243,295 $ 1,176,211 $ 67,084 Operating Expenses 1,121,437 987,791 133,646 Operating Income 121,858 188,420 (66,562) Net Income 23,354 94,846 (71,492) Trust Funds are established to account for assets held by the City in a trustee capacity for individuals, private organizations, other government units, and/or other funds. Pension Trust Fund The City maintains two separate single employer defined benefit pension plans which cover virtually all full time employees of the City. In addition to a plan for general employees, the City has a plan for the police officers and firefighters. Further details concerning pension expense, vested benefits and actuarial assumptions are included in the notes to the financial statements. At September 30, 1997, the pension funds had total assets of $7,783,274. F .,�T`i^1aT Jr LT.] The City maintains an optional deferred compensation plan which is funded solely by employees through payroll deductions. A participant in the deferred compensation plan has an option regarding in which fund(s) his/her contribution will be invested. The amount due to employees under the City's deferred compensation agency fund at September 30, 1997 was $1,092,244. xiv General Foxed Assets The General Fixed Assets of the City of Ocoee are those fixed assets used in the performance of general governmental functions and exclude the fixed assets of the proprietary funds. As of September 30, 1997, the general fixed assets of the City of Ocoee totaled $9,871,831. This amount represents the original cost of the assets and does not include certain improvements, such as streets, sidewalks and other items of an immovable nature. Risk Management Risk of loss from theft of, damage to or destruction of assets, errors and omissions, job- related illnesses or injuries to employees, and natural disasters are transferred by the City to various commercial insurers through the purchase of insurance. In addition, various control techniques, including employee accident prevention training, have been implemented to minimize accident -related losses. OTHER INFORMATION Pursuant to the City of Ocoee Charter, Florida Statutes Chapters 11.45 and 218, and Chapter 10.550 of the rules of the State Auditor General, an audit of the accounts and financial statements has been completed by the City's independent certified public accountants, McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A., whose opinion is included in the financial section of the report. Certificate of Achievement The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Ocoee, Florida for its comprehensive annual financial report for the year ended September 30, 1996. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, the City must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement for the last eight consecutive years. We believe that our current report continues to conform to the Certificate of Achievement Program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. M Acknowledgements The preparation of this report on a timely basis could not be accomplished without the efficient and dedicated services of the entire staff of the Finance Department. We wish to express our appreciation to all members of the Department who assisted and contributed to its preparation. We would also like to thank the members of the City Commission for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted. Wanda Horton, Finance Director xvi Finance Polic Utility Milling CID CITY OF OCOEE ORGANIZATIONAL CHART Ocoee Voters City Attorney---- City Commission Appointed Boards Information City Manager Systems Mapping Suppression I I Cemetery t Payroll I I DARE: I I GMS Archives I urchusing Dispatch * Fiscal Year 1997-1998 Solid Waste/ I Development I Employee Recycling Benefits Facilities Maintenance Plcct Mainlcnaacc Slrccl Maintenance Park Maintenance utilities 7.oning Water Projects I 11.ahor Negotiations I Permits I I Engineering Enforcement I I Engineering Occupational Slonmvalcr Ulilily Construction Inspection Relations This page intentionally left blank. Certificate of Achievement for Excellence in Financial Reporting Presented to City of Ocoee, Florida For its Comprehensive Annual Financial Deport for the Fiscal Year Ended September 30, 1996 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. PNCE SIAM �J/I/1/' I �MIiE�NiAiFS , f; MO. President 6�MPORAMN S O� SLA W910 4X Executive Director This page intentionally left blank. FINANCIAL SECTION This section contains the following subsections: Independent Auditor's Report General Purpose Financial Statements Combining Statements Supplementary Information This page intentionally left blank. MCDIRMIT, DAMS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. 605 E. Robinson Street, Suite 635 Post Office Box 1185 Orlando, Florida 32802-1185 INDEPENDENT AUDrrOR'S REPORT Honorable Mayor and City Commissioners City of Ocoee, Florida Telephone: (407) 843-5406 Fax: (407) 649-9339 E -Mail: mdlpv@aol.com We have audited the accompanying general purpose financial statements of the City of Ocoee, Florida, as of and for the year ended September 30, 1997, as listed in the table of contents. These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and GovemmentAuditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to in the first paragraph present fairly, in all material respects, the financial position of the City of Ocoee, Florida, as of September 30, 1997, and the results of its operations and the cash flows of its proprietary fund types and the changes in pension fund net assets for the year then ended in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated December 5, 1997 on our consideration of the City of Ocoee, Florida's internal control structure and a report dated December 5, 1997 on its compliance with laws and regulations. Members: Private Companies Practice Section • American Institute of Certified Public Accountants • Florida Institute of Certified Public Accountants go xix Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund and account group financial statements, and supplementary information listed in the accompanying table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Ocoee, Florida. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. The information listed in the Statistical Section is presented for purposes of additional analysis and is not a required part of the general purpose financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, accordingly, we express no opinion on it. I&AAma, hwz1 a),�tL�lGet, /wtt,U,r$di McDIRMIT, DAVIS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. December 5, 1997 M GENERAL PURPOSE FINANCIAL STATEMENTS (COMBINED STATEMENTS - OVERVIEW) These basic financial statements provide a summary overview of the financial position of all funds and account groups as well as the operating results of all funds. They also serve as an introduction to the detailed statements that follow in,subsequent sections. SEPTEMBER 30, 1897 Assets Cash And Cash Equivalents Investments Receivables (Net Of Allowances For Uncoilec tibles) Inventories - At Cost Due From Other Funds Due From Other Governments Prepaid Costs Restricted Assets: Cash And Cash Equivalents Investments Cash With Paying Agent Property, Plant And Equipment Less: Accumulated Depreciation Construction In Progress Unamortized Bond Issuance Costs Amount Available In Debt Service Funds Amount To Be Provided For Retirement Of General Long-term Debt T__M $ 648,461 $ 2,885,503 $ 196,367 1,592,410 5,601,684 — 64,049 126,309 — 19,858 — — 21,392 — – 292,704 — — 28,770 — — 833,789 821,132 $2,667,644 8 613 496 $1,851,288 The accompanying notes are an integral part of the financial statements. -1- Govermnenfal proprietary Fiduciary Accowi Grams Fund Types Fund Types Fund Types General General Totals Capital Trust And Fired Lang -Term (Memorandum Prpiecis Enterprise Arterrry Assess Debt Orgy) $ 3,367,821 $ 744,805 $ 21,486 $ — $ — $ 7,864,443 2,586,528 1,856,095 8,753,721 — — 20,390,438 26 771,034 100,189 — — 1,061,607 _ 22,152 — — — 42,010 _ — 122 — — 21,514 — 8,226 — — — 300,930 _ — — — — 28,770 — 2,906,609 — — — 2,906,609 — 10,833,216 — — — 11,667,005 — 822,326 — — — 1,643,458 — 35,857,558 — 10,769,754 — 46,627,312 — (10,069,481) — — — (10,069,481) — 2,969,186 — 1,021,637 — 3,990,823 — 589,109 — — — 589,109 — — — — 1,030,156 1,030,156 15, 724, 869 15, 724, 869 $ 5,954,375 $ 47,310,835 $ 8,875,518 $ 11,791,391 $16,755,025 $103,819,572 -2- (Continued) ..T. 7 • . .. . .. no Liabilities And Fund Equity Liabilities Accounts Payable Retainage Payable Accrued Liabilities Due To Other Funds Deterred Revenue Current Liabilities (Payable From Restricted Assets): Customer Deposits Matured Bonds Payable Matured Interest Payable Deferred Compensation Payable Accrued Annual Leave Bonds Payable Obligations Under Capital Leases Notes Payable Total Liabilities Fund Equity Contributed Capital Investment In General Fixed Assets Retained Earnings: Reserved For Renewal & Replacement Unreserved Total Retained Earnings Fund Balances: Reserved: Inventories Prepaid Costs Debt Service Employee's Pension Benefits Encumbrances Unreserved: Designated For Capital Projects Designated For Subsequent Year's Budget Undesignated Total Fund Balances $ 17,856 $ 123,154 $ — 257,060 — - - 782 — 244,000 8,880 — 325,000 496,132 518.916 132.816 821.132 19,858 — — 28,770 — - - — 1,030,156 192,599 — — — 8,480,680 — 1,907,501 — — 2.148,728 8,480.680 1,030.156 Total Equity Arid Other Credos 2,148,728 8.480,680 1,030,156 Total I iat l Fund Equity Arid Other Credits $2,667,644 $8,613,496 $1,851,288 The accompanying notes are an integral part of the financial statements. -3- Governmental proprietary Fiduciary Accaut Groups — — Fund T lm Fund Types Fund Types General General Totals Capital Tns And Foxed Long -Tenn (Memoranckim proiects Enterprise Agency Assets Debt Only) $ 8,192 $ 230,171 $ — $ — $ — $ 379,373 66,074 27,518 — — — 93,592 — 162,719 — — — 419,779 — 20,610 122 — — 21,514 — 39,002 — — — 291,882 — 344,224 — — — 344,224 — 335,000 — — — 660,000 — 487,326 — — — 983,458 — — 1,092,244 — — 1,092,244 — — — — 476,573 476,573 — 17,440,418 — — 8,165,000 25,605,418 — 198,798 — — 1,143,452 1,342,250 6,970,000 6,970.000 74,266 19,285,786 1,092,366 — 16,755,025 38.680.307 24.120,382 — — 24.120,382 11,791.391 11,791,391 — 1,733,951 — — — 1,733,951 2,170,716 — — 2,170,716 3,904,667 — 3,904.667 — 28,770 — — — 1,030,156 7,783,152 — — 7,783,152 — — — — — 192,599 5,880,109 — — — — 5,880,109 — — — — — 8,480,680 — — — 1.907.501 5.880.109 7,783,152 — — 25,322.825 5,880.109 28.025,049 7,783.152 11.791,391 — 65.139,265 $ 5,954,375 $ 47,310,835 $ 8,875,518$11,791,391$16,755,025 $103,819,572 -4- CITY OF OCOEE, FLORIDA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES AND EXPENDABLE TRUST FUNDS Revenues Taxes Licenses And Permits Intergovernmental Revenues Charges For Services Fines And Forfeitures Impact Fees/Special Assessments Investment Income Miscellaneous Revenues Total Revenues Exparvditures Current: General Government Public Safety Physical Environment Culture And Recreation Capital Outlay Debt Service: Principal Retirement Interest And Fiscal Charges Other Fw ancvV Sources (Uses) Operating Transfers In Operating Transfers Out Capital Lease Proceeds Promissory Note Proceeds Net Other Fron irg Sources (Uses) 073.740.444RPNOI '10.1 I�TTTL. 127. Fund Balances - Begirrrng Of Year As Previously Stated Prior Period Adjustment As Restated Residual Equiy Transfers Goverrnrerrtal Fund Tunes General Special Debt Revenue Service $ 4,966,592 $ — $ — 879,650 — — 3,368,182 9,718 — 208,119 — — 75,483 4,830 - - 2,972,076 — 146,357 630,326 62,368 163.504 308.323 9.807.887 3.925,273 62.368 2,432,702 — — 5,826,668 547,479 — 1,162,242 2,668,844 -- 466,593 56,290 — 299,171 236,321 325,000 40.204 33,042 932.041 10,227,580 3,641,976 1,257,041 (419.693) 383.297 (1 ,1964 673 1,633,763 — 1,257,744 (989,477) (1,245,503) — 302,412 — -- 440,000 946,698 (1,245,503) 1.697.744 527,005 (862,206) 503,071 1,631,776 9,461,810 545,704 (10,053) (162,1651 (18,61 1,621,723 9,299,645 527,085 43.241 Fund Balances - End Of Year 2148 728 8,480,680 1 030 156 The accompanying notes are an integral pan of the financial statements. -5- Goverrrnertal Fkludary Fund Types Fund Types Capital Fundable Totals projects Tnist (Metrlorandwn Only) $ — $ — $ 4,966,592 8,252 — 887,902 _ — 3,377,900 — — 208,119 — — 80,313 — — 2,972,076 353,268 — 1,192,319 900 472,727 362,420 — 14,157,948 — — 2,432,702 — — 6,374,147 — 3,831,086 _ — 522,883 1,868,159 — 1,868,159 — — 860,492 — — 1.005.287 1.868.159 16.894.756 (1,505,739) — (2.736.808) 100,000 — 2,991,507 (27,969) — (2,262,949) — — 302,412 4.400.000 _ 4,840.000 4,472,031 — 5,870.970 2,966,292 — 3,134,162 2,913,817 43,241 14,596,348 (190,837) 2.913.817 43,241 14,405.511 (43.241) — $ 5,880.109 $ — $ 17.539,673 E:9 CITY OF ..E FLORIDA E. . CHANGES Revenues Taxes Licenses And Permits Intergovemmental Revenues Charges For Services Fines And Forfeitures Impact Fees/Special Assessments Investment Income Miscellaneous Revenues Expenckures Current: General Government Public Safety Physical Environment CuRure And Recreation Debt Service Total EMwKkLx'es .c t• i...o...a • • ..: •,. Other Funancing Sources (Uses) Operating Transfers In Operating Transfers Out Net Other FwmnmV Sources (Uses) Fund Balanicas - Begir ung of Year, As Restated Fuad Ba{artces - End of Year _ t"—w77Rri7 9,581,990 9,807,887 225,897 3,119,454 2,432,702 Variance Budnet Actual Favorable (Unfavorable) $ 4,914,510 $ 4,966,592 $ 52,082 740,900 879,650 138,750 3,432,070 3,368,182 (63,888) 182,160 208,119 25,959 97,000 75,483 (21,517) 85,000 146,357 61,357 130,350 163,504 33,154 9,581,990 9,807,887 225,897 3,119,454 2,432,702 686,752 6,169,544 5,696,726 472,818 1,413,107 1,162,242 250,865 677,515 486,722 190,793 339,375 (339,3751 11,379,620 10,117,767 1,261,8 (1,797,630) (309,880) 1,487,750 1,831,130 1,633,763 (197,367) (883,500) (989,4771 (105,977) 947,630 644,286 (303,3441 (850,000) 334,406 1,184,406 850,000 1,621,723 771,723 1,956,129 $ 1,956,129 The accompanying notes are an integral part of the financial statements. -7- Special Revenue Funds Variance Favorable Budge[ Acbial (Unfavorable) 826,000 804,199 (21,801) 20,000 10,197 (9,803) 846,000 814,396 (31,6041 710,700 578,900 131,800 — 82,806 (82,8061 710,700 661,706 48,994 135,300 152,690 17,390 (285,300) (282.8571 2,443 (285,300) (282.8571 2,443 (150,000) (130,167) 19,833 150,000 367,286 217,286 $ — 237,119 $ 237,119 0 CRY OF OCOEE, FLORIDA COMBINED STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS ALL PROPRIETARY FUND TYPES FOR THE YEAR ENDED SEPTEMBER 30, 1997 Nornoperating Reverxm (Expanses) Grant Revenue Enterprise Operating Reverxies 874,199 User Charges $ 5.273,934 Operatiirg Expensas (68,724) Personal Services 1,919,582 Materials And Supplies 743,382 Heat, Light And Power 340,850 Depreciation And Amortization 1,531,387 Other Expenses 511,817 Recycling Expenses 5.739 Total Operating Experses 5,052,757 Operating Income 221.177 Nornoperating Reverxm (Expanses) Grant Revenue 29,000 Investment Income 874,199 Interest Expense (840,241) Loss on Sale of Fixed Assets (68,724) Total Nonoperating Reverries (5,7661 Income Before Operating Transfers 215,411 Operating Transfers Operating Transfers In 29,626 Operating Transfers Out (7581851 Net Operating Transfers (728,5591 Net Income (Loss) $ (513,148) Disposition Of Net Income (Loss) Net Income (Loss) $ (513,148) Depreciation On Contributed Assets 366,739 Net Decrease In Retained Earrings (146,409) Retained Earrings - Beginning Of Year As Previously Stated 4,210,330 Prior Period Adjustment (159,254) As Restated 4.051.076 Retained Earnings - End Of Year $ 3,904,667 The accompanying notes are an integral part of the financial statements. 0 CITY OF OCOEE, FLORIDA COMBINED STATEMENT OF CHANGES IN PENSION FUND NET ASSETS �.; 1 Lam: �7� y7JId�I:�datTri)<ife�i7 Add Km Contributions Employer $ 901,730 State 85,820 Plan Members 320.028 Total Conbibutions 1.307.578 Investment Income Net Appreciation in Fair Value of Investments 1,271,051 Interest 55.856 1,326,907 Less Investment Expense (45,435) Net Investmerd kxxxne 1.281.472 Total Additions 2.589.050 Deductions Benefits 122,837 Administrative Expenses 33.016 • r � o• r,• Net lease 2.433.197 Net Assets Held in Trust for Pension Benefits Beginning of Year - As Previously Reported 4,377,530 Prior Period Adjustment 972.425 As Restated 5.349.955 End Of Year $ 7.783.152 The accompanying notes are an integral part of the financial statements. 5103 CITY OF OCOEE, FLORIDA COMB{NED STATEME14 T OF COSH FLOWS ALL PROPRIETARY FUND TYPES Receipts From Customers $ 5,238,496 Payments To Suppliers (1,473,683) Payments To Employees (1.889,475) Net Cash Provided By Operating Ac6vbes 1.875.338 Cash Flows From Noncapital Fkmncing Activities: Operating Transfers Out (728,559) Receipts From Grants 24,267 Increase In Due To Other Funds 19.095 Net Cash Used in Nortcapital Financing Activities (685.1971 Cash Flows From Captal And Related Fnartartg Activb Proceeds From Sale Of Property And Equipment 87,630 Purchase Of Property, Plant And Equipment (333,920) Additions To Construction In Progress (1,296,658) Principal Paid On Bonds And Leases (300,545) Interest Paid On Bonds And Leases (578,314) Proceeds from Bonds And Capital Leases 10,139,177 Capital Contributions Received 114,180 Cash Received On Assessments Receivable 60,518 Bond Issue Costs Paid (304.987) Na Cash Used In Capital And Related Financing Activities 7,587.081 Cash Flows From 4mx;tirg Activities: Sale of Investments 537,200 Purchase Of Investments (7,705,920) Interest On Investments 523.864 Net Cash Provided By Investing Aativbes (6.644.856) Net Increase In Cash And Cash EW4218M 2,132,366 Cash And Casts Equivakvn At Beginning Of Year 2.341,374 Cash And Cash Eqwalertts At End Of Year 4 473 740 Classified As: Current Assets $ 744,805 Restricted Assets 3.728.935 Total $ 4,473,740 The accompanying notes are an integral part of the financial statements. -��RNWOWA ow Acrju nests Not Aifecd% Cash: Depreciation Amortization Provision for Uncollectible Accounts Charge In Assets And L obwbes: Increase In Accounts Receivable Increase In Accounts Payable Increase In Accrued Expenses (Decrease) In Retainage Payable (Decrease)In Deferred Revenue Increase In Customer Deposits Total AdusttrerU Net Cash Provided By OWMV Activities Noncash Investing, Capital and Financing AoWmes: Contributed Property, Plant and Equipment Write-off Capital Contributions Billed in Prior Year Increase in the Fair Value of Investments -12- $ 221.177 (35, 616) 18Z667 30,107 (64, 062) (6,724) 6 902 1,654,161 $ 1,875,338 $ 684,610 (2,782) 342,240 This page intentionally left blank. Police and Fire Protection Approximately 53 law enforcement personnel and 44 fire protection personnel provide 24-hour police and fire protection. Recreation The City has ten parks and an 18 -hole public golf course. Major public recreational facilities include tennis courts, outdoor basketball courts, a football field and baseball fields, as well as several picnic areas, playground equipment, walking trails and boat launching facilities. A new multi-purpose recreational complex is being constructed and will include a full-size gymnasium, soccer and baseball/softball fields, a municipal swimming pool and nature trails. The City has an active summer recreation program for children and many other organized sporting and leisure activities for all its citizenry. Budget Preparation Pursuant to Florida law, on July 1, the Property Appraiser of Orange County certifies the tax roll. On July 31, the City submits to the Property Appraiser the proposed millage as well as the date, time, and place of the first public hearing. The first public hearing on the budget is held by mid-September, at which time the City Commission reviews the recommended budget, making adjustments as it deems appropriate. By September 30, the budget is adopted by ordinance, and the millage rate and other revenues are set to fund the operating budget. Employee's Defined Pension Plan and Trust The City contributes to a defined benefit pension plan and trust. As of September 30, 1995, the plan was amended by separating the program into separate plans for general employees, police officers and firefighters. The assets were allocated as follows: General Employees $1,228,539 Police Officers and Firefighters $1,384,589 General Employees of the City are required to contribute 7.4% of salary to the plan. The normal retirement benefit for General Employees is 2% of average final compensation for each year of credited services. The normal retirement age is 60. Benefits fully vest on reaching five (5) years of service. The plan for General Employees provides death but not disability benefits. Police and Firefighters are required to contribute 7.6% of salary to the plan. The normal retirement benefit for Police and Firefighters is 2.5% of average final compensation for each year of credited services. The normal retirement age is the earlier of: (a) age 55 and ten (10) years of credited service, or (b) age 52 and twenty-five (25) years of credited service. A-3 Average compensation for both General Employees and Firefighters is based on the highest five (5) years of last ten (10) years of service. These benefit provisions and all other requirements are established by City ordinance. ECONOMIC SUMMARY Employment Prior to 1967, the Orlando Metropolitan Statistical Area ("MSA") economy was based upon agricultural and citrus products, tourism, light manufacturing and industries relating to the space program at the Kennedy Space Center at Cape Canaveral. Since 1967, construction of Walt Disney World, EPCOT Center, Disney -MGM Studios, Sea World, Universal Studios Florida and other tourist attractions, together with increasing convention activity, have played an important part in the local economy. This has resulted in a larger percentage of total employment in the Orlando MSA consisting of trade and service jobs as compared to the national average. Orange County Labor Force Estimates 1992-1998 Civilian Unem_nlovment Rate Calendar Labor Orange State of United Year Force Employed Unemployed Comity Florida States 1998 470,017 455,960 14,057 3.0% 4.3% 4.2% 1997 448,998 434,490 14,508 3.2 4.7 4.7 1996 437,031 420,210 16,821 3.8 5.3 5.5 1995 443,472 422,602 20,870 4.7 5.5 5.2 1994 426,155 401,471 24,684 5.8 6.6 6.1 1993 410,216 384,758 25,458 6.2 7.0 6.8 1992 398,327 368,940 29,387 7.4 8.2 7.4 Sources: 1990-1994: Florida Statistical Abstracts: 1995-1998: Florida Department of Labor and Employment Security, Division of Jobs and Benefits, Bureau of Labor and Market Performance Information. A-4 Largest Employers in Orlando MSA Area - 1998 Name of Employer # of Employees 1. Walt Disney World Co. 40,000 2. Orange County Public Schools 22,090 3. Orange County Government 8,508 4 Florida Hospital 8,354 5. Orlando Regional Healthcare System 8,100 6. Universal Studios 6,000 7. Lockheed Martin 5,920 8. AT&T Information Systems 5,000 9. Publix Supermarkets, Inc. 4,878 10. University of Central Florida 4,655 11. Central Florida Investments 4,000 Source: Economic Development Commission of Mid -Florida, Inc., O000mmity Orland 1998. School Board and Governmental Human Resources Department. Largest Employers in the City of Ocoee, Florida - 1998 Name of Employer # of Employees 1. Health Central 529 2. Sysco Foods, Inc. 500 3. Florida Auto Auction 426 4. Publix Supermarkets, Inc. 325 5. Dillard's 305 6. Gayfer's 283 7. The City of Ocoee 270 8. Sears 232 9. JCPenney's 190 10. Winn Dixie Stores 180 11. Wal-Mart 170 Source: City of Ocoee, Florida. FEW In the City there are several major non-governmental employers, including Health Central Hospital, Sysco Foods, Inc., the Florida Auto Auction, Publix Supermarkets, and the West Oaks Mall. The City's industrial base is diverse, ranging from stained glass artistry to casket and burial vault production. Personal Income Per Capita 1990-1995 Year Orange CountX 1995 $21,868 1994 20,412 1993 19,673 1992 18,917 1991 18,154 1990 17,916 Sources: 1990-1994: 1995: Average Household EBI Median Household EBI Per Capita EBI Less Than $20,000 $20,000 - $34,999 $35,000 - $49,999 $50,000 and over State of Florida $22,764 21,767 20,961 19,795 19,326 18,906 1996 Florida Statistical Abstract 1997 Florida Statistical Abstract. Effective Buying Income January 1, 1996 Orange County $43,671 34,614 16,418 25.0% 25.6% 19.6% 29.8% United States $21,979 21,696 20,812 20,147 19,201 18,666 State of Florida $40,787 30,830 16,036 30.9% 25.3% 17.8% 26.0% United States $42,191 33,482 15,555 30.0% 22.9% 18.0% 29.1% Source: Market Statistics, 1996 Demographics USA - County Edition. Sales and Marketing Management, 1998 Survey of Buying Power. Wi Education The Orlando area has four major institutions of higher learning: University of Central Florida (a four-year state university with an enrollment of 28,500 full and part-time students); Rollins College (the oldest four-year institution of higher learning in Florida, an independent, coeducational, liberal arts college with an enrollment of more than 1,400 day -time students and 3,356 total students); Seminole Community College (a two-year undergraduate institution with approximately 35,000 students annually); and Valencia Community College (the fourth largest of Florida's 28 community colleges, a two-year undergraduate institution covering six campuses with over 60,000 full and part-time students). Public School enrollment for the 1996-1997 school year in Orange County was 235,879 (from County School Board 1996-1997 School Year Statistics). Source: Economic Development Commission of Mid -Florida, Inc., 1996 Opportune Orlando. Transportation The Orlando MSA is primarily served by Orlando International Airport ("OIA"), which is the 16th busiest domestic airport facility and the 24th busiest world airport facility. OIA is the largest port of entry for international passengers and fastest growing major international airport in the world, accommodating more than 2.5 million passengers on international flights from Europe, Mexico, Canada, the Caribbean and Central and South America. Air passengers have increased from 18.4 million in 1991 to 26.7 million in 1998. OIA is the third largest airport in the country in terms of property size. Eighty -Six scheduled carriers serve OIA with 1,050 departures and arrivals daily, including direct and international flights. More than 100 U.S. and international cities are served by direct and nonstop flights from OIA, the most of any airport in Florida. In addition to scheduled airlines, more than 30 scheduled charter companies serve the Orlando MSA. The Orlando MSA is also served by three general aviation airports: Orlando Executive Airport, Orlando Sanford Airport and Kissimmee Municipal Airport. The Orlando MSA is also served by 35 common -carrier truck lines, most of which have local terminals and several parcel delivery and package express services covering Orange County and neighboring communities. Greyhound, Gray Line, Superior and Trailways Bus Lines offer charter, express and passenger services. Both passenger and freight rail systems provide service to the area. Amtrak currently operates two trains daily between New York and South Florida which travel through Metro Orlando. Amtrak stops at four stations in the area: Sanford, Winter A-7 Park, Orlando and Kissimmee. Rail passenger stations in the area are among the busiest in the southeast, with approximately 400 Amtrak passengers arriving and departing daily. CSX Transportation moves freight between north and south Atlantic points and connects with all major rail lines in the United States. Three major limited -access highways bisect the area: (1) Interstate 4 runs east and west across Florida from Daytona Beach and Interstate 95 on the Atlantic coast of Florida to Tampa and Interstate 75 near the Gulf coast of Florida; (2) Florida's Turnpike runs north and south from Interstate 75 near Ocala, Florida to Miami; and (3) Interstate 75, which extends through Georgia and the midwestern part of the United States. Other highways serving the area include U.S. Highways 441, 17-92, 27 and 192, as well as numerous state roadways and toll roads. The Bee Line Expressway (State Road 528) provides direct limited access to Kennedy Space Center, Port Canaveral and the beaches along the Atlantic coast of Florida. The East-West Expressway (State Road 408) expedites traffic through the metropolitan Orlando and is connected by full interchanges with Interstate 4 and with Florida's Turnpike. To address road transportation needs, four mid -Florida county governments have combined efforts to construct a 100 -mile, limited - access beltway encircling metropolitan Orlando called the Central Florida Greeneway (the "GreeneWay"). [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] W-1 Public transportation is provided by 235 buses run by the nationally recognized transportation system serving Orange, Seminole and Osceola Counties, known as "LYNX." Included in its regularly served 47 routes are stops at shopping centers, government complexes, schools, financial institutions, industrial and commercial centers and tourist attractions. Another transit route, the "Lymmo," provides free ridership in downtown Orlando through a 3 -mile loop in the urban core of the City. Source: Economic Development Commission of Mid -Florida, Inc., 1998 Opportunity Orlando and the City of Ocoee, Florida. Levy of Taxes Each year the County Property Appraiser is required to certify to each taxing authority, the aggregate taxable value of all property within the jurisdiction of the taxing authority, as well as the prior year's tax revenues, for use in connection with determination of the forthcoming budget and millage levy. In connection with such determination, the taxing authority must hold a public hearing with respect to the adoption of a tentative budget and millage levy and another hearing relating to adoption of the final budget and millage levy. City of Ocoee, Florida Property Tax Rates and Tax Levies Direct and Overlapping Governments 1993-1997 Millage Rates (per $1,000 of taxable value) Fiscal City of Orange School Year Ocoee Coun oar Total 1997 4.00 5.2889 9.077 18.3659 1996 4.00 5.2889 9.375 18.6639 1995 4.00 5.2889 9.324 18.6129 1994 4.00 5.2889 8.930 18.2189 1993 4.00 5.2889 8.930 18.2189 Sources: Comprehensive Annual Financial Report of the City of Ocoee, Florida for the Fiscal Year Ended September 30, 1997. A-9 Taxes Levied and Collected City of Ocoee, Florida 1993-1998 Source: 1993-1995: Comprehensive Annual Financial Report of the City of Ocoee, Florida for the Fiscal Year Ended September 30, 1995. 1996-1998: City of Ocoee, Florida. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] Wrl, Taxable Total % of Total Fiscal Assessed Tax Total Tax Collections Year Valuation Levy Collections Delinquent to Lew 1998 $751,226,256 $3,004,905 N/A N/A N/A 1997 582,355,145 2,329,421 $2,243,488 $1,388 96.31% 1996 505,656,888 2,022,628 1,953,410 2,247 96.58 1995 469,310,003 1,877,240 1,803,405 — 96.07 1994 424,437,664 1,697,751 1,647,742 1,753 97.05 1993 375,807,867 1,503,231 1,455,968 4,941 96.86 Source: 1993-1995: Comprehensive Annual Financial Report of the City of Ocoee, Florida for the Fiscal Year Ended September 30, 1995. 1996-1998: City of Ocoee, Florida. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] Wrl, City of Ocoee, Florida Schedule of Ten Largest Taxpayers 1998 Taxj2W Type of Business Valuation Percentage 1. GGP/Homan Inc. West Oaks Mall $ 64,187,905 8.3% 2. Merchantile Properties, Inc. Developer 11,302,187 1.5 3. Manhein Remarketing, L.P. Developer 10,701,814 1.4 4. Oak Forest Partners, Ltd. Developer 10,458,431 1.4 5. Dillard Department Stores, Inc. Retail Sales 10,457,550 1.4 6. Good Homes Plaza Shopping Center 9,564,599 1.2 7. Sears Roebuck & Co. Retail Sales 8,088,499 1.1 8. West Orange Health Care Health Care 7,890,085 1.0 9. Lake Olympia Square Shopping Center 6,653,105 0.9 10. Westlake Partners, Ltd. Developer 6,545.421 0.9 Total Taxable Assessed Value of 10 Largest Taxpayers $145,849,596 19.0 Total Taxable Assessed Value of Other Taxpayers 623.050.514 81.0 Total Taxable Value of All Taxpayers 768.900.110 100.0% Source: Orange County Property Appraisers Office [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-11 City of Ocoee, Florida Construction Property Value and Bank Deposits 1992-1997 (1) Source: City of Ocoee Building Department (2) Source: Florida Bankers Association. Figures represent deposits for Orange County as of September 30 of such year. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-12 Residential Construction(') Bank Deposit(Z) Number of Units an thousands) Single Multi- Property Savings Year Family anvil Value Banks &Loans 1997 497 0 $44,475,342 $7,128,190 $ 793,849 1996 366 0 33,871,752 6,937,918 859,921 1995 331 0 28,836,036 6,147,414 828,351 1994 402 0 25,211,374 5,874,598 1,078,501 1993 411 0 36,188,257 5,743,997 1,133,135 1992 438 0 36,622,069 5,614,174 2,936,546 (1) Source: City of Ocoee Building Department (2) Source: Florida Bankers Association. Figures represent deposits for Orange County as of September 30 of such year. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] A-12 City of Ocoee, Florida Debt Statement September 30, 1997 Direct City Debt Capital Improvement Revenue Bonds, Series 1991 due 10/1/2011 Transportation Refunding and Improvement Revenue Bonds, Series, 1990 due 10/1/2015 Stormwater Utility Bonds, Series 1996 Water and Sewer System Refunding and Improvement Bonds, Series 1993 due 10/1/2017 Capital Improvement Revenue Promissory Note, Series 1996 Due 01/01/2012 Total Direct Debt Overlapping Debt - Orange County Library District Library Refunding Bonds, Series 1993 Total Overlapping Debt % City's Share of Overlapping Debt City's Share of Overlapping Debt General Obligation Debt $9.205.000 92 0 1.43% $ 131,632 Total Direct and Overlapping Debt 131 632 Sources: City of Ocoee and Orange County, Florida. A-13 Non -Self Self - Supporting Supporting Debt Debt $2,205,000 6,215,000 $ 2,200,000 7,850,000 $8,420,000 $14,660,000 8 420 000 14 660 000 City of Ocoee, Florida Comparative Ratios of Bonded Debt September 30, 1997 1. 1997 Population 2. 1997 Total Assessed Valuation 3. 1997 Taxable Assessed Valuation 20,560 $617,377,771 $582,355,145 4. Direct and Overlapping General Obligation Debt Per Capita $6.41 5. Direct and Overlapping General Obligation Debt and Self -Supporting Debt Per capita $713.04 As a percent of total assessed valuation 1.97% As a percent of taxable assessed valuation 2.24% 6. Direct and Overlapping General Obligation Debt and Non -Self Supporting Revenue Debt Per capita $415.94 As a percent of total assessed valuation 1.15% As a percent of taxable assessed valuation 1.31% Source: City of Ocoee, Florida. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] F.W,I APPENDIX B AUDITED FINANCIAL STATEMENTS OF THE CITY [This page intentionally left blank] COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF OCOEE, FLORIDA FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 1997 Prepared by: Finance Department This page intentionally left blank. CITY OF OCOEE, FLORIDA COMMISSION -MANAGER FORM OF GOVERNMENT CITY COMMISSION HONORABLE S. SCOTT VANDERGRIFT, Mayor DANNY HOWELL, Commissioner SCOTT ANDERSON, Commissioner CITY MANAGER Ellis Shapiro CITY CLERK Jean Grafton SCOTT GLASS, Commissioner NANCY PARKER, Commissioner CITY ATTORNEY Paul Rosenthal CITY AUDITOR McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A. FINANCE DIRECTOR Wanda Horton This page intentionally left blank. INTRODUCTORY SECTION This section contains the following subsections: Table of Contents Letter of Transmittal City of Ocoee Organizational Chart Certificate of Achievement This page intentionally left blank. COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF OCOEE, FLORIDA FOR THE YEAR ENDED SEPTEMBER 30, 1997 TABLE OF CONTENTS INTRODUCTORY SECTION PAGE NO. TABLE OF CONTENTS .................................... i -iv LETTER OF TRANSMITTAL ................................. v-xvi CITY OF OCOEE ORGANIZATIONAL CHART .................... xvii CERTIFICATE OF ACHIEVEMENT II. FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT .......................... xix-xx GENERAL PURPOSE FINANCIAL STATEMENTS (COMBINED STATEMENTS - OVERVIEW) COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS ................................... 1-4 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERN- MENTAL FUND TYPES AND EXPENDABLE TRUST FUNDS ....... 5-6 COMBINED STATEMENT OF REVENUES AND EXPENDITURES - BUDGET AND ACTUAL - GENERAL AND SPECIAL REVENUE FUNDS ..................................... 7-8 COMBINED STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS - ALL PROPRIETARY FUND TYPES ......................................... 9 COMBINED STATEMENT OF CHANGES IN PENSION FUND NET ASSETS ......................................... 10 COMBINED STATEMENT OF CASH FLOWS - ALL PRO- PRIETARY FUND TYPES ................................ 11-12 NOTES TO FINANCIAL STATEMENTS ....................... 13-48 COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF OCOEE, FLORIDA FOR THE YEAR ENDED SEPTEMBER 30, 1997 TABLE OF CONTENTS - CONTINUED COMBINING AND INDIVIDUAL FUND AND ACCOUNT GROUP STATEMENTS GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL ............... SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET ........................... . COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ..................... DEBT SERVICE FUNDS COMBINING BALANCE SHEET .......................... . COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ..................... CAPITAL PROJECTS FUNDS COMBINING BALANCE SHEET .......................... . COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ..................... ENTERPRISE FUNDS COMBINING BALANCE SHEET ........................... COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS .................. COMBINING STATEMENT OF CASH FLOWS ................. TRUST AND AGENCY FUNDS COMBINING BALANCE SHEET .......................... . COMBINING STATEMENT OF PENSION FUND NET ASSETS COMBINING STATEMENT OF CHANGES IN PENSION FUND NET ASSETS STATEMENT OF CHANGES IN ASSETS AND LIABILITIES - AGENCY FUND ........................... PAGE NO. �r 51-52 53-54 55 56 57-58 59-60 61-62 63 64-65 66 67 68 69 COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF OCOEE, FLORIDA FOR THE YEAR ENDED SEPTEMBER 30, 1997 TABLE OF CONTENTS - CONTINUED GENERAL FDCED ASSETS SCHEDULE OF CHANGES IN FIXED ASSETS - BY FUNCTION AND ACTIVITY .......................... . SUPPLEMENTARY INFORMATION SCHEDULE OF REVENUES AND EXPENSES - BUDGET AND ACTUAL - WATER AND WASTEWATER 0 & M DEPARTMENT ................................. SCHEDULE OF REVENUES AND EXPENSES - BUDGET AND ACTUAL - SOLID WASTE FUND .............. STATISTICAL SECTION GENERAL GOVERNMENTAL EXPENDITURES AND OTHER FINANCING USES .................................... GENERAL GOVERNMENTAL REVENUES AND OTHER FINANCING SOURCES ................................ TAX REVENUES BY SOURCE ............................ PROPERTY TAX LEVIES AND COLLECTIONS ................ ASSESSED AND ESTIMATED VALUE OF TAXABLE PROPERTY NET OF EXEMPTIONS ....................... PROPERTY TAX RATES AND TAX LEVIES DIRECT AND OVERLAPPING GOVERNMENTS ..................... SPECIAL ASSESSMENT COLLECTIONS .................... RATIO OF NET GENERAL OBLIGATION BONDED DEBT TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA ................................... LEGAL DEBT MARGIN .................................. COMPUTATION OF DIRECT AND OVERLAPPING GENERAL OBLIGATION DEBT .......................... RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL OBLIGATION BONDED DEBT TO TOTAL GENERAL GOVERNMENTAL EXPENDITURES AND OTHER USES ................................... PAGE NO. 70 71 72 73-74 75-76 77 78 79-80 81 82 83 84 85 �- M COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF OCOEE, FLORIDA FOR THE YEAR ENDED SEPTEMBER 30, 1997 TABLE OF CONTENTS - CONTINUED PAGE NO. Ill. STATISTICAL SECTION - CONTINUED REVENUE BOND COVERAGE ............................ 87 DEMOGRAPHIC STATISTICS ............................. 88 PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS......................................... 89-90 SCHEDULE OF TEN LARGEST TAXPAYERS ................. 91 MISCELLANEOUS STATISTICAL DATA ...................... 92-93 SCHEDULE OF INSURANCE IN FORCE ..................... 94 IV. INTERNAL CONTROL AND COMPLIANCE SECTION INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL STRUCTURE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS .................. 95-98 INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENTAUDITING STANDARDS ....................................... 97-98 IV power of the City or taxation in any form on any real or personal property of or in the City, or to use any other funds of the City other than the Pledged Revenues, for the payment of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds or the malting of any reserve or other payments in connection therewith. The Resolution establishes the Revenue Fund, the Debt Service Fund (which includes the Principal Account, the Interest Account, the Redemption Account and the Reserve Account), the Construction Fund and the Public Service Taxes Fund. All such funds and accounts will be held by the City as trust funds, but no independent trustee has been appointed to hold the moneys in such funds for the benefit of the Holders of the Series 1998 Bonds. For information on all funds and accounts and the disposition and flow of revenues, see "APPENDIX C - COPY OF THE RESOLUTION - Funds and Accounts; Flow of Funds" attached hereto. The designation and establishment of the various funds and accounts by the Resolution does not require the establishment of any completely independent, self -balancing funds as such tern is commonly defined and used in government accounting, but rather is intended solely to constitute a designation of certain Pledged Revenues for certain purposes and to establish certain priorities for application of such revenues, as provided in the Resolution. Local Option Gas Tax Pursuant to the Resolution, Local Option Gas Tax revenues distributed to the City, including any local option gas taxes that are levied in excess of such taxes currently authorized, are pledged on a parity basis to the repayment of any Bonds issued pursuant to the Resolution, including the Series 1998 Bonds. The Local Option Gas Tax is received by the City under the authority of Florida Statutes, Chapter 336. Pursuant to Section 336.025 (1)(a), Florida Statutes, each county in the State is authorized to levy a local option fuel tax of up to six cents (in whole penny increments) per gallon on every gallon of motor fuel and diesel fuel sold in the county (the "Local Option Gas Tax"), and distribute such tax among itself and the municipalities in the county. The Local Option Gas Tax may be levied by an ordinance adopted by a majority vote of the governing body of the county or by referendum. The Local Option Gas Tax may be levied by a county for a period not to exceed 30 years and must be levied before July 1 of each year to be effective on January 1 of the following year. The State Department of Revenue collects and deposits the tax into the Local Option Gas Tax Trust Fund (the "Gas Tax Fund"). Monies in the Gas Tax Fund, net of service charges and fees collected by State agencies pursuant to law, are distributed monthly by the State to each county. Local Option Gas Tax revenues are distributed by the county amongst itself and the municipalities in the county based on either an interlocal agreement between the county and one or more municipalities representing a majority of the population of the incorporated area within the county, or historical transportation expenditures. Disbursements from the Gas Tax Fund may be used only for the following programs: (a) public transportation operations and maintenance; (b) roadway and rights-of-way maintenance and equipment and structures used primarily for the storage and maintenance of such equipment; (c) roadway and rights-of-way drainage; (d) street lighting; (e) traffic signs, traffic engineering, signalization and pavement markings; (f) bridge maintenance and operation; and (g) debt service and current expenditures for transportation capital projects including road construction and reconstruction. The County, pursuant to Ordinance No. 83-26, adopted by the board of county commissioners (the "Board") of the County on June 20, 1983 and Ordinance No. 85-22, adopted by the Board on July 24, 1985, currently imposes a Local Option Gas Tax of six cents per gallon for a 30 year period ending in 2015. Local Option Gas Tax revenues are currently distributed by the County amongst itself and the municipalities within the County pursuant to that certain Orlando - Orange County 1997 Interlocal Agreement on Local Fuel (Gas) Tax Distribution, dated April 8, 1997 (the "Interlocal Agreement"), between the County and the City of Orlando ("Orlando"). Pursuant to the Interlocal Agreement, Local Option Gas Tax revenues are distributed during an initial four year transition period (fiscal years 1998 through 2001) based on percentages set forth in an exhibit to the Interlocal Agreement described in the next paragraph. After such four year transition period, Local Option Gas Tax revenues will be distributed based on the percentage of the County's and each municipality's respective estimated population in comparison to the total estimated population of the County. The Interlocal Agreement contains a covenant between Orlando, the County and to the other municipalities described in the Interlocal Agreement (including the City), to take no action which would impair the rights of any party under contracts entered into by such entities which anticipate the distribution and receipt of the Local Option Gas Tax proceeds. Pursuant to the Interlocal Agreement, the following percentages of Local Option Gas Tax revenues will be disbursed to the City for the initial four year period covered by the Interlocal Agreement: Fiscal Ye az Percentage 1998 2.57% 1999 2.63 2000 2.68 2001 2.81 Following the initial four year period, Local Option Gas Tax revenues will be distributed to the City based on the percentage of total estimated County population represented by the total estimated population of the City as of April 1 of the preceding fiscal year. The City's April, 1998 estimated population constituted 2.71% of the estimated total population of the County. Public Service Taxes Pursuant to the Resolution, Public Service Taxes levied by the City are pledged on a parity basis to the repayment of. (a) any Bonds issued pursuant to the Resolution, including the Series 1998 Bonds, and (b) Public Service Tax Obligations issued pursuant to the Resolution. Public Service Taxes are levied and collected by the City pursuant to Section 166.231, Florida Statutes, and Ordinance No. 330 duly enacted by the City on December 20, 1955 and Ordinance No. 542 duly enacted by the City on October 19, 1971 (collectively the "Public Service Tax Ordinance"). The lien on Public Service Taxes shall be released and extinguished under the circumstances described herein under "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Release of Lien on Public Service Tax." Florida Statutes, Section 166.231 authorizes municipalities to impose a tax on purchases of electricity, metered natural gas, metered or bottled liquified petroleum natural gas, metered or bottled manufactured gas, water service and telecommunications service delivered in the corporate limits of the City. The tax is in an amount equal to ten percent (10%) of all payments received by the seller of any such service, except for telecommunications services which originate and terminate within the State, in which case the tax is limited to seven percent. A municipality may levy a public service tax on other competitive services as defined in the ordinance imposing the tax on a comparable based and at the same rates, provided however, that fuel oil shall be taxed at a rate not to exceed four cents per gallon. The tax is collected by the provider of the service and remitted to the municipality in the manner prescribed by ordinance, less one percent of the amount of tax collected, which the service provider is allowed to retain. Pursuant to the Public Service Tax Ordinance it is the duty of every seller of electricity, water service, metered or bottled gas, whether natural liquified petroleum gas or manufactured, fuel oil, telephone service and telegraph service within the geographic boundaries of the City, to collect from the purchaser, for the use of said City, the tax levied pursuant to the Public Service Tax Ordinance, at the time of collecting the selling price thereof, and to report and pay over, on or before the 10th day of each calendar month, unto the City all such taxes levied and collected during the preceding month. The Public Service Tax Ordinance provides that the sale of natural gas to a public or private utility, including a utility operated by the City or other municipal corporation, and rural electric cooperative associations, either for resale or for use as a fuel in the generation of electricity is not deemed to be a utility service and purchasers thereof under such circumstances shall be exempt from the payment of the Public Service Taxes. All federal, State of Florida, county and municipal governments and their commissions and agencies and all public schools are exempt from the payment of the Public Service Taxes. Release of Lien on Public Service Tax The lien of the holders of outstanding Bonds on the Public Service Taxes shall be released and extinguished upon receipt by the City of a certificate or an opinion of an independent certified public accountant which certifies or opines, as applicable, that the Local Option Gas Tax received by the City during each of the two preceding complete fiscal years shall have been equal to not less than 135% of the Maximum Bond Service Requirement on the Outstanding Bonds as of the date of such certificate or opinion, provided however, that such lien shall not be released unless the applicable laws with respect to the Local Option Gas Taxes are amended to extend the period that such taxes may be imposed to a date which equals or exceeds the final maturity date of all Outstanding Bonds. See "SECURITY AND SOURCE OF PAYMENT FOR THE 1998 BONDS - Release of Lien on Public Service Tax" herein. Additional Covenants of the City Pursuant to the Resolution, the City has covenanted that it will diligently enforce and collect the Pledged Revenues and will take steps, actions and proceedings for the enforcement and collection of such Pledged Revenues as shall become delinquent to the full extent permitted or authorized by law; and will maintain accurate records with respect thereof; and will not repeal or adversely amend its Charter, ordinances, resolutions or interlocal agreements relating to the Pledged Revenues so as to impair the power and obligations of the City to collect such Pledged Revenues. The City further covenants that it shall not repeal or adversely amend its Charter, ordinances, resolutions or interlocal agreements relating to the Pledged Revenues so as to impair the power and obligations of the City to collect such Pledged Revenues. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 0 Historical and Projected Coverage of the Maximum Bond Service Requirement Historical Local Option Gas Taxes and Public Service Taxes collected for the Fiscal Years ending September 30, 1993 through 1997, projected Local Option Gas Taxes and Public Service Taxes collected for the Fiscal Year ended September 30, 1998 and the historical and projected coverage afforded thereby based on the Maximum Bond Service Requirement for the Bonds are set forth below: Coverage Based Coverage for Fiscal Years ending September 30, 1993 through 1997 was calculated based on the maximum debt service requirement for the Series 1990 Bonds ($623,302). For Fiscal Year 1998, coverage was calculated based on the sum of the approximate combined maximum debt service requirement for the Series 1998 Bonds and the unrefimded portion of the Series 1990 Bonds ($1,294,603). (2) First year under the Interlocal Agreement. Collections in prior years were based on the 1980 census population figures. See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Local Option Gas Tax" herein. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] Local Public Total Local on Maximum Fiscal Option Service Option Gas Debt Service Years Ending Gas Tax Taxes Tax and Public Requirements September 30 Collected Collected Service Taxes For the Bonds(') 1993 $329,621 $1,003,064 $1,332,685 2.14% 1994 329,968 1,158,359 1,488,327 2.39 1995 339,910 1,285,064 1,624,974 2.61 1996 361,581 1,487,498 1,849,079 2.97 1997 386,850 1,729,244 2,116,094 3.39 1998 718,000(2) 1,798,200 2,516,200 1.93 Coverage for Fiscal Years ending September 30, 1993 through 1997 was calculated based on the maximum debt service requirement for the Series 1990 Bonds ($623,302). For Fiscal Year 1998, coverage was calculated based on the sum of the approximate combined maximum debt service requirement for the Series 1998 Bonds and the unrefimded portion of the Series 1990 Bonds ($1,294,603). (2) First year under the Interlocal Agreement. Collections in prior years were based on the 1980 census population figures. See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Local Option Gas Tax" herein. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] The amounts and the availability of the Local Option Gas Taxes and the Public Service Taxes are subject to change (including reduction or elimination) as a result of changes in State or Federal law or such factors as changing economic conditions, reduction in gas consumption resulting from a shortage in supply or an increase in the price of oil, changing physical or social characteristics of the City, and other future conditions or events not presently ascertainable. Subject to certain conditions set forth in the Resolution, the lien of the Bonds on Public Service Taxes may be released and discharged as described in "SECURITY AND SOURCE OF PAYMENT FOR THE 1998 BONDS - Release of Lien on Public Service Tax" herein and the Local Option Gas Tax currently expires in 2015. The City is unaware of any State or federal laws that are currently pending which would reduce or eliminate the amounts and availability of any of the sources of Pledged Revenues. Municipal Bond Insurance MBIA has committed to issue the Policy which will insure the timely payment of the principal of and interest on the Series 1998 Bonds at the stated maturity, mandatory sinking fund redemption and payment dates thereof. The insurance extends for the term of the Series 1998 Bonds and cannot be canceled by MBIA. Payment under the Policy is subject to the conditions described under the caption "MUNICIPAL BOND INSURANCE." Reserve Account The Resolution provides for the establishment and maintenance of a separate subaccount in the Reserve Account for each Series of Bonds issued pursuant to the Resolution. Upon delivery of the Series 1998 Bonds, the City shall deposit a surety bond issued by MBIA in an amount equal to the Reserve Requirement to the Reserve Account established for the benefit of the Series 1998 Bonds. Pursuant to the Resolution, the "Reserve Requirement" is defined as the lesser of. (i) the Maximum Debt Service Requirement, (ii) one and one-quarter times the Average Annual Debt Service Requirement, or (iii) such amount as will not adversely affect the exclusion of interest on the Series 1998 Bonds from the gross income of the holders of the Series 1998 Bonds for purposes of Federal income taxation. Proceeds of the surety bond on deposit in the subaccount of the Reserve Account established for the Series 1998 Bonds shall be applied in accordance with the provisions of the Resolution solely for the purpose of the payment of principal of, or interest on the Series 1998 Bonds for which such account was established and for no other Series of Bonds. Any withdrawals from the Reserve Account shall be subsequently restored from the first moneys available in the Revenue Fund, on a pro rata basis as to all reserve accounts, after all required current applications and allocations to the Debt Service Fund, including all deficiencies for prior payments, have been made in full. Notwithstanding the foregoing, in no event shall the City be required to deposit into any reserve account established under the Resolution (including the Reserve Account) an amount greater than that amount necessary to ensure that the difference between the Reserve Requirement for the Series of Bonds for which such account was established D and the amounts on deposit in such account on the date of calculation shall be restored not later than 60 months after the date of such deficiency (assuming equal monthly payments into such account for such 60 month period). Upon the issuance of any Additional Parity Obligations under the terms, limitations and conditions as provided in the Resolution, any additional deposit to the Reserve Account shall be in such amount as shall be determined by a resolution of the City adopted prior to the issuance of such Additional Parity Obligations. Additional Parity Obligations Additional Parity Obligations, payable from Pledged Revenues on a parity with the Series 1998 Bonds, may be issued under the Resolution upon satisfaction of the following conditions: (1) An independent certified public accountant shall certify or opine at the time of the issuance of the Additional Parity Obligations that no Event of Default exists under the Resolution. (2) Such independent certified public accountant shall certify or opine at the time of the issuance of the Additional Parity Obligations that the Local Option Gas Tax, together with the Public Service Taxes (unless the lien on the Public Service Taxes is previously released pursuant to the provisions of the Resolution), adjusted as provided below, received by the City during (i) the Fiscal Year immediately preceding the Fiscal Year in which the Additional Parity Obligations are to be issued or (ii) during two of the last three full Fiscal Years immediately preceding the Fiscal Year in which the Additional Parity Obligations are proposed to be issued shall have been equal to not less than 135% of the Maximum Bond Service Requirement on the Outstanding Bonds and the proposed Additional Parity Obligations during any Fiscal Year in which the Additional Parity Obligations to be issued will be outstanding. The Local Option Gas Taxes and, if not previously released from the lien of the Resolution, the Public Service Taxes for such period may be adjusted to include the estimated Local Option Gas Taxes or Public Service Taxes, as certified or opined to by an independent certified public accountant, that the City would have received from areas that the City has annexed prior to the issuance of the Additional Parity Obligations and which are not fully reflected in such period. The Local Option Gas Taxes and, if not previously released from the lien of the Resolution, the Public Service Taxes for such period may also be adjusted to include the estimated Local Option Gas Taxes or Public Service Taxes, as certified or opined to by an independent certified public accountant, that the City would have received during such period due to increase in the rate or rates or a modification in the method of distribution of such taxes effected during such period and not fully reflected in such period. The resolution authorizing the issuance of the Additional Parity Obligations shall recite that all of the covenants contained in the Resolution will be applicable to such Additional Parity Obligations, except as otherwise provided in the Resolution. No Additional Parity Obligations with interest payable at a variable rate may be issued without the consent of MBIA so long as the Policy with respect to the Series 1998 Bonds shall be in effect and MBIA shall not be in default thereunder. Issuance of Public Service Tax Obligations The City may issue Public Service Tax Obligations under the Resolution, which shall be payable on a parity with Public Service Taxes required to be deposited to the Debt Service Fund under the Resolution, upon the conditions and in the manner provided herein: (1) There shall be obtained and filed with the City an opinion or a certificate of an independent certified public accountant to the effect that the historical Local Option Gas Taxes and Public Service Taxes (adjusted as provided below) received by the City during (i) the Fiscal Year immediately preceding the Fiscal Year in which the Public Service Tax Obligations are proposed to be issued or (ii) two of the last three full Fiscal Years immediately preceding the Fiscal Year in which the Public Service Tax Obligations are proposed to be issued shall have been equal to not less than 135% of the Maximum Bond Service Requirement on all Outstanding Bonds. (2) There shall be obtained and filed with the City an opinion or a certificate of an independent certified public accountant to the effect that the portion of the historical Public Service Taxes adjusted as provided below received by the City during (i) the Fiscal Year immediately preceding the Fiscal Year in which the Public Service Tax Obligations are proposed to be issued or (ii) two of the last three Fiscal Years immediately preceding the Fiscal Year in which the Public Service Tax Obligations are proposed to be issued and not required to be used to provide the coverage requirements set forth in (1) above shall have been equal to not less than 120% of the maximum annual debt service requirement on any outstanding Public Service Tax Obligations and the Public Service Tax Obligations with respect to which such certificate is made. The Local Option Gas Tax and the Public Service Taxes for such period may be adjusted to include the estimated Local Option Gas Tax or Public Service Taxes, as applicable, as certified or opined to by an independent certified public accountant, that the City would have received from areas that the City has annexed prior to the issuance of the Public Service Tax Obligations and not fully reflected in such period. The Local Option Gas Tax and the Public Service Taxes for such period may also be adjusted to include the estimated Local Option Gas Tax or Public Service Taxes, as applicable, as certified or opined to by an independent certified public accountant, that the City would have received during 10 such period due to an increase in the rate or rates or a modification in the method of distribution of such taxes effected during such period and not fully reflected in such period. An independent certified public accountant shall certify or opine at the time of issuance of the Public Service Tax Obligations that no Event of Default exists under the Resolution. No Public Service Tax Obligations with interest payable at a variable rate may be issued without the consent of MBIA so long as the Policy with respect to the Series 1998 Bonds shall be in effect and MBIA shall not be in default thereunder. Additionally, no Public Service Tax Obligations may be issued which include the power to accelerate the principal of and the redemption premiums, if any, on such Public Service Tax Obligations for so long as Bonds shall be Outstanding under the Resolution. Upon the release and extinguishment of the lien on the Public Service Taxes, as set forth in the Resolution, the above restrictions on the City's ability to issue Public Service Tax Obligations shall be of no further force and effect. Investment Money on deposit in the Construction Fund, the Revenue Fund, the Public Service Taxes fund and the Debt Service Fund, excluding the Reserve Account, may be invested and reinvested in Investment Securities which mature not later than the dates on which the moneys on deposit therein will be needed for the purpose of such fund. Moneys in each subaccount in the Reserve Account, if any, may be invested and reinvested in Investment Securities maturing not later than the latest maturity date of any Bond for which such subaccount was established. All income on such investments, except for income on investments in the Reserve Account and the Construction Fund, shall be deposited in the respective funds and accounts from which such investments were made and be used for the purposes thereof unless and until the amount required to be on deposit is on deposit therein, and thereafter shall be deposited in the Revenue Fund. Investment income on each subaccount in the Reserve Account shall be deposited and credited as determined by subsequent resolution of the Issuer adopted prior to the series of Bonds for which such subaccount is established. Investment income earned on the Construction fund shall remain on deposit in the construction Fund and shall be used solely for the purposes set forth in the Resolution. MUNICIPAL BOND INSURANCE Bond Insurance Policy The following information has been furnished by MBIA for use in this Official Statement. Reference is made to APPENDIX F - "SPECIMEN COPY OF MUNICIPAL BOND INSURANCE POLICY AND SURETY BOND" herein for a specimen of MBIA's Policy. 11 MBIA's Policy unconditionally and irrevocably guarantees the full and complete payment required to be made by or on behalf of the City to the Paying Agent or its successor of an amount equal to (i) the principal of (either at the stated maturity or by an advancement of maturity pursuant to a mandatory sinking fund payment) and interest on, the Series 1998 Bonds as such payments shall become due but shall not be so paid (except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise, other than any advancement of maturity pursuant to a mandatory sinking fund payment, the payments guaranteed by MBI A's Policy shall be made in such amounts and at such times as such payments of principal would have been due had there not been any such acceleration); and (ii) the reimbursement of any such payment which is subsequently recovered from any owner of the Series 1998 Bonds pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable bankruptcy law (a "Preference"). MBIA's Policy does not insure against loss of any prepayment premium which may at any time be payable with respect to any Series 1996 Bond. MBIA's Policy does not, under any circumstance, insure against loss relating to: (i) optional or mandatory redemptions (other than mandatory sinking fund redemptions); (ii) any payments to be made on an accelerated basis; (iii) payments of the purchase price of Series 1998 Bonds upon tender by an owner thereof, or (iv) any Preference relating to (i) through (iii) above. MBIA's Policy also does not insure against nonpayment of principal of or interest on the Series 1998 Bonds resulting from the insolvency, negligence or any other act or omission of the Paying Agent or any other paying agent for the Series 1998 Bonds. Upon receipt of telephonic or telegraphic notice, such notice subsequently confirmed in writing by registered or certified mail, or upon receipt of written notice by registered or certified mail, by MBIA from the Paying Agent or any owner of a Series 1998 Bond the payment of an insured amount for which is then due, that such required payment has not been made, MBIA on the due date of such payment or within one business day after receipt of notice of such nonpayment, whichever is later, will make a deposit of funds, in an account with State Street Bank and Trust Company, N.A., in New York, New York, or its successor, sufficient for the payment of any such insured amounts which are then due. Upon presentment and surrender of such Series 1998 Bonds or presentment of such other proof of ownership of the Series 1998 Bonds, together with any appropriate instruments of assignment to evidence the assignment of the insured amounts due on the Series 1998 Bonds as are paid by MBIA, and appropriate instruments to effect the appointment of MBIA as agent for such owners of the Series 1998 Bonds in any legal proceeding related to payment of insured amounts on the Series 1998 Bonds, such instruments being in a form satisfactory to State Street Bank and Trust Company, N.A., State Street Bank and Trust Company, N.A. shall disburse to such owners or the Paying Agent payment of the insured amounts due on such Series 1998 Bonds, less any amount held by the Paying Agent for the payment of such insured amounts and legally available therefor. 12 MBIA is the principal operating subsidiary of MBIA Inc., a New York Stock Exchange listed company (the "Company"). MBIA is not obligated to pay the debts of or claims against MBIA. MBIA is domiciled in the State of New York and licensed to do business in and subject to regulation under the laws of all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, the Commonwealth of the Northern Mariana Islands, the Virgin Islands of the United States and the Territory of Guam. MBIA has two European branches, one in the Republic of France and the other in the Kingdom of Spain. New York has laws prescribing minimum capital requirements, limiting classes and concentrations of investments and requiring the approval of policy rates and forms. State laws also regulate the amount of both the aggregate and individual risks that may be insured, the payment of dividends by MBIA, changes in control and transactions among affiliates. Additionally, MBIA is required to maintain contingency reserves on its liabilities in certain amounts and for certain periods of time. Effective February 17, 1998, the Company acquired all of the outstanding stock of Capital Markets Assurance Corporation ("CMAC") through a merger with its parent CapMAC Holdings Inc. Pursuant to a reinsurance agreement, CMAC has ceded all of its net insured risks (including any amounts due but unpaid from third parry reinsurers), as well as its unearned premiums and contingency reserves to MBIA. The Company is not obligated to pay the debts of or claims against CMAC. As of December 31, 1997, MBIA had admitted assets of $5.3 billion (audited), total liabilities of $3.5 billion (audited), and total capital and surplus of $1.8 billion (audited) determined in accordance with statutory accounting practices prescribed or permitted by insurance regulatory authorities. As of June 30, 1998, MBIA had admitted assets of $6.0 billion (unaudited), total liabilities of $4.0 billion (unaudited), and total capital and surplus of $2.0 billion (unaudited) determined in accordance with statutory accounting practices prescribed or permitted by insurance regulatory authorities. Furthermore, copies of MBIA's year end financial statements prepared in accordance with statutory accounting practices are available from MBIA. A copy of the Annual Report on Form 10-K of MBIA is available from MBIA or the Securities and Exchange Commission. The address of MBIA is 113 King Street, Armonk, New York 10504. The telephone number is (914) 273-4545. Moody's Investors Service, Inc. rates the claims paying ability of the Bond Insurer "Aaa." Standard & Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc. rates the claims -paying ability of MBIA "AAA." Fitch IBCA, Inc. (formerly known as Fitch Investors Service, L.P.) rates the claims paying ability of MBIA "AAA." Each rating of MBIA should be evaluated independently. The ratings reflect the respective rating agency's current assessment of the creditworthiness of MBIA and its ability to pay claims on 13 its policies of insurance. Any further explanation as to the significance of the above ratings may be obtained only from the applicable rating agency. The above ratings are not recommendations to buy, sell or hold the Series 1998 Bonds, and such ratings may be subject to revision or withdrawal at any time by the rating agencies. Any downward revision or withdrawal of either or both ratings may have an adverse effect on the market price of the Series 1998 Bonds. MBIA does not guarantee the market price of the Series 1998 Bonds nor does it guarantee that the ratings on the Series 1998 Bonds will not be reversed or withdrawn. The insurance provided by this Policy is not covered by the Florida Insurance Guaranty Association created under Chapter 631, Florida Statutes. Debt Service Reserve Surety Bond Application has been made to the MBIA for a commitment to issue a surety bond (the 'Debt Service Reserve Fund Surety Bond"). The Debt Service Reserve Fund Surety Bond will provide that upon notice from the Paying Agent to MBIA to the effect that insufficient amounts are on deposit in the Debt Service Fund to pay the principal of (at maturity or pursuant to mandatory redemption requirements) and interest on the Series 1998 Bonds, MBIA will promptly deposit with the Paying Agent an amount sufficient to pay the principal of and interest on the Series 1998 Bonds or the available amount of the Debt Service Reserve Fund Surety Bond, whichever is less. Upon the later of. (i) three (3) days after receipt by MBIA of a Demand for Payment in the form attached to the Debt Service Reserve Fund Surety Bond, duly executed by the Paying Agent, or (ii) the payment date of the Seris 1998 Bonds as specified in the Demand for Payment presented by the Paying Agent to MBIA, MBIA will make a deposit of funds in an account with the State Street Bank and Trust Company, N.A., in New York, New York, or its successor, sufficient for the payment to the Paying Agent, of amounts which are then due to the Paying Agent (as specified in the Demand for Payment) subject to the Surety Bond Coverage. The available amount of the Debt Service Reserve Fund Surety Bond is the initial face amount of the Debt Service Reserve Fund Surety Bond less the amount of any previous deposits by MBIA with the Paying Agent which have not been reimbursed by the City. The City and MBIA have entered into a Financial Guaranty Agreement dated October , 1998 (the "Agreement"). Pursuant to the Agreement, the City is required to reimburse MBIA, within one year of any deposit, the amount of such deposit made by MBIA with the Paying Agent under the Debt Service Reserve Fund Surety Bond. Such reimbursement shall be made only after all required deposits to the Operation and Maintenance Fund and the Deb Service Fund have been made. Under the terms of the Agreement, the Paying Agent is required to reimburse MBIA, with interest, until the face amount of the Debt Service Reserve Fund Surety Bond is reinstated before any deposit is made to the General Fund. No optional redemption of the Series 1998 Bonds may be made until MBIXs Debt Service Reserve Fund Surety Bond is reinstated. The Debt Service Reserve Fund Surety Bond will be held by the Paying Agent in the Debt Service Reserve Fund and is 14 provided as an alternative to the City depositing a part of the funds equal to the Debt Service Requirement for outstanding Series 1998 Bonds. The Debt Service Reserve Fund Surety Bond will be issued in the face amount equal to the Maximum Annual Debt Service for the Series 1998 Bonds and the premium therefore will be fully paid by the City at the time of delivery of the Series 1998 Bonds. BOOK -ENTRY ONLY SYSTEM The Series 1998 Bonds will be issued in registered book -entry form only. Beneficial Owners of the Series 1998 Bonds will not receive delivery of bond certificates representing their ownership interests in the Series 1998 Bonds, except in the event that use of the book -entry only system for the Series 1998 Bonds is discontinued. One fully registered bond certificate will be issued for each maturity of the Series 1998 Bonds. The Depository Trust Company "DTC"), New York, New York, will act as securities depository for the Series 1998 Bonds. The Series 1998 Bonds will be issued as fully registered securities in the name of Cede & Co. (DTC's partnership nominee). The description which follows of the procedures and recordkeeping with respect to beneficial ownership interests in the Series 1998 Bonds, payment of interest and principal on the Series 1998 Bonds to DTC Participants (as hereinafter defined) or Beneficial Owners of the Series 1998 Bonds (as defined herein), confirmation and transfer of beneficial ownership interests in the Series 1998 Bonds, and other related transactions by and between DTC, the DTC Participants and Beneficial Owners of the Series 1998 Bonds is based solely on information furnished by DTC to the City for inclusion in this Official Statement. Accordingly, the City neither makes nor can make any representations concerning these matters. 1. The Depository Trust Comnanv. DTC is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended. DTC holds securities that its participants (the "Participants") deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through electronic book -entry changes in Participants' accounts, thereby eliminating the need of physical movement of securities certificates. "Direct Participants" include securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc., and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as securities brokers, dealers, banks and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly (the "Indirect Participants"). The rules applicable to DTC and its Participants are on file with the Securities and Exchange Commission. 15 2. Purchase of the Series 1998 Bonds. Purchases of Series 1998 Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for such Series 1998 Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 1998 Bond (the "Beneficial Owner") is, in tum, to be recorded on the records of the Direct and Indirect Participants. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Series 1998 Bonds will be accomplished by entries on the books of Participants acting on behalf of the Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in the Series 1998 Bonds, except in the event that use of the book -entry system for the Series 1998 Bonds is discontinued. SO LONG AS CEDE & CO. IS THE REGISTERED OWNER OF THE SERIES 1998 BONDS, AS NOMINEE OF DTC, REFERENCES HEREIN TO THE SERIES 1998 BONDHOLDERS OR REGISTERED OWNERS OF THE SERIES 1998 BONDS SHALL MEAN CEDE & CO AND NOT THE BENEFICIAL OWNERS OF THE SERIES 1998 BONDS. 3. Subsequent Transfers by Beneficial Owners. To facilitate subsequent transfers, all Series 1998 Bonds deposited by Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co. The deposit of Series 1998 Bonds with DTC and their registration in the name of Cede & Co. effect no change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Series 1998 Bonds. DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 1998 Bonds are credited, which may or may not be the Beneficial Owners. The Participants will remain responsible for keeping account of their holdings on behalf of their customers. 4. Notices. Consents. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participant to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Redemption notice shall be sent to Cede & Co. if less than all of the Series 1998 Bonds are being redeemed. DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. will consent or vote with respect to the Series 1998 Bonds. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Series 1998 Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). 5. Payment of the Series 1998 Bonds. Principal and interest payments on the Series 1998 Bonds will be made to DTC. DTC's practice is to credit the accounts of the Direct Participants on the payable date in accordance with their respective holdings shown on the records of DTC unless DTC has reason to believe that it will not receive payment on the payable date. Payments by the 16 Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Paying Agent or the City, subject to any statutory and regulatory requirements as may be in effect from time to time. Payment of principal and interest to DTC is the responsibility of the City and SunTrust Bank, Central Florida, National Association, the Paying Agent for the Series 1998 Bonds. Disbursement of such payments to Direct Participants is the responsibility of DTC, and disbursement of such payments to the Beneficial Owners is the responsibility of the Direct and Indirect Participants. 6. Discontinuance of Book -Entry System. DTC may discontinue providing its services as securities depository with respect to the Series 1998 Bonds at any time by giving reasonable notice to the City or the Paying Agent. Under such circumstances, in the event that a successor securities depository is not obtained, bond certificates for the Series 1998 Bonds are required to be printed and delivered. The City may decide to discontinue use of the system of book -entry transfers through DTC (or a successor securities depository). In that event, bond certificates for the Series 1998 Bonds will be printed and delivered. THE REFUNDING PROGRAM Certain ofthe proceeds ofthe Series 1998 Bonds and other legally available funds of the City shall be deposited irrevocably with SunTrust Bank, Central Florida, National Association, Orlando, Florida, or any successor (the 'Escrow Agent") in trust in the escrow account under the terms and provisions of the Escrow Deposit Agreement (the 'Escrow Deposit Agreement'), by and between the City and the Escrow Holder. Under the Escrow Deposit Agreement, the Escrow Agent will invest such proceeds in bonds or other obligations which as to principal and interest constitute direct obligations of, or are unconditionally guaranteed by, the United States of America ("Federal Securities"), none of which permit redemption at the option of the United States of America prior to the dates on which such Federal Securities shall be applied pursuant to the Escrow Deposit Agreement in the manner set forth in the Escrow Deposit Agreement, which investments shall mature at such times and in such amounts as shall be sufficient to pay the principal of and interest on the Refunded Bonds, as the same shall become due and payable. Bond Counsel will opine at the time of the delivery of the Series 1998 Bonds upon reliance on a verification report that the lien on the Pledged Revenues of that portion of the Series 1990 Bonds refunded is no longer in effect. Following the delivery of the Series 1998 Bonds, the Series 1990 Bonds shall be outstanding in the aggregate principal amount of $1,540,000. 17 THE SERIES 1998 BONDS General The Series 1998 Bonds shall be issued in fully registered form, without coupons, in the denomination of $5,000 each, or integral multiples thereof, shall be dated, shall bear interest computed on the basis of a 360 -day year of twelve 30 -day months at the rates and shall mature on the dates and in the amounts shown on the cover page hereof. The Series 1998 Bonds shall bear interest from the interest payment date next preceding the date on which it is authenticated, unless authenticated on an interest payment date, in which case it shall bear interest from such interest payment date, or unless authenticated prior to the first interest payment date, in which case it shall bear interest from its date. However, if at the time of authentication payment of any interest which is due and payable has not been made, such Series 1998 Bond shall bear interest from the date to which interest shall have been paid. The interest on the Series 1998 Bonds shall be payable by the Paying Agent, by check or draft on each interest payment date, to the registered owner thereof at the address as shown on the registration books kept by the Registrar at the close of business on the fifteenth day of the calendar month immediately preceding such interest payment date (the 'Record Date"). At the written request and expense of a registered owner of $1,000,000 or more of Series 1998 Bonds, interest may be paid to such registered owner by wire transfer or other medium acceptable to the City and the Paying Agent. Payment of the principal of all Series 1998 Bonds shall be made, when due, upon the presentation and surrender of such Series 1998 Bonds at the office of the Paying Agent as the same shall become due and payable. Only Series 1998 Bonds which have endorsed thereon a certificate of authentication duly executed by the Registrar, as authenticating agent, shall be entitled to any benefit or security under the Resolution. No Series 1998 Bond shall be valid or obligatory for any purpose unless such certificate of authentication shall have been duly executed by the Registrar. The Registrar shall keep books for the registration of and for the registration of transfers of Series 1998 Bonds as provided in this Resolution. In case any Series 1998 Bond shall become mutilated, or be destroyed, stolen or lost, the City may in its discretion cause to be executed, and the Registrar shall authenticate and deliver, a new Series 1998 Bond of like maturity, date and tenor as the Bond so mutilated, destroyed, stolen or lost in exchange and substitution for such mutilated Series 1998 Bond upon surrender and cancellation of such mutilated Series 1998 Bond or in lieu of and substitution for the Bond destroyed, stolen or lost, and upon the Holder famishing the City and the Registrar proof of his ownership thereof and satisfactory indemnity and complying with such other reasonable regulations and conditions as the City and the Registrar may prescribe and paying such expenses as the City and the Registrar may incur. All Series 1998 Bonds so surrendered shall be cancelled by the Registrar. If any of the Series 1998 Bonds shall have matured or be about to mature, instead of issuing a substitute Series 1998 18 Bond, the Paying Agent may pay the same, upon the City and Registrar being indemnified as aforesaid, and if such Series 1998 Bond be lost, stolen or destroyed, without surrender thereof. Any such duplicate Series 1998 Bonds issued pursuant to this Section shall constitute original, additional contractual obligations on the part of the City whether or not the lost, stolen or destroyed Series 1998 Bonds be at any time found by anyone, and such duplicate Series 1998 Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the Pledged Revenues, to the same extent as all other Series 1998 Bonds issued hereunder. Optional Redemption The Series 1998 Bonds maturing on or prior to October 1, 20_ are not subject to redemption prior to their respective maturities. The Series 1998 Bonds maturing on or after October 1, 20 are subject to redemption prior to maturity on or after October 1, 20. at the option of the City, in whole at any time or in part on any interest payment date in such manner as shall be determined by the City and by lot within a maturity if less than a full maturity from any legally available moneys at a redemption price (expressed as a percentage of the principal amount) as set forth in the following table, plus accrued interest to the redemption date. Period During Which Redeemed Redemption (Both dates inclusive)_ Price October 1, through September 30, October 1, through September 30, October 1, and thereafter Mandatory Redemption The Series 1998 Bonds which mature on October 1, _ are subject to mandatory redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, _, and on each October 1 thereafter, in the following principal amounts in the years specified: *Maturity Principal Year Amount 19 The Series 1998 Bonds which mature on October 1, _ are subject to mandatory redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, _ , and on each October 1 thereafter, in the following principal amounts in the years specified: Principal Year Amount *Maturity The Series 1998 Bonds which mature on October 1, _ are subject to mandatory redemption in part prior to maturity by lot, at redemption prices equal to 100% of the principal amount thereof plus interest accrued to the redemption date, beginning on October 1, _ , and on each October 1 thereafter, in the following principal amounts in the years specified: Principal Year Amount *Maturity Notice of Redemption The Series 1998 Bonds are subject to redemption prior to maturity as herein above provided. As long as a book -entry only system with DTC is used for determining beneficial ownership of the Series 1998 Bonds, notice of redemption will only be sent to Cede & Co. Cede & Co. will be responsible for notifying the DTC Participants who will in tum be responsible for notifying the Beneficial Owners. Any failure of DTC to mail such notice to any DTC Participant or of any DTC Participant to notify the Beneficial Owner will not affect the validity of the redemption of the Series 1998 Bonds. If less than all of the Series 1998 Bonds are called for redemption, DTC will determine which DTC Participant's interest in the Series 1998 Bonds will be called for redemption by lot pursuant to DTC's standard practices. Each DTC Participant will determine which Beneficial KE Owners' interest in the Series 1998 Bonds will be called for redemption by lot pursuant to such DTC Participant's standard practices. In the event that the use of a book -entry system with respect to the Series 1998 Bonds is discontinued, notice of redemption shall, at least thirty (30) days prior to the redemption date, be filed with the Registrar, and mailed, first class mail, postage prepaid, to all Holders of Bonds to be redeemed at their addresses as they appear on the registration books hereinbefore provided for, but failure to mail such notice to one or more Holders of Bonds shall not affect the validity of the proceedings for such redemption with respect to Holders of Bonds to which notice was duly mailed hereunder. Each such notice shall set forth the date fixed for redemption, the redemption price to be paid and, if less than all of the Series 1998 Bonds of one maturity are to be called, the distinctive numbers of such Series 1998 Bonds to be redeemed and in the case of Series 1998 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. In addition to the mailing of the notice described in the immediately preceding paragraph, each notice of redemption shall (i) be sent at least 35 days before the redemption date and to the extent possible, at least two days prior to the general date of mailing by registered or certified mail or overnight delivery service or telecopy to all registered securities depositories then in the business of holding substantial amounts of obligations of types comprising the Series 1998 Bonds (such depositories now being The Depository Trust Company, New York, New York, and Midwest Securities Trust Company, Chicago, Illinois), and to two or more national information services that disseminate notices of redemption of obligations such as the Series 1998 Bonds, and (ii) be published one time in The Bond Buyer, New York, New York or, if such publication is impractical or unlikely to reach a substantial number of the holders of the Series 1998 Bonds to be redeemed, in some other financial newspaper or journal which regularly carries notices of redemption of other obligations similar to the Series 1998 Bonds, such publication to be made at least 30 days prior to the date fixed for redemption; provided, however, that failure of such notice or payment to comply with the terms of this paragraph shall not in any manner defeat the effectiveness of a call for redemption if notice thereof is given as otherwise prescribed above in this section. Upon the payment of the redemption price of Series 1998 Bonds being redeemed, each check or other transfer of funds issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the Series 1998 Bonds being redeemed with the proceeds of such check or other transfer. A second notice of redemption shall be mailed in the manner provided above to any Bondholder who has not tendered Series 1998 Bonds that have been called for redemption within sixty (60) days after the applicable redemption date. Upon surrender of any Series 1998 Bond for redemption in part only, the Registrar shall authenticate and deliver to the Bondholder thereof, the cost of which shall be paid by the City, a new Series 1998 Bond of the same maturity and type and of an authorized denomination equal to the unredeemed portion of the Series 1998 Bond surrendered. 21 Transfer and Exchange In the event the book -entry only system for the Series 1998 Bonds is discontinued for any reason, the transfer of any Series 1998 Bonds may be registered only upon such books and only upon surrender thereof to the Registrar together with an assignment duly executed by the Bondholder or his attorney or legal representative in such form as shall be satisfactory to the Registrar. Upon any such registration or transfer the City shall execute and the Registrar shall authenticate and deliver in exchange for such Series 1998 Bond, a new Series 1998 Bond or Series 1998 Bonds registered in the name of the transferee, of the same maturity and type and in an aggregate principal amount equal to the principal amount of such Series 1998 Bond or Series 1998 Bonds so surrendered. Any Series 1998 Bond, upon surrender thereof at the principal corporate trust office of the Registrar (or if the Clerk is the Registrar, at the office of the Clerk), together with an assignment duly executed by the Bondholder or his attorney or legal representative in such form as shall be satisfactory to the Registrar, may, at the option of the Bondholder, be exchanged for an aggregate principal amount of Series 1998 Bonds equal to the principal amount and of the same type of the Series 1998 Bond or Series 1998 Bonds so surrendered. The Registrar shall make provision for the exchange of Bonds at the principal corporate trust office of the Registrar (or if the Clerk is the Registrar, at the office of the Clerk). In all cases in which Series 1998 Bonds shall be exchanged, the City shall execute and the Registrar shall authenticate and deliver, at the earliest practicable time, a new Series 1998 Bond or Series 1998 Bonds of the same maturity and of the same type in accordance with the provisions of the Resolution. All Bonds surrendered in any such exchange shall forthwith be canceled by the Registrar. The City or the Registrar may make a charge for every such exchange of Series 1998 Bonds sufficient to reimburse it for any tax or other governmental charge required to be paid with respect to such exchange, but no other charge shall be made to any Bondholder for the privilege of exchanging Series 1998 Bonds under the provisions of the Resolution. Neither the City nor the Registrar shall be required to make any such exchange of Series 1998 Bonds after the Record Date. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 22 ESTIMATED SOURCES AND USES OF FUNDS The proceeds to be received from the sale of the Series 1998 Bonds, including accrued interest on the Series 1998 Bonds to the date of delivery, are expected to be applied as follows: Sources of Funds Principal Amount of Series 1998 Bonds ..................... $ Less: Original Issue Discount ............................. Plus: Accrued Interest ................................... Total Sources .................................... Uses of Funds Deposit to Construction Fund i') ........................... $ Deposit to Escrow Account under the Escrow Deposit Agreement .................................... Deposit of Accrued Interest to Interest Account ............... Costs of Issuance (2) ..................................... . Total Uses ...................................... $ "' Moneys used to fund a portion of the Project. (Z) Includes underwriter's discount, costs of issuance and bond insurance and surety bond premiums. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 23 IM SCHEDULED DEBT SERVICE FOR THE SERIES 1998 BONDS AND PARITY BONDS Series 1998 Bonds Fiscal Year Series 1990 Total Ending Aggregate Bonds Debt October 1 Principal") Interest Debt Service Debt Servid') Service 1998 1999 $164,042.50 2000 160,592.50 2001 162,092.50 2002 163,215.00 2003 163,835.00 2004 164,090.00 2005 163,980.00 2006 163,505.00 2007 162,625.00 2008 161,250.00 2009 164,500.00 2010 162,000.00 2011 164,125.00 2012 160,500.00 2013 161,500.00 2014 161,750.00 2015 161,250.00 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 TOTAL $2,764,852.50 Includes Amortization Installments for Term Bonds. Debt service on the Series 1990 Bonds that will remain outstanding following the issuance of the Series 1998 Bonds. 24 THE CITY The City of Ocoee, Florida was incorporated in 1925. It is bounded on the west by Winter Garden, Florida, and on the south by Windermere, Florida, and has a land area of approximately 20.5 square miles, making it the second largest city in land area of the thirteen cities in Orange County. As of April 1998, the population of the City was estimated at 21,007, which ranks the City third in population of the cities in Orange County. The City is governed by a Commission -Manager form of government. The four City Commissioners and the Mayor are elected on staggered two-year terms of office, who in turn appoint the City Manager. History and Organization The City of Ocoee, Florida, is a municipal corporation created under the laws of the State of Florida. The current Mayor and commissioners, the years in which their terms expire, and their principal occupations are as follows: Commissioner S. Scott Vandergrift, Mayor Danny Howell Nancy J. Parker Scott A. Glass Scott Anderson Expiration of Term Occupation March, 1999 Real Estate March, 1999 Construction March, 2000 Secretary March, 1999 Attorney March, 2000 Pilot For additional information concerning the City, see "APPENDIX A - GENERAL INFORMATION CONCERNING THE CITY OF OCOEE AND ORANGE COUNTY" attached hereto. THE PROJECT A portion of the proceeds of the Series 1998 Bonds shall be used to fund certain proposed roadway projects for the City, including but not limited to Maguire Road, Professional Parkway and Main Street (collectively, the 'Project"), each of which is described below. Maguire Road Project The City is undertaking the improvement of a 1.5 mile segment of Maguire Road that extends from 1200 feet south of the intersection of Roberson and Moore Roads in a south -north direction to State Road 50 ("SR 50") due to the increase in projected traffic volumes. Maguire Road is functionally classified as a collector road. The existing road is a two lane rural section (open drainage) that overpasses the Florida Turnpike within these limits. The proposed roadway 25 improvement project has been divided into three phases and the total construction cost for this roadway project is estimated at $8,300,000. Professional Parkway Project The City proposes to improve the segment of Professional Parkway that extends from Maguire Road east to Old Winter Garden Road. The existing road is a two lane rural typical section with 12 foot lanes, an open drainage system and an existing right-of-way width of 60 feet. The total length of this roadway project is 0.50 miles and the estimated construction cost excluding right-of-way costs is $2,400,000. Main Street Project Main Street is presently a historical two lane brick road. In order to maintain this road as a historical preservation site, the City has proposed to realign 0.52 miles of the road from Chicago Avenue to Maguire Road and to pave 0.28 miles of existing dirt road from Chicago Avenue to Blackwood Avenue for a total roadway improvement length of 0.80 miles. The construction cost for this roadway project, excluding right-of-way costs, is estimated to be $2,100,000. Additional Projects To the extent available, the proceeds of the Series 1998 Bonds may also be expended on certain additional roadway projects of the City, as may be approved by the Commission. LITIGATION There is not now pending any litigation restraining or enjoining the issuance or delivery of the Series 1998 Bonds or the pledge of the Pledged Revenues or questioning or affecting the validity of the Series 1998 Bonds or the pledge of the Pledged Revenues or the proceedings and authority under which they are to be issued and the Pledged Revenues are pledged. While no litigation is currently pending, the right of Commissioner Danny Howell to hold his office has been questioned in that he is allegedly a convicted felon whose civil rights were not restored at the time of this election to office. The City Commission has scheduled a public hearing on this matter for October 1, 1998. The outcome of such hearing will not effect the validity of Resolution No. 98-13 with respect to the Series 1998 Bonds which was adopted on September 15, 1998 because the Commission voted unanimously in favor of such Resolution. Neither the creation, organization or existence of the City, nor the title of the present Mayor, or the other commissioners or officials of the City to their respective offices is being contested. 26 The City experiences routine litigation and claims incidental to the conduct of its affairs and the operating of the System. The City carries substantial insurance for these exposures, and pending claims are defended by and, if necessary, are anticipated to be paid by the insurance carriers. There is no cause either pending or, to the best knowledge of the City, threatened against the City which may materially adversely affect the ability of the City to pay the Series 1998 Bonds or adversely affect the general financial condition of the City. LEGAL MATTERS Certain legal matters incident to the validity of the Series 1998 Bonds and the issuance thereof by the City are subject to the approval of Bryant, Miller and Olive, P.A., Tampa, Florida, Bond Counsel, whose approving opinion will be printed on the Series 1998 Bonds. Certain legal matters will be passed upon for the City by Foley & Lardner, Orlando, Florida, City Attorney. Certain legal matters will be passed upon for the Underwriters by their counsel, Nabors, Giblin & Nickerson, P.A., Orlando, Florida. TAX EXEMPTION General The Internal Revenue Code of 1986, as amended, establishes certain requirements which must be met subsequent to the issuance and delivery of the Series 1998 Bonds in order that interest on the Series 1998 Bonds be and remain excluded from gross income for purposes of Federal income taxation. Non-compliance may cause interest on the Series 1998 Bonds to be included in Federal gross income retroactive to the date of issuance of the Series 1998 Bonds, regardless of the date on which such non-compliance occurs or is ascertained. These requirements include, but are not limited to, provisions which prescribe yield and other limits within which the proceeds of the Series 1998 Bonds and the other amounts are to be invested and require that certain investment earnings on the foregoing must be rebated on a periodic basis to the Treasury Department of the United States. The City has covenanted in the Resolution to comply with such requirements in order to maintain the exclusion from Federal gross income of the interest on the Series 1998 Bonds. In the opinion of Bond Counsel, assuming compliance with the aforementioned covenants, under existing laws, regulations, judicial decisions and rulings, interest on the Series 1998 Bonds is excluded from gross income for purposes of Federal income taxation. Interest on the Series 1998 Bonds is not an item of tax preference for purposes of the Federal alternative minimum tax imposed on individuals or corporations; however, interest on the Series 1998 Bonds may be subject to the alternative minimum tax when any Series 1998 Bond is held by a corporation. The alternative minimum taxable income of a corporation must be increased by 75% of the excess of such corporation's adjusted current earnings over its alternative minimum taxable income (before this adjustment and the alternative tax net operating loss deduction). "Adjusted current earnings" will 27 include interest on the Series 1998 Bonds. The Series 1998 Bonds are exempt from all present intangible personal property taxes imposed pursuant to Chapter 199, Florida Statutes. Except as described above, Bond Counsel will express no opinion regarding the Federal income tax consequences resulting from the ownership of, receipt or accrual of interest on, or disposition of Series 1998 Bonds. Prospective purchasers of Series 1998 Bonds should be aware that the ownership of Series 1998 Bonds may result in collateral Federal income tax consequences, including (1) the denial of a deduction for interest on indebtedness incurred or continued to purchase or carry Series 1998 Bonds, (2) the reduction of the loss reserve deduction for property and casualty insurance companies by 15% of certain items, including interest on the Series 1998 Bonds, (3) for taxable years beginning before January 1, 1996, the inclusion of interest on Series 1998 Bonds in "modified alternative minimum taxable income" for purposes of the environmental tax imposed on corporations, (4) the inclusion of interest on the Series 1998 Bonds in earnings of certain foreign corporations doing business in the United States for purposes of a branch profits tax, (5) the inclusion of interest on Series 1998 Bonds in passive income subject to Federal income taxation of certain Subchapter S corporations with Subchapter C earnings and profits at the close of the taxable year, and (6) the inclusion of interest on the Series 1998 Bonds in "modified adjusted gross income" by recipients of certain Social Security and Railroad Retirement benefits for purposes of determining whether such benefits are included in gross income for Federal income tax purposes. PURCHASE, OWNERSHIP, SALE OR DISPOSITION OF THE SERIES 1998 BONDS AND THE RECEIPT OR ACCRUAL OF THE INTEREST THEREON MAY HAVE ADVERSE FEDERAL TAX CONSEQUENCES FOR CERTAIN INDIVIDUAL AND CORPORATE BONDHOLDERS. PROSPECTIVE BONDHOLDERS SHOULD CONSULT WITH THEIR TAX SPECIALISTS FOR INFORMATION IN THAT REGARD. During recent years legislative proposals have been introduced in Congress, and in some cases enacted, that altered certain Federal tax consequences resulting from the ownership of obligations that are similar to the Series 1998 Bonds. In some cases these proposals have contained provisions that altered these consequences on a retroactive basis. Such alteration of Federal tax consequences may have affected the market value of obligations similar to the Series 1998 Bonds. From time to time, legislative proposals are pending which could have an effect on both the Federal tax consequences resulting from ownership of Series 1998 Bonds and their market value. No assurance can be given that legislative proposals will not be introduced or enacted that would or might apply to, or have an adverse effect upon, the Series 1998 Bonds. Tax Treatment of Original Issue Discount Under the Code, the difference between the maturity amounts of the Series 1998 Bonds maturing in the years through , inclusive, and in the years _ and _ and the initial offering price to the public, excluding bond houses, brokers or similar persons or organizations acting in the capacity of underwriters or wholesalers, at which price a substantial amount of Series 1998 Bonds of the same maturity was sold is 'original issue discount." Original issue discount will accrue over the term of such Series 1998 Bonds at a constant interest rate compounded periodically. IN A purchaser who acquires such Series 1998 Bonds in the initial offering at a price equal to the initial offering price thereof to the public will be treated as receiving an amount of interest excludable from gross income for federal income tax purposes equal to the original issue discount accruing during the period he holds such Series 1998 Bonds, and will increase his adjusted basis in such Series 1998 Bonds by the amount of such accruing discount for purposes of determining taxable gain or loss on the sale or other disposition of such Series 1998 Bonds. The Federal income tax consequences of the purchase, ownership and sale or other disposition of Series 1998 Bonds which are not purchased in the initial offering at the initial offering price may be determined according to rules which differ from those above. Owners of such Series 1998 Bonds should consult their own tax advisors with respect to the precise determination for Federal income tax purposes of interest accrued upon sale or other disposition of Series 1998 Bonds and with respect to the state and local tax consequences of owning and disposing of Series 1998 Bonds. VERIFICATION The accuracy of the mathematical computations of the adequacy of the maturing principal amounts and interest on escrow securities and initial cash balances to pay all principal of, interest on, and redemption premium and accrued interest on the Refunded Bonds through their redemption dates will be verified by McGladrey & Pullen, LLP, Minneapolis, Minnesota. Such verification will be based upon information provided by the Underwriter and the Financial Advisor. UNDERWRITING The Underwriters have agreed, subject to certain conditions, to purchase the Series 1998 Bonds from the City at a price $ , (which represents the $ principal amount of the Bonds less an original issue discount of $ and less an Underwriters' discount of $ ) plus accrued interest. The initial public offering prices set forth on the cover page of this Official Statement include aggregate original issue discount of $ . The Underwriters' obligation is subject to certain conditions precedent, and they will be obligated to purchase all of the Series 1998 Bonds if any Series 1998 Bonds are purchased. The Series 1998 Bonds may be offered and sold to certain dealers (including dealers depositing such Series 1998 Bonds into investment trusts) at prices lower than the public offering prices stated on the cover page hereof, and such public offering prices may be changed from time to time by the Underwriter. CONTINUING DISCLOSURE The City has covenanted for the benefit of Series 1998 Bondholders to provide certain financial information and operating data relating to the City and the Series 1998 Bonds in each year (the "Annual Report"), and to provide notices of the occurrence of certain enumerated material events. Such covenant shall only apply so long as the Series 1998 Bonds remain outstanding under the Resolution. The covenant shall also cease upon the termination of the continuing disclosure 29 requirements of SEC Rule 15c2 -12(b)(5) (the "Rule") by legislative, judicial or administration action. The Annual Report will be filed by the City with each Nationally Recognized Municipal Securities Information Repository (the "NRMSIRs") described in APPENDIX E - "FORM OF CONTINUING DISCLOSURE CERTIFICATE" attached hereto, as well as any state information depository that is subsequently established in the State of Florida (the "SID"). The notices of material events will be filed by the City with the NRMSIRs or the Municipal Securities Rulemaking Board, and with the SID. The specific nature of the information to be contained in the Annual Report and the notices of material events are described in "APPENDIX E - FORM OF CONTINUING DISCLOSURE CERTIFICATE," which shall be executed by the City at the time of issuance of the Series 1998 Bonds. These covenants have been made in order to assist the Underwriter in complying with the Rule. With respect to the Series 1998 Bonds, no parry other than the City is obligated to provide, nor is expected to provide, any continuing disclosure information with respect to the aforementioned Rule. It is the intent of the City that specific performance be the sole remedy for an event of default under the Continuing Disclosure Certificate. YEAR 2000 COMPUTER REMEDIATION As the year 2000 approaches, computer systems worldwide will undergo a date transition that may cause major problems and errors if corrective measures are not taken. The problem arises in systems with software programs which use 2 -digit date codes. These codes will recognize the year 2000 as the year 1900, causing many of the systems to malfunction or fail. The City is currently in the process of evaluating its computer and information systems and programs (non-financial application ) and will take the necessary steps to modify and test those systems and programs to insure that they are year 2000 compliant prior to January 1, 2000. The City cannot, and does not, provide any assurance that vendors, paying agents and other third parties providing services to the City have or are effectively dealing with year 2000 issues as the year 2000 approaches. i7:WIRW It is anticipated that Standard & Poor's Ratings Group, a division of the McGraw Hill Companies Inc. ("S&P") and Fitch IBCA, Inc. ("Fitch") shall assign municipal bond ratings of "_" and " " respectively, to this issue of Series 1998 Bonds with the understanding that upon delivery of the Series 1998 Bonds, a policy insuring the timely payment of the principal of and interest on the Series 1998 Bonds will be issued by MBIA. In addition, Fitch is expected to assign an underlying rating of "_" to the Series 1998 Bonds. Such ratings reflect only the views of the rating agencies, and an explanation of the significance of such ratings may be obtained from the applicable rating agency. There is no assurance that such ratings will continue for any given period of time or that they will not be revised or withdrawn entirely by such rating agencies, if in their judgment, circumstances so warrant. Any downward revision or withdrawal of such ratings may have an adverse effect upon the market price of the Series 1998 Bonds. 30 FINANCIAL STATEMENTS The audited financial statements of the City for the Fiscal Years ended September 30, 1997 and September 30, 1996, including the audit report, dated December 5, 1997, of McDirmit, Davis, Lauteria, Puckett, Vogel & Company, P.A., independent accountants, are set forth in APPENDIX B - "GENERAL INFORMATION CONCERNING THE CITY OF OCOEE AND ORANGE COUNTY" hereto. FINANCIAL ADVISOR The City has retained First Union Capital Markets, a Division of Wheat First Securities, hie.. ("First Union"), Orlando, Florida, as financial advisor with respect to the issuance of the Series 1998 Bonds. First Union is not obligated to undertake and has not undertaken to make an independent verification or to assume responsibility for the accuracy, completeness, or fairness of the information contained in the Official Statement. DISCLOSURE REQUIRED BY FLORIDA BLUE SKY REGULATIONS Florida law requires the City to make a full and fair disclosure of any bonds or other obligations which it has issued or guaranteed and which are or have been in default as to principal or interest at any time after December 31, 1975 (including bonds or other debt obligations for which it has served as a conduit issuer). The City is not and has not been in default as to principal and interest on non -conduit bonds or other debt obligations which it has issued or guaranteed. The City has not served as a conduit issuer for bonds or other debt obligations. ENFORCEABILITY OF REMEDIES The remedies available to the owners of the Series 1998 Bonds upon an event of default under the Resolution and any policy of insurance referred to herein are in many respects dependent upon judicial actions which are often subject to discretion and delay. Under existing constitutional and statutory law and judicial decisions, including specifically the federal bankruptcy code, the remedies specified by the Resolution, the Series 1998 Bonds and any policy of insurance referred to herein may not be readily available or may be limited. The various legal opinions to be delivered concurrently with the delivery of the Series 1998 Bonds (including Bond Counsel's approving opinion) will be qualified, as to the enforceability of the remedies provided in the various legal instruments, by limitations imposed by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors enacted before or after such delivery. 911 MISCELLANEOUS Any statements made in this Official Statement involving matters of opinion or of estimates, whether or not so expressly stated, are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. Neither this Official Statement nor any statement that may have been made verbally or in writing is to be construed as a contract with the owners of the Series 1998 Bonds. The information contained above is neither guaranteed as to accuracy or completeness nor to be construed as a representation by the City or the Underwriter. The information and expressions of opinion herein are subject to change without notice and neither the delivery of this Official Statement nor any sale made hereunder is to create, under any circumstances, any implication that there has been no change in the affairs of the City from the date hereof. This Official Statement is submitted in connection with the sale of the securities referred to herein and may not be reproduced or used, as a whole or in part, for any other purpose. Any statements in this Official Statement involving matters of opinion, whether or not expressly so stated are intended as such and not as representations of fact. This Official Statement is not to be construed as a contract or agreement between the City and the purchasers or the Holders of any of the Series 1998 Bonds. CERTIFICATE AS TO OFFICIAL STATEMENT The execution and delivery of this Official Statement has been duly authorized by the City Commission of the City. At the time of delivery of the Series 1998 Bonds to the Underwriter, the City will provide to the Underwriter a certificate (which may be included in a consolidated closing certificate of the City), signed by the City official who signed this Official Statement, relating to the accuracy and completeness of certain materials in this Official Statement and to its being a "final official statement" in the judgment of the City Commission for the purpose of SEC Rule 15c2 -12(b)(3) or which is necessary in order to make the statements contained herein, in light of the circumstances under which they were made, not misleading; provided, however, no representation is made relating to DTC, the book -entry system, MBIA or the Policy. CITY OF OCOEE, FLORIDA By: Mayor APPENDIX A GENERAL INFORMATION CONCERNING THE CITY OF OCOEE AND ORANGE COUNTY, FLORIDA [This page intentionally left blank] APPENDIX A GENERAL INFORMATION CONCERNING THE CITY OF OCOEE AND ORANGE COUNTY, FLORIDA THE FOLLOWING INFORMATION CONCERNING THE CITY OF OCOEE, FLORIDA, ORANGE COUNTY, FLORIDA AND THE ORLANDO METROPOLITAN STATISTICAL AREA IS INCLUDED ONLY FOR THE PURPOSE OF PROVIDING GENERAL BACKGROUND INFORMATION. THE INFORMATION HAS BEEN COMPILED ON BEHALF OF THE CITY AND SUCH COMPILATION INVOLVED ORAL AND WRITTEN COMMUNICATION WITH THE VARIOUS SOURCES INDICATED. THE INFORMATION IS SUBJECT TO CHANGE, ALTHOUGH EFFORTS HAVE BEEN MADE TO UPDATE THE INFORMATION WHERE PRACTICABLE. THE SERIES 1998 BONDS ARE NOT GENERAL OBLIGATIONS OF THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE CITY OF OCOEE. General Description and Location The City of Ocoee, Florida (the "City") is a residential community in the western part of Orange County, Florida (the "County") and was incorporated in 1925. It is bounded on the west by Winter Garden, and on the south by Windermere, and has a land area of approximately 20 square miles, thus making it the second largest city in land area of the thirteen cities in Orange County. State Roads 50,437 and 438 are major roads providing easy access to City residents. The Florida Turnpike, the East-West Expressway and State Road 50 all pass through the City limits. The Western Beltway will also be accessible within the City limits. As of April, 1998, the population of the City was estimated at 21,007. The City ranks third in population of the cities in Orange County. The average household income, as estimated by the West Orange Chamber of Commerce for West Orange County, is $47,900 and the median age of an Orange County resident is 32.5 years of age. A-1 Population The following table sets forth historical and projected population trends in the City of Ocoee, Orange County, and the State of Florida for various years from 1960 through 2010: Source: U.S. Census Bureau; Population Studies Population Program, Bureau of Economic and Business Research, University of Florida; City of Ocoee. Government The City is governed by a Commission -Manager form of government. The four City Commissioners and the Mayor are elected on staggered two-year terms of office, who in turn appoint the City Manager. Listed below are the current Mayor and City Commissioners and their respective term expiration dates: Members City of Ocoee S. Scott Vandergrift, Mayor Orange County Danny Howell, Commissioner State of Florida Nancy J. Parker, Commissioner Year Population Chanee Population Chan" Population Change 1998 21,653 5.3% 824,095 2.5% 14,999,105 2.0% 1997 20,560 6.7 803,614 3.4 14,712,922 2.1 1996 19,261 3.7 777,556 2.4 14,411,563 1.9 1995 18,578 45.4 758,962 12.0 14,149,317 9.4 1990 12,778 63.8 677,491 43.9 12,938,071 32.7 1980 7,803 98.2 470,865 36.8 9,746,424 43.5 1970 3,937 57.5 344,311 30.6 6,791,418 37.2 1960 2,500 — 263,540 — 4,951,560 – Proiecte 2000 34,835 70.2 928,562 19.9 16,761,774 15.3 2010 22,357 63.2 842,660 29.1 15,527,384 20.5 Source: U.S. Census Bureau; Population Studies Population Program, Bureau of Economic and Business Research, University of Florida; City of Ocoee. Government The City is governed by a Commission -Manager form of government. The four City Commissioners and the Mayor are elected on staggered two-year terms of office, who in turn appoint the City Manager. Listed below are the current Mayor and City Commissioners and their respective term expiration dates: Members Term Expires S. Scott Vandergrift, Mayor March 1999 Danny Howell, Commissioner March 1999 Nancy J. Parker, Commissioner March 2000 Scott A. Glass, Commissioner March 1999 Scott Anderson, Commissioner March 2000 A-2 a `o d PRELIMINARY OFFICIAL STATEMENT DATED AS OF SEPTEMBER 24, 1998 oo c NEW ISSUE -BOOK -ENTRY ONLY RATINGS: S&P: "_" c « Fitch: " m � o (hIRIA Insured) E 0 m (See "Ratings" herein) q c In the opinion of Bond Counsel, assuming compliance by the City with certain covenants in the herein described Resolution, interest on cy m the Series 1998 Bonds is excluded from gross income for purposes of Federal income taxation and the Series 1998 Bonds are exempt from all m c present intangible personal property taxes imposed pursuant to Chapter 199, Florida Statutes. See, however, "TAX EXEMPTION" herein o `for a description of certain Federal minimum and other special taxes that may affect the tax treatment of interest on the Series 1998 Bonds. o S m c a o 0 $19,500,000* ;- y CITY OF OCOEE, FLORIDA 6 O s 0 Transportation Refunding and Improvement Revenue Bonds, r;V N M a Series 1998 a u « o o Dated: October 1, 1998 Due: October 1 e " a (See inside cover) m c 5 The City of Ocoee, Florida Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds") are E 00 being issuedby the City of Ocoee, Florida (the "City') in fully registered form, without coupons, in denominations of $5,000 or integral •o e S multiples thereof in the name of Cede & Co., as nominee for the Depository Trust Company ("DTC"), an automated depository for securities o , and clearinghouse for securities transactions. The principal and the premium, if any, on the Series 1998 Bonds will be payable upon m y a surrender of the Series 1998 Bonds at the designated corporate office of SunTrust Bank, Central Florida, National Association, Orlando, m m .o Florida, as Registrar and Paying Agent, or its successors. As long as DTC or its nominee, Cede & Co., is the registered owner of the Series to 3 1998 Bonds, payments of principal of, redemption premium, if any, and interest on the Series 1998 Bonds will be made directly to Cede & m 0 Co., which will remit such payment to participants of DTC. Such participants will, in tum, remit such payments to the beneficial owners of uu the Series 1998 Bonds. See "BOOK -ENTRY ONLY SYSTEM" herein. Interest on the Series 1998 Bonds is payable semi-annually beginning on l 1 1999 on each October 1 April 1 thereafter check or ent to the stered owners at thaddres es asshown on the registration books maintainedyby the Registrar mailed the close of business on the fifteenth day of the calendar m `o month immediately preceding such interest payment date or, at the written request and expense of a registered owner of $1,000,000 or more e o of Series 1998 Bonds, by wire transfer or other medium acceptable to the City and the Paying Agent. y .EThe Series 1998 Bonds are being issued pursuant to the Constitution and the laws of the State of Florida, particularly Chapter 166, E :•� Part II, Florida Statutes and other applicable provisions of law, the Charter of the City of Ocoee, Resolution No. 90-08, adopted by the City a '— Commission of the City on August 21, 1990, as amended and supplemented (collectively, the "Resolution"), in particular as amended and E y w supplemented by Resolution No. 98-13, adopted by the City Commission of the City on September 15, 1998 authorizing the Series 1998 m Bonds. c m o Certain of the Series 1998 Bonds are subject to optional and mandatory redemption prior to maturity as set forth in this m E t Official Statement. o The Series 1998 Bonds er with her legally d m r Refunding and ImprovementrRevnue Bonds, Serig issued, es 1990, outst ding in the available ggregate principal amountf $6,050,000 City's the "SeTransportation990 a y u Bonds"), (b) finance the Project (as defined herein), consisting of the acquisition of rights-of-way and the design, construction, paving and E E t improvement of certain mads and related drainage improvements within the City, (c) acquire a surety bond in an amount equal to the Reserve Requirement for the Series 1998 Bonds for deposit into a special subaccount in the Reserve Account established for the benefit of o .� •L the Series 1998 Bonds, and (d) pay the costs of issuance of the Series 1998 Bonds, including the municipal bond insurance policy premium. 0 0 o The Series 1998 Bonds and the interest thereon are payable solely from and secured by a prior lin on and pledge of (a) monies N e o received by the City from (i) the Local Option Gas Tax, until the expiration of the thirty year period during which such taxes may be levied `u n as more fully described herein and (ii) the Public Service Taxes, until released as more fully described herein and in the Resolution, and (b) until applied in accordance with the provisions of the Resolution, certain moneys, including investments thereof, in certain of the funds and accounts established by the Resolution (collectively, the "Pledged Revenues"). Such prior lien on and pledge of the Pledged Revenues is on a eE c parity with the lin and pledge granted to the holders of the Series 1990 Bonds that will remain outstanding and any Additional Parity Z 'o �0 Obligations subsequently issued pursuant to the Resolution. v The Series 1998 Bonds and the interest thereon do not constitute a general indebtedness or general obligation of the c a City within the meaning of any constitutional, statutory or charter provision or limitation, and the City has not pledged its cc o full faith and credit for the payment of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds 'to '— m or the making of any reserve or other payments provided for in the Resolution. No Series 1998 Bondholder shall ever have Wo the right to require or compel the exercise of the ad valorem taxing power of the City or taxation in any form on any real or u > , personal property of or in the City, or to use any other funds of the City other than the Pledged Revenues, for the payment o Z m of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds or the malting of any reserve or other payments in connection therewith. E« y Payment of the principal of and interest, when due, on the Series 1998 Bonds will be insured by a municipal bond insurance policy to be issued by MBIA Insurance Corporation ("MBL9") simultaneously with the delivery of the Series 1998 Bonds. For a discussion of the E terms and provisions of such policy, including the limitations thereof, see "MUNICIPAL BOND INSURANCE" herein and "APPENDIX F - '�, u o SPECIMEN COPY OF MUNICIPAL BOND INSURANCE POLICY AND SURETY BOND" attached hereto- - Maya 9 N N tt M c 2 This cover page contains certain information for quick reference only. It is not a summary of the Series 1998 Bonds. Investors must c M.2 read the entire Official Statement to obtain information essential to the making of an informed investment decision regarding the Series E O a H 1998 Bonds. « z : 9 The Series 1998 Bonds are offered when, as, and if issued and received by the Underwriters and subject to the receipt of an opinion as e Series 1998 Bonds and certain other matters by Bryant, Miller and Olive, P.A-, Tampa, Florida, Bond ertain `n E - 0 legal matteersincidentoto the issuance and delivery of the Series 1998 Bonds will be passed upon for the City by its counsel, oley & Lardner, m 'r W Orlando, Florida, and for the Underwriters b their counsel, Nabors, Giblin & Nickerson, PA, Orlando, Florida. The Ci has retained First t Y City 0 Union Capital Markets, a division of Wheat Fust Securities, Inc-, Orlando, Florida, as its financial advisor with respect to the issuance of 0 0 3 the Series 1998 Bonds. It is expected that the Series 1998 Bonds in definitive form will be available for delivery in New York, New York on " a m or about October _, 1998. m E a o a a d d Ulilliam Hough & W SunTrust Equitable Securities H u m Dated: October_, 1998 int. "Preliminary, subject to change. and related drainage improvements within the City, (c) acquire a surety bond in an amount equal to the Reserve Requirement for the Series 1998 Bonds for deposit into a special subaccount in the Reserve Account established for the benefit of the Series 1998 Bonds, and (d) pay the costs of issuance of the Series 1998 Bonds, including the municipal bond insurance policy premium. Security and Sources of Payment for the Bonds The Series 1998 Bonds and the interest thereon are payable solely from and secured by a prior lien on and pledge of: (a) monies received by the City from (i) the Local Option Gas Tax, until the expiration of the thirty year period during which such taxes may be levied as more fully described herein, and (ii) the Public Service Taxes, until released as more fully described herein and in the Resolution, and (b) until applied in accordance with the provisions of the Resolution, certain moneys, including investments thereof, in the Debt Service Fund and the Construction Fund established by the Resolution (collectively, the "Pledged Revenues"). Such prior lien on and pledge of the Pledged Revenues is on a parity with the lien and pledge granted to the holders of the Series 1990 Bonds and any Additional Panty Obligations subsequently issued pursuant to the Resolution. The Series 1998 Bonds and the interest thereon shall not be or constitute a general indebtedness or general obligation of the City within the meaning of any constitutional, statutory or charter provision or limitation, and the City has not pledged its full faith and credit for the payment of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds or the making of any reserve or other payments provided for in the Resolution. No Series 1998 Bondholder shall ever have the right to require or compel the exercise of the ad valorem taxing power of the City or taxation in any form on any real or personal property of or in the City for the payment of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds or the making of any reserve or other payments in connection therewith. See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS" herein. Reserve Account The Resolution provides for the establishment and maintenance of a special subaccount in the Reserve Account for each Series of Bonds issued pursuant to the Resolution. Upon delivery of the Series 1998 Bonds, the City shall deposit a surety bond in an amount equal to the Reserve Requirement into such subaccount established for the benefit of the Series 1998 Bonds. See "MUNICIPAL BOND INSURANCE -- Debt Service Reserve Surety Bond" herein for a description of such surety bond. Parity Obligations Pursuant to certain requirements set forth in the Resolution, the City may issue Additional Panty Obligations payable from and secured by the Pledged Revenues (other than amounts on deposit in each subaccount in the Reserve Account which amounts are pledged only for the payment of the principal of, interest on and redemption premium, if any, on the series of Bonds for which II such subaccount was established) on a parity with the Series 1998 Bonds. Pursuant to the Resolution, the City may also issue Public Service Tax Obligations payable from and secured by Public Service Taxes on a parity with the Series 1998 Bonds. See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Additional Parity Obligations" and "-Issuance of Public Service Tax Obligations" herein. Municipal Bond Insurance MBIA has committed to issue a policy of municipal bond insurance (the "Policy") which will insure the timely payment of the principal of and interest on the Series 1998 Bonds at the stated maturity, mandatory sinking fund redemption and payment dates thereof. The insurance extends for the term of the Series 1998 Bonds and cannot be canceled by the Insurer. Payment under the Policy is subject to the conditions described under the caption "MUNICIPAL BOND INSURANCE - Bond Insurance Policy" herein. Historical and Projected Coverage of the Maximum Bond Service Requirement The historical Local Option Gas Tax and Public Service Tax Revenues for the Fiscal Years ending September 30, 1993 through 1997, the estimated Local Option Gas Tax and Public Service Tax Revenues for the Fiscal Year ended September 30, 1998 and the historical and projected coverage afforded thereby based on the Maximum Bond Service Requirement for the Bonds are set forth in "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Historical and Projected Coverage of the Maximum Bond Service Requirement." The amounts and the availability of any of the sources of Pledged Revenues are subject to change (including reduction or elimination) as a result of changes in State or federal law or such factors as changing economic conditions, reduction in gas consumption resulting from a shortage in supply or an increase in the price of oil, changing physical or social characteristics of the City, and other future conditions or events not presently ascertainable. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK) III [This page intentionally left blank] OFFICIAL STATEMENT $19,500,000' CITY OF OCOEE, FLORIDA Transportation Refunding and Improvement Revenue Bonds, Series 1998 INTRODUCTION The purpose of this Official Statement, including the cover page, the Summary Statement and all appendices, is to set forth certain information in connection with the sale by the City of Ocoee, Florida (the "City") of its $19,500,000* aggregate principal amount of Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"). The Series 1998 Bonds are being issued pursuant to the Constitution and Laws of the State of Florida, including Chapter 166, Part 11, Florida Statutes and other applicable provisions of law (the "Act"), the Charter of the City of Ocoee, Resolution No. 90-08, adopted by the City Commission of the City on August 21, 1990, as amended and supplemented (collectively, the "Resolution"), in particular as amended and supplemented by Resolution No. 98-13, adopted by the City Commission of the City on September 15, 1998. The Series 1998 Bonds are being issued, together with other legally available funds to: (a) refund a portion of the City's Transportation Refunding and Improvement Revenue Bonds, Series 1990 (the "Series 1990 Bonds"), which will be outstanding in the aggregate principal amount of $1,540,000 following the issuance of the Series 1998 Bonds, (b) finance the Project (as defined herein), consisting of the acquisition of rights-of-way and the design, construction, paving and improvement of certain roads and related drainage improvements within the City, (c) acquire a surety bond in an amount equal to the Reserve Requirement for the Series 1998 Bonds for deposit into the Reserve Account established for the benefit of the Series 1998 Bonds, and (d) pay the costs of issuance of the Series 1998 Bonds, including the municipal bond insurance policy premium. For additional information concerning the use of the proceeds of the Series 1998 Bonds, see "ESTIMATED SOURCES AND USES OF FUNDS" herein. The Series 1998 Bonds and the interest thereon are payable solely from and secured by a prior lien upon and a pledge of: (a) monies received by the City from (i) the Local Option Gas Tax, until the expiration of the thirty year period during which such taxes may be levied as more fully described herein, and (ii) the Public Service Taxes, until released as more fully set forth herein and in the Resolution, and (b) until applied in accordance with the provisions of the Resolution, certain moneys, including investments thereof, in the Debt Service Fund and the Construction Fund established by the Resolution, collectively the "Pledged Revenues"). Such prior lien on and pledge of the Pledged Revenues is on a parity with the lien and pledge granted to the holders of the Series Preliminary, subject to change. 1990 Bonds and any Additional Parity Obligations subsequently issued pursuant to the Resolution (together with the Series 1998 Bonds, collectively, the 'Bonds"). The lien of and pledge of Public Service Taxes is also on a parity with the lien and pledge granted to the holders of any Public Service Tax Obligations subsequently issued pursuant to the Resolution. For additional information concerning the security for and source of payment of the Series 1998 Bonds, see "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS" herein. This Official Statement speaks only as of its date and the information contained herein is subject to change. Capitalized terms used but not defined in this Official Statement have the same meanings as used in the Resolution, unless the context clearly indicates otherwise. Complete descriptions of the terms and conditions of the Series 1998 Bonds are set forth in the Resolution, a summary of certain provisions of which is attached to this Official Statement as "APPENDIX C - COPY OF THE RESOLUTION." The description of the Series 1998 Bonds, the documents authorizing and securing the same, and the information from various reports and statements contained herein are not comprehensive or definitive. All references herein to such documents, reports and statements are qualified by the entire, actual content of such documents, reports and statements. Copies of such documents, reports and statements referred to herein that are not included in their entirety in this Official Statement may be obtained, after payment of applicable copying and mailing costs, from the City of Ocoee, at 150 North Lakeshore Drive, Ocoee, Florida 34761, Attention: City Manager. SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS General The Series 1998 Bonds are payable solely from and secured by a prior lien upon and pledge of: (a) monies received by the City from (i) the Local Option Gas Tax, until the expiration of the thirty year period during which such taxes may be levied as more fully described herein and (ii) the Public Service Taxes, until released as more fully described herein and in the Resolution, and (b) until applied in accordance with the provisions of the Resolution, certain moneys, including investments thereof, in the Debt Service Fund and the Construction Fund established by the Resolution (collectively, the 'Pledged Revenues"). In the Resolution, the City irrevocably pledges the Pledged Revenues to the payment of the principal of, redemption premium, if any, and interest on the Bonds and all other payments required under the Resolution. The Series 1998 Bonds and the interest thereon do not constitute a general indebtedness or general obligation of the City within the meaning of any constitutional, statutory or charter provision or limitation, and the City has not pledged its full faith and credit for the payment of the principal of, redemption premium, if any, and interest on the Series 1998 Bonds or the making of any reserve or other payments provided for in the Resolution. No Series 1998 Bondholder shall ever have the right to require or compel the exercise of the ad valorem taxing 2 is a final official statement, it must be available from the MSRB. The City shall clearly identify each document incorporated by reference. SECTION 7. DISSEMINATION AGENTS. The City may, from time to time, appoint or engage a dissemination agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such agent, with or without appointing a successor dissemination agent. SECTION 8. TERMINATION. The City's obligations under this Disclosure Certificate shall terminate upon (A) the legal defeasance, prior redemption or payment in full of all of the Series 1998 Bonds, or (B) the termination of the continuing disclosure requirements of the Rule by legislative, judicial or administrative action. SECTION 9. AMENDMENTS. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision may be waived, if such amendment or waiver is supported by an opinion of counsel that is nationally recognized in the area of federal securities laws, to the effect that such amendment or waiver would not, in and of itself, cause the undertakings herein to violate the Rule if such amendment or waiver had been effective on the date hereof but taking into account any subsequent change in or official interpretation of the Rule. SECTION 10. ADDITIONAL INFORMATION. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in its annual information described in Section 2 hereof or notice of occurrence of a significant event described in Section 3 hereof, in addition to that which is required by this Disclosure Certificate. If the City chooses to include any information in its annual information or notice of occurrence of a significant event in addition to that which is specifically required by this Disclosure Certificate, the City shall have no obligation under this Disclosure Certificate to update such information or include it in its fixture annual information or notice of occurrence of a significant event. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] E-5 SECTION 11. OBLIGATED PERSONS. If any person, other than the City, becomes an Obligated Person (as defined in the Rule) relating to the Series 1998 Bonds, the City shall use its best efforts to require such Obligated Person to comply with all provisions of the Rule applicable to such Obligated Person. ATTEST: Jean Grafton, City Clerk CITY OF OCOEE, FLORIDA 0 S. Scott Vandergrift, Mayor Executed on: , 1998 E-6 (SEAL) APPENDIX F SPECIMEN COPY OF AIUNICIPAL BOND INSURANCE POLICY AND SURETY BOND [This page intentionally left blank] A01BI 1 FINANCIAL GUARANTY INSURANCE POLICY MBIA Insurance Corporation Armonk, New York 10504 Policy No. [NUMBER] MBIA Insurance Corporation (the "Inure&% in consideration of the payment of the premium and subject to the terms of this policy, hereby unconditionally and irrevocably guarantees to any owner, as hereinafter defined, of the following described obligations, the frill and complete payment required to be made by or on behalfof the Issuer to LINSERTNAME OF PAYING AGENT] or its successor (the'Paying Agent") of an amount equal to (i) the principal of (either at the stated maturity or by any advancement of maturity pursuant to a mandatory sinking fiord payment) and interest on, the Obligations (as that tern is defined below) as such payments shall become due but shall not be so paid (except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise, other than any advancement of maturity pursuant to a mandatory sinking ford payment, the payments guaranteed hereby shall be made in such amounts and at such times as such payments of principal would have been due had there not been any such acceleration), and (u) the reimbursement of any such payment which is subsequently recovered from any owner pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable banlmrptcy law. The amounts referred to in clauses (ii) and Cu) of the preceding sentence shallbe referred to herein collectively as the "Insured Amounts." "Obligations" shall mean: (p�1 [LEGALNAMEOFL SUE] Upon receipt oftelephonic or telegraphic notice, such notice subsequently confirmed in writing by registered or certified marl, or upon receipt ofwritien notice by registered or certified mail, by the Insurer from the Paying Agent or any owner of an Obligation the payment of an Insured Amount for which is then due, that such required payment has not been made, the Insurer on the due date of such payment or within one business day after receipt of notice of such nonpayment, whichever is later, will make a deposit of funds, in an account with State Sleet Bank and Tnrst Company, NA., in New York, New York, or its successor, sufficient for the payment of any such ]nsured Amounts which are then due. Upon presentment and surrender of such Obligations or presentment of such other proof of ownership of the Obligations, together with any appropriate instruments of assignment to evidence the assignment of the hnsured Amounts due on the Obligations as are paid by the Insurer, and appropriate instnunents to effect the appointment of the Insurer as agent for such owners ofthe Obligations in any legal proceeding related to payment oflnsured Amounts on the Obligations, such instruments being in a form satisfactory to State Street Bank and Trust Company, NA., State Street Bank and Tmst Company, NA. shall disburse to such owners, or the Paying Agent payment of the Insured Amounts due on such Obligations, less any amount held by the Paying Agent for the payment of such Insured Amounts and legally available therefor. This policy does not insure against loss of any prepayment premium which may at any time be payable with respect to any Obligation. As used herein, the term 'owner' shall mean the registered owner of any Obligation as indicated in the books maintained by the Paying Agent, the Issuer, or any designee of the Issuer for such purpose. The tern owner shall not include the issuer or any party whose agreement with the Issuer constitutes the underlying security for the Obligations. Any service of process on the Insurer may be made to the Insurer at its offices located at 113 King Street, Armonk, New York 10504 and such service of process shall be valid and binding. This policy is non -cancellable for any reason. The premium on this policy is not refundable for any reason including the payment prior to maturity of the Obligations. The insurance provided by this policy is not covered by the Florida Insurance Guaranty Association created under chapter 631, Florida Statutes IN WITNESS WHEREOF, the Insurer has caused this policy to be executed in facsimile on its behalfby its duly authorized officers, this [DAY] day of [MONTH, YEAR]. COUNTERSIGNED: MBIA Insurance Corporation Resident Licensed Agent City, State STD -RCS -FL{ 4195 Pres P*� Attest: q/��A Assistant Secretary ANNEX A DEBT SERVICE RESERVE SURETY BOND MBIA Insurance Corporation Armonk, New York 10504 Surety Bond No. XXXXXX MBIA Insurance Corporation (the "Insurer"), in consideration of the payment of the premium and subject to the terms of this Surety Bond, hereby unconditionally and irrevocably guarantees the full and complete payments that are to be applied to payment of principal of and interest on the Obligations (as hereinafter defined) and that are required to be made by or on behalf of [Name of Issuer] (the "Issuer") under the [Title of the Document] (the "Document") to [Name of Paying Agent], (the "Paying Agent'), as such payments are due but shall not be so paid, in connection with the issuance by the Issuer of [Title of the Obligations] (the "Obligations"), [if parity " together with any bonds issued on a parity therewith,"], provided, that the amount available hereunder for payment Pursuant to any one Demand for Payment (as hereinafter defined) shall not exceed [a: FIXED COVERAGE [Dollar Amount of Coverage] or the debt service reserve fimd requirement for the Obligations (as set forth in the Document), whichever is less (the "Surety Bond Limit"); provided, further, that the amount available at any particular time to be paid to the Paying. Agent under the terms hereof (the "Surety Bond Coverage") shall be reduced and may be reinstated from time to time as set forth herein.] or [b: VARIABLE COVERAGE the annual amount set forth for the applicable bond year on Exhibit A attached hereto (the "Surety Bond Limit"); provided, further, that the amount available at any particular time to be paid to the Paying Agent under the terms hereof (the "Surety Bond Coverage") shall be reduced and may be reinstated from time to time as set forth herein.] 1. As used herein, the term "Owner" shall mean the registered owner of any Obligation as indicated in the books maintained by the applicable paying agent, the Issuer or any designee of the Issuer for such purpose. The term "Owner" shall not include the Issuer or any person or -entity whose obligation or obligations by agreement constitute the underlying security or source of payment for the Obligations. 2. Upon the later of. (i) three (3) days after receipt by the Insurer of a demand for payment in the form attached hereto as Attachment 1 (the 'Demand for Payment"), duly executed by the Paying Agent; or (ii) the payment date of the Obligations as specified in the Demand for Payment presented by the Paying Agent to the hrsurer, the Insurer willmake a deposit offunds in an account with State Street Bank and Trust Company N_A., in New York New York, or its successor, sufficient for the payment to the Paying Agent, of amounts th i are then due to the Paying Agent (as specified in the -Demand for Payment) subject to the Surety Bond Coverage: . 3. Demand for Payment hereunder may be made by prepaid telecopy, telex, TWX or telegram of the executed Demand for Payment clo the Insurer. If a Demand for Payment made hereunder does not, in any instance, conform to the terms and conditions of this Surety Bond, the Insurer shall give notice to the Paying Agent, as promptly as reasonably practicable, that such Demand for Payment was not effected in accordance with the terms and conditions of this Surety` Bond and briefly state the reason(s) therefor. Upon being notified that such Demand for Payment was not effected in accordance with this Surety Bond, the Paying Agent may attempt to correct any such nonconforming Demand for Payment if and to the extent that, the Paying Agent is entitled and able to do so. 4. The amount payable by the Insurer under this Surety Bond pursuant to a particular Demand for Payment shall be limited to the Surety Bond Coverage. The Surety Bond Coverage shall be reduced automatically to the extent of each payment made by the Insurer hereunder and will be reinstated to the extent of each reimbursement of the Insurer pursuant to the provisions of Article II of the Financial Guaranty Agreement dated the date hereof between the Insurer and the [Issuer or Obligor] (the "Financial Guaranty Agreement"); provided, [ANNUAL. PREMIUM OPTION: that no premium is due and unpaid on this Surety Bond and] that in no event shall such reinstatement exceed the Surety Bond Limit The Insurer will notify the Paying Agent in writing within five (5) days of such reimbursement that the Surety Bond Coverage has been reinstated to the extent of such reimbursement pursuant to the Financial Guaranty Agreement and such reinstatement shall be effective as of the date the Insurer gives such notice. The notice to the Paying Agent will be substantially in the form attached hereto as Attachment 2. 5. Any service of process on the Insurer or notice to the Insurer may be made to the Insurer at its offices located at 113 King Street Armonk, New York 10504 and such service of process shall be valid and binding. 6. The term of this Surety Bond shall expire [ANNUAL PREMIUM OPTION: ,unless cancelled pursuant to paragraph 9 hereof,] on the earlier of (i) [MATURITY DATE] (the maturity date of the Obligations being currently issued), or (it) the date on which the Issuer has made all payments required to be made on the Obligations pursuant to the Document 7. The premium payable on this Surety Bond is not refundable for any reason, including the payment prior to maturity of the Obligations. 8. [OPTIONAL FIRST SENTENCE: This Surety Bond shall be governed by and interpreted under the laws of the State of (STATE)]. Any suit hereunder in connection with any payment may be brought only by the Paying Agent within (I or 3 years] after (h) a Demand for Payment, with respect to such payment, is made pursuant to the terms of this Surety Bond and the Insurer has failed to make such payment, or (ii) payment would otherwise have been due hereunder but for the failure on the part of the Paying Agent to deliver to the Insurer a Demand for Payment pursuant to tite terms of this Surety Bond, whichever is earlier. [NOS. 9 and 11 are OPTIONAL] 9. Subject to the terms of the Document, the Issuer shall have the right, upon 30 days prior written notice to the Insurer and the Paying Agent, to terminate this Surety Bond. In the event of a failure by the Issuer to pay the premium due on this Surety Bond pursuant to the terms of the Financial Guaranty Agreement, the Insurer shall have the right upon [No. of days] days prior written notice to the Issuer and the Paying Agent to cancel this Surety Bond. No Demand for Payment shall be made subsequent to such notice of cancellation unless payments are due but shall not have been so paid in connection with the Obligations. 10. There shall be no acceleration payment due under this Policy unless such acceleration is at the sole option of the Insurer. 11. This policy is not covered by the Property/Casualty Insurance Security Fund specified in Article 76 of the New York Insurance Law. In witness whereof, the Insurer has caused flus Surety Bond to be executed in facsimile on its behalf by its duly authorized officers, this [DATE] day of [MONTKYEAR] In witness whereof, the Insurer has caused this Surety Bond to be executed in facsimile on its behalf by its duly authorized officers, this day of October, 1995 SB-DSRF-9[STATE CODE] 4195 EXHIBIT A Surety Bond No. XXXXXX Bond Year Maximum Annual Debt Service L99 to 199 S 199 to 199 199 to 199 DEMAND FOR PAYMENT MBIA Insurance Corporation 113 King Street Armord4 New York 10504 Attention: President Attachment 1 Surety Bond No. XXX= 19 Reference is made to the Surety Bond No. XJG= (the "Surety Bond") issued by the MBIA Insurance Corporation (the "Insurer). The terms which are capitalized herein and not otherwise defined have the meanings specified in the Surety Bond unless the context otherwise rewires. The Paying Agent hereby certifies that: a) In accordance with the provisions of the Document (attached hereto as Exhibit A), payment is due to the Owners of the Obligations on (the "Due Date") in an amount equal to $ (the "Amount Due"). b) The debt service reserve fund requirement for the Obligations is $ c) The amounts legally available to the Paying Agent on the Due Date will be $ less than the Amount Due (the "Deficiency"). d) The Paying Agent has not heretofore made demand under the Surety Bond for the Amount Due or any portion thereof. The Paying Agent hereby requests that payment of the Deficiency (subject to the Surety Bond Coverage) be made by the Insurer under the Surety Bond and directs that payment under the Surety Bbnd be made to the following account by bank wire transfer of federal or other immediately available funds .jd accordance with the terms of the Surety Bond: [Paying Agent's Account] Any Person Who Knowingly And With Intent To Defraud Any Insurance Company Or Other Person Files An Application For Insurance Or Statement Of Claim Containing Any Materially False Information, Or Conceals For The Purpose Of Misleading, Information Concerning Any Fact Material Thereto, Commits A Fraudulent Insurance Act, Which Is A Crime, And Shall Also Be Subject To A Civil Penalty Not To Exceed Five Thousand Dollars And The Stated Value Of The Claim For Each Such Violation. [PAYING AGENT] By Its NOTICE OF REINSTATEMENT [Paying Agent) [Address) Attachment 2 Surety Bond No. XXXXXX ,19 Reference is made to the Surety Bond No. XXXXXX (the "Surety Bood") issued by the MBIA Insurance Corporation (the "Insurer"). The terms which are capitalized herein and not otherwise defined have the meanings specified in the Surety Bond unless the context otherwise requires, The Insurer hereby delivers notice that it is in receipt of payment from the Obligor pursuant to Article II of the Financial Guaranty Agreement and as of the date hereof the Surety Bond Coverage is S MBIA Insurance Corporation President Attest: Assistant Secretary RESOLUTION NO A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF OCO£E, YLUnUA, AUTHORIZING THE REFUNDING OF CERTAIN PRESENTLY OUTSTANDING OBLIGATIONS OF THE CITY OF OCOEE, FLORIDA) AUTHORIZING THE ACQUISITION OF RIGHTS-OF-WAY, DESIGN, CONSTRUCTION, PAVING AND IMPROVEMENT OF CERTAIN STREETS AND INTERSECTIONS WITHIN AND WITHOUT THE CITY LIMITS OF THE CITY OF OMEE, FLORIDA; AUTHORIZING THE ISSUANCE OF NOT EXCEEDING $7,000,000 TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS OF THE CITY TO BE APPLIED TO REFUND THE PRINCIPAL, INTEREST, AND REDEMPTION PREMIUM, IF ANY, IN RESPECT TO SUCH PRESENTLY OUTSTANDING OBLI- GATIONS AND TO FINANCE THE COST OF SUCH PROSECT; PLEDGING REVENUES DERIVED FROM THE VOCAL OPTION GAS TAX, THE PUBLIC SERVICE TAXES AND CERTAIN INVESTMENT EARNINGS FOR THE PAYMENT OF SAID BONDS; FURTHER PLEDGING AMOUNTS ON DEPOSIT IN THE. DEBT SERVICE FUND AND THE CONSTRUCTION FUND CH£ATID PURSUANT TO THIS RESOLUTION; PROVIDING FOR THE RELEASE AND EXTINGUISHMENT OF ME LIEN ON SOON PUBLIC SERVICE TAXES; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THSREWITH: PROVIDING FOR THE SEVERABILITY OF INVALID PROVISIONS: PROVIDING FOR THE REPEAL OF ANY RESOLUTIONS IN CONFLICT WITH THE PROVISION. OF THIS RESOLUTION; PROVIDING I PROVIDCERTAIN A OTHER MA OATS'N CONCTION BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF CODES, FLORIDA: SECTION 1. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to The provisions of the Constitution of no State of Florida; Ne Charter of the City of Ocoee, Chapter 166, Part II, Florida Statutes, and other applicable provisions oI law. SECTION 2. C£FINITIONS. The following terms snall have the following meanings herein, unless the [ext expressly requires ethervis¢. Words importing singular number shall include The plural number n eaen a and vice versa, and wards importing persons shall include firms and sr,crati.mi A. -Ra,ccirad Obligations" shall mean U.S. Treasury Certifi- .Ore.,'Notes and Bonds (including State and Local Government Series ^SL,S'•), direct abligatiens .f the Treasury Which have been Stripped by the Treasury itself, •'CATS^ and "TIGRS" and obligations .sued by The following agencies which are backed by the full Join aid credit of the U.S.: 1 e e.—nee-Fm..r[ Rank: Direct obligations cos fully guaranteed certificates of beneficial ownr- Z ship Certificates of bene- ficial ownersnvp E. -Amortization Installment" With respect to any Term Bonds Of a series, shall mean an amount so designated for mandatory prs- cipal iietallments ce mandatary C ...... ded Amounts payments (Lot mandatory call .r othervise) payable on Buy Term Bonds issued under the provisions of this Resolutionorany subsequent resolution authorizing Additional Parity Obligations. F. ••Bond Counsel-- shall an a firm of nationally recognized attorneys at lata acceptable to Ne Issuer and experienced in the issuance of bends o other debt obligations by governmental units such as the Issuers G. •mond Insurer'• shall mean, with respect to any series of Bonds, no bend insurance company .r Companies, 1f any, which issues a Policy of insurance insuring the payment of principal of and interest on such Bonds. H. "Bond Service Requirement-- shall mean for a given year the remainder after subtracting any accrued and funded interest for that year that has been deposited into the Debt Service Fund for that purpose from the sum .f: (1) Tae amount required to pay the interest coming due on Head. during that year; (Z) The amount required to pay the principal or Com- pounded Amounts of serial Bonds in Nat ear, and the princi- pal or Compounded Amounts of Is= Bends maturing in that year that are not included in Ne Amortization Installments far such Term Honda; and (Z) The Amortization Installments for all series of I.. Bends for Cast year. I. "Bonds'• shall mea. Ne City of Dome., Florida, Traneperes- tion Refunding and Improvement Revenue Heide, Series 1990, Bergin authorized to be issued and any Additional Parity Obligations issued hereafter. T. "Business Day- shall me 'any day ether Nan a Saturday, Sunday or a day on which backing institutions located in the State of Florida are required .r authorised to remain closed. K. 'Capital Appreciation Bends' shall mean the aggregate principal amount of Ne Bonds Nat bear interest payable lely at maturity or upon redemption prior to maturity in Ne secants determined by reference to Me Compounded Amounts, all as shall be determined by subsequent resolution of the Issuer. L. -Clerk^ shall mean the City Clerk of Ne Issuer. 6. U.S. Maritime Administration: Guaranteed Title XI financing y, New Communities naben r : U.S. g.V.s..nt guaran- teed debentures S. U.S. public Hocsino Notes and Bonds: U.S. gowern- ent guaranteed public housing notes and bonds 9. . Project Nets; Local Authority Bends 10. Prerefunded municipal bonds must be rated ^Asa'• by Moody's or ^AAA" by SAP. If the issue is only rated by SSP (i.e., there is no M..dy's rating), than the prerefunded bonds most have been presefunded with assn, direct U.S. or U.S. guaranteed obligations, r AAA -rated prerefunded municipals inert satisfy Nis condition. B. "Act" shall mean Chapter 166, Part II, Florida Statutes, and other applicable previsions of law., C. "Additional Parity Obligations- shall ... n additional obligations issued in compliance with the terms, Conditions and limitations contained herein and Which (i) shall have a first lien on the Pledged Revenues equal to that of the Series 1990 Bonds and with respect to that portion of the Pledged Revenues constituting the Public Service Texas, unless the lien thereon shall have been ralaased as orovideld herein, Ne Public service Tax Obligations, (ii) hall he payable from the proceeds of the Pledged Revenues on a parity with the Series 1990 Bonds, (iii) shall be peyabla Came the proceeds of the Public Service Taxes, unless the lien there.. shall have been released am provided herein, .n a parity with Public Service Tar obligations, and (iv) shall race equally in all other respeortE with the Series 1990 Bands. Notwithstanding Ne foregoing, amounts on deposit in each sobace-mat in Ne Reserve Account shall be pledged only Ior the payment Of the principal of, interest. o and redemption premiums, if -my, on e series of Bonds for whon ich suth subacc.unt was established Bud for no ether series of Bonds. D. ^Agreement" .r "Escrow Deposit Agreement" shall mean an agreement at agreements by and between the Issuer aha a beak or trust ...fear to be selected and named by the Issuer prior to the sale of the Series 1990 Bonds, the purpose of which is to provide for Che payment of Ne Refunded Bonds. Such agreement shall be in substantially the form attached hereto as Exhibit A and incorpo- rated herein by safer¢... H. "...pounded Amounts" shall ... n the amounts as to which reference is made that establish the amounts payable at maturity at upon redemption prier [0 maturity on the Capital Appreciation Binds. Bush ...or. shall be determined by subsequent resolution of the Issue[. ' N. "Construction Fund- shall mean Ne City .f Ocoee It..,or- .tested£ame [ail shed pureuentttoeSection 16(E) h...f.ion Fund o. ^consent interest Randall shall mean fine aggregateprsci- pal amount .f the Bosds that bear interest Payable semi-annually such dates.. dateas shall be determined subs t raseluti.n of Ne Issuer. The Current Interest Bonds include the aggregate grin- s . cipal sm.unt .f Serial Current Interest Bonds and .9 be, deter- mTermined f resolution interelt Bonds, as shall by subsequentof P. "Debt Service Fund" shall mean Ne City of Ocoee Itansper- Tation Refunding d Imptove.ent Revenue Bond Debt Service Fund created aid established pursuant to Section-iS(S) hereof. Q. 'Escrow Agent" shall mean a bank with trust powers . trusthcomwith aappointed y inteeaso[ahenIssuer as a party to the Agreement su a assigns. R. "Fiscal Year" shall mean the period commencing on October 1 of eaen year and ending on the next succeeding September 30, as such ether period designated by Ne Issuer as its Fiscal Year. S. "Holder of Bonds" or "B.ndoolders" or any similar term shall m any person who shall be Ne registered Owner Of any Outstanding Bond. T. ^Investment Securities' shall mean Ne following, if and to the extent authorized PuraW.mt to Ne laws of Ne State of Florida: 1. Direct obligations of the United States of America (including obligations is cued or held in book -entry farm on Ne books of Ne Department of Ne Treasury) or obligations Ne principal .f and interest on Which are Ynconditionally guaranteed by no United States .f America. E. Bonds, debentures, notes or other evidence of indebted .... issued or federal agences and providednsun bbligati-- are rockedOf Meiby i Ne full faith and credit of the United States: .U.S- Exm.�_es k: Direct obligations or fully guaranteed astifdcat.f beneficial Ownership 4 b%jarmers HomeAdmin' tea Certificates of beneficial ownership U. Federal Financirm Bank d. Federal Xonbi�n Administration Debentures rel sParticipation Certificates t. guaranteed : d 1. -guaranteed rtgage-➢acked bonds{ GNMA guara - nteed pass-Yhrtugh obligations g. U.S MBEitiM. Admini•rle i Guaranteed Title IX financing b. New Communities O b n U.S. gevetnaeni guaranteed debentures i. U.B. Public Housing Notes and Bond: U.S. goverwent guaranteed public housing notes and bands Project Notes; Local AUNority Bonds 3. Bonds, debentures, notes or ether evidence of indebt- edness issued or guaranteed by any of the following U.5. government agencies (non -Lull faith and credit agencies): Federal Nom Senior debt obligations b. Fedeeal Nems i.oan Mortgage Ceroeration: partic- ipation Certificates; SeniO[ debt obligaticcs Mortgage-backed securities and senior debt obligations d. Stud n[ n Mark inn A torten: Senior debt obligations a. Money market funds registered Under the Federal Investment Company Act of 1940, whose shares are registered Under the Federal S ... titles Act of 1933, and having a rating by S&P of AAAm-G] MTm; or AAm. 5. Certificates of deposit ...red at all times by ..l - lateral described in (1) and/or (2) above. Such certificates .at be issued by commercial banks, z i.gs and lean a tions or mutual savings banks. The collateral must be held 5 The t 3o 30 aava iii. The collateral Most be delivered to the municipal entity, trustee (if trustee is not supplying the Collateral) or third party acting as agent lot the trustee (if the trustee is supplying the collateral) before/simultaneous with payment (perfection by ....... of certificated securities). 1v. valuation of fol On AI devvsit_ in�Tbe Res A hen gal. d accrued ra�g- at ocurrent market price (1) Tne value et collateral must be equal to 103% of the amount of cash transferred by the sonicipal entity Y. the dealer back or security firm under the repurchase agreement Plus accrued interest. If the value Of securi- ties held as collateral slips below 103% of the value of the cash transferred by municipality, then additional cash and/or acceptable securi- ties at be transferred. IL, however, the securities used as collateral ate FNMA or F.YAC, then the value of the collateral most equal 105%. Securities on deposit in each aubacevunt n the Reserve Account shall be valued as determined by the resolution of the Issuer authorizing the series of Bonds Or which such sob-c-ount vas established. C. -lagal opinion must be delivered to the municipal entity to the effect that the - egal i.. agreement meets gundeline5c wrier state law for legal investment of Bublic gsm ,.i 12. Units of participation in the Local Government Surplus Funds Trust Fund established pursuant to Chapter 210, Part Iv, Florida Statutes, or any similar common trust fwd which i established pursuant to the laws of the Stats of Florida as a legal depository of public moneys and for which the Florida State Board of Administration aces as Custodian; and 13. Any ether investment permitted under applicable Florida and United States lav and acceptable to MBIA, for s firehallas the nSerat iees 319 default under 90 Bond. l be Outstanding and such band insurance securing such Series 1990 Bonds of municipal by a third party and the bondholder. must have a perfected first security interest in the collateral. 6. Certificates of deposit, savings ...aunts, deposit accounts or money market deposits which are fully insured by Federal Deposit Insurance Corporation or Federal Savings and Lean Insurance Corporation. ]. Investment Agreements, including guaranteed invest- ment contracts, acceptable to MBIA. S. Commercial paper rated, at the time of purchase, "Prime - 1" by Moody's or "A-1" or better by S11- 9. Bonds or notes issued by any state or municipality which are rated by Moody's or SLP in one of the two highest rating categories assigned by such agencies. 10. Federal funds or bankers acceptances with a mokinum term of one year of any bank which has an unsecured, uninsured and unguaranteed obligation rating of "Prime - 1" or 1A3" or better by Moody's and "A-1" or "A" or better by SEP. 11. Repurchase agreements Shat provide for the transfer of securities from a dealer back me securities firm (seller/ borrower) to a municipal entity (buyer/lender), and the trans- fer of cash from a municipal entity to the dealer back or securities firm with a .agreement that the dealer bank o securities firm will repay the cash plus a yield to the muni- cipal entity in exchange for the securities at a specified date. Repurchase Agreements =at satisfy the following criteria g be approved by mix:m Utitl end . dealer bank or secorit 1. Primary dealers on the Federal Reserve reporting dealer list, or li. Banks rated. ^A" or above by SSP and Moody's. b. The written repurchase aSiccment must indinds the fgllowf no i. Secerities which a,, �z,d,table for transfer nee: (A) Direct U.S. governments, or (B) Federal agencies backed by the full faith and credit of the U.5. government 6 U. "Issuer" -or "City" shall mean the City of Ocoee, Florida. V. "Local 01tian Gas Tax" shall mean the Focal option as Tax received by the Issuer under the authority of Section 336.025, Florida Statutes, and an Interl.d.l Agreement dated July 21, 1983, s amended on June 27, 1985, between Orange County, Florida and the City of Orlando, Florida. As used herein, the term "Local Optic. Gas Tax" shall include any local option gas taxes authorized pursuant to Section 336.025, Florida Statutes, as amended and supplemented from time to time, and received by the Issuer; including any levied in excess of the tax currently authorized pursuant to such section. W. "Maximum Bond Service Requirement" shall mean, as of any particular date of calculation, the greatest amount of aggregate Bond Service Requirement for the then current er any future Bond Year, except that with respect to any Bonds for which Amortization Installments have been established, thea aunt of principal coming due on the final maturity date with respect to such Bonds shall Is reduced by the aggregate principal amount Or Compevnded Amounts of such Bonds that are to be -redeemed from Amortization Installments, in each case to be made in prior Bond Years. X. "MBIA" shall mean Municipal Bond Investors Assurance Corporation. Y. 'Moody's'- shall mean Moody's Investors Service, and any assigns or successors thereto. Z. "outstanding" Or "Bonds outstanding" shall mad. all Bonds which have been issued pursuant to this R ... lotion . except: (1) Bonds canceled after purchase in Ne open market or because of paymenat or redemption prior to maturity; (2) Bands far the payment or redemption of which Cash funds or Acquired Obligations or any combination thereof shall have been theretofore irrevocably set aside in a special account with an escrow agento (whether on an upon or priorto am e maturity r redemption data t y Bonds) in most which, together with earnings on such Acquired Obligations, n will be sufficient to pay the principal of and interest o much Bonds at maturity or upon their earlier redemption; provided that, if such Bonds are to be redeemed before the maturity thereof, notice of such redemption shall have been given according to the requirements of this Resolution o irrevocable instructions directing the timely publication of such notice end directing the payment Of the principal of and interest on all Bonds at such redemption dates shall have been given to the escrow agent; and Is (3) Bonds which are deemed paid pursuant t0 this Reso- lution or J. lieu of which other Bonds have been issued most Sections 11 and 13 hereof. AA. "Paying Agent" shall mean any authorized depository designated by the Issues to serve s a as Agent for the Bonds that shall bsve agrees to arrange for the timely payment of the principal of, interest on and redemption premium, if any, with aspect to the Bonds to the Owners thereof, from funds made avail- able therefor by the Issuer and any successors designated by subsequent r solution Of the Issuer. Morning in this Resolution small be deemed to prohibit the Issuer from serving as Paying Agent boosted. or from appointing one or more Paying Agents t0 serve under this Resolution. BE. "Pledged Revenues" shall mean collectively (i) the Local Option Gas Tax, (ii) until released as provided herein, the Public Service Taxes and (iii) amounts on deposit in and interest earned on the Debt Service Fund and the Construction Fund. CC. "public Service Tares" shall mean the tax levied by the Issuer p...t to Section 166.231, Florida Statutes, On the purchase Of electricity, metered Or bottled gas (natural liquefied petroleum gas or mnnufactvred), water, fuel oil and telephone and telegraph service. DD. "Public Service Taxes Fund" shall mean the City of Ocoee Transportation Refunding and Improvement Revenue Bond Public Service Taxes Fund created and established pursuant to Section ISF hereof. BE. "Public Service Tax Obligations" shall mean bonds Or other debt obligations of the Issuer authorized to be, issued pursuant to Section SBE hereof. Public Service Tax Obligations d0 net include the Bonds. FF. "Rebate Fund" shall mean the Rebate Fund created pursuant to Settle. 29 of this Resolution. GG. "Record Date" shall have the same aninge ae at torch in Sections ] and 11 Of this Resolution. M. "Rede.ptim. Account" shall mean the special account Of the same name created within but Debt Service Pund. II. "Refunded Bonds" shall mean the remaining ing bonds outstand- ing of the $2,145,000 City of Ocoee, Florida,Public Improvement Revenue Bonds, Series 1981, dated November 1, 19a]. JT. "Refunding Bends" shall mean the Series 1990 Bonds. 9 W. "To= Ciurrent Interest Bonds" shall mean the aggregate principal amount of Current Interest Bonds maturing on such dates and in such amounts as shall be determined by suhzequent resolution of the Issuer and for which Amortization Installments have been designated. SECTION 3. FINDINGS. It is hereby ascertained, determined and declared that: A. It is in the best interest of the Issuer aM the residents thereof that the Issues anchorite the issuance of Bonds to provide for the refunding and refinancing of obligations heretofore issued by the Issuer and to provide for the acquisition, construction and deal" Of the Series 1990 Project. B. In order to preserve and protect the public health, safety and welfare Of the inhabitants of the Issuer, it is necessary and desirable to acquire, Construct and design the Series 1990 Project. C. The e r rom s derived fthe Public Sarvice Taxes and Local Option GasTax are not now pledged or encumbered in any manner, except for the payment o1 the Issuer's Refunded Bonds. D. The Issuer deems it necessary, beneficial and in its best interest to provide for the refunding of the Refunded Bonds. Such refunding will be advantageous to the Issuer because it will allow the Issuer to lengthen the amertiration Of one debt financed with the proceeds Of the Refunded Bonds to more closely match "a life of the improvements financed with such debt and will allow the Issuer t0 revise certain terms and covenants in a manner that is more beneficial to Ne Issuer. E. The estimated sum required for the refunding o1 the Refunded Bonds will be derived from a portion Of the proceeds of The sale of the Series 1990 Bonds, together with certain Other legally available funds of the Issuer. F. A portion of the proceeds Of the Series 1990 Bonds shall be deposited pursuant t0 the Agreement, in mount. which, together, with earnings_ thereon, will be sufficient to make timely payments of the interest and outstanding principal in respect to the Refunded Bonds to mmtorltYa Such funds shall be invested pursuant to she Agreement in such i esteems as will be sufficient to pay such principal and interest• G. The Bonds d0 act constitute a general indebtedness or general obligation of she Issuer within the meaning of any comsti tuticnal, statutes, or charter provision or limitation, and the Issuer has not pledged its full faith and Credit for she payment of the principal Of, redemption premium, if any, and interest On the Bonds or of she making of any as other paym.act M- "Registrar" shall mean a trust company or bank with trust pavers appointed by subsequent resolution of the Issuer to serve as Registrar pursuant to this Resolution and any smorasses. desig- nated by subsequent resolution of the Issuer. Nothing in this Resolution shall be deemed to prohibit the Issuer from .suing as Registrar hereunder or from appointing one Or more Registrars to Serve under this Resolution. LL. -Reserve Account" shall mean the special ..Count o1 the same name created within the Debt Service Fund together with all out ... counts therein. MH. "Reserve Requixement" with comp0ct to each series Of Bonds, i1 any, shall be determined by subsequent resolution o1 the Issuer adopted prior to the issuance oI each such series of Bonds. NN. "Resolution" shall mean This Resolution, as the same may be amended or supplemented from time t0 time. 00. "Revenue Fund" shall moan"the City of OOOee Ttanspoi- taticRefunding and Improvement Revenue Bend Revenue Fund created and established pursuant to Section IS(A) hereof. PP. "Serial Current Interest Bonds" shall mean the aggregate principal amount of Current Interest Bonds maturing on such dates and in such amounts as shall be determined by subsequent resolution of the Issuer and for which Amortization Installments have not been designated. QQ. "Series 1990 Bonds" shall mean the Bonds initially issued under this Resolution, which such Bonds may be issued in one or mare series. M. "Series 1990 Project" Or "Series 1990 Projects" shall mean the acquisition Of rights-of-way, design, construction, paving and improvement of certain stteecs, intersections and draimmge improvements within aM without the corporate limits of the Issues and as more fully described in the Engineering Report Of Professional Engineering Consultants, Inc., dated August 5, 1990, which report is on file with the Clerk:, SS. "S&P" shall mean Standard s Poor's Corporation, and any assigns Or successors Ueres O. W. "Term Bonds" shall mem Term Current Interest Bonds and Term Capital Appreciation Bonds. W. "Term Capital Appreciation Bonds" shall mean the aggre- gate principal amount 01 Capital Appreciation Bonds maturing OR such dates and in such amounts a shall be determined by subsequent resolutipn of the Issuer and for which Amortitatien Installments have been designated. 10 provided for in this Resolution. It is expressly agreed by the Holders of the Bonds that such Bondholders sM11 never have the right to require or compel the exercise of the ad valorem taxing power therein LforThe theIssuer or taxation of any real Or personal property it Payment of the principal of, redemption premium, any, and interest on the Hinds or the making of any reserve o other payments provided for in this Resolution. r H. The estimated Pledged Revenues will be sufficient to pay all ytincip.l of and interest and redemption premium on one series 1990 Bonds to be issued hereunder, as the ram become due, and to make all other deposits or Other payments required by this Resolu- tion. I. The proceeds Of the Series 1990 Bonds deposited in the construction Fund may only be used for "transportation expendi- tures" within the meaning of Section 336.025(1), Florida Statutes. S. The Series 1990 Bonds may be issuedI. omer¢ series as shall be determined by subsegment ...elution of the Issuer. SECTION 4. AUTHORIZATION OF REFUNDING AND CONSTRUCTION OP SERIES 1990 PROJECT. There is hereby authorized the refunding of e Refunded Bonds in the banner provided herein. There is hereby authorized the construction of the Series 1990 Project pursuant 'to certain reports presently en file or to be filed with the Clerk, including One report of Professional Engineering COnsulhanta, Inc., Orlando, Florida, dated as of August 5, 1990, currently on file with the Clerk. The bast 01 such Series 1990 project in addition to the items set forth in such reports, may include, but need not be limited to, the acquisition of any lands, rights of ways or nterest therein or any they properties deemed n Bary or c me- lenient therefor; engineering, legal and financing expams¢s, expses ler estimates of costs; expenses for plans,specifics- ..LoGConsultants; nd surveys; the Lees Of fiscal agents, financial advisors r perating costs incurred during the construction; municipal bond insurance or ther Credit enhancement, including credit enhancement to be deposited in the Reserve Account; adminis- trative expenses relating solely to the construction of the aeries 1990 project;. the capitalization o1 interest for a¢nable Period alter the i suance of the Series 199. Bonds; thecreation and establishment of reasonableryes for debt service; the discount on the sale of Ne Series ¢ 1990 Bonds, ifapplicable; foods Of interim advances and indebtedness including repayments to the Other ftls of the Issuer for maneys spent o the Series 1990 Project in anticipation of the sale of the Series 1990 Bonds; and such other costs and expenses as may be necessary or inci mars, to the financing herein authorized and the construction nstruction 1 the Series 1990 Project and the placing of same in operation. 11 12 Provided, however, the Issuer reserves the right, it it be found at the time of Construction Of the Series 1990 Project that the amounts allocated for a portion Ueteot are inadequate there- for, to allocate additional mounts from other portions Of z id Series 1990 Project and, if it be found at the time of construction Of the Series 1990 Projectthem net less an the amounts ll.detsd to certain Purposes are needed. for such purposes, to allocate D,.e if icconn othe best to net interest ofothe I....rit isdeemed the Series 9necessary ani advisable to change Or delete any Of the portions of the Strias 1990 project described above, to make such necessary changes e deletions In such Series 1990 project as the Issuer deems ma.m..Bry so long as all said funds are used for the purpases provided by lav Used and this Resolution, and, to the extent sed far C nsttuction according. to such reports Of Professional Engineering Consultants, acceptable -to other the-Iasperrfirms Of [O be on fileified with the I qiY = engines so Prior to disbursement of such funds. Notwithstanding the foregoing the Proceeds Of ins Series 1990 Bonds deposited in the Construction Fund may only be used far projects which Constitute 'transportati.. expendesurQ5- within the meaning of Section 116.025(7), Florida SECTION 5. THIS RESOLUTION TO -CONSTITUTE CONTRACT. In Con- sideration of the acceptance of the Bonds authdrited to be issued hereunder by Inose who shell hold the mama from time to time, this Resolution shall be deemed to be and shall constitute a contract betvean the Issues and such Holders. The covenants and agreements herein set forth to be performed by the Issuer shall be for the equal benefit, protection and security of the legal Holders of any and all of the Bends, all Of which shall be of equal rook and without preference, priority or distinction Of any of the Bends Over any Other thereof, except as expressly provided therein and herein. SECTION 6. AUTHORIZATION OF SERIES 1990 BONDS. Subject and PoOswuuant torah o the provisions hereof, obligations of the Issuer to be Series 1990,° are authorised to be issued -mt-ti-a Refunding and Sim Choana[ Revenue Bends, Pal amount not exceeding $7,000,000. _ 99regate psinci- SECTION ONS. The Seres igg Bondsshall be issued Fin Ofully registered B form; may be 1Capital Appreciation Bonds and/or Current Interest Bonds; shall be dated. shall be numbered consecutively from R-1 upward if Current Intarmt Bonds; shall be numbered from CABR-1 upward if Capital Appreciation Bonds; shall be in the denomination of $5,000 each, Or integral multiples thereof for the Current Interest Bonds and in $5,000 maturity mounts for the Capital Appreciation Bends or in $5,000 multiples thereof, Or such other denominations as shall be ,proved by the of the Seriesuer 1990. Bonds shall bear interest at such the lot rates 13 cimt for all puxposm the same as if he has remained in Office until such delivery. My Series 1990 Bond may bear the facsimile signature eP ai may be signed by ..an persons who, at the actual time of the execution of uch Series 1990 Bend, shall be the proper officers to sign such Series 1990 Bend although at the data of such Series 3990 Hood such persons may net have been such officers. SECTION 9. AUTHENTICATION OF SERIES 1990 BONDS. Only such of the Series 1990 Bends as shall have endorsed thereon a certi- ficate of. authentication substantially in the form hereinbelow at forth, duly executed by the Registrar, as authenticating agent, shall bee titled to any benefit or security under this Resolution. No Series 1990 Bond shall be valid cur obligatory fat any purpose unless and until such certificate of authentication shall have bean duly executed by the Registrar, and soon certificate of Ue Aegis - that sh Series uch Seriestram uon any 0 990 Bend has beenBonhal be duly! authenticatedvandvSell— zed under this Resolution. The Registrar's certificate of authen- tication OnslOne Series less Band shall be deemed to have been duly executed if signed by an authesised Officer of e Registrar, but it hall not be necessity that the same officer sign the certifi- cate of authentication of all Of the Series 1990 Bonds that may be issued hereunder at any one time. SECTION 10. EXCHANGE OF 'RATES 1990 BONDS. My Series 1990 Bond, open surrender thereof at the principal corporate trust Office of the Registrar (or if the Clerk is the Registrar, at the office of the Clerk), together v1U an assignment duly executed by the Bondholder or his attorney Or legal representative in such form me shall be satisfactory to the Registrar, may, at the Option Of the Bondholder, be exchanged for an aggregate principal amount of Series 1990 Bends equal to the principal amount and of the sane type of the Buries 1990 Bond Or Series 1990 Bonds se surrendered. The°Re fistrar shall make provision for the exchange of Bonds at the principal corporate trust office of the Registrar (or if the Clerk is the Registrar, at the office of the Clerk). tration of and for the Bond. as or.,id.d in cn ch form as shall be registration or era tear shall authenti s 1990 Bond, tared in the name Of and in m aggregate :TY, REGISTRATION AND TRANSFER OF ear shall keep books for the regbs- 1-tian Of transfers of Series 1990 lution. The transfer of am, series 7nly upon such books and only upon rar together with an assignment duly is attorney or legal representative '--tory to the Registrar. Upon any the. Issuer shall execute d the and deliver in exchange for such - 1990 Bond or Sari.. 1990 Sends raosteree, oI the same maturity and ipal amount equal to Ue principal 15 not exceeding the maximum rate allowed by Florida lav, the actual rate or rates to be determined by subsequent resolution of the Issuer price to or upon the sale of the Series 1990 Bands; such interest to be payable smiaac..Ily at such times as are fixed by resolution of the Issued if current Interest Bands and to be pay- able at maturity if Capital Appreciation Bonds; and shall mature annually on such date in such years and amounts as will be fixed by resolution of the Issuer prior to or upon the sale of the series 1990 Bonds; and may be serial and/or Term Bonds. BermSeries 1990 Current Interest Bond shall bear interest from she interest payment date memo preceding the date on which it authenticated,im -less authenticated on an interest payment date, in hich .... it shall bear interest from nion, interest payment date, mr, unless authenticated prier to the first interest payment date, in which case It shall bear interest from its date; provided, however, that if at thetimeOf authentication payment of any interest which is due and payable has net been made, such Series 1990 Current Interest Bond shall beat interest from the date to which interest shall have been paid. The Series 1990 Capital Appreciation Benda shall bear interest only at maturity or upon redemption prior to maturity in the mount determined by reference to the C.W.Umded Amounts. The principal of and the interest and redemption premium, if any, on the Series 1990 Bonds shall be Payable in y coin or currency of the United States of America which on the respective dates of payment thereof is legal tender to, the payment of public and private debts. The interest an the Series 1990 Current Inter- est Bends shall be payable by the Paying Agent on each interest payment date to the person appearing, as of the fifteenth day immediately preceding such interest payment date (the "Record Date-), an the registration books oI the Issuer hereinafter pro- vided for as the Halder thereof, by check or draft mailed to such Holder at his address as it appears on such registration books as the Record Date. Payment of the principal of all Series 1990 cur - rest Interest Bend. and the Compounded Mount its respect to the Series 1990 Capital Appreciation Heads shall be -made upon the such Bonds ns and ... hall becomen a anal y ble.ying Agent of uc a spays SECTION, S. EXECUTION OF SERIES 1990 BUNCH. The Series 1990 Bends shall be signed by, or bear the facsimile signature of, the Mayor and shall.be signed by, or bear the facsimile signature of, the Clerk and a facsimile of the Official seal of the Issuer shall be imprinted on the Bonds. In Case any officer whose signature or a facsimile of whose signature shall appear on any Series 1990 Bond shall ..... to am such Officer before the delivery of such Series 1990 Bond, such signature or such facsimile shall nevertheless be valid and suffi- scant of such !Series logo Bond or Series 1990 Bonds so urrendered. In all casesin which Series 1990 Bonds shall be exchanged, The Issuer shall execute and the Registrar shall authenticate and deliver, at the earliest practicable time, a new Series 1990 Bond r Series 1990 Bonds of the s maturity and of the ... type (i.e. Current Interest Bonds will be exchanged far Current Interest Bonds and Capital Appreciation Bends will be exchanged far Capital Appreciation Bends) in accordance with the provisions of this Resolution. All Bonds surrendered in any such exchange shall forthwith be canceled by the Registrar. The Issuer or the Regis- trat may make a charge for every such exchange of Series 1990 Bonds Sufficient to reimburse it for any tax or ether governmental Charge required to M paid with respect to such exchange, but no other charge shall be made to any Bondholder for the privilege of exchanging Series 1990 Bonds under the previsions of this Resolu- tion. Neither the Issuer nor the Registrar shall be required to make any such exchange of Series 1990 Bonds after the Record Date. SECPION 12. ONNERSHIP OF SERIES 1990 BONDS. The person in whose name any Seuries 1990 Bend shall be registered shall be deemed and regarded as One absolute owner thereof for all purposes, and payment at or so account of the principal or redemption prime Of any such Series 1990 Bond, and the interest an any such Series 19go Bend (or, in the case of the Capital Appreciation Bends, Compounded Mounts with respect thereto), shall be made only to or upon the order of the registered owner thereof Or his legal representative. All such payments shall be valid and effectual to satisfy and discharge tee liability ,an such Series 1990 Bond including the premium, if any, and interest thereon to the extent of the sum Or sums O paid. SECTION 11. SERIES 1990 BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In .... any Series 1990 Bond shall Penn.. mutilated, at be destroyed, stolen or lost, the Issuer may in its discretion e to be ....red, and the Registrar shall authenticate and deliver, anew e v Series 1990 Bond of like maturity, date and tenor s the Bend smutilated, destroyed, stolen or lost (i.e., current Interest Bonds shall be issued in exchange for Current Interest Bonds and Capital Appreciation Bonds shall be issued in exchange for capital Appreciation Bonds) in exchange and substitution ter such mutilated Series 1990 Bond upon Surrender and cancellation Of such mutilated Series 1990 Bond or in lieu of and substitution for the Bond destroyed, stolen Or lost, and upon the Halder furnishing the Issuer and the Registrar proof of his Ownership thereof and satisfactory, indemnity and complying with such other x .able regulations and conditions as the I...0 and the Registrar may prescribe and paying such am,..... as the Issuer and the Registrar may incus. All Series 1990 Bonds so surrendered shall be cancelled by th. Registrar. If any of the Series 1990 Bond. shall have matured or be about to mature, instead of issuing a substitute 16 Series 1990 Bond/ the Paying Agent may pay the same, upon the Issuer and Registrar being indemnified as aforesaid, and if such Series 1990 Bond be lost, stolen . destroyed, without surrender thereof. Any such duplicate Series 1990 Bonds issued pursuant to this Section shall c stitut. original, additional contractual Obliga- tions on the part of the Issuer vbether or not the lost, stolen or destroyed Series 1990 Bends be at any time found by anyone, and such duplicate Series 1990 Bends shall be entitled to equal and proportionate benefits and rights as to lien en and source and security Ior payment from the Pledged Revenues, to the same extent as all ether Series 1990 Bonds issued hereunder. SECTION 16. PROVISIONS FOR REDEMPTION. The Series 1990 Bonds shall be subject to redemption prior to their maturity at such times and in such manner as shall he fixed by resolution of the Issuer prior to or at the time of sale of the Series 1990 Bands. Notice of such redemption shall, at least thirty (30) days prior to the redemption date, be filed with the Registrar, and fled, first class mail, Postage prepaid, to all Holders of Bonds to be redeemed at their addresses as they appear on the registra- tion books hereinbefore provided -for, but failure to mail such notice to one or more Holders of Bends shall not affect the validity of theproceedings for such redemption with respect to Holders of Bonds to which notice was duly mailed hereunder. Each such notice shall set forth the date fixed for redemption, the redemption price to be paid and, if less titan all of the Series 1990 Bends of on. maturity a e to be Called, the distinctive umbers of such Series 1990 Bends to be redeemed and in the case of series 1990 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. In addition to the mailing of the notice described above, ..oh notice of redemption shall (i) be sent at least 35 days before the redemption date and to the extent possible, at least two (2) days prior to the general date of mailing by registered or certified ail or overnight delivery service or telecopy to all registered rarities depositories then in the -business of holding substantial ancounts of obligations' -of types comprising the Series 1990 Bands reuefi aeeesiteeies now Dain The oeoositary Trust Cemean, New Illinois, and Philadelphia Depository Trust Company, Philadelphia, Pennsylvania), and to two o national Lnfnrmatlon services that disseminate notices of redemption of ebligatiens such as the Series 1990 Bonds and (i1) be published ... time in The Bend Ruler,' New York, New York o if ...h publication is impractical or unlikely to rea.h a substantial number of the holders of the series 1990 Bonds to be redaemad, in some other financial n wspaper or Journal which regularly carries es noticof tedemptien of other ebligatiens similar to the Series 199. Bends, such p.bli.ami.. to Ho. R - 1] (FORM OF CONSENT INTEREST BOND] UNITED STATES OF AMERICA STATE OF FICHIDA COUNTY OF ORANGE CITY OF OWES TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1990 MATURITY DATE: INTEREST RATE: DATED DATE: CUSIP Registered Owner: principal Amount: SNOW ALD MEN BY THESE PRESENTS that the City me Ocoee, Florida (hereinafter called "City"), for Yalue received, hereby promises t0 pay to the order of the Registered Owner identified above, or registered assigns, as herein provided, on the Maturity Date set forth above, .,on the presentation and surrender hereof at the principal corporate trust office of salol from the Florida (the .Paying Agent"), y special Lands hmy ..is mentioned, the Princi- pal Amount set forth hove in any coin or currency of the Vlegal States of America which en the data of payment thereon is legal tender for the payment of public and private debts, and to pay, solely from Re es, to the Registered Owner hereof by check mailed to theeRegistered ed owner t his ddress as it appears as f on th the Record Date on the Bond registration beaks of the City main- tained by (the trai, at ice Interest Aate per annum set forabove, interestrest n sagid Principal Amount o i a 1 and 1 -commencing , 19_ trOm the i terest payment datenext preceding the data of registration and authentication of this Bond, unless this Bond is registered and authenticated as on an interest payment data, in which case it shall bear interest from said interest payment data, or unless this Bond is registered and authenticated prior to19_ in which vent such Bond shall bear interest Isom 19 7 provided, however, that i1 at the time of au n interest .ti .tiois in default, this Bond shall bear interest If. the data to which interest snail have been paid. The Bands of this issue shall be subject to tedemptien Prior to their maturity at the Option of the City. 19 be made at least ASU days Prior to the date fixed for redemption) provided, however, that failure of such notice or payment to comply with the terms Of this paragraph shall at in any ... defeat the effectiveness of a call for redemption if notice thereof is given otherwise prescribed above in this section. Upon the payment of the redemption price of Series 1990 Bonds being redeemed, Oath check or other transfer of fondse ed for such purpose shall bear Ne CUSIP number identifying, byissue and maturity, the Series 1990 Bonds being redeemed with the proceeds of such check orother transfer. A second .Otic. of redemption shall be mailed in the per provided above to any Bandhelder wh0 has net tendered Series 1990 Bonds that have been called for redemption within sixty (e0) days after the applicable redemption data. Upon surrender of any Series 1990 Bond for redemption in part only, the Registrar shall authenticate and deliver to the Bond- holder thereof, the cost of which shall be paid by the Issuer, a w Series 1990 Bond of the ..a maturity and type and of a sort, zed denomination equal to the unredeemed portion of the Series 1990 Bond surrendered. SECTION 15. FORM OF SERIES 1990 BONDS. The text of the Series 1990 Bonds shall be in substantially the following form, with such emissions, i serti0ns and variations a may bet n ..cy end desirable and authorized and permitted by Nis Resolution n by any subsequent resolution adopted by the Issuer prior to the issuance thereof: la (Insert Optional or Mandatory Redemption Provisions) Notice of much redemption shell be given in the sooner required by the Resolution described below. This Bond is one of an authorized is. of Bonds in the aggre- gate prim.ipal amount of S of like data, tenor and effect, a ..pt me to number, principal amount, ....my, redemption provisions and interest rate, issued to refund certain outstanding bonds and to finance the at of a<guisition of sights -of -way, I without the city limits of the Constitution and Statute: duly adopted by the City O . as amended and supplemented (hereinafter collectively called "Resolution"), and is subject to all the terms and conditions of such Resolution. This Bond and any Additional Parity Obligations issued under the Resolution .. payable solely from and ..cured by prior lien upon and pledge of the Pledged Revenues, as defined in the Reso- lution, in the manner provided in the Resolution. The Resolution also permits the issuance of public Service Tax obligations which shall have a lien on that portion Of the Pledged Revenues consti- tuting Ne public Service Taxes, an a parity with the Bends. [The Series o1 Bonds of which this Bond is a part includes 5 aggregate principal amount of Bonds as to which in[aresC payable semi -...ally. such Bonds are referred to herein and in the Resolution as "Current Interest Bends." The Series of Bonds of which this Bond is a part also includes $ aggregate principal amount of Bends s to which intersst-J�—pmymble Only at maturity or upon redemption prier to maturity. Such Bonds are referred to herein,a^d, in,tbe Resolution as "Capital Appreciation Bends.1-1 This Bond does not Constitute . general' indebtedness er general obligation of the City within the of any eenstitu- ti0nal, statutory or charter provision or lib{tkClo'd', and the City has not pledged its full faith and credit Ior the payment Of the principal of, redemption premium, if any, and interest on this Bond or the aking of any reserve or other payments provided for in the Resolution. It is expressly agreed by the Holder of this Bond that such Bondholder shall never heve the right to requirt or`cempel the exercise of the ad valorem taxing power of the City or taxation of any real or personal property therein for the Payment of the prin- cipal Of, redemption premium, if any, and interest On this Bond or the making or any reserve or other payments provided for in the Resolution. 20 It is furthei agreed between the City and the Holder of this Bond that this .Bond and the indebtedness evidenced hereby shall not Constitute a lin upon any property of or in the City, other than the Pledged Rev..—, but shall Constitute a lien only on the Pledged Revenues all in the Hamner provided in the Resolution. The City in the Resolution baa cow anted with and for the benefit of the hold. of the Bonds of this issue that it tWill om not repeal or adversely amend its Charter, ordinances, or interlocal agreements relating to the Pledged Revenues seas to t impair the power and obligations Of o City to collect said Pledged Revenues, and (ii) tat the pledge and ..vemnts in the Resolution constitute a contract betwee. the City and th. holders of the Bonds of this issue not subject to repeal, i.pairment or modification by the City, except .expressly authorized by the Resolution. The City has made certain other movements for the benefitto the heldis made C'o the Rezoluiis issue 6for the terms o union Notwithstanding the foregoing, the lien on and pledge of tat portion of the Pledged Revenues c misting of the public service Taxes in favor of the holders of the Bonds may be released and .xt,i.hthe ...trance of certain events more fully describedin the Resolution. It is hereby certified and recited tat all acts, canditiam and things required to exist, to happen and to be performed prece- dent to and in the is..... Of this Bond exist, have happened and have been performed in regular and due form and time as required by the lays and Constitution of the state Of Florida applicable t thereto, and that o issuance of the Bonds of this issue does not violate any .omtitutional, statutory, or charter Limitation or prevision. This Bond is and has all thequalities and incidents of E eOinstf ent under Florida, Chapter 678,, Fof lorida Statutesuniform �erdal Code, theState The =..far of this Bond is registrableby the Bondholder hereof in person or by his mtt.rnay'or legal representative at the Principal corp.rate trust Office of the Registrar (or of the City Clerk is the Registrar, at CO. office of the City clerk) but only J. Resolution and up n sh. manner and uraenderbjecttand hcancellationsOfp this Bond -roved the This SOod shall not be valid or becomeblivatory for any purpose or he entitled to any benefit . security Osie tithe Be..- lotion ntil it shall have bean authenticated by She ex cutim. by the Registrar of the certificate of authentication endorsed hereon. 21 //_ ASSIGNMENT AND TRANSFER For value received the Undersigned hereby sells, assigns and transfers to (Please insert Social Security or other identifying number of transferee) the attached Bond of the city of Ocoee, Florida, and does hereby constitute and appoint _ attorney, to transfer the said Bond On the books kept for registration thereof, with full pouer of substitution in the premises. Signature Guaranteed by [masher farm .f the New York Stock Exchange at .Orci.1 bank or a trust ..... .] By: rappel sicnacur.) Title NOTICE: No transfar will be registered and n. new Bonds will be issued in the name of the Transferee, .less the signature to this assignment corresponds with the name as it appears upon the face of the Nithin Bond i very particular, without alter- aticn Or enlargement or any Change whatever and the Social - Security or Federal Employer -Identification Number of the Transferee is supplied. [Bond Counsel Opinion] [EYO OF CURRENT INTEREST BOND FORM] 23 IN WITNESS WBER£OF, the City of Ocoee, Florida, has issued this Band and has caused the same to be signed by the Mayorand attested to by the City Clerk (the signatures of to Mayor and the City Clerk being authorised to be facsimile of soon Officers, Signatures) and its seal or a facsimile thereat to be affixed, impressed, imprinted, lithographed or reproduced here.., all as of the _ day oI .. CITY OF OCO£E, FLORIDA (SEAL) (manual at fa i ATTESTED: Mayor cel Or fe cs'm let City Clerk CERTIFICATE OF AUTHENTICATION This Bond is oneof the Bends issued under the provisions of the Nithin mm.ti.nodResolution. Date Of Authentication: 22 Registrar, as Authenticating Agent BYAULnoriEedaOtfieer [FORM OF CAPITAL APPRECIATION BONDS] No. CARR- maturity Amount: Bond Data: $ Principal Value at Issuance: 5 ,at $5,000 maturity Amewt UNITED STATES OF AMERICA STATE OF FLORIDA COUNTY OF ORANGE CITY OF OCOEE - TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1990 ANNUAL YIELD TO MATURITY DATE OF MATURITY DATE: (APPRO%INATE): ORIGINAL ISSUE: CUSIP: Registered Owner: Maturity Amount: MOW AIX HER BY THESE PRESENTS that the City .1 Comma, Florida (hereinafter called "city"), for value received, hereby promises to pay to the order of the Registered curer identified above, o registered assigns, as herein provided, solely from the special funds hereinafter mentioned, on the Maturity Date set forth above, the Maturity Amount set forth above .r the Compounded Amounts (as reflected 6. the Schedule of Compounded Amounts set fort herein) if redeemed prior thereto as hereinafter provided, in any coin or currency of the United States of America which on such data is legal tender for the payment of public and private debts, upon the Presentation and surrender hereat at the principal corporate trust office -Of Florida (the "Paying Agent"). The Bonds of this issue shall be subject to redemption prior to their maturity at the option of the City. (Insert Optional or Mandatery Redemption Provisions) Notice of such redemption shall be given in the manner required by the Resolution described below. 24 This Bona ie one of a authorized issue of Bends in the aggtn- gate principal Amount, torm b.n, of like data, tenor and Affect, except as to number, principal maturity, redemption provisions and interest sate, issued too refund e funisitio certain outstanding bonds and to finance the nest d acquisition of rights -o. An design, nstrvehin, paving And improving certain sheets and intersections within and without the oof the City and n Lull compliance with the Constitutionn and and Stat Statutes of the Slat. of Florida, Chap including t 11, Floridathe Charter of the City of dace, Chapter 166, Path II, ForidStatutes, and asResolutionamended No. duly adopted by the City w mended and supplemented (hereinafter collectively called"Resolotions) , and is subject to all the terms and mMieiena of such Resolution. This Bend and any Additional Parity obligations issuedUnder the Resolution are payable solely from and secured by a prior lien upon and pledge of the Pledged Revenues, As defined in the Reso- lution, in the manner provided in the Resolution. The Resolution also permits the issuance of Public Service TAX obligations which shall have a lien on that portion of the Pledged Revenues consti- tuting the Public Service Taxes, on a parity with the Bonds. The Series of Bonds of which this Bond is A part includes $ aggregate principal amount of Bonds as to which interest payable semi-annually. Such Bonds are referred to herein and in the Resolution as "Current Interest Bonds.' The Series of Bonds of which this Bond is a part also includes $aggregate principal amount of Bends as to which interest rs payable only at maturity.o upon redemption prior to maturity. Such Bonds are referred to herein and in the Resolution as "Capital Appreciation Bond.--- This onds."This Bond does not constitute a general indebtedness or general obligation of the City within the .... ing of any c nstity- tional, statutory at charter prevision at livitation, and the City has net pledged its full faith and credit for the payment of the principal of, redemption premium, it any, and interest on this Bond or Ne making of any reserve or other payments provided for in the Resolution. 'It is expressly agreed by the Holder of this Bond Nat such Bondholder shall never have the right to require or compel the e of the ad valorem taxing Paver of the City or taxation of Any real or personal prcperty therein for Ne payment of the principal of, redemption Premium, if any, and interest an this Bond Or the making of any reserve or other payments provided Loi in the Resolution. It is further agreed between the City and the Holder of this Bond that this Bond and the indebtedness evidenced hereby shall net a nstitute A lien upon any property of or in the City that than the Pledged Revenues, but shall constitute a lien Only on the Pledged Revenues all in the manner provided in the Resolution. IN WITNESS WHEREOF, the City of Ocoee, Plorida, has issued this Bond and has caused the same to be signed by the Mayor and attested to by the City Clerk (the signatures. of the Mayor ad the i City Clerk being authorised to be facsimile of such ofi.crs' signatures) and its seal -I A facsimile theteof to be affixed, theres.Ad, imlthted, lithographed or reproduced hereon, all as of y of sFAG) CITY OF OCOEE, FLORIDA manual or tansimil 1 ATTESTED: Mayor rmanual or tarXimilel City Clerk CERTIFICATE OF AOTUnFrIGTION This Bond is eneof the Bends -issued Under the provisions of the within mentioned R ... lotion. Registrat, as Authenticating Date at Authentication: ' Agent Sy rmanuaF si n Authorised Officer 27 The City in the Resolution has covenanted with and for the benefit of the holders of the BOnds of this is. (i) Nat it will not repeal er adversely amend its charter, otdi...es, resolutions or intailocal agreements relating to the Pledged Revenues so :s to impair tha power and bligati.s of the City to collectsaid Pledged Revenues, and (ii) that the pledge And covenants in the Resolution wn.tttute A contract between the City and the holders of the Bends of this issue not subject to repeal, impairment o modification by the City, except as expressly authorized by the Resolution. The City has made Certain ether, c a ants for the benefit of the holders of the Sonds of this imsue,tar the terms of which reference is made to the Rezelution. Notwithstanding the foregoing, the lienon and pledge of that portion of -the Pledged Revenues cAawisrin, of the Public Service Taxes in favor of the holders of the Bonds may be released and extinguished upon the tarsen.. of certain events mote fully described in the Resolution. it is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be Performed prece- dent to and in the issuance of this Bond exist, have happened and have Gen performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not folate any constitutional, statutory, or charter limitation or yrovision. This Bond is and has all the qualities and incidents of A negotiable instrument Under Article B of the Units= Commercial Code, the Bete of Florida, Chapter 678, Florida Statutes. The. transfer of this Bond is registrable by the Bondholder hereof in-person or by his attorney or legal representative at the principal corporate trust office of the Registrar (or if the City Clark is theAegriser, t the office of the City Clerk) but only in the manner and subject to the .conditions provided in the Resolution and upon surrender and cancellation of this Bond. This Bend :ball not be valid or be.... obliq texy for any purpose or be entitled to any benefit or security under the Reso- lution Until it shall have been authenticated by the execution by the Registrar of the Certificate of authentication endorsed hereon. 26 / ASSIGNMENT AND TRANSFER For value received the undersigned hereby sells, assigns end transfers unto (Please insert Social Security or ether identifying number of transferee) the attached Bond oI the city of Owe., Florida, and does hereby Constitute and appoint attorney, to transfer the said Bond on the books Gpt tar registration thereof, with full power of substitution in the Premises. Date NOTICE: No transfer vill be Signature Guaranteed by registered and no new Bonds will be i sued in the name of the [member firm of the New York Transfer.., .less th. signature re Stock Exchange oial to this assignment corresponds beak or a trust comPony.] with the name as it appears upon the face of the within Bond in By: rmanual s mature) every particular, without alter- ation er enlargement or any Title: change whatever and the Social Security er Federal Employer ddentification Number of the Transferee is supplied. [Bond Counsel Opinion] [Attach Schedule at Compounded Amounts] [£NDOF CAPITAL APPRECIATION BOND FORM] SECTION 16. /APPLICATION OF SERIES1990 BOND PROCEEDS. The proceeds, including accrued interest and premium, if any, received from the sale of the Series 1990 Bonds shall be applied by the t0sthe Purchas r theuer reof es toll ..:with of the Brier 1990 Bonds A. e ...ad interest, ad interest to source O the Series 1990 ago dse In such --..tt andnfar a Period Of time as shall be approved by subsequent resolution of Ne Issuer, on the Series 1990 Bonds shall be deposited in the Interest Account in the Debt Service Fund and shall be used only for the purpose of paying interest becoming due on the Series 1990 Bonds. B. Unless provided from other funds of the Issuer on the date of issuemme et the Series 1990 Bones, er unless provided far lw.ougR the Dutchaso eC a guaranty or an insurance polio, an lrravocable letter f credit, a surety hone, t similar credit facility, or any Combination thereof, the Issur shall deposit to Me special subacaount in the R ... I- Account established for the benefit of the Series 1990 Honda, A sum sufficient to equal the Reserve Requirement on the Series 1990 Bonds. C. To the not reimbursed therefor 8 original Purchaser, of any s rie2 of the Series 9 l90 Bonds, !yse Issuerishall payall =arm and 1 90 Bmadss incurred in =mention with the issuance If Me D. A sum as spmcified by a supplemental resolution of the Issuer cif a ll, together with ether legally available funds of the Issuernas determined Essutr, be weed,to data . the by subsequentunded Bonds by of the sums Of money for investment in Y positing such Pursuant to the Escrow Deposit Aappropriate Acquired obligations imeL funds to make all w- -Agreement s_ as to produce suffi- Ue IsaV eL smell a xee ,t l0 If such beiaJd VVvvprrace mecumentatiOn to demonstiat. that the muse being posited and the investment to be de will be sufficient ter such purposes. simultaneously with the issuance of the Series 1990 Bends, the Sssuer shall metal late an Agreement substantially in the fere attached hereto as Exhibit A with the Escrow Agent. Such mmreved funds shall be kept separate and part from all ether funds of the Issuer and the moneys n deposit under the Agreement shall be withdrawn, used and applied by the Issuer solely for the prposes see forth in the Agreement. E. Me balance of the Series 1990 Bond proceeds after provid- ing for the payments required by A, B, C and D above, shall be deposited to the -city Of once- Transportation Refunding and Improvement Revenue Bend Construction Fund" which fund is hereby reated and established and whiU may be used for the purposes at 29 The Holders .6f the Bonds shall have a prior lien upon the Pledged Revenue¢ superior to any claims of any kind in tort, contract or otherwise, irrespective whether the patties possessing uch Claims have notice hreol, in accordance with the provisions hereof. The revenues and furls so pledged and hereafter ref¢ved by the Issuer shall immediately be subject to the limn of such pledge without any physical delivery or further act. SECTION ld. COVENANTS OF THE ISSUER. For so long as any of the principal Of and interest on any of the Bonds shall De Out- standing and unpaid or until the Issuer Ras made prevision far Payment Of principal, interest and redemption premiums, if any, ith resp-Ct to the Bonds, as provided Ior in this Section is or as Provided ter in Section 2a of this Resolution, the I .... C w coveNnts with the holders of any and all Series 1990 Bends ns Callous: A. REVENUE FUND. All Local Option Gas Taxes shall upon receipt thereat be deposited in the ,City of Ocoee Transportation Refunding and Improvement Revenue Bond Revenue Food' (hereinafter called the 'Revenue Fund"), hereby reated and established. All deposits into such Revenue Fund shall be dammed! to be held in trust fee the purposes herein provided and used only for the purposes and in the manner herein provided. - Me money remaining in the Revenue Fuad, after making provision for no Payments into the Debt Service Fund, and the various accounts therein, hereinafter reated and established, a long as all amounts required to be on deposit in the Debt Service Fuad small be on deposit therein s of such data, shall be free from the lien and pledge thereon in favor of the Holders of the Bonds, and may be used by the Issuer fee any lavtul purpose. B. DISPOSITION OF REVENUES. All amounts at any time remain- ing on deposit in the Revenue Fund shall be disposed of an o before the fifteenth (15th) day of each month commenting in the oath immediately following the delivery of the Series 1990 Hands Only in the f011oving manner and in the following order of priority: ahall(fitst deposit From the moneys in the Revenue Fund, th. Issuer Ocoee Transporation) R.raodin nand Improvement designated •City of Revenue Bond Debt Service Food' (hereinafter caled tDebt Service Fund'), and resit to the following accounts within the Debt Service Fund, each On s PeritY with each other (except a Otherwise provided in ubseotden (d) below), the following identified sums: fees a[ tea) Into the Interest Account hereby created: Any tagether with tush sainthe aaCoill beRegistrar together with 31 forth herein. Sucti Construction Fund shall constitute a trust fund and shall be used together with ether legally available moneys by The Issuer solely (i) to pay the cost of the Series 1990 Project, including the reimbursement to the Issuer of moneys spent on the Series 1990 Project in anticiHaticn Of the ..is of and Che issuance of the Series 1990 Bends and (ii) to make required deposits to the Debt Service Fund in the event sufficient funds are not on deposit Issuer on the required dates. The Issuagrees And covenants to commence and proceed with reasonable diligence and in good faith to complete the c ostruction o1 the Series 1990 Prejmct. Upon Lee completion of the series 1990 Project, rcess moneys GO deposit in the Comtruri0n Fund may be Need by the Issur for any lawful purpose and shall be free from the pledge thereof and the lien throne in favor of the Holden Of CO. Bonds; provided that in the event the Issuer purposes to use amounts on deposit in the Construction Fund for other than a transportation project, as defined in Section 336.025(7), Florida Statutes, the Issuer shall have first receives no opinion of Bond Counsel to the effect that uch use will not in and by itself, ...I the interest on the Series 1990 Bends to be included in the grecs ince.. of the Holders aI such Series 1990 Bonds far putposes of Federal incomeLaxatien. SECTION 17. SPECIAL OBLIGATIONS OF ISSUER. The Bonds shall not be or constitute general obligations or indebtedness of the Issuer as 'bonds^ within the meaning of the Constitution of Florida, but shall No payable solely from and secured by a first lien pooand a pled,. of the Pledged Revenues as herein provided. No Helder or Holders of any Bends issued hereunder shall ever have the right to compel the .xrcise of the ad valorem taxing power of the Issuer or taxation in any farm of any real or personal property therein, or to Compel the Issur to pay such principal of, interest and redemption premium, 1f any, from any other funds of the Issuer except the Pledged Revenues. The payment e1 the principal of, redemption premium, if any, and interest on the Bonds shall be s cured forthwith equally and .ably by, and the Issuer hereby grants to the BOnahold.rs irrevocable first lien on the Pledged Revenues, as defined herein, prior and superior to all Other liras -or encumbrances on such Pledged Revenues (except to the extent the Issuer has issued Public Service Tax Obligations which shall have a parity lien an the public Service Taxes) and the Issuer does irrevocably pledge such Pledged Revenues to ehe payment of the principal OL and intereat and redemption premium, if any, On the Bonds, for the reserves therefor and for all ether required payments under this Resolution. Notwithstanding the foregoing, emoet. an deposit in each nespec- rive subacceunt in the Rome,. Account shall only be applied ter the payment of principal of, redemption premium, if any, or inter- est on the Outstanding series of Bonds for which such subaccount was established and for no other series of Bonds. i 10 me tunas the. on deposit therein, to Pay one-sire1 6xtof all dntere.t becoming due On the Bonds on the next semi eol interest payment data. The moneys in the Interest Account shall be vithdraun and deposited with the Paying Agent for the Bonds on or before each interest payment date in an amount sufficient to pay the interest due on such date and the fees and charges of the Paying Agent and Registrar Iden due. SUCK e.thly payments- shall be increased or decreased Proportionately prior to the first interest Payment data or dates, after making allowance for any deposits made into the Interest Account upon the issuance of each such sries oC Bonds and for any amount transferred Iree ether accounts Pursuant to the provisions of Uis Rexnln!<nn Into thehereb no Baginhing (b)the 15th dayP fnth. unt acorn thich is twelvet(12) months prior to first principal maturity date and monthly thereafter, such sum as will be sufficient, together vith the funds than on deposit therein, t0 pay one -twelfth (1/12) of 0 the principal (except the principal f which is required to be paid from the Redemption Account hereinafter created and established) and the C..pounded Amounts On the Bends maturing or scheduled to be called Lor redemption on the next principal maturity date. The moneys oN-dop.sit in the Principal Account shall be withdrawn and deposited with the Paying Agent for such Bonds an or before each principal maturity date in a amount sufficient to pay the principal maturing no such date• (c) Into the Redemption Account hereby created: n amount sufficient to pay one -twelfth (1112th) of any Amortisation Installment established by any subsequent resolution of the Issuer. Provided, however, [hat monthly deposits shall not be required to be made to the extent that money On deposit in the Redemption Account is sufficient for pur,..._ Any monthly Payment to be deposited as set Ea . rth oP bove, far the purpose I meeting Amortization Install- ents shall be adjusted, as appropriate, to reflect the frequency of dates establish.d for Amortization Installments applicable to such Bonds. The moneys in the Redemption Account shall be used solely for the purchase or redemption Of the Term Brds payable threlrOm. The Issuer may at any time purchase any of aid Term Bands at prices not greater than the then redemption price of said Term Bonds. If the Term Bonds are not then redeemable prior to maturity, the Issuer may Purchase said Term Bonds at prices not greater than the red ... tion price of such Term Bonds on the next ensuing redemption date. If the Issuer shall purchase of all for redemptionin any year Term Bonds, Such Tare Bends N. purchased or redeemed shall be credited i Such mmmer and at such times as the Issuer shall determine 32 increased in�subh amounts as shall be necessary to make the payment for'the principal of, redemption premium, if any, and Interest on for such Additional Parity Obligations on the Same basis as hereinabove provided with respect t0 she Bonds issued Under this Resolution. (0) The Issuer Shall at be required to make any further depesits into the Debt. service Fund in any month to the extent the monthly deposits into the Debt Service Fund, including the Reserve Account therein, required by this Section 15(B) have been made by the Issuer and no deficiency exists in any account in the Debt Service Fund. (e). The balanc. of any moneys remaining in Ne Revenue Fund after the above required payments have been made shall he free from the lien and pledgee thereon in favor Of the Holders of the Bonds and may be sued far any lawful purpose; Provided, however, Hat nth . of said m y hall he released from said lien and pledge nam shall said money be wed for any purposes other than those hereinabove specified unless all payments required to have been made by: some time Under this Resolution, including any deficiencies for prior payments, have been made in Lull and unless nth Reent of Default -ball - have occurred and be continuing. He further deposit shall be required to any of the accounts in the Debt Service Fund when sufficient moneys are on deposit in the accounts within the Debt Service Fund To pay the principal, interest, and redemption premium, it any, on all Bonds at maturity. (5) The Debt Service Fund (including the accounts and the subacoments therein), the Revenue Fend, the Public Service Taxes Fund and any that special funds herein established and Bated shell be deemed to be held in trust fee the purPeses provided herein for such funds. The moneyyin all such faces shall be ccntim.omalay s cured in she same net as meet. and municipal deposits re ahthosiim to be secured by the laws oI the State of Florida. Honeys ern deposit in the Construction Fund, the Revenue Pend, the Public Service Taxes Fund and invested and reinvestethe Debt Service d excluding the Reserve Account, may in Investment Securities which mature not later than the dates which the moneys on deposit therein will be nodded for the purpose of much fund. Moneys in each aubacem nt in she Reserve Account, if any, may be invested and reinvested in Investment Securities maturing not later than the latest limbed. All i.... of BOY Bond L investments, r which such sexceppt for Income eeab- shall beinvestme�depts osited in the respective tunOne Ruse, Account and dsCond accmwts from 35 which such Investments were made and be used Sor,Ne.purposes- thereof unless and until the amount required t0 be on deposit _ is n deposit therein„ and thereafter shall be deposited in the Revenue Fund. Investment income on same, subaccount in the Reserve Account shall be deposited and credited as determined by subsequmt zesolptVan L the Izsum adopted pior to the series of Bonds for hien such Schaccowt is established. Investment income earned on the COnstructien Fund shall remain On deposit, io the construction Fwd and shall be used. solely for the purposes set forth in Sections a and 16E_ Of ,this Resolution. - - (6) In determining. the amount of any of the payments - required to be made pursuant to His .Section -18(B),: credit shall be given for all investment income .morning to .the respective funds and accounts described herein. p) Themoneys and Investment Securities required. to be ....anted for in each Of the funds., accounts and Detachments _. account, t c described e be d nsimple t, provided t adequate accoutings records are main- tained to reflect and control the restricted allocation of the - ash an deposit therein for thevarices purposes of such tuMs and accounts as herein provided. The designation and matab- lishment of the various funds in and by this Resolution shall not be construed to require the, establishment of any cam- n1at.1, ind.Dend.nt. selfbml... I. funds as such term is rather is intended solely to constitute an earseasing or. certain revenues and assets of the Issuer for certain purposes.. and to establish certain priorities for application of such revenues and ...sts as herein provided. (B) Notwithstanding anything to the contrary set forth herein, nothing in this Resolution hall be construed as preventing the Issuer free voluntarily depositing to the Credit of any account I. the Debt Service lend moneys received from any legallyavailable source other Nm the Pledged Revenues, but the Issues shall have as obligation, directly or indirectly, to make deposits to the Debt Service Fwd from any funds of Ne Issues other Nm the Pledged Revenues. C. ISSUANCE OF OTHER OBLIGATIONS. The I#uer shall issue no bonds or obligations of any kind or nature payable from or enjoying a lien on the Pledged Revenues if such Obligations have priority over He Series 2990 Bonds with respect to payment or lien, nor shall the Issuer create or cause or permit to be created anydebt, lien, pledge, assignment, encumbrance or Other charge having priority to or being an a parity wish the lien of the Series 1990 Bonds upon said Pledged Revenues; provided, -however, the I .... r may issue Additional Parity Obligations ander the conditions and in the manner provided in Section ISO hereof and may issue Public Service 36 Reserve Account shall be valued as determined by the sesolu- Deposits i,the Interest Account, the principal Account and tion-suth.A.ing such --rias of Bonds: ter which. much ..bac- the Redemption Account shall be increased or decreased on a pro count vas. established. Investments, if any, an deposit im the rata basis to reflect shenumber of months existing between the subaccount in the Reserve Account "established tar the Series.' issuance of each series Of Bonds and the applicable principal, 1990 Bonds shall be valued at host. .. To the. event of she interest and redemption payment dates in order to ensure adequate refunding of any aeries of Bonds, the Issues may withdraw from funds am. available in such funds an such -dates far the purposes the s.baccount within the Reserve Moowt for such series of described heroin. - - --- - - Bonds, all or'ahy porYien of she amounts accumulated Herein. with respect a she Bends tieing refunded and deposit such (d) TRa Issues will initially previa- for she Of. as required by the re; -d methdrwd-. Reserve Requirement for the series 1990 Bonds by the purchase Pralon that.zing_the mg L. such series o1 Bends/ provided t1eme-.t withdrawal of a surety bondfromMIA pursuant to the terms of a Finan- Bases shall net be mafle unless (a) Immediately eenreaid Agreement between MBIA and the Issuer, cial y the term -Rall he . p su nt to dammed to save sem paid pursuant to Section of .hien shall be approved by subsequent resolution the ice Shall section 25, a h. and (b) the amount remaining in Such Issuer. The Issuer shall next deposit from moneys remaining vin atter ,musty effect to the issuance of such ngoblige- nag oblige - each - - in the Revenue Fund an am ant, . my, required by...h Lions and the disposition of the hereof Hereof Rall net f insolation auNcount M the ishence of mth unties eI BOM- be leas eht, far Reserve Requirement 2or any Hoods of that into Bare, stein the Reserve Account My with- any . e. Outs sets!- ins Outstanding. from sub in the Reserve Account mall be drawals Lrem any subae ed room first moneys available in the subsequently restored from Cash, if any, on deposit I. the ..b..dmm in the Reserve btheas Revenue Fwd, a pro rata basis as to all ubaccounts 11.she. . for sanies 1990 Bonds will be drave t, Reserve Acceunt, attar all current applding def and aes ma -for down completely letel bee y the surety bete eit befeze ansa demand is made all tions to the Debi Service FUM, including all deficiencies for In th- event In Ne event it is n ea cry to dray On Ne rarefy band, re. . print payments have been mads in full. ant. paying Agent will a demand for payment least n.0Notwithstanding to the a in n en Provision OL this contrary, days. prior to He date- en which IUM-. are data requited. eq it O Shall the Issuer be requited to deposit coag ar moneys into required .The .Th. - Paying Agent will maintain accurate records, verified. by MBIA any subaccount in the Reserve Account in an amount greater s to the under Ne bond to bowing . than that amount necessary to ensure that the difference. theua...tnt and as to Na amounts paid and paid t ung to MBIA coder the terms r the term. between the Reserve. Requirement for the Series of Bonds far qu a at the Financial Guaranty Agreement. My amounts owing to which much subaccount as establishes andthealcu amounts MBIA will be reimbursed before cash is replmisRed in He depsii in sum subaccount on the data of calculation shall I. _ subaccount in the Reserve Account established for she Series be restated not later than sixty (60) months after the initial 1990 Bonds. - - ' date of such deficiency (assuming equal monthly payments into _. account far safe, sixty (60) nH peried). The Issuer Such- The Issuer agrees to pay or to Cause to be Paid, solely: y provide Nat He difference between the amounts an deposit from the Pledged Revenues 9 n (which pledge shall De thereo . 1n such sUbaacowt and He Reserve Requirement for such series G inferiorandse ai¢ ¢ all respects. to the lien thereon.. of Bonds shall be a mount wverad by morainic, bond inamr- Held in favor. of the Holders I the Bonds, and She holders et any - reputable and recognised mmScipal bend issued by a r R service Tax obligations), 'n11 amounts, including ince insurer, by a suretybend, by a latter Of reedit or any - . Interest interest due Hereon; due MBIA ender the terms of the. combination by such other Lem of credit -fiancee Financial Guaranty Agreement. such amounts due HBI. must ll be subsequent resolution of she menu as shall be ap i n ., d pursuant paid before this Resolution c nee Bmay .There which Issues authorestab the aeries of Bonds for wbdch such Me seri ato Se Section 35- of this Resolution. may bg .o optional b l subaccount is established. In event subaoowt in the redemption or refundings of Bonds or distribution. Of. Pledged cambination of credit vice aco Reserve Account I. funded with Revenues to the Ia ..less all ammurts owed to MXA under - enhancements, my drawings well be on a pro rata basis. Such the .terms. of the Financial Guaranty Agreement havebeenpaid.. solution mayalso provide for the substitution or replace - sent of such . redit eedmncement or Of amounts On deposit in (2) Upon the issuance of any Additional Parity obliga- uch subaccount. Moneys or other security on deposit in each tions under the terms, limitations. and conditions as are respective subaccount in Ne Reserve Account shall Sy be herein provided, the payments into the several accowts.dn she appliad. to. payment of principal 04 redemption premium, if Debt service Fund, excluding the Reserve Account which shall: any, or interest as the outstanding ..rias of Bonds for which be Increased as determined by the resolution of the Issuer _ .an see ..seat was established d Lar no ether series of authorizing such Additional Parity Obligations, shall. be, .� Bonds. Investments on deposit 1n each subaccount in th. _ _. 34 33 increased in�subh amounts as shall be necessary to make the payment for'the principal of, redemption premium, if any, and Interest on for such Additional Parity Obligations on the Same basis as hereinabove provided with respect t0 she Bonds issued Under this Resolution. (0) The Issuer Shall at be required to make any further depesits into the Debt. service Fund in any month to the extent the monthly deposits into the Debt Service Fund, including the Reserve Account therein, required by this Section 15(B) have been made by the Issuer and no deficiency exists in any account in the Debt Service Fund. (e). The balanc. of any moneys remaining in Ne Revenue Fund after the above required payments have been made shall he free from the lien and pledgee thereon in favor Of the Holders of the Bonds and may be sued far any lawful purpose; Provided, however, Hat nth . of said m y hall he released from said lien and pledge nam shall said money be wed for any purposes other than those hereinabove specified unless all payments required to have been made by: some time Under this Resolution, including any deficiencies for prior payments, have been made in Lull and unless nth Reent of Default -ball - have occurred and be continuing. He further deposit shall be required to any of the accounts in the Debt Service Fund when sufficient moneys are on deposit in the accounts within the Debt Service Fund To pay the principal, interest, and redemption premium, it any, on all Bonds at maturity. (5) The Debt Service Fund (including the accounts and the subacoments therein), the Revenue Fend, the Public Service Taxes Fund and any that special funds herein established and Bated shell be deemed to be held in trust fee the purPeses provided herein for such funds. The moneyyin all such faces shall be ccntim.omalay s cured in she same net as meet. and municipal deposits re ahthosiim to be secured by the laws oI the State of Florida. Honeys ern deposit in the Construction Fund, the Revenue Pend, the Public Service Taxes Fund and invested and reinvestethe Debt Service d excluding the Reserve Account, may in Investment Securities which mature not later than the dates which the moneys on deposit therein will be nodded for the purpose of much fund. Moneys in each aubacem nt in she Reserve Account, if any, may be invested and reinvested in Investment Securities maturing not later than the latest limbed. All i.... of BOY Bond L investments, r which such sexceppt for Income eeab- shall beinvestme�depts osited in the respective tunOne Ruse, Account and dsCond accmwts from 35 which such Investments were made and be used Sor,Ne.purposes- thereof unless and until the amount required t0 be on deposit _ is n deposit therein„ and thereafter shall be deposited in the Revenue Fund. Investment income on same, subaccount in the Reserve Account shall be deposited and credited as determined by subsequmt zesolptVan L the Izsum adopted pior to the series of Bonds for hien such Schaccowt is established. Investment income earned on the COnstructien Fund shall remain On deposit, io the construction Fwd and shall be used. solely for the purposes set forth in Sections a and 16E_ Of ,this Resolution. - - (6) In determining. the amount of any of the payments - required to be made pursuant to His .Section -18(B),: credit shall be given for all investment income .morning to .the respective funds and accounts described herein. p) Themoneys and Investment Securities required. to be ....anted for in each Of the funds., accounts and Detachments _. account, t c described e be d nsimple t, provided t adequate accoutings records are main- tained to reflect and control the restricted allocation of the - ash an deposit therein for thevarices purposes of such tuMs and accounts as herein provided. The designation and matab- lishment of the various funds in and by this Resolution shall not be construed to require the, establishment of any cam- n1at.1, ind.Dend.nt. selfbml... I. funds as such term is rather is intended solely to constitute an earseasing or. certain revenues and assets of the Issuer for certain purposes.. and to establish certain priorities for application of such revenues and ...sts as herein provided. (B) Notwithstanding anything to the contrary set forth herein, nothing in this Resolution hall be construed as preventing the Issuer free voluntarily depositing to the Credit of any account I. the Debt Service lend moneys received from any legallyavailable source other Nm the Pledged Revenues, but the Issues shall have as obligation, directly or indirectly, to make deposits to the Debt Service Fwd from any funds of Ne Issues other Nm the Pledged Revenues. C. ISSUANCE OF OTHER OBLIGATIONS. The I#uer shall issue no bonds or obligations of any kind or nature payable from or enjoying a lien on the Pledged Revenues if such Obligations have priority over He Series 2990 Bonds with respect to payment or lien, nor shall the Issuer create or cause or permit to be created anydebt, lien, pledge, assignment, encumbrance or Other charge having priority to or being an a parity wish the lien of the Series 1990 Bonds upon said Pledged Revenues; provided, -however, the I .... r may issue Additional Parity Obligations ander the conditions and in the manner provided in Section ISO hereof and may issue Public Service 36 Tax Obligations under the conditions and in the manner provided in Section 18E bereef- Any obligations of the Issuer, other ,on the Series 1990 Bands, Additional Parity Obligations and Public SO,iC. Tax Obligations, which era payable from the Pledged Revenues shall contain An express statement Cha[ ouch Obligations are junior and subordinate in all respect to Che Hands a5 Co lien re and source and security for paymentyfrom such Pledged Revenues. O. ISSBANCE OP ADDITIONAL PARITY OBLIGATIONS. No Additional Parity Obligations, payable on a parity from the Pledged Revenues with the 'Bends herein authorised, shall be issued after the issuance of any Bonds herein authoritad, except upon the conditions and in Ne manner hereinafter provided. (1) An independent certified public accountant shall Certify no opine at the time of the issuance of the Additional Parity Obligations that no Eveht of Default, as defined i Section 19, exists hereunder. n (2) Such independent certified public accewtanC Shall certify or Opium at the -time of the issuance of the Additional Parity Obligations that the Lo -1 Option GasTax, together with the Public ServiceTaxesunless the lien thereon shall have been released pursuant to the terms of Section 18R hereat (adjusted as provided below), received by the Issuer during VM the Fiscal Year immediately preceding the Fiscal Year in issued or Additional twolast l of the Obligations three full Fiscal Years immediately preceding the Fiscal Year in which the Additional Parity obligations are proposed to be issued shall have been qual to not less than "St of the Maximo. Bond Service Requirement on the Outstanding Bonds and the proposed Addi- tional Parity Obligations during any Fiscal Year in which the Additional Parity Obligations to be issued will be outatand- Publi(3)Serve eTaal Cu for such axes and, if apperiod be licable, the dusted to include the estimated Local Option Ga. I.... or Public Service Taxes, As Applicable, as certified me opined to by An inde- pendent certified public accountant, that the Issuer would have received from Or... that the Issues has annexed prior t0 the issuance Of the Additional Parity Obligations and not fully reflected in such period. (a) The Local Option Gas Taxes and, if applicable, the Public Service Taxes, for such period may be adjusted to include the estimated Local Option cane Taxes or Public Service Taxes, as applicable, as certified no Opined to by a. independent certified ublic ac—untant chat the I .... r would have too ived during much period due to increase in the rate of rates or a modification in the method of distribution of 1> unsen that the t, that the Issuer lss Issuer has vexed would have received from areas r to the issuance of Public Service Tax Obligations endonot fully reflected i Ne period. n such (4) The Public Service Taxes far such period may be adjusted to include the estimated Public Service Taxes, a certified or bpin`ed to by an independent certified public a c.untant, that the Issuer would have received during such Period due to increase in the rate a rates Of soh Coxes period. during such period and not fully reflected in such sax O(5) An independent certified public accountant shall bli Opine at the elms .n issuance of we Public Service Section 15 Obligations that nn elent Of Default, s Carinea in is h¢teuntler. on the release and hereunder on the Public Service Tae ssh.s m oe the lien created Section I8N hereof, this Section shall be of a fully faith n effect. o further force and No Public Service Taz Obligations with ia variable rate may be issued without we nterest payable at c ani et LABIA so s long a tBonds he Municipal Band Insurance Policy with respect t. the Series 1990 under. shall be in affect and LABIA shall not be in default there - 90 Public Service Tax Obligation prs may be issued which include premiums, e pewee to accelerate the principal Of and the redemption if any, on such Public if shall be Service Taz Obligations for s long as BoOueztanding under this Resolution. o F. DISPOSITION OF PUBLIC SERVICR TAaM FUND. All Publi< Service Taxes shall upon receipt thereof be deposited in the City Publico Service aTaxest'and which Refunding is hereby Improvement ane extab- deemed toAll d be held sits into such Public Service Tares Bund shall be only for the in trust for the purpose herein Provided and used Purposes and in Ne manner herein provided All Public SerweCe Taxes at any time n deposit in the Public Service Taxes Fund hall be disposed of in the following mawar in Che following order of priority: (1) In any available far in which there shall mat be sufficianL thFundor deposit in the Debt Service Fund from e Revenue iFwd to make any deposits required under the SResolution, the Issues shall transfer from the Public Servicew Gaxes Pd the required amounts needed to make the above ated payments, including any deficiencies m abs- Such payments shall be on a for print parity with any correy- 29 such tares effected during such period end not fully reflected in such period. The Additional Parity resolution Obligatia s shall recite [hate all of the covenants tionalParity yobligations,nwexcept tapplicable p the bextent .otherwuch ise provided in "is Resolution. No Additional Parity Obligations with interest payable at A varfable rate may be issued without the --sent of MBIA so long a the municipal Bond Insurance Policy with respect to the series 199a Bonds shall be in effect and MBIA shall not be in default there- under. E. ISSUANCE OF PUBLIC SERVICE TAX OBLIGATIONS. The Issuer may issue Public Service Tax Obligations which shall be payable o a parity with all Public Service Taxes required to be deposited to the Debt Service Fund hereunder upon the conditions and in the manner herein provided: (1) There shall he obtained and filed with the Issuer an opinion or a certificate of an independent certified public accountant to the effect that the historical Local Option Gas Taxes and Public Service Taxes (adjusted as provided below) received by one Issuer during (i) the Fiscal Year immediately preceding one Fiscal Year inwhich the Public Service Tax Obligations are proposed to be issued or (ii) two of the last three full Fiscal Years immediately preceding the Fiscal Year in which the Public Service Tax Obligations are Proposed to be issued shall have been equal to not less tMn 115% of the 'Maxims Bond Service Requirement on all Outstanding Bonds - (2) There shall be Obtained and filed with the Issuer an opinion or a certificate of an independent certified public ......cant to the effect that one portion of the historical Public Service Taxes (adjusted as provided below) received by the Issuer during (i) the 11s..1 Year immediately preceding the Fiscal Year in which the Public Service Tax obligations are proposed to be issued me (ii) to .f the last three Fiscal Years immediately preceding the Fiscal Year in which the Public Service Tax Obligations .,a proposed to be issued and not required to be used to provide the covarage requirements at forth in (1) above shall have been equal to not less than 120% Of the maximum annual debt Gold.. requirement en Outstanding Public Service Tax Obligntios and Ne Public Service Tax Obligations with respect to which such Certificate is made. (1) The Public Service Taxes for such period may adjusted to include the estimated Public Service Texas, as Certified or opined to by an independent Certified public 18 Service To. Obligati ens ants required to be made on Public (2)Thereafter, and after any deposits required by para- graph (1) above have been duly made, including any deficien- Cie. far in blic Service Tex. Frior uand say be used by the Issuer for .aid any lawful purpose and shall be free from the lien and pledge thereon in favor o1 the Bolder. of the Bond. - G. BOORS AND RECORDS. The Issuer will keep books and records of the receipts ofthePledged Revenues which shall be separately identifiable free all Other records and aunts Of the Issuer, in which complete and correct entries shall be made o1 revenues col- lected and any holder of Bends issued oswant to thisResolution ve .ball hathe right at all r n able times to impact all records, accounts and data of the Issuer relating thereto. The Issuer shell' at least e a a year, cause the books, records and a unts at to the collection of the Pledged Revenues to be oproperly audited in accordance with generally accepted auditing standards applicable to public bodies such a the Issuer, by a firm o1 independent certified public accountants, and shall make available the report of the certified public accountants at all reasonable times to any holder .r holders of the Bonds issued ursuant t0 this Resolution .r any one acting for and on behalf o1 such Bondholder or Bondholders and shall mail a copy o1 such report to the original purchaser of the Bonds. Such audit may be incorporated into and made a part of the annual audit of the Issuer required by Florida lay. B. LEVY OF PLEDGED REVENUES. The Issuer will net repeal or adversely amend its Charter, ordinances, resolutions or interlocal agreements relating to the Pledged Revenues so as to impair the power and obligations of the Issuer to Collett such Pledged Be... I. PLEDGED REVENUES NOT SUBJECT TO REPEAL- The Issuer has full power to irrevocably pledge such Pledged Revenues to the S payment Of the principal e, redemption, premium,if any, and interest on the Bonds, and the pledging of such Pedged Revenues in the manner provided herein and the covenants contained herein - sunstitute a contract between the City and the Bondholders not bject to repeal, impairment or modification by any subsequent erdi.., s ... lution or that proceedings of the Issuer except to the extent expressly authorized by this Resolution. J. 'ENFORCEMENT OF COLLECTIONS. The Issuer will diligently enforce and collect the Pledged Revenues herein pledged; will take steps, actions and proceedings for the enforcement and collection of Such Pledged Revenues as shall become delinquent to the full extent permitted or authorized by law; and will maintain accurate 40 records with respect thereof. All such Pledged Revenues herein Pledged shall„as collected, be held in trust to be applied as herein provided and not otherwise. H. RELEASE OF PUBLIC SERVICE TAXES. Notwithstanding any provision of this Resolution to the contrary, the lien Of and r pledge of the Public Service Taxes in favor f the Holders of the Bonds shall be released and extinguished upon receipt by the Issuer of a certificate or an opinion of an independent certified public accountant which certifies or opines, as applicable, that the Local Option Gas Tax received by the Issuer during each of the two preceding ...plate Fiscal Years shall have been equal to not less than 115% of the Maximum Boad Selina Requirement n the Outstand- IssBonds as of Use data of each certificate or opinion. The uer will provide written notification of such r lease to the Bond Insurer. NO release shall become effective if The Issuer shall ewe nays to MBIA under the terms of the Financial Guaranty Agreement referred to in Section 1BB(1)(d) hereof. SECTION 19. EVENTS OF DEM"T. The following events shall each constitute an "Event of Default (A) Default shall be made in the payment of the principal of, redemption premium or interest on any Bond when due. (B) There shall occur the dissolution or liquidation of The Issuer, or the filing by the Issuer of a voluntary petition in bankruptcy, or the commission by the Issuer of any act of banA- ruptcy, or adjudication of the Issuer as a bankrupt, or assignment by the Issuer for the benefit .f its creditors, or appointment of receiver for the Issuer, or the entry by the Issuer into an agreement of composition with its creditors, me the approval by a court Of competent jurisdiction of petition applicable to The Issuer in any proceeding for its reorganization instituted under the provisions t The Federal Bankruptcy Act, as amended, or under any 1.13ar act in any jurisdiction which may now be in eft. or hereafter enacted. (C) The Issuer shall default in the .flue and punctual Parfet - of any other f the covenants, conditions, agreements and provisions contained in the Bonds or in this Resolution on the part of The Issuer to be performed, 'and much default shall Continue far a period of thirty (30) days after written =ties of such default shall have Men received from The Holders of not less than twenty- five percent (25%) of The aggregate principal amount of Bonds Outstanding.Notwithstanding the foregoing, the Issuer shall not be deemed in default hereunder if such default can be cured within a reasonable period of time and if the Issuer in good faith institutes curative action and diligently pursues .can action until the default he. been an treated. 41 Bonds or any trustee acting on behalf of such Holders shall not Include The power to accelerate the principal of and the redemption premiums, if any, on the Bonds. SECTION 23. WAIVER OF DEFAULT. No delay or omission of any Bondholder to exercise any right or power accruing upon any default = shall impair any such right r power or shall be c msttued to be waiver ofane such default, r an acquiescence therein; and ovary Power and rem dy given by this Resolution to the Bondholders y be exercised from time to time, and as often as may be deemed expedient. SECTION 24. APPLICATION OF MONEYS AFTER DEFAULT. If an Event of Desault shall happen and shall not have been remedied, the Issuer or a trustee or receiver appointed for the purpose shall apply all pledged Revenues as fellows and in the following order: (A) To the payment of the reasonable and proper charges, expenses and liabilities of the trustee or receiver, Registrar and Paying Agent h.reunder; and (B) To the payment of the interest and principal or redemption Prism, if applicable, then due an the Bends, as fellows: (1) All such moneys shall be applied FIRST: to the payment to the persons entitled thereto of all installments of interest then due, in the order of The maturity of such installments, and, if the ..Out availabl. shall not be sufficient to pay in full any particular install - ant, then to she payment ratably, according to the amounts due an uch installment, to the persons entitled thereto, without any discrimination or preference; SECOND: to the payment to the persons entitled thereto of the unpaid principal of any of the Bonds which shall have became due at maturity or upon mandatory redemption prior to maturity (ether than Bonds called fee redemption for the payment of which moneys are held pursuant to The provisions of this Resolution),, in the order of their due dates, with interest upon such Bonds from the respective dates upon which They became due,d, iI the amount available shall not be sufficient to pay din full Bends due on any particular data, together with such interest, than to the payment first of such Interest, ratably according to the amount of such interest due on such date, and Then to the payment C such princial, p ratably according to thea mount of Guam principal due on such date, tothe persons entitled thereto without any discrimination or preference; and SECTION 20. ARENEDIES. Any Holder of Bends issued under the provisions of this Resolution or any trustee or receiver acting for such Bondholders may either at lav or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdic- tion, protect and on,.roe any and all rights under the laws of the State of Florida, or granted and contained in this Resolution, and maenforce and compel. the performance of all duties required by this RmacLuti.. on by any applicable statutes to be performed by Ne Issuer or by any fti--c thereof The Holder or Holders If Bones in an aggregate principal amount of net less than twenty -Live portent (25%) of the Bonds then Outstanding may by a duly ...outed certificate in writing appoint a trustee for Holders of Bonds issued pursuant to This Resolution with authority to represent such Bondholders in any legal proceed- ings get the enforcement and Panasonic- of the rights of much, Bond- holders and such certificate Shall be executed by much Bondholders or their duly authorized attorneys or 'representatives, and shall be filed in the office of the Clerk. Notice of such appointment, together with evidence of the requisite signatures of The Holders of not less than twenty-five percent (25%) in aggregate principal amount of Bonds Outstanding ad the trust instrument under which the trustee shall have agreed to serve shall be Tiled with the Issuer and the trustee and notice of appointment shall he given to all Hiltless of Bends in the same manner as notices of redemption are given hereunder. Nom a than no trustee may at any one time -De appointed to represent such Bondholders; however, the Holders of a majority in aggregate principal amount of 11 the Bends than outstanding a subsequent S. cessorsremove tho e at ny time.ng d appoint successorSECTION 21. DIRECTIONS TO TRUSTEE AS TO REMEDIAL PRO- CEEDINGS. The Holders of a majority in principal amount of The Bends Then outstanding have the right, by an instrument or ... current instruments in writing executed and delivered to the trustee, to direct the method and place Of conducting all remedial proceedings to be taken by the trustee hereunder, provided that such direction shall not be otherwise than in accordance with law r the provisions hereof, and that the trustee shall have the right to decline to follow any such direction which in the opinion of the trustee would be unjustly, prejudicial to Helder. of Bonds not parties to such direction. SECTION 22. RFtIDIES CUMULATIVE. He remedy herein contacted Of I,.. orer... le to the diecholdd each anddenverto,ch r®edyiahall be cumulativee, and shall M in addition to every other remedy given hereunder or new or hereafter existing at law or in equity o by statute. Notwithstanding the foregoing er any provision of this Resolu- tion to the contrary, the remedies granted to the Holders of the 42 THIRD: /to the payment of the redemption price of any Bonds called for =pti..l redemption pursuant to the provi- sions of this Resolution. Notwithstanding the foregoing or any provision of this Resolu- tion to the contrary, amounts oa deposit in each subsccouat in th. e ReseryAccount shall be applied solely for the payment of princi- pal of, redemption premium, if any, and interest on the series of Bends fee which such subaceount was established and fee me other Purpose, including the nother ofrprincipal of, redemption premium if _ y, and interest o Cher s ies of Bonds. , SECTION 25. MODIFICATION OR AMENDMENT. Except as provided is Section 26 hereof, as material modification or amendment of this Resolution or of any resolution amendateiry hereof or supplemental hereto may be made without the consent 'n writing of the holders If fifty -ane percent (51%) or mere in the principal amount and Compoundedhe Amounts of the Bonds then outstanding. For purposes of iinsured b y preceding sentence, to the extent any Bonds are nsure y a policy of municipal bond insurance or similar credit facility and such Bonds are than rated in as high a rating category as the rating categry in which such Bonds were rated t the tim of initial issuance and deliver thereof by either Standard a poor'. Corporation or Moody'. Investmr. Se -vice, inc., or successors and assigns, then the ca nsent of she issuer f soon municipal bond a i e policy orThe issuer of such similar credit facility shall be deemed to constitute the consent of the Holder of such Bend., as applicabl.. Notwithstanding any s Provision of this action to the contrary, ne modification or amendment hall permit a change in the maturity of the Bends or a reduction in the note of interest thereon or in the amount of the principal obligation thereof or aff..tin, the promise o1 the Issuer to pay The principal of and interest an the Bonds as the same shall become due from the Pledged Revenues or reduce the percentage of the Holders of the a=nds required to consent to any material modification or sme:Wment hereof without the consent If the Helder er Helder. of all the Bonds thea Outstanding. Na such modification me amendment pursuant to this Section 15 shall be made without the content of the Bend Insurer provided however, the comment of such Bend Insurer shall net be required if such Bond Insurer shall then be in default under its policy of municipal bond insurance. Copies of any can amendment consented to by MBIA shall be sent to SGP. SECTION 26. MODIFICATION OR ANENDHENTS WITHOUT CONSENT. She Issuer, from time to time and at any time and without the consent Of concurrence of any Helder of any Bends, may adopt a resolution amendatory hereof or supplemental hereto, if the provisions of such supplemental resolution shall net adversely affect the rights of er. the Heldof the Heads then Outstanding, for any as or of the following purposes: 4 u A. To make any changes Or corrections in this Resolution a to which the Issuer shall have been advised by counsel are required for the purpose of curing or cortectingany ambiguity or defective or inconsistent provisie� at o emission r mistake at manifest at contained in this Resolution, or to insert in this Resolution such provisions Clarifying maths. or questions arising under this Same - lotion as are necessary ar desirable; B. To add additional c ants and agreements of Me Issuer for Me purpose of further securing the payments of Me Bonds; C. TO surrender any right, power or privilege reserved to or conferred upon Me Issuer by the terms of this Resolution; D. To confirm as further assurance any lien, pledge or e charge, at Me subjection to any lien, pledge at Charge, c .ted or to be created by the provisions of this Resolution; E. To grant to or onfer upon Me Holders any additional right, remedies, powers authority orsecurity that lawfully may be granted to Or conferred upon them; F. To auth.riz. the issuance of Additional Bonds; G. To ase Compliance with Federal "arbitrage" provisions in effect from time to time; and H. To maintain Me exclusion of interest from grass income of the Holders of Me Bends, ether than Bends, Me interest an which is taxable for purposes of Federal income taxation. The Issuer shall not adept any supplemental resolution auMe- rized by Me foregoing provisions of this Section unless in Me opinion of Band counsel Me adoption of such supplemental resolu- tion is permitted by Me foregoing previsions of this section. Me Issuer abaci, at its option, be entitled to rely counslaxively upon an opinion Of Band Counsel with respect to whether Me adoption of any supplemental resolution is permitted pursuaat to this Settle.. SECTION 27. HOLDERS NOT AFFECTED BY USE OF PROCEEDS. The Holders eI Me Bends shall have no responsibility for Me man of Me proceeds thereof, and Me use of such proceeds by the Issuer shall in .. way affect Me rights of such Holder.. The Issuer shall be irrevocably obligated to continue t0 levy and collect Me Pledged Revenues as provided herein and to pay Me principal of and interest an the Bends and to make all reserve and other payments provided for herein from the Pledged Revenues notwithstanding ODY failure of Me issuer to use and apply such proceeds in Me womer provided harein. 49 failure to c a.t.'M. Rebate Fund shall not adversely affect Me ...lusimn of interest an such Series 1990 Bonds from gross income for purposes at Federal income taxation. Moneys in the Rebate Fund shall not be considered Pledged Revenues and shall not M pledged in any manner for Me benefit of Me holders of Me Series 1990 Bands. Honeys in the Rebate Fund (including earnings and deposits therein) shall be held. ter future payment to Me United States Government as required by Me United States Treasury R<golatians and as set forth in instructions of Bond Counsel delivered to Me Issuer upon issuance of Me Sari.. 1990 -Bods. Notwithstanding any prevision of Mi. Resolution to Me contrary, to Me extent Me Issuer is required to make deposits to Me Rebate Pond, such amounts may as taken from any fund or account Created hereunder. SECTION 10. SEVERABILITY OF INVALID PROVISIONS. If any - a -or mare of the Covenants, agreements or provisions herein contained shall be held contrary to any express prevision of law or contrary to Me policy of express lav, though net expresslyprohibited, r against public policy, or shall for any reason was ... over be held invalid, Men such c ants, agreements or provisions shall be null and void and shall be deemed separable from Me remaining ovenants, agreements Or provisions and shall in no way affect the validity of any of the ether provisions hereof Or Of Me Bands issued hereunder. SECTION 11. CAPITAL APPRECIATION BONDS. For Me purposes of (i) receiving payment of the redemption price of a CaPitered Pe Clarion Bond it redeemed prior to maturity, (ii) computing Service Requirement, and (iii) computing Me amount of Holders required for any notice, consent, request Or dew d.heremnder for any purpose whatsoever, the principal amount of a Capital Appre- ciation Bond shall he deemed to be its CampouMed Amounts as of Me date on Mich Me payment is due, or Me computation is made. SECTION 12. NOTICES TO MBIA. For sn long as Me Series 1990 Bonds are 'outstanding, MBIA will be furnished a copy of all sig- nificant notices with respect to this Resolution or Me Bonds as fellows: Hunicipal Head Investors Assuramca Corporation 115 King Street Armonk, New York 10506 Attention: Surveillance Department SECTION 55. INCONSISTENT RESOLUTIONS. All prier resolutlew of Me Issuer inconsistent with Me provisions of this Resolution are hereby modified, supplemented and amended to Ionto. with Me provisions herein contained. SECTION 28. !DEFEASANCE. I0, at any time, the Issuer shall have paid, Or shall have made prevision for payment of, Me prin- cipal, interest and redemption premioms, if any, with respect to Me Bonds, Men, and in Mat event, Me pledge Of and lien On the Pledged Revenues, in favor of Me holders of Me Bonds shall be no longer in effect. For purposes Of the preceding sentence, deposit of sufficient ahand/or principal of Acquired Obligati... do a irrevocable trust with a banking institution or trust company, for M e sole benefit Of Me Bendhalders, which together with income on Such Acquired Obligations will be sufficient to make timely payment Of Me principal, interest, and redemption premiums, if any, on Me Outstanding Bonds as May Come due, whether at maturity or Me date s fired for redemption, shall be considered 'Provision for payment.^ Nothing herein hall be deemed to reair. Me Issuer to call any Of Me Outstanding Bonds far redemption prior to maturity pursuant to any applicable Optional redemption previsions, at to impit Me discretion Of Me Issuer in determining whether to exercise say such optima for early redemption. Notwithstanding Me fereg.ing, all references t. Me discharge and satisfaction of Bands shall include the discharge and satisfac- tion Of any issue Or series of Bonds, any portion of an i a Cries of Bonds, any maturity Or maturities of an ise or su...ies of Bends, any portion of a maturity of an issue or serves of Bands Or any Combination of Me foregoing. SECTION 29. TAx COVENANT. No aa.will be mads of the pro- ceeds c1 Me Series 1990 Bonds which, if such use were reasonably expected on Me date of issuance of the Series 1990 Bends, would Cause Me same to be "arbitrage bends" within Me meaning of Me Internal Revenue Code of 1986, as amended. The Issuer at 11 times bile Me Series 1990 Bonds and Me interest thereon are outstand- ing will comply with Me requirements of the Internal Revenue Cede 01 1986, as amended, and any valid and applicable rules and regula- tions promulgated thereunder necessary M maintain Me exclusion Of Me interest on Me Series 1990 Bends from federal grass income including the creation of may rebate funds er other funds and/or accounts required in that regard. The Issuer shall at all times do and perform all acts and things or desirable tted able inmrderytoaw and tmamas. thatis Rinterest paidwhich anare MeSerienecessary990 Banda will be excluded free gross income far federal income tax Purposes and shall take no action that would re sult in such inter- est net being excluded free gross income far federal income tax purposes. In order to immure ...liance with the rebate provisions o1 Section 148(f) of the Cade with respect to Me Series 1990 Bands Me Issuer hereby create. Me Rebate Fund to be held by Me Trustee. Me Rebate Fund need net be maintained if Me Issuer shall have received an opinion of Bond Counsel to Me effect Mat <6 SECTION la. /EFFECTIVE DATE. The provisions of this Res.- lutian shall take effect immediately open its passing. PASSED AND ADOPTED by the CityCoission o1 Me .City of Dome., Florida, on this 9-Edayo1A�� {��m,m, �yL, 1990. ATTEST: APPROVED: CITY OCOEE, FLORIDA C Clerk Payer (SEAL) FOR USE AND RELIANCE ONLY . APPROVED BY THE OCOEE CITY BY THE CITY OF OCOEE, COMMIS,,SION A'{ A HEELING HELD APPROVED AS TO FORK AND ON iA 1991 LEGALITY, this _ _L(.,�,��,Y UNDER AGER AG DA ITEM NO.I ei day of d, Ir n- 199. FOLEY L LARCHES, VAN DEN BERG, GAY, BURNS, WILSON 6 ARKIN By: , City Attorney ae 47 RESOLUTION NO. 90-il A RESOLUTION Al4ENDING A RESOLUTION ENTITLEl1: "A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA, AUTHORIZING THE REFUNDING OF CERTAIN PRESENTLY OUTBTANDING OBLIGATIONS OF THE CITY OF OCOEE, FLORIDA; AUTHORIZING THE ACQUISITION OF RIGHTS-OF-WAY, DESIGN, CONSTRUCTION, PAVING AND IMPROVf4ENT OF CERTAIN STREETS AND INTERSECTIONS WITHIN AND WITHOUT THE CITY LIMITS OF THE CITY OF OCOEE, FLORIDA; AUTHORIZING THE ISSUANCE OF NOT EXCEEDING�$7.000,000 TRANSPORTATION REFUNDING AND ...............eve o ,nI BONDS OF THE CITY TO BE APPLIED TO Ip ANY, IN RESPECT TO SUCH PRESENTLY 0u't'ai':u+uanvPLE0G2NG TIONS AND TO FINANCE THE COST OF SUCH PROdECZ; REVENUES DERIVED FROM THE LOCAL OPTION GAS TAX, THE Ill PUBLPAYNENT OF TSAIO BONDS;AXES AIM TAIN FURTHER PEARNINGS FOR LEGG IWESTEHT NG AMOUNTS ON DEPOSIT N THE DEBT SERVICE FUND AND THE CONSTRUCTION FUND CREATED PURSUANT To THIS RESOLUTION; PROVIDING FOR THE RELEASE AND EXTINGUISHMENT OF THE LIEN ON AGRUCH PUBLIC SERVICE TAXES; NAMING CERTAIN COVENANTS AND AGREE, IN CONNECTION THEREWITH; PROVIDING FOR THE SEVERABILITY OF INVALID PROVISIONS; PROVIDING FOR THE REPEAL OF ANY RESOLUTIONS IN CONFLICT WITH THE PROVISIONS OF THIS RESOLUTION; PROVIDING CERTAIN OTHER MATTERS IN CONNECTION SECTIONS 1 AND E, 183(1) (d) EFFECTIVE ISE AND£29 THEREOF; AND 9£CTIOIN lA, 16E, PROVIDING AN EFFECTIVE DATE. WHEREAS, the City Of Ocoee, Florida (the "Issuer") on August 21, 1990, adapted Resolution N.. 9os" (the Transportation Resolution')ta authorizing the issuance .f not to exceed 5'!,000, P°r Refunding and Improvement Revenue Bonds; and WHEREAS, the Issuer. has determined that it is necessary to amend the Resolution. NON, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY. OF OCOEE, FLORIDA, AS FOLLOWS: SECTION 1. .Section 10 of the Resolution is hereby amended to read as follows: SECTION 10. EXCHANGE OF SERIES 1990 BONDS.. Any Series 1990 Bond, upon surrender thereof at the principal corporate trust OCE ice of the Regih strar (.I if the Clark is the Registrar, at the office f the Clerk), ogether With an assignment duly executed by the Bondholder or all his attorney or legal representative ma -sect them as option Of be satisfactory to the Registrar, a• a ee Option the Bondholder, be exchanged for an ggtega principal 1 Pram moneys remaining in the Revenue Fund an amount, i. an,, required by each r ... I.tion authorizing the issuance Of each series of Bonds into each subaccount within the Reserve Account. Any withdrawals from any subaccount -n the Reserve Account shall be subsequently restored from the first moneys available in the Revenue Fund, on a Prc rata basis as to all so, .... unts in the Reserve Account, after all current applications and allocations to the Debt service Fund, including all deficiencies for prier payments have been made in full. Notwithstanding any provision of this Resolution to the conttaryy, in no event shall the Issuer be required to deposit cash Or .°neys into any subaccount in the Reserve Account in an amount greater than that amount necessary to ensure that the difference between the Reserve Requirement for the series Of Bonds for which such subaccount was established and es the amounts On deposit in such subaccount On the data of calculation shall be restored net later than sixty (60) ...the after the initial date Of 'such deficiency (assum- i g equal monthly payments into such account for such. sixty (6d .°nth period). The Issuer may provide that' the difference between the amounts on deposit in such subaccount and the Reserve Requirement for such series of Bonds shall be an amount coveredby obtaining bond insurance issued by a reputable Wad recognized munici- pal bond insurer, by a surety bond, by a letter of credit r any combination thereof ar by such ether form of credit enhancement as shall be approved by subsequent resolution of the Issuer authorizing the series .f Bands Poi which such subaccount is established. In the event subaccount in the Reserve Account 1s funded with a Combination of credit enhancements, any drawings will be n a pro rata basis. Such r Olutien may also provide forthesubstitution or replacemant OC such credit enhancement or Of amounts on deposit in such subaccount. Honeys or other security on deposit in each respective subaccount in the Reserve Account shall only be applied far payment of principal of, redemption premium, i a of interest On the Outstanding serves of Bonds for which such subaccount vas established and for n i other sex e of Bonds. Investmens on deposit in each subaccountin IS the Reserve An .... t shall be Valued as determined by the resolution authorizing such series of Bonds for which such subaccount was established. Investments, if any, on deposit an the subaccount in the Reserve Account established for the Series 1990 Bonds shall be valued at cost. In the event of the refunding Of any serirs of Bonds, the Issuer may withdraw it.. the subaccount Within the Reserve Account for such series OC Bonds, all or any portion of the amounts accumulated therein with respect to the Bends being refunded and deposit such amounts as required by the resolution authorizing Gas refundiwalng of su h series of Bonds; prow hosur ru J' amount of Series 1990 Bonds eoual to the principal amount and of the same maturity and type of the Series 1990 Bcrd- .r Series 1990 Bonds as surrendered.' _ The Registrar shall make provision for the exchange of Bonds at the principal corporate trust office of the he f the Clerk) Hfoe Clerk is the Registrar, t SECTION 2. Section 16E of the R ... lotion is hereby amended to read as follow: E. The balance of the Series 1990 Bond proceeds after pimvidi.g for the payments required by A, B, C.and D above, shall be dem.sited t0 the "CSey of Ocoee Transportation Aetunding and Im°rov¢ment Base... Sundd Construction Food" which fund is hereby created established and which may be sed for the purposes sec [Orth herein. Such Construction Fund shall constitute a trust fund and shall be used solely,(I) to pay the cast of the Series 1990 Project, including the Ieimbursa.ent to the Issuer of money. spent on the Serie 1990 Project.. in anticipation of the sale of and the is ...... .the Series 1990 Bends and Cil) to make required deposits t-_ the Debt Service Fund in the event sufficient funds are not on deposit therein on the required daces. ITO Issuer agrees and ...anent. to commence and proceed with reasonable diligence and in good faith to complete the construction of the Series 1990 Project Upon the completion of the Series 1990 Project, excess moneys on deposit in the Construction Fund may be used by the Issuer for any lawful purpose and shall be free f... the pledge thereof and the lienprovided that Sn the enc the Holders of the Bonds; prow elect Issuer purposes to use amounts on deposit in the construction Fund for .,her than a tr-CIP.rtati.n projnot, as defined in Section 336.025(7), .Florida Statutes, the Issuer shall have first received an opinion 01 Bond Counsel to the effect that such use will of in and by itself, cause the interest' oa the Series .1990 Bonds to be included in the groom Income of th.lHeld... 01 such Series 1990 Bonds for purposes m ncome taxation. SECTION 3. section ISHII)(d) of the Resolution 'I hereby amended to read as follows: (d) The Issuer will initially provide for the Reserve Requirement for the Series 1990 Bonds by the purchase of a surety bond free MBIA pursuant to the terms If a Financial Guaranty Agreement between MBIA and the Issuer, the form of which shall be approved by subsequent resolution of the 1saver. The Issuer .hall next deposit 2 of be made unless (a) immediately thereafter the Bonds being refunded shall be deemed to have been paid pursuant, o to Section- 28, and (b) the a cunt remaining n such subaccount after giving effect to the issuance Of such refunding Obligations and the disposition Of the proceeds thereof shall not be less than the Reserve Requirement for any Bonds OC that series then Outstanding.' cash, if any, on deposit in the subaccount in the Reserve Account established for the Series 1990 Bonds will be drawn down completely before any demand is made on the surety bend. In the event it is necesary to draw on the surety band, the Paying Agent will de Liver a demand for payment at least three days prior to the date which foods are 0 ... ired. The Paying Agent will maintain accurate records, verified by MBIA as to the amount available to be drawn under the surety bend and s to thea .are paid and owing to MBIA under the terms Of the Fin ... Jol Guaranty Agreement. Any amounts owing to MBIA under the Financial Guaranty Agreement will be reimbursed before cash is replenished in the subacc.unt in the Reserve Account established for the Series 1990 Bonds. The Issuer agrees to pay or to cause to. be paid, alely from the Pledged Revenues (which pledge shall be junior, inferior and subordinate in all r .... or. t0 the lien thereon in favor. of the Holders of the Bonds and the holders Of any Public Service Tax Obligations), all amounts, including 'interest due thereon, due MBIA under the terms Of the Financial Guaranty Agreement. All such amounts due MBIA most be paid before this Resolution --- be dafeased pursuant to Section 28 OC this Resolution. There may be no optional redemption Or refunding Of Bonds d Revenues to allmecontstio d t. n of MMIA :under the terms the1.... the Financial e Guaranty Agr ment have been paid. o SECTION a. Section 10C of the Resolution is hereby amended to. read as follows: C. ISSUANCE OF OTHER OBLIGATIONS. The Issuer shall issue as bends or Obligations of any kind or nature, payable. Isom or enjoying a lien on the Pledged Revenues if such obligations have priority over the 'series 1990 Bonds with respect to payment Or lien, nor shall the Issuer create Or cause or permit to be created any debt, lien, pledge, assignment, encumbrance o Other charge o having priority to or being on a parity with the lien f the Series 1990 Bonds upon said Pledged Revenues; provided, however, the Issuer may issue Additional Parity Obligations under the conditions and in the manner pre- vided in Section 180 hereof and may issue public Service Tax Obligations under the conditions and in the manner provided in Section ISE hereof. Any obligations of the Issuer, other than the Series 1990 Bonds, Additional Parity Obligations and Public Service Tax Obligations, which are payable from the Pledged Revenues shall ...Dain an express statement that such obligations are junior and subordinate in all respect to the Bands and the Public Service Tax Obligations as t0 lien an and source and security for payment from such Pledged Revenues. SECTION 5. Section ISE Of the Resolution is hereby amended t0 read as follows: E. ISSUANCE OF PUBLIC SERVICE TAX OBLIGATIONS. The Issuer may issue Public Service Tax obligations which shall be payable o a parity with all Public Service Taxes required to be deposited to the Debt Service Fund hereunder upon the conditions and in the manner herein provided: (1) There shall be Obtained and filed with the Issuer an opinion or a certificate of an independent certified public accountant to the effect that the historical Local Option Gas Taxes and Public Service Taxes (adjusted as provided below) received by the Issuer during (i) the nSbc l Year immediately preceding the Fiscal Year in which the Public Service Tax Obligations are prop ... d to be issued or (ii) two of the last three full Fiscal Years immediately preceding -the Fiscal Year in which the public Service Tax Obligations are proposed to be issued shall have been egoal to not less than 135{ of the Maximum' Bond Service Requirement on ail Outstanding Bonds. (2) There sbell be obtained and filed with the Issuer an opinion or a certificate of an independent certified public accountant to the effect that the portion of the historical Public Service Taxes (adjusted as provided below) received by the Issuer during (1) the Fiscal Year immediately preceding the Fiscal Year in which the Public service Tax Obligations are proposed to be issued or (ii) two of the last three Fiscal Years immediately preceding the Fiscal Year in which the Public Service Tax obligations are proposed to be issued and net raquired t0 be used to provide the coverage require- ments set forth in (1) above Shall have been equal to hot less than 1202 of the maximum annual debt service requirement on any Outstanding Public Service Tax Obligations and the Public Service Tax Obligations with respect to which such certificate I. made. S Series 1990 Bonds and the interest thereon are Outsmand- ing will comply with the requireaents of the Internal Revenue Code of 1996, as ....Sod, and any valid and applicable rules and regulations promulgated thereunder necessary to maintain the exclusion of the interest on the Series 1990 Bonds from Federal gross income including the creation Of any rebate Funds or other funds and/or accounts raquired in that regard. The Issuer shall at all times d0 and perform all acts and things permitted by law and this Res0lution which mre necessary Or desirable in order to assure that interest paid On the Series 1990 Bonds will be excluded from gross income for federal income tax purposes and .ball take he action that would result in such interest not being excluded from gross income for federal income tax -purposes. In order to compliance with the rebate Provisions of Section 169(£) of the Code with respect to the Series 1990 Bonds the Issuer hereby creates the Rebate Fund to be held by the Issuer. The Rebate Fund Sed not be maintained if the Issuer shall have received an opinion of Bond Counsel to the effect that failure to create the Rebate Fund shall not adversely affect the exclusion of interest on such Series 1990 Bonds from gross income for purposes of Federal income taxition. Moneys in the Rebate Fund shall net be considered Pledged Revenues and shall net be pledged in any manner for the benefit of the holders of the Series 1990 Bonds. Moneys in the Rebate Fund (including earnings and deposits therein) shall be held for future payment to the United States Government as required by the United States Treasury Regulations and as set forth in instructions Of Bond Counsel delivered to the Issuer upon issuance of the Series 1990 Bonds. Notwithstanding any provision of this Resolution to the contrary, to the extent the Issuer is required to make deposits to the Rebate Fund, such amounts may be taken from any fund or account created hereunder. SECTION 7. Except is ended by this resolution, Resolution No. 90-08 Shall remain in full force and effect. SECTION S. The provisions Of this resolution shall take effect immediately upon its passing. (3) The Local Option Gas Tax and Public Service Taxes for such period may be adjusted to include the estimated Local ODtion Gas Tax or Public Service Taxes, as applicable, as certified or opined to by an independent certified public accountant, Chat the Issuer would have received Jr.. areas that the Issuer has annexed prior to the iu once of the Public Service Tax Obligations andnot fully reflected in such period. (a) The Local Option Gas Tax and the Public Service Taxes for such period may be adjusted to include the estimated Local Option Gas Tax or Public Service Taxes, as applicable, as certified or opined to by an independent certified public .....error, that the Issuer would have received during such period due to increase in the rate or rates or a modification in the method of distribution of ...h taxes effected during such period and not fully reflected in such period. (5) An independent certified public accountant shall certify ar opine at the time of issuance of the Public Service Tax Obligations that no Event of Default, as defined in Section 19, exists hereunder. No Public, Service Tax Obligations with interest pay- able at a variable rate may be issued without the consent of MBIA SO long as the Municipal Bond Insurance Policy with respect to the Series 1990 Bonds shall be in effect and MBIA shall not be indefaultthereunder. No Public Service Tax Obligations may be issued which include the power to accelerate the principal lof and the redemption premiums, if any, • ic Service Tax obligations fee So long as Bonds Shall be Outstanding under ibis Resclutien. Upon the release and extinguishment of the lien created hereunder on the public $ervice Taxes, as more fully set forth in Section 16K hereof, this Section shall be Of no further Force and affect. SECTION 6- Section 29 Of the Resolution is hereby amended to read as follows: SECPION 29. TAX COVENANT. No use will be made of the proceeds l the expes ected on 990 Bonds the date Of which, if use the were seasonably s, w Of Sanas 1990 Bonds, Auld bace. an. same to be venue code ofn1986, as dam nded. The Issuering .4 at allal timesVwhilethe PASSED AND ADOPTED by the City Commission of the City of Ocoee, Florida, Oa this 31 day mi August, 1990. ATTEST: citTi Clerk (SEAL) FOR USE AND RELIANCE ONLY BY THE CITY OF OCOEE, APPROVED AS TO FORM AND LEGALITY, this FORM day of August, 1990 FOLEY 6 LABORER, VAN DEN BERG, GAY, BURNS, WILSON 6 ARNIN By: As .0 Attorney �`• APPROVED: CITY OF OCOEE, FLORIDA aypr APPROVED BY THE OCOEE CITY COMMISSION AT A MEETING HELD ON Augn.t 3a , 1990 UNDER AGENDA ITEM NO.1 H RESOLUTION NO. 98-_3 CITY OF OCOEE, FLORIDA TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS SERIES 1998 Adopted on September 15, 1998 RESOLUTIONNO.98- A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA PROVIDING FOR THE CONSTRUCTION AND ACQUISITION OF CERTAIN DIPROVEhMENNfS TO THE TRANSPORTATION SYSTEM OF THE CITY OF OCOEE, FLORIDA: PROVIDING FOR THE REFUNDING OF CERTAIN OF THE CITY'S TRANSPORTATION REFUNDING AND IMPROVENtENT REVENUE BONDS, SERIES 1990, AUTHORIZING THE ISSUANCE BY THE CITY OF NOT TO EXCEED 819,500,000 TRANSPORTATION REFUNDING AND WROVEMENT REVENUE BONDS, SERIES 1998, TO FINANCE THE COST THEREOF; PLEDGING REVENUES DERIVED FROM THE LOCAL OPTION GAS TAX, THE PUBLIC SERVICE TAXES AND CERTAIN EVVESTh1ENT EARNINGS TO SECURE PAYh4ENT OFTHE PRINCIPAL OF AND INTEREST ON SUCH SERIFS 1998 BONDS ON PARITY WITH THE CITY'S OUTSTANDING PARITY BONDS; AMIENDING CERTAIN TERNS RELATING TO THE RELEASE OF THE LIEN ON THE PUBLIC SERVICE TAX; AUTHORIZING THE EXECUTION OF A CONTINUING DISCLOSURE CERTIFICATE; MAKING CERTAIN COVENANTS AND AGREEMENTS FOR THE BENEFIT OF THE HOLDERS OF SUCH BONDS; PROVIDING FOR SEVERABILITY OF INVALID PROVISIONS; AUTHORIZING THE PREPARATION OF A PRELIMINARY OFFICIAL STATEMENT; DESIGNATING MBIA INSURANCE CORPORATION AS THE BOND INSURER FOR THE SERIES 1998 BONDS; PROVIDING FOR THE REPEAL OF ANY RESOLUTIONS IN CONFLICT WITH THE PROVISIONS OF THIS RESOLUTIONPROVIDING CERTAIN OTHERMATTERS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTNE DATE. BE IT RESOLVED BY THE CITY COhAOSSION OF THE CITY OF OCOEE, FLORIDA ARTICLE( GENERAL SECTION 1.01. Author5ryfarthis Resolution. This Resolummisadoptedpoauant to the provisions ofthe Constitution ofthe Sure ofFloside. thechan. ofthe City of Ocoee, Chapter 166,PartiLHodd Statutes,R ludon90-08,wamendedandsupplemeawdby R.oludon90-T1 ofthe City of Ocoee, anti other applicable provisions oflaw. SECTION I.M. Definitions. When used in this Resolution capitalized terms not otherwise defined shall be as defined in Resclution 90-08, az amended and supplemented by Resolution 90-11 oftheluuer. andthe Following unm shall have the following meanings, unless the context deafly otherwise requires. "Addidovl 1998 Prcjem's1a8 mean me acqui'tiam mftesnuction or reachomaion of rights- o6way, design, construction, paving and improvemat of eertnm sues, intersections and drainage improvemenss within and without me corporue emits ofthe Ismer and shall include all property riyrca e.avma, 6arcM1ises and etryipme a «[ming Nemo and deemed necessary a com miem for .the construction or acquisition orthe operation thomfwhich is 6runced from the Series 1998 Bond; as mare My described in me plans on file wits the Issuer. "Bond Immrer" shall mean with respect to the Seri. 1998 Bonds, MBIA Iruurnmce Carpoatim, anock imvancecompany. "Competing Disclosure Certi6ate" shall mean that terrain Continuing Disclosure Certificate related to the Series INS Bords to be accented by the Hauer prior to the time me Issuer delivers she Series 1998 Bonds to the underwriter or underwriters, as, it may be amended from time to time m accordance with the terms thereof, whereby the Issuer undertakes to assist the underwriter or undavrtitere in complyingwish the consuming disclosure requwanmu ofthe Continuing Disclosure Rula in substantially me form ..had hereto. Exbilth B. "Continuing Disclosure RaW shall mean the continuing disdosure replacements of Rule 15c2- 12fm,United Star. Samitim and Exchange Commission .amended. "Burow Ageni'shell mean. bankwmwst no. or a trust company selmred and named by one City Manager as a parry to the Estrum Deposit Agreemmt poor to the sale ofthe Sen. 1998 Bond, wge her with any successors and.sigm. "Escrow Deposit Agreement" shall mon an agreement or agreements by and between the Iswer and an Borrow Agent, the purpose ofal ich is to provide for the payment of the Refunded SerinslWOBond. SuchagreerhmtshUbeinwbsta lythefamsatsachedhaeto.ExhibitA and incorporated herein by reference. 'Muricipal BmW Ino ants Policy- shall mean the municipal bond insuanm policy issued by the Band Insurer insuring the payment when due of me principal ofand interest on one Series 1998 Band as provided meaty. "Origml Important- sbae mean Ranhothon No. 90-08 adopted by the City Commission on August 21, 1990, as supplemented and amended by Rewlution No. 90-11 adopted by one City Commission on Angus, 3d. 1990. TABLE OF CONTENTS ARTICLE SECTION 2.01. GENERAL...... _ ...................._ ..............._.................1 SECTION 1.01. Amhodry for this Resolution .................................. 1 SECTION 1.02. Cohen..................................................2 SECTION L03. Resolution to Constitute C . . .......................... .... 3 SECTION 1.04. Findings. . ... .............. .................... 4 SECTION LOS. Addmona11998Projecr RefuodiggofRefiudNSe wl990Bonds....5 ARTICLE I AUTHORIZATION. TERMS. EXECUTION AND REGISTRATION OF SERIES 1998 BONDS ...................................................... 6 SECTION 2.01. AUNovation of Series 1998 Bonds, ............................ 6 SECTION 2.02. Application of Series IWS Bond Proceeds ........................ T SECTION 2.03 Funds and Amounts Secure Holders Office Series 1998 Bonds; Reserve Fund; Surety Road..................................8 SECTION 2.04. Execution of Series 1998 Bonds. ....................... — ..... 8 SECHON2.05. Authentication . ........ .............. ......... ......... .,.8 SECTION 2.06. Privilege of Redemption......................................9 SECTION 2, 07. Fmmof SaicnlW8BOMB...................................9 ARTICLE M REGISTRAR, PAYING AGENT, INSURER, AND ACCOUNTANT MATTERS ......... 10 SECTION3O1. Regavarand Paying Agentforthe Series 1998 Bonds, ...,,.._._. 10 SECTION 3O2, Preparation of Accountant's Calficahe............... .... 10 SECTTON3.03. Appointment ofBoad Insurer for Series 1998 Bonds, ._........... 10 SECTION 3.04. Purchase of Bond Insurance and Surety Bond. ................... 10 SECTION3,05. Terms Regarding Seri. 1998 Bonds In Policycy.................... 11 SECTION 3.06. Federal Income Tax Cove ents ................... ............ 14 ARTICLE AMENDMENT TO ORIGINAL INSTRUMENT .................................. 16 SECTION4.01. Amandment to Origued Instrument. ......... ................. 16 ARTICLE V MISCELLANEOUS ........................................................ 17 SECTION 5.01. Preliminary Official Statement . ..................... ...... .... 19 SECTION 5.02. Continuing lEwlonce....................................... 17 SECTION 5.03. Sevanabiliry oflmNid Provisions ............................. 17 SECTION 5.04. Eff.tive Date ............................................ 18 ExhibitA - Eurow, Deposit Agreement ExhibitB - Continuing Disclosure Certificate E'mithC - Prelimiwry Official Statement ExbibilD - Municipal Bond Insurance Commitment ExhibitE - Reserve Fund Guaranty Agreement "Outstanding Sed. 1990 Bonds" shill mean the portion of the Issuers Transportation Refund'mg and Improvement Revenue Bonds, gaits IWO. wNch,soon outstanding as Parity Bonds after the issuance ofthe Seri. 1998 Bonds. "Parity BOMB" shall mean the Outstanding Series 1990 Bonds. "Preliminary Official Stamp C shall mean the Prdiminary Official Staremmt relating to the Series 1998 Bonds attached hereto as Exhibit G "Refunded Series 1990 Bonds" shall mm the portion of the Issuers Tmnsporromm Refimding and lmprovernat Revenue Bonds, Series 1990 refunded with the proceeds of the Series 1998 Bonds. "Reserve Requirement' m with r.par, w the Seri. 1998 Bonds me lesser of (i) the Maximum Bond Service Requirement. (ii) 125o of the average annual Bond Service Requirement or (tai) the mmdmum amount as slag tat adversely edea the exdusion of interest on any Bonds from Federal income tax punposea to the anent the mrerea thereon was intended to be excluded for such purpmea. "Series 1998 Bonds" shall mean the Series 1998 Bands, herein authorized to be issud on parity with the Outstanding Series 1990 Bonds. "Supplemental 1998 Resolution" shall mean this resolution of the Issuer supplementing the Ongiml Instmmenr adopted and becoming effective in accordance wits the terns of Section 26(F) of the Original Instrument, "Surety Bond" dull mean the surety bond issued by the Bond former for the Series 1998 Banda guaranteeing certain p waterns into the Reserve Amount with reaper to the Series 1998 Bonds as provided therein and subjem w the limitations set forth therein SECTION 1.03. Resolution to Comtitute Contract. In consideration ofthe purchase and acceptance ofany or 9 ofNe Series 1998 Bonds by those who shall bold the same from time to sone, the provisions ofrlis Resolution and the Original Inmvmem shall be deemed to be and shad comtimre a conmaa between the Issuer aM ma Hapm, from time to time ofthe Series 1998 Bonds. The pledge made m this Resolution and the Provisions, wveoants and ageemenu beran am fried and in the Origua lnsuumant to be performed by or on behalf ofthe Issuer shall be for one equal benefit, protmdon and securitycf me Holders ofany and ill ofoid Senn 1998 Bond. Allofine Series 1998 Bonds, regardless of Ne time or times of New issuance or masonry, shalt be of equal ark without preference, priority or distinction ofany ofthe Series 1998 Bands over any other thereof except se expreasly provided in or pursuant to this Resolution SECTION I.W. Findings. h is hereby e¢amained, determined and declared that: (A) The iasua owns and maintains certain shears, roads, and associated transportation facilida within its caryomu limits. (B) The Issuer deems it necessary, domeen. and in rhe belt interests ofthe Issuer and the machines thermfthatthe Additional 1998 Project be acquired, co. edand «haw. (C) The Additional 1998 Projat stall be financed with the proceeds of the Series 1998 Bonds, together with camiv other legdfy available funds ofthe Lauer. (D) No portion of the Public Service Taxes and Loel Option Gas Tax are pledged or mmmbered in any manner, except with repent to the payment ofthe Parity Bonds. (E) In order to preserve and protea the public health, safety and welfare ofthe inhabitants of the Issue, it is necessary and desirable to acquirt design and construct the Additional 1998 project (F) The Issuer dams it necessary, beneficial and in its best interest to provide Por the refunding oftlse Refunded Series 1990 Bonda. Such reWnding will be advanragmus to the Issues because it will allow the lawn to provide for debt service savings. (G) The unbound sum required for the refunding ofthe Refunded Bonds will be derived from a portion of the proceeds of the We of the Series 1998 Bonds, together with certain other legally available funds ofthe Issues. (Id) Apon m ofthepmceed ofthe Series 1998 B Ms shalt be deposited wahthe Esaow AS. pmsuvt ho des Agreement, m amounts which, together was timings thermn, whl be suf thaut to make rim* payments ofdse interest on and outstanding principal ofthe Refunded Bonds to their scheduled redemption date. Such foods shall be invested pursuant to the Agreement in such investments as will be sufc out to pay such principal and intent. (1) The prindpal of and imeren on the Series 1998 Band all all other payments provided for in this Rowlutim will be paid solely from the Public Servit. Tata and Local Option Gas Too; and the M valorem taxing power of the issuer will never be neceary or authorized to pay the principal a[ premium ifmry, am interest on the Series 1998 Bolls and the Series 1998 Bonds shall not oomai a him upon any pmpency ofthe tower other than the Pledged Fords. (I) The Issues adopted this Rewluaon after a public hearing precedM by at leas seven (7) days notice of the hearing all the proposed action by publication in a newspaper of geveW cirouWtion in the in accordance with the mquiremmts ofthe Charter of the Issues. ARTICLE H AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF SERIES 1998 BONDS SECEfONL01. Aumorrsaaon of5eria 1998Bond&This Resuhdoa aea[esanisare of Series 1998 Bonds of the lssuer m be designated a "City of Ocoee, Florida, Transpmronim Refunding and Improvement Revenue Bonds'. The aggregate principal amomt ofNe Series 19% BOMBwh hmaybeetewcodadddverdmdathlsR Uo Onshillw[«teed519,500,000. The Series 1998 Balls arc issued as Additional Parity Obligations on parity wah Parity Bond and are entitled to the full benefit all security of the Original Instrument as Bond "issued dismantles. The Sana 1998 Bond shall bear utterer at such rate or rata nos exhaling the maamum raze permitted by Imv, and shall be payable in lawful money ofthe United States of America on such down all a determined by supplemental resolution ofthe Iowa. In w evens shill the ore ofirin— on the Series 1998 Bonds exceed the maximum rate permitted by law. The Series 1998 BOMB shell be datd such daze; shag be payable a such place or plat mn,, shall contain such redemption provisions; shall have such Paying Agents all Registrars; shall mature in such yarn and amounts; shall provide that the proceeds thereof be used in such mama, all as determined by supplemental resolution ofthe tamer. The Serie 1998 Bonds shall be issued infinity registered £been without coupons may be issued as Term and/or Serial Bonds; may be Term Capbal Appreciation Bands and/or Cement Incomes Bonds; shell be m nsaed wnsewtively from R-1 upward if Current Imaest Bonds; shall be numbed from CARR -1 upwind if Capitol Appreciation Bonds; shah be in the dmOhwduma of 55,000 each, or integral mdtiples thereof for the Current interest Bonds and in $5,000 maturity amounts for the Capita Appreciation Boads or in $5,000 multiples thereof or such other denominations as shah be approved by the Iowa in a supplememel resolution prior to the del[very .few Serie 1998 Bondi, and shall in. on such does in snob years and ammvrs as will be fixed by suppl..W tecolodon ofthe Issuer prim to or upon the Bile ofthe Series 1998 Bond Each Saint 1998 Curran[ interest Bondshah bear interns from the iotere at payment daze oars preceding the daze on which his mthmtica[ed, udds authenticated on an inessut payment doe, in which man it shall bar i n oat than such homes payment doe, Or, mit. mtheo[iatd prior to the first interest payment date, in which case it shall bear interest from its dace; provided, however, that if on the doe ofembendwdm payment of my interest which is due all payable has not been made, such Sala 19% Camara tm ass Bond shell bar interestfrom the daze which becomes hes been paid. Any Series 1998 Capital Appaciation Bonds shdl bass intoes oily in maturity or upon redanpdm prior to maturity in the amount doamii d by reference to the Compounded Amounts. fi 1 SECTION 1.05. Addifional 1998 Project; Refunding of Refunded Series 1990 Bond& The Issuer does hereby wtbotim the acquiritioe, consuvction and erection oftbe Addaiond 1998 Project and the refunding ofthe Refunded Serie 1990 Bonds in accordance herewith The principal ofood the interest all redemption premium, ifany, on the Series 1998 Bonds shall be payable m any win or curtmry of the United Stites of Amain which on the respective data ofpaymmm thamfis legal tender for the paymm[ofputili. all private debts. The interest on the Serie 1998 Current Interest Bond shall be payable "t Paying Agent on ach interest payment data to the person appearing, irs ofthe fiBemth day ofthe calendar month immediately preadiaq such interest payment date (the "Record Dare'), on the registration books ofthe I. baeinaRer provided for in the Holder thereof, by check or dmB mated to such Holdar as his address as it appears on such registration books or ar doe raryeu and expaue oft registered owns, ofSl,000,000 or mane efSed. 1998 Bands, by who mansfer or other medium acceptable to the Lana all Paying Agent. Payment ofthe principal of all Series 1998 Ceram[ Interest Bands all the Compounded Amount with spat on the Saint 1998 Capital Appreciation Bond shall he made upon the pram - Orion and surtadtt m the office ofthe Paying Agent ofsuch Serie 1998 Bonds m the same shall became due all payable. SECTION 2.OL Application of Series 1998 Bond Proceed& Except u otherwise provided by supplemental resolution ofthe Iowa, the proceed derived from rhe sale ofthe Series 1998 Bond, including awmed interest and pranium, daily, shall, dunulmnmusly with the delivery ofthe Serie 1998 Bods to she purclumir or purchasers thereof, he applied by rhe Issuer as follows: (A) Aoaued'utterest,ifavy, shall he deposited m the Interest Account all shall be used oily for the purpose ofpsy g; the interest which sbell thermals, became due onthe Series 1998 Bonds. (B) A sufficient amount ofthe Series 1998 Bond proceeds shalt be applied to the pa5'mem of reasonable and necaary casts and expenses relating to delivery of the Series 1998 Bonds, including the premium for municipal bond insurance and the Surely Bond on the Bond Insurer. (C) Unless otherwise provided in a supplanenW rewhmon ofdse Isomer prior to the issuance ofthe Serie 1998 Bonds, the Reserve Requirement for the Series 1998 Bonds still be established and deposited in a subawomt in the Reserve Awsom for the benefit ofNe Series 1998 Bond by doe deposit ofthe Surery, Bond as pemuttd by Section 18 B.(1)(d) ofthe Original Instrument. legally(D) Awns ns specified by Issues, my, be us rewlution n din Iowa shall, together wah other depositing ing such funds fmcne,foftlit rr, vestmbe used pr deiate the irefimd i Series 1990 Bono he depositing tach sumso ant so for investment inappropriatefoods Acquired Ode, pameons pursuanttothe Esctow row DeAgreanen[ so u m produce wffiden[ fiends to make all the payments darnbed in sure Escrow Deposer meemeo.,Athetimeof«nnot appropriate an dememate Ismer shall famish to ep Factvw, Agent vested therein hands waco documentation m demonstrate Sim the sums being deposited and the investment m be mode will be sufficient for such per cww Simultaneously with the issuance of rhe Series 1998 Hoods, ase Iowa shill enter inns an Bsaow Deposit Agreement subtill be k p se form and Ver hettro u Exhibit ods o the Escrow Agent. Such escrowed Emil shill E kept separate all men t from a0 other foods n ed the Iowa and du mmrys ondeposa mals,rt hi Fpurowed ses f e*gmnm[ scov,D his withdrawn, Ag mud all applied by the Escrow Agent wlely frrthe purposed xer Eorth in the Escrow Deposer Agreement. (E) The mo siade, fth. proceeds of0d Series 1998 Bonds a@a providing for the payments rerl,mci by (A). (B). (C) and (D) above shelf he deposited into the "Gr, of Ocoee Transportation Refunding and Ina ma ms Revemm Bond Coushatta.. Fund" whieh fund is hereby neared and established and shelf be used to acquire, conmua and erect the Additional 1996 Project. SECTION 2.03 Funds and Accounts Secure Holders ofthe Soria 1998 Bonds; Reserve Fund; Surety Bond. The fads arta aemaa caused purnmeto Section 18 ofthe O i mal Inam and, shill be for the equal benefit and use of Ne Series 1998 Bonds . Additional Parity Obb,stioa, provided, however, char the account in the Reserve Account esrablished for a particdar Series of Bonds solely sauna such Sena ofHonds. The deposits required in Section I8 of the Original Wwment shall be calwlared commencing with the month in which the Series 1998 Bonds are delivered to provide for such deposits to reflect the issuance ofthe Series 1998 Bonds. To she coat funds are deposited in the account ofthe Reserve Account such moneys shall be inverted in Investment Securities maturing not Inver than the maturity daze of the Soria 1998 Bonds, and such securities shall be valued az cost. SECTIONtLOi. Execution of Series 1998 Bonds. The Seri. 1998 Bonds shell be signed by or bear she facsimile sigraturea ofthe Mayor and she Clerk soul a facsimile or an original impression ofthe official said ofthe Issues shall be imprinted on rhe Santa 1999 Bonds. In case any officer whose signature or a famic ue of whose signature shall appear on any Seder 1998 Bond shall case to be such officer before the delivery ofs ich Series 1998 Bond, inch sigmwre or such facsimile shell nevertheless be valid and sufficient for all purposes the same as ifhe has remained in office until such delivery. Any Swim 1998 Bond may bear the original or facsimile signature ofsuch Famous who, on the date ofthe, execution ofsuch Series 1998 Bond, stall be the proper ofcem to sip such Serie 1998 Bond ahhnugh on the delivery dam ofsuch Series 1998 Bond such persons may at have been such officers. SEMON 2.05. Authentication. Only such ofthe Series 1998 Bands as shall have endorsed thireona certificate ofauthentiation substantially is the form hereurbilow ser forth, duty executed by the Registrar, a authenticating agent shall be entitled to any benefit or security under this Resolution and the Original Irumunmt No Series 1998 Bond shall be valid or obligatory for any purpose unless and until such certificate of authentication shall have been duly executed by the Business. and such certificate ofthe Registrar upon any such Series 1998 Bond shall be conchnive evidence than such Series 1998 Bond has been duly authenticated and delivered under this Resolution. The Regiamr's certificare ofautbentiation on any Series 1998 Bond shaft be deemed in have been duly executed ifsigned by ma bsedired of ices ofthe Registrar, but it shall nest be necessary, door the same of car 4, the certificate ofirmhartican.. of al of the Series 1998 Bonds that maybe issued hereunder int any one time. ARTICLE III REGISTRAR, PAMG AGENT, RISUBER, AND ACCOUNTANT MATTERS SECTION 3.01. Registrar and Paying Agent for she Series 1998 Bonds. The Regisater and Paying Agms for the Series 1998 Bonds shell be appointed by the Cry Manager prior to the iauance of the Sena 1998 Bonds; and he Mayor and the Clerk are hereby authorized to execwe and deliver on beaff'ofthe Issuer a registrar and paying agency, agreement in a form which shall be approved by the Issuer's aaam,. SECTION 3.02. Preparation OrAccoummnt's Certificate Prior o the issuance of the Series 1998 Bonds, the accounting firm of MCDlrmlt Davi, Iauteria & Co., as independent .entified public aceoumarrcs stall prepare soul file the ca ificares required by Section 18 D (1) and (2) ofthe Origial Instrument, in order to issue rhe Series 1998 Bonds an Additional Parity Obligations under the Original Instrument, SECTION 3.03. Appointment of Bond Insurer for Series 1998 Bonds. Thailand Insurer for the Seder 1998 Bonds shill be MBIA Insurance Corporation. SECTION 3.01. Purchase of Bond bromance and Surety Bond. The purchase ofa Municipal Bond Insurance Policy From the Bond Insurer m hrevorably guarantor the payment of principal and inerest on the Seri. 1999 Bonds u hereby authorized in accordance with the terms of the Commitment far the Munlcipal Bond Iruummce Communes[ attached bound as Exhibit D. the purchase ofthe Surety Bond from the Bond Insurer is hereby authorised. The Issuer is hereby authorised and d'nated to purchase a Surer, Bond from the Bond Lsurer (the "Sorer, Bond') relating to the Series 1998 Bonds to be deposited is time subaccoar of the Reserve Accost and payment for such Surety Bond to the Bond Insurer is hereby authorized fiom Sed.1998Bmtdprocc,d,. The issuo hereby authorizes th<mcmtion oRheAeserve Fund Guaranty Agreement with the Bond Insurer (the "Reserve Ford Alinement-) w the form attached as ExlnbitE relating to the issuance ofthe Surety Bond for the Raerve Fund in conjunction with the it. ofthe Series 1998 Bonds and to deliver maid Reserve Fund Agreement to the Band Insure, and does hereby direct the notation and dehvery of said Reserve Fad ggeemet, All of the provisions ofsald Reserve Fund Agreement, wind mewled and delivered by the lower as authorized hands and who ddy authorised, awned and delivered by the Bond Insurer, shall be dated to be a For ofthis Resolution as fids and to the sane arms 0 ifincorpomted verbatim in the appropdate sections. The terms and conditions contained in the Original Iratmmee, relating to the surety bond issued by the Bond Insurer for the Series 1990 Beads, including the provisions of Section ISs(I)(d) shall also apply to the Surety Bond for the Series 1998 Bonds deposited pursuant to the terms hereof SECTION 2.06. Privilege ofRedemption. The Issuer shall have the right to redeem any or ill ofthe Series 1998 Bonds N whole or in part, as shall be determined by supplemental resolution ofthe Issuer prior in t1ii bounnce ofthe Saida 1998 Bonds. SECTION 2A7. Form of Series 1998 Bonds. The tea of the Sena 1998 Bonds, together with the certificate of authentication, shill be ct substantially the form ofthe Series 1990 Bonds as On forth in Section 15 of the original instruments with such omissions, insertions and variations as may be necessary and/or desirable to raid,, the details of the Series 1998 Bonds as Additional Parity Obligations and approved by the Mayor prior to the issuance thereof (which necessity and/or desirability and approval shall be,.edi by the lssuKs dower, ofthe Series 1998 Bonds to the purchaser or purchasers thereof). 9 SECTION 3.05. Terms Regentlau, Series 1998 Bands In Policy. The Is. hereby aanrs, represents, and aprasly age. to rhe fallowing terms and provisions . such are necessary and desirable in orderto obtaiv Ne h[uvcipal Bond InsurancePolicy^. A. Consent of the Bond Insurer. Any provision of chis Remiurian or the Origmd Inmmmat expressly recognizing or granting rights in or to the Bond Insurer may not be amended in any mamma which affects the rights of the Bond farmer hereunder without the prior written consent ofthe Bond Insurer. B. Comant ofthe Bond Insurer in Addition to Bondholder Consent. Unless otherwise provided th this Section the Bond Insurefs covsevt shall be requ'vM in addition to Bondholder consent for the following purposes: (] exewrion and delivery, of any supplemental resolution or our, amendment, supplement, change to or modification of this Resolution, fill removal of the Paying Agar and selection and appointment ofay, successor paying agent for the Series 1998 Bonds; and (ill) initiation or approval of my action not described in f) or @i) above which requires Bondholder cons I. C. COnaenr of rhe Bond Insurer'n the Event of fmolvenov. Any reorgumation err liquidation plan with respect to the Issues rwrt be acceptable ro the Bond Insurer. In the event of anyS Bondholders or who held th rhe Bond Insures shill have doe surer yore Bond all Series a daf Bondholders who hold roc Series implicate Bonds which are insured err the Bond Imarm absent adefaultby the Bond lavercodathe and deposited Municipal BondIncarnateFence Policy insuring such S<ria 1998 Bonds or oda the Surety Bond deposised th the Reserve Fund. D. Cnnsmt nfthe Bond Insurer Bann Defadr. AnydinginthuResolution tothe cortan- notwithstanding, upon the occurrence ad continuance of m evas of default . defined in the Original Iuwmat the Bond Insurer shall be entitled to control and direct the enforcement ofa¢ rights and «media grated to the Serio 1998 Bondholders for the benefit ofthe Soria 1998 Bondholders under this Resolution and Origial Insurance. E. Notification and Docamerict to be Famished motile the Municipal Bond Laurance Policy is in effect' the Lzsum shall finish to the Bond Inamer (to the amend.. ofmm Surveillance Department onlea otherwise indicated) with a copy to Stand ard"& Ponds Rating Services: B as soon as pracdable after the filing therang a copy ofay financial statement ofthe Issuer and is copy of any audit and ammal report ofthe Issuer, (ii) a copy of any, notice to be Swa to the regimaed owners of the Series 1998 Boody including, without undtation notice ofary redemption or defeasance ofthe Series 1998 Bond, and ay cenificme rendered purment to this Resolution or relating to the security fir the Soria 1998 Bonds; (u) such slditioal infommarion it may reasomblyrequest *91 (v) notice ofany future ofthe Issuer to provide rclevent notices, amii icer a, etc.; end (v) immediate notification if at any time (a) there are iruudreient moneys to make a% payments of principal of or interest on the Saba 1998 Bcnd; as required, end (b) upon the occueence ofavy event ofda wlt. F. Acc ssm Issuer lnkmaton The Issuer wilt pend[ the Bond Insurer to discuss the affairs, financing and aaounts of the Issuer or my Information the Bond Insurer may reasonably request«gatingthes nVri rd Series1998BoM withapproprimeofarsofthe Bruer. The Issuer mala.,as books ohaveaccessmthe Series nd1998Projectand to haveaccess to all makc copies fall books and records reducing Ch the Sed, 1998 BOMB an anY ressowble time. G. Mala o Direct an Accounting. The Bond Insurer shall have the right to direct to accounting at the Issuers ex eme,, and the Issuers failure m comply with such d'vection whin thin, (30) days Under receipt ofwriaen d'nedo [from the Bond banner shall be deemed a default hamomer, provided, however, that if compfia m, omenta[ occur within such period, then such period will b, essential w long az complience B begun within such period all diligently pursued, but only ifsuch extension would not materially adversely affe" the interests ofany regiaaal owner ofthe Series t998Bonds. 1 Pamem Procedure. As long as me Murkipal Hand lmumma, Policy, shag be in full force all effect, the Bluer end the Paying Agent ages to comply with the following prowsiom: (a) At least mm(1)business day prior tondmtaea payment date; the Paying Agent will detannlne whether there will be sufficient fiords in the fords and accounts to pay the principal ofor interest on the Series 1998 Bonds on such Us. payment date Ifthe Paying Agent demmuna that there will be insufficient fords in such funds or encoums, the Paying Agent shall so notify the Bond Insurer. Such notice shall specify the annum ofthe anncipaal deficiency, the Sena 1995 Bonds to which such deficiency is applicable end whether such Sena 1998 Bonds will be deficient as to ptiMipal,MinCwxwt mbctb. The Bond Isconswdl make payments ofprivdpal or mterat due on the Series 1998 Bonds on Or before the first (Ist) day oat following Ne tae on which the Bond Inner shag have recdved notct ofnonpayment from the Paying Agent (b) The Paying Agent shall, after giving nonce to the Bonn Insu ar as prommal in (a) above, Credits ava8able to the Bond banner and, at the Bond Insurers direction, to the United States Trutt Company of New York, a inswaom trustee for the Bond Insurer or say successw inswnnce crushes (the "Inanavce Theses"), the registration books ofthe Issues maintained by the Paying Agent and all mends .[all., to the funds and accounts maintained under she Original Instrument a flus Rewlmion. (c) The Paying Age" shall provide the Bond lwuer all the lmuravice Trusts with a lint of registered owners ofilaies 1998 Bonds errdal to receive principal or interest payments from the Bond tn. under the terra ofthe Municipal Bond bawrance POS,, and shad nakc mnangemenn 12 of the Issuer mainrainal by the Paying Agent upon surrealer of the Series 1998 Bands by the registered owners theraftogerher with proof afam payment ofprincipol thereof. K. ThBond braw as Tind Pam,, Stadia To the enan that the Raoluton or the Onghal Instrument confers upon or gives or gents to Ne Bond In. arty right, remedy or dean under or by reason ofehis Rewludon or the Origirel hom ument the Bond Insurer is hereby akplichly recognized a being a t u,cl,a t, beneficiary end may endorce say such righu randy or claim conferred, given or granted L. Parries Untemad Hatin Nothing in this Resolution or erprsual m implied is inrendd or shall be comnued to coder upon, or to give or Been[ to, any person or witty, other dao the Issuer, the Bond losurer, the Paying Agent, and the registered owners ofthe Bonds, my fight remedy or claim under or by ra non of this Raolution or say covenant Condition or stipulation herwf, end all Covenants, stipulations, promis, end agreements in this Resolution or the Original Immanent contained by no on behalfofthe Issuer shall be for the sole all exclusive beast ofthe Issuer, the Brad Insurer, the Paying Agent and the registered owners ofthe Series 1998 Bonds. M. Defmsance Provisions. Notwithstanding anything in the Resolution to the Conway, in the event aha the principal andlor interest due on the Series 1998 Bonds shall be paid by the Bond Insurer pursuant to the Municipal Bond Insurance Policy, the Series 1998 Bonds shall mina, Outstanding for all purposes, rot be defessed or otherwise eatiefial all rat be considered paid by the tanner, end the assignment all pledge ofthe security for she Series 1998 Bonds and all covenants, ageements all other obligations of the Ismer to the registered owners shall continue to exist all shill ran In the benefit ofthe Bond Insurer, and the Bond Insurer shall be subrogated to the rights of such registered owners. SECTdON 3.06. Federal become Tax Covenants. (A) The Issuer covenenm with the Holders ofthe Series 1998 Bonds (other then taxable bonds), tut It shad nor Can the pnoceds ofsah Soria 1998 Bonds rmy mums, which would muse the interest on such Sana 1998 Bonds to be mbecome includable in the gross income ofthe Holder thereof for federal income tax purposes. (B) The Bsuer aw w as with the Holders ofthe Series 1998 Bonds (other then taxable bonds) that ndther the Issuer we any Penson ender its control or directon will make any use of the proceeds of the Series 1998 Bonds (or amounts deemed to be proceeds under the Code) in any marmar which would coo m the Series 1998 Bonds to he "abhrag bonds" within the meaning of Station 148 offs, Code all neitherthe Issuer nm my other Person shall do any sm or fail to do try as which would ®use the interew on the Series 1998 Bonds to become includable m the groes income ofth< Holder thereoffor facet income to purposes. (C) The Issuer hereby avatars with she Holders ofthe Seder 1995 Honda (other than taxable bonds) tha itwill complywith all provisions ofthe Code necessary to md"ar the excluton with the Iedware ,Trustee (l to mail checks or drafts to the registered owners of Series 1998 Bonds nodded to macive full or partial interest payments from the Bond Insurer end (d) to pay principal upon Series 1998 Bonds surrendered to the Insurawe Trustee by the registered owners of Seri, 1998 Bonds snared to receive full or parted principal payments from the Bond Insurer. (d) The Paying Agent shall, u the time it provides notice to the Bond Insurer pursuers to (a) above, notify reguared owners of Series 1998 Bolls nodded to receive the payment of principal or marcs[ thereon from the Bond lnsur, () az no the fact ofsuch sa ideme rt. (t) that the Bond Imurer will tenth as them all ora part Orrin mterat payments next coming due upon proofof Bondholder eMde"ent to interest payments and delivery to the Insurance Twtee, in kers sedsfemoryto ase baanance Trvrtw ofe h appropriate andpor rnt ofthe registared owner's rightto payment, (r') that should theybe entidedto tactics fad paymmn ofprincipal from the Bond Insurer, they oma surrender then Saba 1998 Bonds (along with an appropriate treatment ofxssig"nce, in form satisfactory to the Insurance Trustee to permit ownership of such Series 1998 Bonds m be regiawed in tlrc name ofthe Bond I"urer) kr payment m the Ituurmce Trowee, sod or the Paying Agent, end (iv) that should they be traded to receive partial payment of principal from the Bond Inwrer, Met must surrender Nair Sena 1998 Bonds forpayment thereon for m the Paying Agent who shall note on such Series 1998 Bonds the portion offs, principal paid "0 Paying Agent, if any, and Nen, along with en appropriate instrument of assignment in form satisfactory to Ne Insurance Trusses, to the Im"ena Trustee, which will Nen pay the unpaid portion ofprincipel. (e) In the event that the Paying Agent has notice that say payment of principal of or interest on a Series 1998 Bond which has become due for payment all which is made to a Bondholder by or on behalf ofthe Issuer has been deemed a preferential [roofer all theretofore reawaed from its registered owner pursuant to the United Stora Ba dooptoy Code by a uuaee m baM'euptey in accordance with the Nal, nonappealable order of a court having compete" jurballabon, the Paying Agent shall, at the tore the Bond Insure is rmtified pursue" m (a) above, no*4,go,,n, C. ,w in dens de, enyregboral owadapayment is so removeral, such registered owner will be enddd to payment from the Bond Inauer to the atent ofsuch recovery if su9'itient funds we not otherwise available, and the Paying Agan shall WMah to the BOM Irsmer its records evidencing the payments of principal of end interest on the Seta 1998 Bonds which have MOM made by the Paying Agent all subsequently recovered from mgbaered owners all the data on which such payments were made.. - (t) In eddmou to tense rights Smartest to the Bond lmmtt under this Resoludon end the Original bovument the Bond banner stall, to the extent it makes payment of principal of or interest on Series 1998 Bonds, become subrogated to the rights of the recipients of such payments N scamarm with the terns ofd" bduccipal Bond lmwence Policy, all to evidence such subrogation (i) in the mss ofsubrogaton as to claims for past due iv[eress, the Paying Agent shall now the Bond Gasters righa az subrogee an the regismation books offm Issuer mai"arced by the Paying Agent upon rweipt from the Bond Laurer of Proof of&a payment of interan thereon to the registered owners of the Series 1998 Boods, and (u) In the case of subrogation a to Claims for pan due principal, the Paying Agent shall rate ted Bond Insurers rights w wbrogee on the rcgisuation books 13 ofintems, on the Soria 1998 Bonds from the gross income ofthe Holder thereof for federal Income no, puryosa,including. in particular, the payment ofany amount required m be rebaral to the U.S. Treasury pursuant to the Code. ARTICLE TV AMENDMENT TO ORIGINAL LYSTRIIMENT SECIIONaAt. Amendment m Origieud fnswmeae Notwhhuandingrheprovisous of Section 18N, of the Original Batwnmt rhe Issue shall not be entitled to exercise any right to ree nese the Gen on the Fablie Service Taxes umm or and the Timefs right to levy and receive the Loral Option Can Tax shall be emended ro.least the mmum, date mali Bonds then outsrmdiag SECTION 5.01. Effective Date. Tlds Resolution shall take efem immediately upon imadoption. DULY ADOPTED this day ofs"Forbar, 1998. CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA (SEAL) By: Name M Vavdergrift Title: Mayoryor ATTES By: Name:] GmRon Tide: FOR USE AND RELIANCE ONLY BY THE CITY OF OCOEE, APPROVED AS TO FPRV AND LEGALITY, IRIS _f_j_ DAY OF SEPTEMBER, 1998 FOLEY�(&& LA/RRIDHFR(/// By. 0 J` Q r>nrr/1.d/ Name E Title: Ciry AFOrmy APPROVED BYTHE OCOEE CITY COMIMISSION AT A¢ffETING HELD ON SEPTEhBER 998 UN AGENDAITEMNO. YI A FOR USE a.W RELLURCE OM': BY TRUE CITY OF OCOEE, APPROVED AS TO FORK ANO LEGALITY h1s IT day of Sepeembet, 1998. BRYMT, MLLM ANO OLIVE, ?.A - By. Ctace E. Dunlap ARTICLE V iJ.16Ya1.>t�F1T(x4rfY SECITON5.O1. Preliminary ORcial Statement The preparation oft Pralidemary Official Stateroom m he form ..had as Exhibit C reining ro rhe Series 1998 Bonds is hereby authorixd in audit form and substance he shad be approved by the Mayor ofthe, Issuer. The Mayor and the City Manager me hereby authorized to deem such Preliminary 0&oul Statement as "fired" bidtin the meaning of Rule 1502-12 ofthc Securities and Exchange Commission, except for cermin "permitted omissions" u defined in such rule SECTION 5.O2. Continuing Buttosum The Issuer haneby wvemnta and egrets 6, is order to timet the underwriter or underwriters in complying with the Continuing Disclosure Rule with mspem to the Series 1998 Bonds it will comply with and carry out all ofthe provisions ofthe Continuing Disclosure Cenificare to be executed by the Issuer prior to the time the Lauer delivers the Series 1998 Bonds to the underwrimr or underwriters, as it may be amended from fine to time in accordance with the terms thereof. The Continuing l3nolosure Carificate, substantially in the form attached hereto as Exhibit B. is hereby approved and riddled. Notwithstmding any other provision ofthis Resolution, failure ofthe Issuer to comply with such Command, Disclosure Certificate shat not be considered an Event ofDefautt hereunder. However, rhe Conducting Disclosure Certlfiuro shall be enforceable by the Series 1998 Bondholders in the event that the Issuer fails to core a breach Hereunder bathed a reasonable time after won= notice hood a Series 1998 Bondholder to the Ismer that a breach exists. My rights of the Series 1998 Bondholders to mJ.rce the provisions of the eravt shalt be on behalf.fall Series 1998 BomdhOlders and shall be limited in a righs m obtain specific performance ofthelasones obligations thereunder. SECTION 5.03. Severability of Invalid Provisions. II any one m more of the cwemna,agreememsorproviiemofthis Recohmons beheldconta tomyexpressprovision of law or comm, to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whddmmnr be held invalid, or shall in an, nmtmer adversely S. the validity ofthe Series 1998 Bonds, than such cevmams, agreemems or provisions shall be mill and void and shall be deemed separable from the mmiving coverums, embeemnrs and provisions aftne Resolution and shall in an way affect the validity of any ofthe other covenants, agreements or provisions hemofor oftbe Series 1998 Bonds issued hereunder. V EXHIBIT ESCROW DEPOSIT AGREEMENT f�Xfi1�Yf8 FORK CERTIFICATE EX ffD NRINIMAL BOND LNSLB NCE CONLVQF = EXMU C PREL4 MI Y OMC STATEMENT EX n RESERVE FUND GUARANTY AGREENMNT [This page intentionally left blank] I:\ IM&D7 VA 11 FORM OF BOND COUNSEL'S LEGAL OPINION [This page intentionally left blank) City Commission City of Ocoee Ocoee, Florida [Form of Bond Counsel Opinion] September . 1998 CITY OF OCOEE, FLORIDA Transportation Refunding and Improvement Revenue Bonds Series 1998 Ladies and Gentlemen: We have acted as bond counsel in connection with the issuance by the City of Ocoee, Florida (the "City"), of its $ Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"), pursuant to the Constitution and laws of the State of Florida, Chapter 166, Part II, Florida Statutes, and other applicable provisions of law and Resolution No. 90- 08, adopted by the City Commission of the City on August 21; 1990, as amended and supplemented by Resolution 90-11 adopted August 30, 1990 and as amended and supplemented by Resolution No. 98-13, adopted by the City Commission of the City on September 15, 1998 (collectively, the "Resolution"). Any capitalized undefined terms used herein shall have the meaning set forth in the Resolution. As to questions of fact material to our opinion, we have relied upon representations of the City contained in the Resolution and in the certified proceedings and other certifications of public officials furnished to us, without undertaking to verify the same by independent investigation. We have not undertaken an independent audit, examination, investigation or inspection of such matters and have relied solely on the facts, estimates and circumstances described in such proceedings and certifications. We have assumed the genuineness of signatures on all documents and instruments, the authenticity of documents submitted as originals and the conformity to originals of documents submitted as copies. We have not been engaged or undertaken to review (other than as stated in our supplemental opinion of even date to the underwriters) the accuracy, completeness or sufficiency of any offering material relating to the Series 1998 Bonds. This opinion should not be construed as offering material, an offering circular, prospectus or official statement and is not intended in any way to be a disclosure statement used in connection with the sale or delivery of the Series 1998 Bonds. Furthermore, we are not passing on the accuracy or sufficiency of any CUSIP numbers appearing on the Series 1998 Bonds. In addition, we have not been engaged to and, therefore, express no opinion as to compliance by the City or the underwriter with any federal or state statute, regulation or ruling with respect to the sale and distribution of the Series 1998 Bonds. In rendering this opinion, we have examined and relied upon the opinion of even date herewith of Foley & Lardner, Counsel to the City, as to the due creation and valid existence of the City, the due adoption of the Resolution, the due authorization,. execution and delivery of the Series 1998 Bonds and the compliance by the City with all conditions contained in the City Charter and ordinances of the City precedent to the issuance of the Series 1998 Bonds. Pursuant to the terms, conditions and limitations contained in the Resolution, the City has reserved the right to issue obligations in the future which shall have a lien on the Pledged Funds equal to that of the Series 1998 Bonds. The Series 1998 Bonds do not constitute a general obligation or indebtedness of the City within the meaning of any constitutional, statutory or other limitation of indebtedness and the holders thereof shall never have the right to compel the exercise of any ad valorem taxing power of the City or taxation in any form of any real or personal property for the payment of the principal of or interest on the Series 1998 Bonds. The opinions set forth below are expressly limited to, and we opine only with respect to, the laws of the State of Florida and the federal income tax laws of the United States of America. Based on our examination, we are of the opinion, as of the date of delivery of and payment for the Series 1998 Bonds, as follows: 1. The Resolution has been duly adopted by the City and constitutes a valid and binding obligation of the City enforceable upon the City in accordance with its terms. 2. The Series 1998 Bonds have been duly authorized, executed and delivered by the City and are valid and binding special obligations of the City enforceable in accordance with their terms, payable solely from the sources provided therefor in the Resolution on parity with the City's Transportation Refunding and Improvement Revenue Bonds, Series 1990, remaining outstanding after the issuance of the Series 1990 Bonds. 3. The Internal Revenue Code of 1986, as amended (the "Code"), establishes certain requirements which must be met subsequent to the issuance and delivery of the Series 1998 Bonds in order that interest on the Series 1998 Bonds be and remain excluded from gross income for purposes of federal income taxation. Non-compliance may cause interest on the Series 1998 Bonds to be included in federal gross income retroactive to the date of issuance of the Series 1998 Bonds, regardless of the date on which such non-compliance occurs or is ascertained. The City has covenanted in the Resolution to comply with such requirements in order to maintain the exclusion from federal gross income of the interest on the Series 1998 Bonds. Subject to compliance by the City with the aforementioned covenants, (a) interest on the Series 1998 Bonds is excluded from gross income for purposes of federal income taxation, and 1 (b) interest on the Series 1998 Bonds is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations; however, with respect to corporations (as defined for federal income tax purposes), such interest is taken into account in determining adjusted current earnings for the purpose of computing the alternative minimum tax imposed on such corporations. We express no opinion regarding other federal tax consequences aris- ing with respect to the Series 1998 Bonds. 4. The Series 1998 Bonds are exempt from intangible taxes imposed pursuant to Chapter 199, Florida Statutes. It is to be understood that the rights of the owners of the Series 1998 Bonds and the enforceability thereof may be subject to the exercise of judicial discretion in accordance with general principles of equity, to the valid exercise of the sovereign police powers of the State of Florida and of the constitutional powers of the United States of America and to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights heretofore or hereafter enacted. Our opinions expressed herein are predicated upon present law, facts and circumstances, and we assume no affirmative obligation to update the opinions expressed herein if such laws, facts or circumstances change after the date hereof. Very truly yours, BRYANT, MILLER AND OLIVE, P.A. 19BONM42MCOPN Sep ba 22, 1996 [This page intentionally left blank] APPENDIX E FORM OF CONTINUING DISCLOSURE CERTIFICATE [This page intentionally left blank] F41-9-9 WN CONTINUING DISCLOSURE CERTIFICATE This Continuing Disclosure Certificate (the "Disclosure Certificate") is executed and delivered by the City of Ocoee, Florida (the "City") in connection with the issuance of its $ Transportation Refunding and Improvement Revenue Bonds, Series 1998 (the "Series 1998 Bonds"). The Series 1998 Bonds are being issued pursuant to the City's Resolution No. 90-08, adopted by the City Commission of the City on August 21, 1990, as amended and supplemented by Resolution No. 98-13, adopted by the City Commission of the City on September 15, 1998 (collectively, the "Resolution"). The City covenants and agrees as follows: SECTION 1. PURPOSE OF DISCLOSURE CERTIFICATE. This Disclosure Certificate is being executed and delivered by the City for the benefit of the Series 1998 Bondholders and in order to assist the original underwriter of the Series 1990 Bonds in complying with Rule 15c2 - 12(b)(5) promulgated by the Securities and Exchange Commission ("SEC") pursuant to the Securities Exchange Act of 1934 (the "Rule"). SECTION 2. PROVISION OF ANNUAL INFORMATION. Except as otherwise provided herein, the City shall provide to all of the nationally recognized municipal securities information repositories described in Section 4 hereof (the "NRMSIRs"), and to any state information depository that is established within the State of Florida (the "SID") on or before April 30 of each year, commencing April 30, 1999, the information set forth below in this Section 2. Notwithstanding the immediately preceding sentence, to the extent any such information does not become available to the City before on April 30 of any year, the City shall provide such information when it becomes available, but no later than one year following the end of the City's Fiscal Year. (A) the City's Comprehensive Annual Financial Report for the immediately preceding Fiscal Year (the "CAFR"), which shall include the audited financial statements of the City for the immediately preceding Fiscal Year prepared in accordance with Generally Accepted Accounting Principles, as modified by applicable State of Florida requirements and the governmental accounting standards promulgated by the Government Accounting Standards Board; provided, however, if the audited financial statements of the City are not completed prior to on April 30 of any year, the City shall provide unaudited financial statements on such date and shall provide the audited financial statements within 30 days of the completion of such audited financial statements; and (B) to the extent not set forth in the CAM additional financial information and operating data of the type included with respect to the City in the final official statement prepared in connection with the sale and issuance of the Series 1998 Bonds (as amended, the "Official Statement"), as set forth below: E-1 1. Updates of information set forth in the following subsections of the section of the Official Statement captioned "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1998 BONDS - Local Option Gas Tax," "- Public Service Taxes," and "- Historical and Projected Coverage of the Maximum Bond Service Requirement." 2. Description of any indebtedness payable in whole or in part from the Pledged Funds (as defined in the Official Statement). 3. Description of any material litigation which would have been disclosed in the Official Statement if such litigation had occurred and been ongoing at the time the Official Statement is dated. 4. Any other financial information or operating data of the type included in the Official Statement which would be material to a holder or prospective holders of the Series 1998 Bonds. For purposes of this Disclosure Certificate, "Fiscal Year" means the period commencing on October I and ending on September 30 of the next succeeding year, or such other period of time provided by applicable law. SECTION 3. REPORTING SIGNIFICANT EVENTS. The City shall provide to the NRMSIRs or the Municipal Securities Rulemaking Board (the "MSRB") and to the SID, on a timely basis, notice of any of the following events, if such event is material with respect to the Series 1998 Bonds or the City's ability to satisfy its payment obligations with respect to the Series 1998 Bonds: Bonds; (A) Principal and interest payment delinquencies; (B) Non-payment related defaults; (C) Unscheduled draws on the debt service reserve fund reflecting financial difficulties; (D) Unscheduled draws on credit enhancement reflecting financial difficulties; (E) Substitution of credit or liquidity providers, or their failure to perform; (F) Adverse tax opinions or events affecting the tax-exempt status of the Series 1998 (G) Modifications to rights of Series 1998 Bondholders; (II) Calls on the Series 1998 Bonds; (I) Defeasance of the Series 1998 Bonds; E-2 Bonds; (J) Release, substitution, or sale of property securing repayment of the Series 1998 (K) Rating changes; and (L) Notice of any failure on the part of the City or any other Obligated Person (as defined herein) to meet the requirements of Section 2 hereof. The City may from time to time, in its discretion, choose to provide notice of the occurrence of certain other events, in addition to those listed in this Section 3, if, in the judgment of the City, such other events are material with respect to the Series 1998 Bonds, but the City does not specifically undertake to commit to provide any such additional notice of the occurrence of any material event except those events listed above. Whenever the City obtains knowledge of the occurrence of a significant event described in this Section 3, the City shall as soon as possible determine if such event would be material under applicable federal securities law to holders of Series 1998 Bonds, vrovided, that any event under clauses (D), (E), (F), (K) or (L) above will always be deemed to be material. SECTION 4. NRMSM. The NRMSIRs to which the City shall provide the information described in Sections 2 and 3 above, to the extent required, shall be the following organizations, their successors and assigns: (A) Bloomberg Municipal Repository P.O. Box 840 Princeton, New Jersey 08542-0840 Phone: 609/279-3200 Fax: 609/279-5962 (B) Thomson NRMSIR Attn: Municipal Disclosure 395 Hudson Street, 3rd Floor New York, New York 10014 Phone: 212/807-5001 Fax: 212/989-2078 (C) Disclosure, Inc. 5161 River Road Bethesda, Maryland 20816 Attn: Document Acquisitions/Municipal Securities Phone: 301/951-1450 (City -related questions) 800/638-8241 (for purchase of documents) Fax: 301/718-2329 E-3 (D) Moody's NRMSIR Public Finance Information Center 99 Church Street New York, New York 10007 Phone: 212/553-0300 Fax : 212/553-1460 (E) Kenny Information Systems, Inc. 65 Broadway, 16th Floor New York, New York 10006 Phone: 212/770-4595 Fax: 212/797-7994 (F) Donnelley Financial Municipal Securities Disclosure Archive 559 Main Street Hudson, Massachusetts 01749 Phone: 800/580-3670 Fax: 508/562-1969 (G) Any NRMSIRs that are established subsequently and approved by the SEC. (II) A list of the names and addresses of all designated NRMSIRs as of any date may currently be obtained by calling the SEC's Fax on Demand Service at 202/942-8088 and requesting document number 0206. SECTION 5. NO EVENT OF DEFAULT. Notwithstanding any other provision in the Resolution to the contrary, failure of the City to comply with the provisions of this Disclosure Certificate shall not be considered an event of default under the Resolution; provided, however, any Series 1998 Bondholder may take such actions as may be necessary and appropriate, including pursuing an action for mandamus or specific performance, as applicable, by court order, to cause the City to comply with its obligations hereunder. For purposes of this Disclosure Certificate, "Series 1998 Bondholder" shall mean any person who (A) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Series 1998 Bonds (including persons holding Series 1998 Bonds through nominees, depositories or other intermediaries), or (B) is treated as the owner of any Series 1998 Bond for federal income tax purposes. It is the City's intent that specific performance be the sole remedy for an event of default under this Disclosure Certificate. SECTION 6. INCORPORATION BY REFERENCE Any or all of the information required herein to be disclosed may be incorporated by reference from other documents, including official statements or debt issues of the City of related public entities, which have been submitted to each of the NRMSIRs and the SID, if any, or the SEC. If the document incorporated by reference E-4 CRY OF OCOEE, FLORIDA COMBINING STATEMENT OF CASH RAINS ALL ENTERPRISE RINDS FOR THE YEAR ENDED SEPTEMBER 30. 1997 -64- Recoccii Operating IncConhe (Lots) To No Cash PrwideU By Operating Amvties: Operadrlg thcrmne (fie) Adjustments Not Affecting Cash: Depreciation Amortization Provision For Uncollectible Accounts Charge In Assets And L.iabli ies: (Increase) Decrease In Accounts Receivable Increase (Decrease) In Accounts Payable Increase (Decrease)In Accrued Expenses Increase (Decrease) In Retainage Payable Increase (Decrease) In Deferred Revenue Increase (Decrease) In Customer Deposits Total A*mtmerts Net Cash PmxW By Opemung Actwttes Noncash Investing, Capital And Financa g Activtius: Contributed Property, Plant, And Equip ant Write Off Capital Contributions Billed in Prior Year Increase (Decrease) in the Fair Value of Investments 4i5- Total Weser and Epp- Wastewater Solid Waste Funds $ 99.319 $ 121868 $ 221,177 1,306,870 201,955 1,508,825 Total - Water and 5,500 Enterprise 9,500 Wastewater Sold Wave Funds Cash Flaws From Operating Activities: 865) (13,9 182,667 27,064 Receipts From Customers $ 4,011,160 $ 1,227,336 $ 5,238,496 Payments To Suppliers (949,141) (624,542) (1,473,683) Payments To Employees 114877131 (401.7621 (18894751 Net Cash Pmvided By Operating AUN9M 1,574,306 301,032 1.875.338 Cash Flows From Noncap'val Financing Activities: Net Operating Transfers In (Out) (602,692) (125,967) (728,559) Receipts From Granas - 24,267 24,267 Increase (Decrease) Due To Other Funds (1,515 20.610 19.095 Net Cash Used In Noncappy Financing AcMides (604 107) (81.1)9ltt (685.1971 Cash Flows From Capital And Related Fnanang Am ItIoX Proceeds From Sale of Property and Equipment 87,630 - 07.E Purchase Of Property, Plana And Equipment (190,630) (143,290) (333,920) Additions to Construction in Progress (1,298,658) - (1,296,658) Principal Paid On Bonds and Leases (212,532) (88,013) (=545) Interest Paid On Bonds and Leases (567,681) (10,633) (578,314) Proceeds from Bonds and Capital Leases 10,019,878 119,299 10,139,177 Capital Contributions 114,180 - 114,180 Cash Received On Assessments Receivable 60,518 - 60,516 Bond Issue Costs Paid (304.98T - (304.9871 Net Cash Provided By (Used In) Capital And Reed Firw"V Actllllee 7,709,718 12263 7.587.081 Cash Flows From Investing ActivOes: 487,200 50,000 537,200 Sale Of Investments Purchase Of Investments (7,705,920) - (7,705,920) Investment Income 614,387 9.477 523,864 Net Cali Provided By (Used tin) In Investing Acuvties (6,704, 59.477 (6 tWI 8561 Net increase (Decease) In Cash And Cash EqutMWU 1,975,584 156,782 2,132,366 Cash And Cash EcIt"alerts At Begvrwg Of Year 2,269, 72.011 2,341.37 Cash And Cash Equivalents At End Of Year 4,244,947 $ 228.793 $ 4,473,740 ClassTied As: Current Assets $ 611,955 $ 132,850 $ 744,805 Restricted Assets 3.632.992 95.943 3,728,935 Tcty 4,244,947 $ 228.793 $ 4,473,740 -64- Recoccii Operating IncConhe (Lots) To No Cash PrwideU By Operating Amvties: Operadrlg thcrmne (fie) Adjustments Not Affecting Cash: Depreciation Amortization Provision For Uncollectible Accounts Charge In Assets And L.iabli ies: (Increase) Decrease In Accounts Receivable Increase (Decrease) In Accounts Payable Increase (Decrease)In Accrued Expenses Increase (Decrease) In Retainage Payable Increase (Decrease) In Deferred Revenue Increase (Decrease) In Customer Deposits Total A*mtmerts Net Cash PmxW By Opemung Actwttes Noncash Investing, Capital And Financa g Activtius: Contributed Property, Plant, And Equip ant Write Off Capital Contributions Billed in Prior Year Increase (Decrease) in the Fair Value of Investments 4i5- Total Weser and Epp- Wastewater Solid Waste Funds $ 99.319 $ 121868 $ 221,177 1,306,870 201,955 1,508,825 22,562 - 22,562 5,500 4,000 9,500 (19,657) 59) ) 1 96,532 865) (13,9 182,667 27,064 3,043 30,107 (64,062) - (64,x) (6,724) - (6,724) 6.902 - 6.902 1.474.987 179,174 1,654,161 1574306 $ 301,032 1875338 $ 684,610 $ - $ 684,610 (268,762) - (268,782) 342.621 (3811 342.240 $ 758.449 361) $ 750.068 TRUST AND AGENCY FUNDS Expendable and Pension Trust Funds are used to account for assets held by the City in a fiduciary capacity for individuals, governmental entities and others. Such trust funds are operated by carrying out specific terms of trust indentures, statutes, ordinances, grant requirements, or other governing regulations. The Agency Funds are used to account for assets held by the City as agent for City employees. 1711W, M-1 Pension Trust Funds General Employees Police and Firefighters Agency Funds Deferred Compensation Plan - Accounts for the accumulation of resources to be used for retirement annuity payments at appropriate amounts and times in the future for employees of the City, except police officers and firefighters. Accounts for the accumulation of resources to be used for retirement annuities of all police officers and firefighters. The State contributes funds based upon the number of police officers and firefighters and the City and employees contribute the balance as determined by an actuarial study. Accounts for the accumulation of resources to be used for retirement payments at appropriate amounts and times in the future for employees of the City In accordance with the provisions of Internal Revenue Code Section 457. This page intentionally left blank. Ocoee o a rf�F4 OF 0000 Assets Cash And Cash Equivalents Investments Receivables - Net Due From Other Funds Total Assets Liabiffies And Fund Balance Liabilities Due To Other Funds Deferred Compensation Payable Total Liabilities Fund Balances Reserved For Employees' Pension Benefits Total Fund Balances Total Liabilities And Fund Balances CITY OF OCOEE, FLORIDA COMBINING BALANCE SHEET TRUST AND AGENCY FUNDS SEPTEMBER 30, 1997 Trust Funds Aaenw Fund Pension - Deferred Trust Compensation Funds Plan Totals $ 21,486 $ --- $ 21,486 7,661,477 1,092,244 8,753,721 100,189 --- 100,189 122 122 $ 7,783.274 $ 1.092,244 $ 8.875,518 $ 122 $ --- $ 122 1,092,244 1,092,244 122 1,092,244 1,092,366 7 783.152 7,783.15 7,783.15 - 7.783.152 $ 7,783.274 $ 1,092.244 $ 8.875,518 -66- CITY OF OCOEE, FLORIDA COMBINING STATEMENT OF PENSION FUND NET ASSETS SEPTEMBER 30, 1997 Assets Cash and Short -Term Investments Receivables - Employer Contribution Employee Contribution Due From Other Funds 1 •, - Gam.--_•'- - •�_- Investments. at Fair Value Commingled Bank Bond Fund Commingled Bank Stock Fund Total Investments Total Assets Liabilities Due To Other Funds Net Assets Held in Trust for Pension Benefits (A schedule of funding progress for each Plan is presented on page 33) Pension Trust Funds General Police And Employees Fvefiahters Totals $ 8.93 $ 12.55 $ 21,48 31,799 43,345 75,144 13,997 11,048 25,045 122 122 45,7 54,515 100.311 1,554,204 1,844,379 3,398,583 1,951,144 2,311.7 4,262,894 3,505,348 4,156,129 7,661,477 3,560,074 4,223,200 7,783,274 122 122 $ 3.559.952 4,223.2 $ 7.783.152 -67- CITY OF OCOEE, FLORIDA COMBINING STATEMENT OF CHANGES IN PENSION FUND NET ASSETS FOR THE YEAR ENDED SEPTEMBER 30, 1997 Additions Contributions Employer State Plan Members Total Contributions kwesuTwd kKx me Not Appreciation in Fair Value Investments Interest Less Investment Expense Net Invest n X1t Income Total Additions Deductions Benefits Administrative Expenses Total Deductions Net Increase Net Assets Held In Tnust for Pension Benefits Begiryurng Of Year - As Previously Reported Prior Period Adjustment As Restated Pension Trust Funds General Police And Employees Firefiaftters Totals $ 381,590 $ 520,140 $ 901,730 — 85,820 85,820 181.606 138.422 320.028 563.196 744.382 1.307.578 573,683 697,368 1,271,051 40.157 15.699 55.856 613,840 713,067 1,326,907 (20.7251 (24.7101 (45.4351 593.115 688.357 1.281.472 1156.311 1.432.739 2.589.050 50,544 72,293 122,837 17.458 15.558 33.016 68.002 87.851 155.853 1,088,309 1,344,888 2,433,197 2,027,266 2,350,264 4,377,530 444.377 528.048 972.425 2.471.643 2.878.312 5.349.955 End Of Year $ 3,559,952 $4,223,200 $ 7,783.152 al -i CITY OF OCOEE, FLORIDA STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND FOR THE YEAR ENDED SEPTEMBER 30.1997 Balance Balance October 1, September 30, 1996 Additions Deductions 1997 Deferred Compensation Assets: Investments 801,305 $ 307.339 $ 16.400 $ 1.092.244 � LlaWlities: Deferred Compensation Payable $ 801,305 $ 307.339 $ 16.400 $ 1.092,244 ACCOUNT GROUPS General Fixed Assets Account Group - To account for all fixed assets of the City, other than those accounted for in the Enterprise Funds. CRY OF OCOEE, FLORIDA SCHEDULE OF GENEML FIXED ASSE75 -13Y FUNCTION AND ACTIVITY FOR THE YEAR ENDED SEPTEMBER 30, 1997 Total3$ ,277,4665s ,294,774 159378116$ 25.370 $11.791,391 General Public Physical Deletions Culture And General Government $ 3,004,776 $ (33CY ncvt Safety Environment Redoab°r1 Public Safety Total Lane $ 153,792 $ 188,621 $ 613,099 $ 357,371 $ 1,312,883 Buildings 1,972,541 1,214,108 262 286,188 3,473,099 Improvements 253,072 62,909 59,058 599,718 974,757 Equipment 881,145 2,938,295 905,234 282,341 5,009,015 Conslruction In Progress 16916 890,841 14.128 99.752 1,021,637 Total3$ ,277,4665s ,294,774 159378116$ 25.370 $11.791,391 Total9$ ,904,184 $2,156502$ 69.295 $11,791MI -70- Balance 1001-96 Additions Deletions Balance 0930-97 General Government $ 3,004,776 $ 274,555 $ 18,781 $ 3,260,560 Public Safety 4,047,469 496,623 140,159 4,403,933 Physical Environment 1,479,425 205,883 105,655 1,579,653 Culture & Recreation 1,340,161 185,457 — 1,625,618 Construction in Progress 32.353 993.984 4.700 1,021,637 Total9$ ,904,184 $2,156502$ 69.295 $11,791MI -70- SUPPLEMENTARY INFORMATION Supplementary information is presented to provide greater detailed infor- mation deemed useful for clarity. it is not necessary for presentation in conformity with generally accepting accounting principles. 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Ocoee 0 o - v � o 4 a° �i fq OF G 000 �` CITY OF OCOEE, FLORIDA SCHEDULE OF REVENUES AND EXPENSES - BUDGET AND ACTUAL WATER AND WASTEWATER O & M DEPARTMENT FOR THE YEAR ENDED SEPTEMBER 30, 1997 CRY OF OCOEE, FLORIDA SCHEDULE OF REVENUES AND EXPENSES - BUDGET AND ACTUAL SOLID WASTE FUND FOR THE YEAR ENDED SEPTEMBER 30, 1997 (1) This schedule only reflects receipts and disbursements from operating accounts and not capital improvement funds. -71- -72- Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) Operating Revenues Operating Revenues User Charges $3,903.30 $4,030,639 $ 127.339 User Charges $ 1.215.000 $ 1,243.29 $ 28.295 Nonoperating Revenues Nonoperating Revenues Interest Revenues 118,000 170,024 52,024 Interest Revenues 4,000 9,096 5,096 Miscellaneous 879,100 --- (879,100) Operating Transfers in 5,000 6,807 1,807 Operating Transfers In 5,500 46,369 40,869 Recycling Grant 22.000 29.000 7.000 Retained Earnings Allocation 900.000 (900.0001 i 31.000 44.903 13.903 1 902 600 216.393 (1.666.207) Total Revenues $ 1.248.000 $ 1.288.198 $ 42.198 - Total Revenues $5,805,900 $4,247,032 $ (1.558.8681 Operating Expenses Outing Expenses Personal Services $ 429,320 $ 404,805 $ 24,515 Personal Services $ 1,551,569 $ 1,445,477 $ 106,092 Materials And Supplies 320,027 359,960 (39,933) Materials And Supplies 423,725 381,366 42,359 Other Expenses 159,310 148,978 10,332 Heat, Ught And Power 330,000 340,850 (10,850) Recycling Expenses 22,000 5,739 16,261 Other Expenses 330,041 242,725 87,316 Reserve for Contingency _ 54,903 54.903 Reserve for Contingency 489.431 - 489.431 965.560 919.482 66.078 3.124.766 2.410.418 714,348 Nonoperating Expenses Nonoperating Expenses Operating Transfers Out 157,750 169,957 (12,207) Operating Transfers Out 1,612,600 1,568,433 44,167 Capital Outlay 30,580 30,566 14 Loss On Sale Of Fixed Assets --- 68,724 (68,724) Capital Lease Payments 72.110 72.108 2 Capital Outlay Interest Expense 1,064,534 4.000 565,630 9.071 498,904 (5071) 260.440 272.631 (12.1911 2.681.134 2.211.858 469.276 Total Expenses 1,246,000 1 192 113 $ 53.887 Total Expenses $ 5.805,900 $ 4,622.276 $ 1,183.624 (1) This schedule only reflects receipts and disbursements from operating accounts and not capital improvement funds. -71- -72- STATISTICAL SECTION The statistical schedules differ from other financial statement presenta- tions because they generally disclose more than one fiscal year and may present non -accounting data, such as social and economic data and financial trends of the City. STATISTICAL SECTION LIST OF SCHEDULES General Governmental Expenditures and Other Financing Uses General Governmental Revenues and Other Financing Sources Tax Revenues by Source Property Tax Levies and Collections Assessed and Estimated Value of Taxable Property Net of Exemptions Property Tax Rates and Tax Levies Direct and Overlapping Governments Special Assessment Collections Ratio of Net General Obligation Bonded Debt to Assessed Value and Net Bonded Debt per Capita Legal Debt Margin Computation of Direct and Overlapping General Obligation Debt Ratio of Annual Debt Service Expenditirres for General Obligation Bonded Debt to Total General Governmental Expenditures and Other Uses Revenue Bond Coverage Demographic Statistics Property Value, Construction and Bank Deposits Schedule of Ten Largest Taxpayers Miscellaneous Statistical Data Schedule of Insurance in Force CRY OF OCOEE, FLORIDA GENERAL GOVERNMENTAL BXPENDr AND OTHER FINANCING USES LAST TEN FISCAL YEARS Find Total General Public Physf Culture And Debt Transfers To Year Ebmendsuras % % Safety % amtroranert % Recreation % Service % Other Funds % 1988 $ 3,838,373 100.0 $1,113,825 29.0 $2,016,496 62.5 $ 262,939 6.9 $ 166,532 4.3 - - $ 278,581 7.3 1989 3,748,802 100.0 953,004 25.4 1,953,951 52.2 271,390 72 175,643 4.7 - - 396,814 10.5 1990 5,060,097 100.0 1,478,026 29.2 2,600,066 51.4 565,066 11.2 202,206 4.0 - - 214,733 4.2 1991 6,295,025 100.0 1,877,608 29.8 2,823,667 44.9 744,722 11,8 167,749 2.7 - - 681,279 10.8 1992 6,335,748 100.0 1,623,768 24.1 2,968,180 46.8 706,974 11.1 152,762 2.4 41,626 .7 942,438 14.9 1993 6,671,716 100.0 1,599,429 24.0 3,404,218 51.0 899,542 i 13.5 179,232 27 79,723 1.2 509,572 7.6 1994 8,629,065 100.0 1,705,399 19.7 4,253,374 49.3 1,103,372 12.8 325,331 3.8 156,509 1.8 1,085,080 126 1995 8,808,659 100.0 1,912088 21.7 4,373,302 49.7 1,125,206 128 319,341 3.6 159,526 1.8 919,196 10,4 1996 9,362,905 _ 100.0 1,907,097 20.3 4,689,003 60.1 1,151,049 123 417,495 4.5 133,416 1.4 1,064,845 11.4 1997 11,217,057 100.0 2,432,702 21.7 5,826,668 51.9 1,162,242 10.4 466,593 4.2 339,375 3.0 989,477 8.8 w This schedule Includes expenditures of the General Fund only. M Beginning 1992, debt service on capital leases was reported as an expenditure of the General Fund Prior to 1992, these debt service amounts were transtened to the Debt Service Fund and feported as an expenditure in the Debt Service Fund. -73- -74- CRY OF OCOEE, FLORIDA GENERAL GOVERNMENTAL REVENUES AND OTHER FINANCING SOURCES LAST TEN FISCAL YEARS I4 This schedule Includes revenues of the General Fund only. mI Other financing sources for 1995 Includes a residual equity transfer of $53,640. Erns And InvestrnalR % Licenses % Inter- 1.7 Charges Fiscal Total » 1.6 105,894 2.7 And 1.3 GovenunenW 21 For Year Revenues % Tares % Permits % Revenues _6% s 1988 $ 3,200,750 100.0 $1,362,805 42.6 $ 137,009 4.3 $ 1,300,030 40.6 $ 54,479 1989 3,957,983 100.0 1,508,606 38.1 227,241 5.7 1,685,641 42.6 65,087 1990 5,027,968 100.0 1,967,285 39.1 591,160 11.8 1,890,285 37.6 65,231 1991 5,845,228 100.0 2,328,029 39.8 587,064 10.0 1,844,812 31.7 94690 1992 6,981,337 100.0 2,631,241 37.7 488,522 7.0 1,967,790 28.2 76,923 1993 7,161,664 100.0 3,018,139 421 612,036 8.5 2,216,879 31.0 83404 1994 8,416,346 100.0 3,466,712 41.2 683,191 7.9 2,316.066 27.5 95,109 1995 8,992,823 100.0 3,819,210 425 634,263 7.0 2,684,446 29.9 138,481 1996 10,263,930 100.0 4,269,994 41.6 850,427 8.3 3,088,521 30.1 186,163 1997 11,744,062 100.0 4,966,592 42.3 879,650 7.5 3,368,182 28.7 208,119 I4 This schedule Includes revenues of the General Fund only. mI Other financing sources for 1995 Includes a residual equity transfer of $53,640. -75- -76 Erns And InvestrnalR % For(e8rues % Income 1.7 $ 103,316 3.2 $ 24,428 1.6 105,894 2.7 6,920 1.3 105,927 21 17,097 1.6 81,615 1.4 7,825 1.1 97,184 1.4 11,045 1.2 83,583 1.2 28,338 1.1 102,024 1.2 29,651 1.5 93,007 1.0 9,329 1.8 101,895 1.0 89,666 1.8 75,483 .6 146,357 -75- -76 Misc. Other FYwrdng % Rwmue _ % Sauces % .8 $63,518 1.7 $ 165,165 5.1 .2 104,779 27 253,815 6.4 .3 98,723 20 291,260 5.8 .1 18,395 .3 882,798 15.1 .2 165,148 2.3 1,543,464 22.1 .4 64,096 .9 1,055,188 14.7 .4 84,520 1.0 1,660,183 19.7 .1 79,007 .9 1,535,080 17.1 .9 108,379 1.0 1,668,885 15.3 1.2 163,504 1.4 1,936,175 16.5 CITY OF OCOFE, FLORIDA TAX REVENUES BY SOURCE LAST TEN FISCAL YEARS CITY OF OCOEE, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS REAL AND BUSINESS TANGIBLE PERSONAL PROPERTY LAST TEN FISCAL YEARS -77- -78- Pementa9a Fiscal Property Frandilse Utility Total Total Total Of Taal Col. Year Taxes Tates Taxes Tates Fiscal Talc Tac leaiors To Year Low Collections DefeguerR Tax Law 1988 $ 471,349 $ 335,969 $ 555,487 $1,362,805 1988 $ 490,488 $ 471,349 $ 51228 96.10 1989 567,410 353,007 588,189 1,508,606 1989 588,036 567,410 3,279 96.49 1990 844,080 433,529 689,676 1,967,285 1990 847,080 844,080 3,000 99.65 1991 1,061,160 498,617 768,252 2,328,029 1991 1,064,847 1,061,160 3,687 99.65 1992 1,295,309 571,072 764,860 2,631,241 1992 1,338,563 1,295,309 4,745 96.77 1993 1,455,968 666,811 895,360 3,016,139 1993 1,503,231 1,455,968 4,941 98.86 1994 1,647,742 777,783 1,041,187 3,466,712 1994 1,697,751 1,647,742 1,753 97.05 1995 1,803,405 856,678 1,159,127 3,819,210 7999 1,e77,240 1,60.3,405 - 96.07 1996 1,953,410 969,107 1,347,477 4,269,994 i 1996 2,022,628 .1,953,410 - 96.50 1997 2,243,488 1,145,834 1,577,270 4,966,692 1997 2,329,421 2,243,488 1,388 96.31 -77- -78- Fiscal Year 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 CRY OF OCOEE, FLORIDA ASSESSED AND ESTIMATED VALUE OF TAXABLE PROPERTY NET OF EXEMPTIONS LAST TEN FISCAL YEARS Real PromdY 38,727,447 _ Ferimaal Age Value Actual Value $126,876,147 $126,876,147 180,610,206 180,610,206 198,284,327 198,284,327 249,015,145 249,015,145 305,993,279 305,993,279 343180,649 343,180,649 369,507,198 389,507,198 430,582,556 4304682,556 463,889,629 463,889,629 541,006,278 641,006,278 -79- ... Personal Pro0erty 38,727,447 Assrssed Esdr=od Value Actual Value $ 12,708,713 $ 22,437,700 16,583,819 30,300,000 20,307,367 36,922,000 24,635,177 38,185,000 28,647,558 44,762,000 32,627,218 32,627,218 34,930,466 34,930,466 38,727,447 38,727,447 41,767,259 41,767,269 41,348,867 41,348,867 4X4 Totals Assessed Value Estlaialed Actual Value $ 139,584,860 $ 149,313,847 197,194,025 210,910,206 218,591,694 235,206,327 273,650,322 287,200,145 334,640,837 360,765,279 375,807,867 375,807,887 424,437,664 424,437,664 469,310,003 469,310,003 505,655,888 5056656,588 582,355,145 582,355,145 4X4 CITY OF OCOEE, FLORIDA PROPERTY TAX RATES AND TAX LEVIES DREG AND OVERLAPPING G0VERNMENTS LAST TEN FISCAL YEARS Village Rates ($7 per $1,000 of taxable value) Fiscal City Of Orange School Year Ocoee CourTW Board Total 1988 2B0 4.5144 7.347 14.6614 1989 4.00 5.2899 8.414 17.7029 1990 4.00 5.2889 8.271 17.5599 1991 4.00 5.2889 9.149 18.4379 1992 4.00 5.2889 9.003 18.2919 1993 4.00 5.2889 8.930 18.2189 1994 4.00 5.2889 8.930 18.2189 1995 4.00 5.2889 9.324 18,6129 1996 4.00 5.2889 9.375 186639 1997 4.00 5.2889 9.077 18.3659 Ta)( hies Fiscal City Of Orange School Year Ocoee County Board Total (a) 1988 490,488 106,584,419 180,932,152 288,007,059 1989 588,036 124,196,244 215,618,692 340,402,972 1990 B47,OB0 135,534,312 242,412,856 378,794,248 1991 1,064,847 155,011,166 287,746,102 443,822,115 1992 1,338,563 166,541,712 290,845,109 458,725,384 1993 1,503,231 170,859,789 280,973,951 453,336.971 1994 1,697,751 174,905,763 294,730,923 471,334,437 1995 1,877,240 185,923,621 317,282,778 505,083,639 1996 2,022,628 186,439,938 330,479,770 518,942,336 1997 2,329,421 196,778,976 341,439,747 640,548,144 (a) Tax Rates and Levies of a fraction of one mill assessed in various years by other units against dis- tricts covering less than the mire City or County were omitted here. 481-. CRY OF OCOEE, FLORIDA SPECIAL ASSESSMENT COLLECTIONS LAST TEN FISCAL YEARS The City of Ocoee, Florida did not have any material special assessment collections in the last ten fiscal years. -82- CITY OF OCOEE, FLORIDA RATIO OF NET. GENERAL OBDGATION BONDED DEBT To ASSESSED VAW E AND NET BONDED DEBT PER CAPITA LAST TEN FISCAL YEARS Note: The City or Ocoee does not have any general obligation debt which Is being repaid through general property taxes. CITY OF OCOEE, FLORIDA LEGAL DEBT MARGIN SEPTEMBER 30,1997 Assessed Value $ 582.355.145 Debt Limit: 50% of Assessed Value $ 291,177,573 Amount of Debt Applicable to Debt Umit: Total Bonded Debt 8165.000 Legal Debt Margin $ 21.012.573 Article VII Section 39 of the City Charter states that the City shall have the power to Issue general obligation bonds in an aggregate principal amount of bonds outstanding at any time not in excess of fifty percent (50%) of the assessed value of the taxable property within the Clty as shown on the pertinent tax records at the time of the authorization of the general obligation bonds for which the full faith credit of the City is pledged. -84- Debt Ratio Of Gross Service Net Net Bonded Net Bonded 1=" Assessed Bonded Fads Bonded Deli To Debt Per Year Po uP i Value Debt Avall_able Debt Assessed Value Capita 1988 11,765 $139,584,860 $ — $ — $ — $ — $ 1989 11,822 197,194,025 — — — — — 1990 13,&52 218,591,694 — — — — — 1991 14,926 273,660,322 — — — — — 1992 15,107 334,640,837 — — — — — 1993 16,418 375,807,867 — — — — — 1994 17,489 424,437,664 — — — — — 1995 18,578 469,310,003 — — — — 1996 19,261 505,656,888 — — — — — 1997 20,560 582,355,145 — — — — — Note: The City or Ocoee does not have any general obligation debt which Is being repaid through general property taxes. CITY OF OCOEE, FLORIDA LEGAL DEBT MARGIN SEPTEMBER 30,1997 Assessed Value $ 582.355.145 Debt Limit: 50% of Assessed Value $ 291,177,573 Amount of Debt Applicable to Debt Umit: Total Bonded Debt 8165.000 Legal Debt Margin $ 21.012.573 Article VII Section 39 of the City Charter states that the City shall have the power to Issue general obligation bonds in an aggregate principal amount of bonds outstanding at any time not in excess of fifty percent (50%) of the assessed value of the taxable property within the Clty as shown on the pertinent tax records at the time of the authorization of the general obligation bonds for which the full faith credit of the City is pledged. -84- CRY OF OCOEE, FLORIDA COMPUTATION OF DIRECT AND OVERLAPPING GENERAL OBLIGATION DIET SFprF7ABER 30, 1997 G, emmcrd unit Library District Refunding Bonds - Series 1993 Total Overlapping Debt Total Direct Debt (2) Total Direct and Overlapping Debt Applicable To Bonds Cly Of Ocoee Outstanding Pemern f1) Anrount $ 9,205,000 1.43% 131632 131,632 $ 131,632 (1) Ratio of assessed valuation of taxable property In overlapping unit to that within the City of 0000e- 12) The City of Ocoee does not currently have any general obligation debt which is being repaid through general property taxes. -85- CITY OF OCOEE, FLORIDA RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL OBLIGATION BONDED DEBT TO TOTAL GENERAL GOVERNMENTAL EXPENDITURES AND OTHER USES LAST TEN FISCAL YEARS (1) Includes expenditures of the General Fund only. -86- Ratio Of Total Debt Service General To Total Fiscal Total Debt Expenditures General Year Principal Interest Service (1) Expenditures 1988 $ 3,706 $ 141,164 $ 144,870 $3,838,373 3.8% 1989 74,505 148,954 223,459 3,748,802 6.0% 1990 213,655 176,530 390,185 5,060,097 7.7% 1991 105,000 589,760 694,760 6,295,025 11.0% 1992 185,000 683,333 868,333 6,335,748 13.7% 1993 195,000 672,432 867,432 6,671,716 13.0% 1994 210,000 660,568 870,568 8,629,065 10.1% i 1995 225,000 647,503 872,503 8,808,659 9.9% 1996 240,000 633,198 873,198 9,362,905 9.3% 1997 255,000 618,098 873,088 11,217,057 7.8% (1) Includes expenditures of the General Fund only. -86- CrrY OF OCOEE, FLORIDA REVENUE BOND COVERAGE CITY OF OCOEE, FLORIDA LAST TEN FISCAL YEARS DEMOGRAPHIC STATISTICS WATER AND WASTEWATER REVENUE BONDS Population Cb of Ocoee Orange County Water Fund Year Pooulatgn % Unease Pooulatlat % Increase Not Ra/arntue 1988 11,765 1.8 623,425 3.4 Fiscal Gross Operating Avaeable For Debt Service Reouuements year, Revenue(21 Elmenses(31 Debt Service Pdrd al Interest Total Cweraoa 1989 11,822 .5 653,982 4.9 1988- 1989(1) N/A N/A WA WA N/A N/A N/A 1990 13,852 17.17 665,312 1.7 1990 $ 1,019,746 $ 629,387 $ 390,359 $ - $ 98,090 $ 98,090 3.98 1991 14,926 7.75 677,491 1.8 1991 $ 1,244,492 $ 737,261 $ 607,231 $ - $ 129,720 $ 129,720 3.91 1992 $ 1,467,315 $ 830,328 $ 636,987 $ - $ 141,567 $ 141,567 4.60 1 1992 15,107 1.21 . 698,847 3.2 1993 $ 1,484,293 $ 972,925 $ 511,368 $ - $ 117,850 $ 117,850 4.34 1993 16,418 8.68 727,780 4.1 1994 $ 1,558,606 $ 981,904 $ 576,702 $ 46,800 $ 108,839 $ 155,639 3.71 1995 $ 2,085,987 $ 1,035,963 $ 1,050,024 $ 48,000 $ 107,341 $ 155,341 6.76 1994 17,489 6,62 740,187 1.7 1995 18,578 623 758,962 2,5 Wastewater Fund 1 1996 19,261 3.67 777,658 24 Net Revenua Fiscal Crow Operating Available For Deli Service Reauvernents 1997 20,560 6.74 803,614 3,3 year Revenue(2) Emerrsrs(3) Debt Service Pdrcf aI Interest Tata) Covera la Population Proiecfipre 1988 $ 789,607 $ 334,548 $ 455,059 $ - $308,951 $ 308,951 1.47 1989 $ 1,166,111 $ 435,039 $ 721,072 $ - $491,411 $ 491,411 1.47orange tate Of 1990 $ 1,346,151 $ 519,561 $ 826,590 $ - $374,692 $ 374,692 2.38 �,� County 1991 $ 1,494,661 $ 579,698 $ 914,963 $ - $586,560 $ 586,560 1.56 1992 $ 1,696,995 $ 637,603 $ 1,002,392 $ - $640,129 $ 640,129 1.57 1 1997 803,614 14,411,563 1993 $ 1,920,150 $ 664,527 $ 1,255,623 $ - $443,865 $ 443,865 2.83 1994 $ 1,706,450 $ 887,455 $ 818,995 $148,200 $344,655 $ 492,855 1.66 20W 846,697 15,428,873 1995 $ 1,945,095 $ 878,102 $ 1,066,993 $152000 $339,913 $ 491,913 2.17 Population Distrdwriar W Ape Water and Wastewater Fund (4) Net Revenue Orange Slate Of Fad Gross Openierg Available For Debt Service Requyements year County Florida year Revenue(2) E+meoses(3) Debt Service Principal Imerest Total Coveraoe 0.14 21.1% 19,3% 1998 $ 4,301,827 $ 2,134,380 $ 2,167,447 $205,000 $440,054 $ 645,054 3.36 15-24 14.8 11.9 1997 4,827,018 2,601,888 2,225,130 335,000 825,907 1,160,907 1.92 2544 34.4 29.0 45-64 18.9 21.3 (1) The City of Ocoee did not have any Revenue Bond Debt in this fund during these years. (2) Total revenues (including re interest and gain on sale of property, plant and equipment). 65 and over 10.8 18.5 (3) Excludes depreciation, amortization and Interest expense. (4) The City of Ocoee combined the Water and Wastewater Funds imp one fund during the fiscal year ended Source: UnNersfty of Florida, Bureau of Economic and Business Research September 30, 1996. East Central Florida Planning Council, Council Quarterly, Second Quarter, 1996 -87- -88- CITY OF OCOEE, FLORIDA PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS LAST TEN YEARS (a) Source: City of Oooee Building Department. (b) Source: Florida Bankers Association. Amunts for 1978.1986 are as of December 31; thereafter amount is as of September 30. Bank deposits are for entire Orange County. (c) Source: Federal Home Loan Bank Board Research Department. Amounts for 1978-1983, 1986 and 1987 are as of June 30. 1984 and 1985 amounts are as of December 31. Source for 1990 is Florida Bankers Association. Amount Is as of September 30. SaNngs and Loan deposits are for entire Orange County. Bank Deposits Resderelal Corsnuc9m (a �90- - Coeanercial (a) Additions/ (a) 0n thousands) Year Number Ori FamW of Units Mum Family Value Constn'n'tiori Value Afte1^ation's Value Total Value (a) Banks (b) 8s Ard Loans (c) 1988 143 14 $ 9,291,000 $ 2,339,000 $ 1;107,876 $ 12,737,876 4,530,190 2,501,530 1989 239 6 14,656,699 8,183,652 1,012,399 23,852,760 4,888,783 3,050,283 1990 297 265 30,966,225 8,585,195 780,078 40,321,498 5,524,771 1,803,816 1991 314 10 26,463,025 36,322,749 1,618,759 64,394,533 6,648,164 1,568,318 1992 438 0 36,622,069 1,040,010 546,550 38,208,629 5,614,174 - 2,936,546 1993 411 0 36,188,257 5,667,958 1,908,581 43,764,796 5,743,997 1,133,135 1994 402 0 35,211,374 3,569,955 1,432,460 40,213,789 5,874,598 1,078,501 1995 331 0 28,836,038 21,823,750 701,252 51,361,038 6,147,414 828,351 1996 366 0 33,950,817 63,337,471 23327,526 99,615,814 6,937,918 859,921 1997 497 0 44,476,342 4,818,000 155,575 49,448,917 7,128,190 793,849 (a) Source: City of Oooee Building Department. (b) Source: Florida Bankers Association. Amunts for 1978.1986 are as of December 31; thereafter amount is as of September 30. Bank deposits are for entire Orange County. (c) Source: Federal Home Loan Bank Board Research Department. Amounts for 1978-1983, 1986 and 1987 are as of June 30. 1984 and 1985 amounts are as of December 31. Source for 1990 is Florida Bankers Association. Amount Is as of September 30. SaNngs and Loan deposits are for entire Orange County. �90- ,�n CITY OF OCOEE, FLORIDA SCHEDULE OF TEN LARGEST TAXPAYERS SEPTEMBER A 1997 Note: I'l The taxi levy for the fiscal year ended September 30, 1997 is based on the 1996 taxable value, 91- This page intentionally left blank. Ocoee O � o a, o. — o Cf � \fie ff4 of G 0 \, Taxable Assessed Valuation As of Taxmaver Type of Business 1996 Tax Roll ex Percenta0e 1. GGP/Homart, Inc. West Oaks Mall $ 15,489,250 2.7% 2. Oak Forest Partners, Ltd. Developer 9,600,006 1.6% 3. Manheim Remarketing, LP Developer 9,405,293 1.6% 4. Good Homes Plaza Shopping Center 9,302,171 1.6 % 5.Towne Square Associates Shopping Center 6,685,168 1.1 % 6. West Orange Healthcare District Health Care 6,383,453 1.1 % 7. Westlake Partners, Ltd, Developers 6,151,669 1.0% 8. Lake Olympia Square Partnership Shopping Center 6,306,914 .9% 9. Sysoo Food Services of - Central Fbdda Food Distribution 5,051,762 .9% 10. Teachers Insurance & Annuity Investments 4.375.720 0.8% Total Taxable Assessed Value of 10 Largest Taxpayers 77,651,298 13.3% Total Taxable Assessed Value of Other Taxpayers 604.703.849 86.7% Total Taxable Assessed Value of All Taxpayers $ 682.355,145 100.0 % Note: I'l The taxi levy for the fiscal year ended September 30, 1997 is based on the 1996 taxable value, 91- This page intentionally left blank. Ocoee O � o a, o. — o Cf � \fie ff4 of G 0 \, CRY OF OCOEE, FLORIDA MISCELLANEOUS STATISTICAL DATA SEPTEMBER 30.1997 Date of Incorporation City Charter Adopted Commission Composed of Terms Of Office: Mayor Commissioners City Manager Areas Of City Municipal Employees (Including Part -Time) Elections: Registered Voters Votes Cast In Last Municipal Elections (February 1997) Mlles of Streets, Sidewalks And Bike Paths Streets - Paved Streets - Unpaved Streets - Brick Sidewalks Bike Paths Fire Protection: Stations Employees Police Protection: Stations Employees Vehicular Patrol Units Patrol Cars Other Vehicles Recreation: Community Center Athletic Fields Tennis Courts Racquetball Courts Shueleboard Courts City Playgrounds And Passive Parks Parks and Recreation Developed Areas .nrl May 13, 1925 November e, 1988 1 Mayor, 4 COMMiselOners 2 years 2 years Appointed 16.8 Square Miles 249 8,567 2,321 CITY OF ODOM FLORIDA MISCELLANEOUS STATISTICAL DATA - CONTINUED SEPTEMBER 3% 1997 Water System Mlles Of Water Mains Daly Average Consumptlons (Gallons) Plant Capacity, (Gallons) Service Connections Deep Wells Fire Hydrants Sewer System Mlles of Sanitary Sewers Lel Stations Daily Average Treatment Plant(s) Capacity (MGD) Disposal Plants 1 D3.4 miles 3.2 miles 1.1 Mlles 65.7 miles .5 miles 2 43 1 73 17 11 1 8 7 2 2 8 3 93- -92- 100.47 4,400,000 (OPD) 20,160,000 (GPD) 7,447 7 722 46.84 36 1,100,000 (GPD) 3.0 1 ' CITY OF OODEF- FLORIDA SCHEDULE OF "WRANCE IN FORCE SEPTEMBER 30, 1987 Buildings And Personal Property: Muhl -period, 'all risk' 100% Of Replacement Value Comprehensive General Uability: Combined Single Umff For Bodily & Property Automobile Uabllily: Combined Single Um& Uninsured Motorist Law Enforcement Liability: Combined Single Umft For Bodily & Property Blanket Fidelity Public Official Errors & Omission Insurance Aggregate workers Compensation Stated Values Blanket Building Coverage Blanket Contents Coverage Boiler & Machinery Inland Marine - Computer Inland Marine - Equipment Valuable Papers Radio Equipment $ 2,000,000/occurrence $ 8,000,000/aggregate $ 2,000,000/person S 2.00.000/occurrence $ 20,OD0 $ 2,OOO,ODO/occumence $ 2,D00,000/aggregate $ 50,000 $ 2,500 per Loss Deductible $ 2,DOO,000/$2,000,000 $ 1,ODD,ODO/occurrence $ 1,000,000/aggregate $ 18,143,474 Inc. In Bldg Umh 5,000,000 440,280 681,071 5,000 1,387,564 REPORTS ON INTERNAL CONTROL AND COMPLIANCE MCDIRNIIT, DAMS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. 606 E. Robinson Street, Seats 636 Post Office Box 1185 Orlando, Florida 32802-1186 Telephnne:(407) 843.6406 Fax: (407) 6499639 E.Mail: mdlpr@aol.com INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL STRUCTURE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERPOKENTAUD177NG STANDARDS The Honorable Mayor and City Commissioners City of Ocoee, Florida We have audited the general purpose financial statements of the City of Ocoee, Florida as of and for the year ended September 30, 1997, and have issued our report thereon dated December 5, 1997. We have. conducted our audit in accordance with generally accepted alldhing standards and GovemmentAuditine Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the generalpurpose financial statements are free of material misstatement. The management of the City of Ocoee, Florida is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. In planning and performing our audit of the general purpose financial statements of the City of Ocoee, Florida for the year ended September 30, 1997, we obtained an understanding of the internal control structure. With respect to the Internal control structure, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide an opinion on the internal control structure. Accordingly, we do not express such an opinion. Member: Pmeu Compenin Pnn✓e Senun • Amenun Lv,iW u off:enlfied PUE4e Mmununu. Ftoride Iru,iluualCmSeE Publla Mmununu -95- Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be material weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a reportable condition in which the design or operation of one or more of the internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose financial statements being audited may occur and not be detected within atimely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. However, we noted certain matters involving the internal control structure and Its operation that we have reported to the management of the City of Ocoee in a separate letter dated December 5, 1997. This report is Intended for the information of management, the City Commission, and the Auditor General of the State of Florida. However, this report is a matter of public record and Its distribution is not limited. 1)tMrxLl-,hNA),.iJId VA. ' /�tnkitG,Utr�a6tPo7xtatx� RQ. McDIRMIT, DAVIS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. December 5, 1997 -96- CPA MCDIRMIT, DAMS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. 605 E. Aobineav Street, suite 636 Post Office Box 1185 Orleudo, Florida 328021186 Telephone: (4077) 843.6406 Fax: (407) 649-9339 E -Mail; mdlputsaol.com INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITEVG STANDARDS The Honorable Mayor and City Commissioners City of Ocoee, Florida We have audited the general purpose financial statements of the City of Ocoee, Florida as of and for the year ended September 30, 1997, and have issued our report thereon dated December 5, 1997. We conducted our audit in accordance with generally accepted auditing standards and GovemmentAudfringStandards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts, and grants applicable to the City of Ocoee, Florida is the responsibility of City management. As part of obtaining reasonable assurance about whether the financial statements are tree of material misstatement, we performed tests of City of Ocoee compliance with certain provisions of laws, regulations, contracts, and grants. However, the objective of our audit of the general purpose financial statements was not to provide an opinion on overall compliance with such provisions. Accordingly, we do not express such an opinion. The results of our tests disclosed the following instance of noncompliance that is required to be reported herein under Government Audidne Standards. (1) The City did not take a physical inventory of fixed assets during 1997. Rules of the Auditor General, Chapter 10.400 and Florida Statutes, Chapter 274, require that once each year, and whenever there is a change in custodian, each custodian shall inventory all property in his or her custody. We considered these instances of noncompliance in forming our opinion on whether the City of Ocoee, Florida's 1997 general purpose financial statements are presented fairly, in all material respects, in conformity with generally accepted accounting principles, and this report does not affect our report dated December 5, 1997 on those general purpose financial statements. MemMn: Rbm C .,..ie. I.a. S ... Mo.—IwuwY erC.efld P.b4cAme..... R -d. LUWuu.11ref ed Publlc.bmun,anl. -97- We also noted certain immaterial instances of noncompliance that we have reported to the management of City of Ocoee is a separate letter dated December 5, 1997. This report is intended for the information of management, the City Commission, and the Auditor General of the State of Florida. However, this report Is a matter of public record and its distribution is not limited. �11c�Jt/xld4.d I{rpk[fL, f/tt�d r C'o7xfuarc�,QA. MCDIRMIT, DAVIS, LAUTERIA, PUCKETT, VOGEL & COMPANY, P.A. December 5, 1997 -98- APPENDIX C COPY OF THE RESOLUTION [This page intentionally left blank] avp io qaf sf NOTES TO FINANCIAL STATEMENTS This page intentionally left blank. CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting policies of the City of Ocoee, Florida, conform to generally accepted accounting principles as applicable to governments. The following is a summary of the more significant policies: Reporting ity operates under a commission -manager government whereby the Mayor and Commission are elected by the registered voters of the City of Ocoee. The Commission appoints the City Manager, who in turn performs as the administrator of the everyday operations of the City. The City provides a full range of municipal services as directed by the City Charter, including general government, public safety, public improvements, planning and zoning, water and wastewater service, refuse collection, and related general administrative services. The financial statements of the City of Ocoee, Florida include all those separately administered departments and funds for which the City has financial accountability. Financial accountability is present if the Commission appoints a voting majority of a component unit's governing body and has the ability to impose Its will on that organization or if there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on, the City. Based upon the application of the above mentioned criteria as set forth in Gov- ernment Accounting Standards Board Statement Number 14, The Financial Reporting Enthy, there were no polemist component units or related organizations of the City. Fund Accounting The accounts of the City are organized on the basis of funds or account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self -balancing accounts. The various funds are grouped by type in the financial statements. The following fund types and account groups are used by the City. Governmental Fund Types General Fund To account for all financial resources except those required to be accounted for in another fund. All general tax revenues and other receipts that are not allocated by law or contractual agreement to another fund are accounted for In this fund. The general operating expenditures, fixed charges, and capital improvement costs that are not paid through other funds are paid from the general fund. -13- CITY OF OCOEE. FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Governmental Fund Types - Continued Special Revenue Funds To account for the proceeds of specific revenue sources (other than expendable trust, or major capital projects) requiring separate accounting because of legal, regulatory provisions or administrative action. Debt Service Funds To account for the accumulation of resources for, and the payment of general long-term debt principal and interest. Capita Projects Funds To account for financial resources to be used for the acquisition or con- struction of major capital facilities (other than those financed by proprietary funds). Proprietary Fund Types - Enterprise Funds To account for operations that are financed and operated in a manner similar to private business enterprises, where the Intent of the governing body is that costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges, or where the governing body has decided that periodic determination of net Income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. Fiduciary Fund Types Trust and Agency Funds To account for assets held by the City in a trustee capacity for Individuals, private organizations, other governments, and/or other funds. When these assets are held under the terms of a formal trust agreement, either a pension trust fund, a nonexpendable trust fund, or an expendable trust fund is used.. The terms "nonexpendable" and "expendable" refer. to whether or not the. government is under an obligation to maintain the trust principal. Account Groups General Fixed Assets Account Group other than those accounted for in To account for all feted assets of the City, the enterprise funds. General Long -Term Debt To account for the outstanding principal balances on any general obligation debt of the City. -14- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Basis of Accounting and Measurement Foals Governmental fund types include the general, special revenue, debt service, and capital projects funds. The governmental fund type measurement focus is upon determination of financial flow (financial position, changes in financial position, sources, uses, and balances of financial resources rather than upon net income determination). These funds are maintained on the modified accrual basis of accounting. Under this method of accounting, revenues are recognized when they become measurable and available as net current assets, or when suscepti- ble to accrual; i.e., both measurable and available. "Measurable" means that the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. Revenues which are susceptible to accrual are substan- tially all governmental fund revenues except licenses and permits, charges for services, franchise fees, and utility services taxes. Special assessments are recognized as revenue only to the extent that individual installments are con- sidered current assets. Property taxes are billed and collected within the same fiscal period and are recognized when levied to the extent that they result in cur- rent receivables. Expenditures are recorded when the liability is incurred, except for principal and interest on general long-term debt, which is recognized when due. In applying the "susceptible to accrual' concept to intergovernmental revenues (grants, entitlements and shared revenues), the legal and contractual require- ments of the numerous individual programs are used as guidance. There are essentially two types of these revenues. In one, monies must be expended on the specific purpose or project before any amounts will be earned by the City; therefore, revenues are recognized based upon when the expenditures are made. In the other, monies are essentially unrestricted as to purpose of expenditure and revocable only for failure to comply with prescribed compliance requirements. These resources are reflected as revenues at the time of receipt or earlier If they meet the criterion of availability. The proprietary fund type measurement focus is upon determination of capital maintenance (net income, financial position, and changes in financial position). These funds are maintained on the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City adopted GASB Statement No. 20 and chose not to apply all FASB pronouncements issued after November 30, 1989. Cfry OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30.1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Utility operating revenues (solid waste, water, and wastewater revenues, and related utility taxes) are recognized during the month of consumption. Services consumed, but not billed, are accounted for as unbilled utility revenues. The basis of accounting and measurement focus of the expendable trust fund is the same as governmental fund types and therefore is maintained on the modified accrual basis of accounting. The basis of accounting and measure- ment focus of the nonexpendable trust and pension trust funds is the same as proprietary fund types and therefore is maintained on the accrual basis of accounting. Agency funds are purely custodial (assets equal liabilities) and thus do not involve measurement of results of operations. The modified accrual basis of accounting is followed for recognizing both assets and liabilities. Budgets and Budgetary Accounting The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. Prior to September 30th, the City Manager submits to the City Commission a proposed operating budget for the fiscal year commencing the following October 1st. The operating budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted at the City Hall to obtain taxpayer comments. 3. Prior to October 1st, the budget is legally enacted through passage of a resolution. 4. The City cannot legally exceed the budget; however, the City Manager is authorized to transfer budgeted amounts within departments within any fund. Any revisions that alter the total expenditures of any department must be approved by the City Commission. 5. Formal budgetary integration is employed as a management control device during the year for the General and Enterprise Funds. -15- -16- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED 8. Budgets are legally adopted for the General Fund, the Enterprise Operations and Maintenance Funds and one Special Revenue Fund: the Stormwater Fund. The budgets for the General Fund and the Stormwater Fund are prepared on a budgetary basis, whereby encumbrances are treated as ex- penditures. Unencumbered appropriations are lapsed at year end, except an appropriation for a capital expenditure. An appropriation for a capital expenditure shall continue in force until the purpose for which it was made has been accomplished or abandoned; the purpose of any such appropriation shall be deemed abandoned lt three years pass without any disbursement from or encumbrance of the appropriation. The budgets for the Enterprise Funds are prepared on a modified accrual basis of accounting, which is not the same basis of accounting as that used to account for the actual results of operations. The actual results of operations are accounted for on an accrual basis. The following hems Indicate the primary differences between the budgetary basis and the GAAP basis used to account for the results of operations for the operating accounts: a. Interest Income earned on restricted assets is included in the results of operations. Such amounts are not budgeted in the operating accounts. This portion of Interest income is restricted for a specific purpose (debt, capital projects, renewal and replacement, etc.) and is not normally avail- able for operations. b. Intrafund transfers to the restricted accounts are budgeted and transferred on a budgetary basis, but are eliminated on a GAAP basis. c. Depreciation expense Is not budgeted; however, expenditures for capital outlays are budgeted. These outlays have been capitalized into fixed assets and eliminated from the results of operations on a GAAP basis. d. Principal and interest payments on capital leases are budgeted as expenses. Principal payments are recorded as a reduction of capital lease obligation and eliminated from the results of operations on a GAAP basis. 7. Budgeted amounts presented in the accompanying financial statements have been adjusted for legally authorized revisions of the annual budgets during the year. CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30.1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Encumbrances Encumbrance accounting, under which purchaseorders, contracts, and other commitments for the expenditure of funds are recorded in order to reserve that portion of the applicable appropriation, is utilized in the governmental funds. Encumbrances are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Tap and Impact Fees The City collects water and wastewater tap fees which are recorded as operating revenue only to the extent that the amount equals the cost of physical connec- tion to the system. Amounts that substantially exceed the cost to connect are recorded as an addition to contributed capital. Deposits received which reserve capacity In the City's water and wastewater facilities are recorded as contributed capital. Other deposits received from customers are recorded as liability until all legal requirements, as stipulated by the City's water and wastewater ordinances, are fulfilled. Cash and Cash Equivalents Cash balances from the majority of funds are pooled for Investment purposes. Earnings from such investments are allocated to the respective funds based on applicable cash participation by each fund. Cash and cash equivalents include cash on hand, demand deposits, repurchase agreement, cash with paying agent, cash with State -Board of Administration Local Government Surplus Funds Trust Fund (SBA), and all highly liquid Investments (Including restricted assets) with a maturity of ninety days or less when purchased. Each fund's equity In the City's pooled cash (checking) account Is included in cash and cash equivalents. -17- -18- CRY OF OCOEE. FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Investments Investments in all fund types are stated at fair value, which is the amount at which an investment could be exchanged in a current transaction between willing parties, other than in a forced liquidation sale. Fair value is based on quoted market prices. Income from investments held by the individual funds is recorded in the respective fund as it is earned. Changes in the fair value of investments is recognized as revenue and Included in Investment Income. Reporting investments at fair value is a change in accounting principle from prior years. The City adopted Government Accounting Standards Board (GASB), Statement No. 25, Financial Reporting for Defined Benefit Pension Plans and Note Disclosures for Defined Contributions Plans, GASB Statement No. 27, Accounting for Pensions by State and Local Governmental Employees, and GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and External Investment Pools. These statements require the recording of investments at fair value and a new financial statement presentation for pension trust funds. The effect of adopting these Statements is described in Note 18, Inventories Inventories are stated at cost, using the FIFO method. The cost of governmental fund -type inventories are accounted for by the consumption method, under which such inventory is recorded as an expenditure when used. Amortization of Bond Discount and Issuance Costs In the governmental fund types, bond Issuance costs are charged as current ex- penditures when the bonds are issued. For all enterprise funds, bond discount and issuance costs are amortized on a straight-line basis, which approximates the interest method, over the life of the bonds. Amortization of bond issuance costs amounted to $22,562 for the 1997 fiscal year. Amortization of bond dis- count, included in interest expense, amounted to $8,167 for the 1997 fiscal year. Restricted Assets The use of certain assets of enterprise funds is restricted by specific provisions of bond resolutions and agreements with various parties. Assets so designated are identified as restricted assets on the balance sheet. CRY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Property, Plant and Equipment Property, plant, and equipment owned by the enterprise funds is stated at his- torical cost or estimated historical cost. Additions, improvements, and other capital outlays that significantly extend the useful lite of an asset are capitalized. Other costs incurred for repairs and maintenance are expensed as incurred. Depreciation of plant and equipment is provided on the straight line basis over the following estimated useful lives: Buildings, 7430 years Improvements, 20.40 years Equipment, 5.10 years Contributions of property, plant, and equipment received from federal, state, or local sources are recorded as contributions to equity when received. Deprecia- tion on contributed property, plant, and equipment is recorded as a reduction of contributed capital. General Fixed Assets General fixed assets have been acquired for general governmental purposes. Assets purchased are recorded as expenditures in the governmental funds and capitalized at cost in the general fixed assets account group. In the case of gifts or contributions, such assets are recorded at fair market value at the lime received. Certain improvements, such as roads, bridges, curbs, gutters, streets, sidewalks, drainage systems, and lighting systems have not been capitalized. Such assets normally are immovable and of value only to the City. No depreciation has been provided on general fixed assets. Postretirement Benefits The City does not provide any postretirement health care and ilte insurance benefits for employees. Capitalization of Interest Net interest cost relating to construction is capitalized. Compensated Absences The City accrues accumulated unpaid vacation and sick leave when earned by the employee. Upon termination, the employee receives a rash benefit for the number of days accrued at the employee's current wage rate. The noncurrent portion (the amount estimated not to be used in the following year) for Govern- mental Funds is recorded in the General Long -Term Debt Account Group. The liability for Compensated Absences for Proprietary Fund Types is shown as a current liability of those funds. -19- -20- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30.1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Lang -Tenn Obligations Long-term debt is recognized as a liability of a governmental fund when due, or when resources have been accumulated in the debt service fund for payment early in the following year. For other long-term obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the general long-term debt account group. Long-term liabilities expected to be financed from proprietary fund operations are accounted for in those funds. Fund Equity Proprietary Funds Contributed capital consists of funds from developers, federal and state (capital) grants, and a portion of connection fees charged to customers as previously discussed. Grants received for operating assistance are recorded as non-operating revenue. Reservations of retained earnings are created by increases in assets restricted for debt service, renewal and replacement, and other contractual obligations. These increases result from earnings on restricted assets and other intrafund transfers to (from) restricted accounts. Earnings on restricted assets are included in net income of the Proprietary Funds. Reserves are not established for bond proceeds deposited Into construction accounts. Governrtnerntal Funds Reserves of the governmental funds are limited to the portions of fund balance which are either not subsequently appropriate for expenditures or legally segregated for a specific use. 4rterfurnd Transactions Transactions which constitute reimbursements to a fund for expenditures (expenses) initially made are recorded as expenditures or expenses (as appro- priate) in the reimbursing fund and as reductions of the expenditures (expenses) in the reimbursed fund. All interfund transactions except advances and reimbursements are accounted for as transfers. Nonrecurring or nonroutine transfers of equity between funds are considered residual equity transfers. All other interfund transactions are treated as operating transfers. CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - CONTINUED Total Cokxrnrns on Combined Statements - Overview Total columns on the combined statements are captioned Memorandum Only to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations or its cash flows in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. NOTE 2 - STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY Compliance with Rules of the Auditor General The City did not take an annual physical inventory of fixed assets during 1997 as required by Rules of the Auditor General, Chapter 10.400 and Florida Statutes, Chapter 274. NOTE 3 - BUDGET BASIS OF ACCOUNTING The General Fund and Stormwater Fund budgets are prepared on a budgetary basis, whereby encumbrances are treated as budgeted expenditures in the year of incur- rence of the commitment to purchase. In addition, the City includes a portion of the prior year's fund balance represented by unappropriated liquid assets remaining in the fund as a budgeted revenue in the succeeding year. The results of operations on a GAAP basis do not recognize the fund balance allocation as revenue as it represents prior periods' excess of revenues over expenditures. Also, the City does not budget for capital outlay expenditures and other financing sources related to the acquisition of assets through capital leases. For the 1997 fiscal year, the following adjustments were necessary to convert General Fund expenditures on the GAAP basis to the budgetary basis: Other Fnandng Expenditures Sources (Uses) GAAP Basis $10,227,580 $ 946,698 Encumbrances 192.599 "— Nonbudgeted Capital Lease Transactions (302,412) (302 4121 Budgetary Basis $10,117.767 $ 644.286 -21- -22- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 3 - BUDGET BASIS OF ACCOUNTING - CONTINUED Adjustments were also necessary to convert the Special Revenue Fund excess of revenues over expenditures and other financing sources from the GAAP basis to the budgetary basis. The City only adopted a budget for one of the Special Revenue Funds, the Stormwater Fund. Therefore the budget and actual amounts for Special Revenue Funds reported on the Combined Statement of Revenues and Expenditures - Budget and Actual - General and Special Revenue Funds, only includes the Stormwater Fund. However, the Combined Statement of Revenues, Expenditures and Changes in Fund Balances - All Governmental Fund Types and Expendable Trust Funds (GAAP Basis) includes amounts for all Special Revenue Funds. A reconciliation of the above differences in the Special Revenue Funds is a follows: NOTE 4 - CASH AND INVESTMENTS Following are the components of the City's cash and investments at September 30, 1997: Cash & Cash Equivalents Cash With Paying Agent Investments Unrestricted Restricted $ 7,864,443 $ 2,906,609 — 1,643,458 20.390.438 11,667 005 $28,254,881 $16.217,072 -23- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30,1997 NOTE 4 - CASH AND INVESTMENTS Deposits In accordance with GASB Statement No. 3, the City's deposits are categorized to give an indication of the level of custodial credit risk assumed at year and. Category 1 includes deposits which are insured or collateralized pursuant to the Public Depository Security Act of the State of Florida. Category 3 deposits are uncollateralized, and represent amounts wired to the City's paying agents around September 30 for bond principal and interest payments due on October 1. September 30, 1997 Bank Balances: Category 1 $ 2,259,845 Category 3 1,643,458 Total Bank Balances $ 3,903.303 Carrying Amount $ 2.915.510 Investments The City's investment policies, except for pension fund and deferred compensa- tion assets, are governed by Stale statutes and City ordinances. City ordinance allows investments in any financial institution that is a qualified public depository of the State of Florida as identified by the State Treasurer, in accordance with Chapter 280 of the Florida Statutes. Authorized investments are: 1) The State Board of Administration Local Government Surplus Funds Trust Fund; 2) U.S. Treasury bills, notes and bonds with maturity dates of 5 years or less; 3) Insured or fully collateralized Certificates of Deposit with maturity date of 3 years or less with financial institutions qualifying as public depositories; Total Excess (Deficiency) of Revenues Other 5) Money market funds placed with financial institutions qualifying as public Over Fnar=g 32,057.44 Expenditures Sources IUses) GAAP Basis $ 383,297 $ (1,245,503) Nonbudgeted Funds (297,105) 962,646 Nonbudgeted Capital Lease -24- Transactions 66.498 --- Budgetary Basis $ 152.690 $ (282.8571 NOTE 4 - CASH AND INVESTMENTS Following are the components of the City's cash and investments at September 30, 1997: Cash & Cash Equivalents Cash With Paying Agent Investments Unrestricted Restricted $ 7,864,443 $ 2,906,609 — 1,643,458 20.390.438 11,667 005 $28,254,881 $16.217,072 -23- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30,1997 NOTE 4 - CASH AND INVESTMENTS Deposits In accordance with GASB Statement No. 3, the City's deposits are categorized to give an indication of the level of custodial credit risk assumed at year and. Category 1 includes deposits which are insured or collateralized pursuant to the Public Depository Security Act of the State of Florida. Category 3 deposits are uncollateralized, and represent amounts wired to the City's paying agents around September 30 for bond principal and interest payments due on October 1. September 30, 1997 Bank Balances: Category 1 $ 2,259,845 Category 3 1,643,458 Total Bank Balances $ 3,903.303 Carrying Amount $ 2.915.510 Investments The City's investment policies, except for pension fund and deferred compensa- tion assets, are governed by Stale statutes and City ordinances. City ordinance allows investments in any financial institution that is a qualified public depository of the State of Florida as identified by the State Treasurer, in accordance with Chapter 280 of the Florida Statutes. Authorized investments are: 1) The State Board of Administration Local Government Surplus Funds Trust Fund; 2) U.S. Treasury bills, notes and bonds with maturity dates of 5 years or less; 3) Insured or fully collateralized Certificates of Deposit with maturity date of 3 years or less with financial institutions qualifying as public depositories; Total 4) Federal agencies and instrumentalities with maturity date of 5 years or less; $10,771,052 5) Money market funds placed with financial institutions qualifying as public 1,643,458 depositories; 32,057.44 6) Securities of any open-end or closed-end management type investment company or investment trust registered under the Investment Company Act $44,471,953 of 1940, provided the portfolio of such investment company is limited to U.S. Government obligations and to repurchase agreements fully collateralized by such U.S. Government obligations; or -24- CIN OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30,1997 NOTE 4 - CASH AND INVESTMENTS - CONTINUED PM -1-111 -r. .r,r ._ 7) Repurchase agreements collateralized by U.S. Treasury Securities or U.S. Government Agency securities. The City's investments are categorized to give an indication of the level of risk assumed by the City at September 30, 1997: Category 1 includes investments that are insured or registered for which the securities are held by the City or its agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by a counterpary's trust department or agent in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by a counterparty, its trust department or agent, but not in the City's name. Investments in mutual funds and the Deferred Compensation Plan are not required to be categorized since the investments are not evidenced by securities that exist in physical or book entry form. As discussed in Note 1, Investments are carried at fair value. Following is a summary of risk levels assumed by the City at September 30, 1997: Catexwry Carryng 1 2 3 Amaat Repurchase Agreements $ — $ — $ 9,499,000 $ 9,499,x00 U.S. Govemment Oblgations 16,219,996 — — 16,219,996 Pension Fund Investments: Commingled Bond Fund 3,398,683 — — 3,398,583 Commingled Stock Fund 4.262.894 — — 4,262,894 $23,861,473 $ $9,499,000 Deferred Compensatlon Plan 1,092,244 Mutual Funds Investing In U.S. Govemrnent Securities 7083.726 $41,556,443 -25- City OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 5 - ACCOUNTS RECEIVABLE The following is an analysis of Accounts Receivable: Property Taxes Accounts Receivable Assessments Current Noncurrent Maintenance Fee (Formerly Guaranteed Revenue) Other Receivables Total Less: Allowance for Uncollectible Accounts NOTE 6 - PROPERTY TAXES All property is reassessed according to its fair value on the lien date, or January 1 of each year. Taxes are levied on October 1 of each year. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January, and 1% in the month of February. The taxes paid in March are without discount. All unpaid taxes become delinquent on April 1 fol- lowing the year in which they are assessed. On or around May 31 following the tax year, certificates are sold for all delinquent taxes on real property. The County bills and collects property taxes and remits them to the City. City property tax revenues are recognized when levied to the extent that they result in current receivables. The City is permitted by the Municipal Finance Law of the State to levy taxes up to $10.00 per $1,000 of assessed valuation. The combined tax rate to finance general governmental services for the year ended September 30, 1997, was $4.00 per $1,000 which means that the City has a tax margin of $6.00 per $1,000 and could raise up to $3,494,131 additional property tax revenue a year from the present assessed valuation of $562,355,145 before the limit is reached. -26- Govenvitental Fund Fund Fund Types Types Types Spedw Capital Pension General Revenue pro s Enterprise Funds $ 1,341 $ — $ — $ — $ - - 82,944 _ 531,765 — _ — — 60,000 - - _ — 251,775 — — — _ 51,559 — 66.708 49.265 26 435 100,169 68,049 131,309 26 895,634 100169 (4.000 M 1124.500 — $ K049$126,309 $ 26 $7771,036 100189 All property is reassessed according to its fair value on the lien date, or January 1 of each year. Taxes are levied on October 1 of each year. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January, and 1% in the month of February. The taxes paid in March are without discount. All unpaid taxes become delinquent on April 1 fol- lowing the year in which they are assessed. On or around May 31 following the tax year, certificates are sold for all delinquent taxes on real property. The County bills and collects property taxes and remits them to the City. City property tax revenues are recognized when levied to the extent that they result in current receivables. The City is permitted by the Municipal Finance Law of the State to levy taxes up to $10.00 per $1,000 of assessed valuation. The combined tax rate to finance general governmental services for the year ended September 30, 1997, was $4.00 per $1,000 which means that the City has a tax margin of $6.00 per $1,000 and could raise up to $3,494,131 additional property tax revenue a year from the present assessed valuation of $562,355,145 before the limit is reached. -26- CRY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 7 - PROPERTY, PLANT, AND EQUIPMENT 32.353 During the fiscal year ended September 30, 1997, the following changes in general fixed assets occurred: Balance 9 904,184 10-1-96 Additions Balance Deletions 9-30-97 Land $ 1,312,883 $ --- $ --- $ 1,312,883 Buildings 3,468,399 4,700 --- 3,473,099 Improvements 910,858 63,899 -- 974,757 Equipment 4.179.691 1.093.919 264.595 5.009.015 as follows: 9,781,631 1,162,518 264,595 10,769,754 Construction in Progress 32.353 993.984 4.700 1.021.637 9 904,184 $2,156.502 269,295 $11.791,391 Construction in progress for general fixed assets as of September 30, 1997 consisted primarily of improvements to the Ocoee Youth Center, and construction of two fire stations and a public works facility. Improvements 28,028,299 Equipment The sources of general fixed assets are as follows: Less: Accumulated Depreciation (10.069.4811 Balance 10-1-96 Additions Deletions Balance 9-30-97 General Fund $3,607,340 $1,115,913 $ 269,295 $ 4,453,958 Special Revenue Funds: Wastewater Fund Total Interest Expense Incurred Federal Revenue Interest Associated with Construction Projects 549,933 Interest Earned in Construction Accounts 536.295 Sharing 750,610 - --- 750,610 Road Impact 127,948 --- --- 127,948 Police Trust 49,922 18,934 --- 68,856 Parks 106,153 56,290 --- 162,443 Stcrmwater Utility 348,737 32,668 --- 381,405 Fire Impact 1,050,272 27,728 --- 1,078,000 Police Impact 666,834 --- --- 666,834 Contributions - Other 389,745 --- --- 389,745 State Grant 320,010 -- --- 320,010 Capital Projects Fund 2.486.613 904,969 3.391.582 9 904 184 $2,156.502 269.29 11 791.391 -27- CRY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 7 - PROPERTY, PLANT, AND EQUIPMENT - CONTINUED The components of property, plant and equipment for the Proprietary Fund Types at September 30, 1997, are as follows: Proprietary Fund Tunes Enterprise Land and Land Improvements $ 4,565,719 Buildings 379,339 Improvements 28,028,299 Equipment 2.884.201 35,857,558 Less: Accumulated Depreciation (10.069.4811 $25,788,077 Proprietary Fund construction in progress at September 30, 1997, consisted primarily of Improvements to well pump and ground storage tanks. During the year, the City capitalized interest expense on construction in progress in the following amounts: Water and Wastewater Fund Total Interest Expense Incurred $ 843,146 Interest Associated with Construction Projects 549,933 Interest Earned in Construction Accounts 536.295 Net Interest Capitalized 13.538 Interest Expense $ 829.608 -28- CITY OF OCOEE. FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 8 - RETIREMENT PLANS Defined Benefit Pension Plan and Trust The City maintains two separate single employer defined benefit pension plans for police officers and firefighters and substantially all other fulfiime City employees which are included as part of the City's reporting entity in Pension Trust Funds. Each Plan provides retirement, disability, and death benefits to Plan members and beneficiaries. Florida Statutes, Chapter 175 and 1a5, establish minimum benefit provisions. The City of Ocoee Commission appoints a board of trustees to administer the pension trust funds. This board of trustees may not amend any provisions of the pension plans without the approval of the City Commission. The investments of the pension trust funds are managed by SunTrust Bank, and there are no undue investment concentrations. Neither plan issues a stand-alone financial report. The amounts legally required as of September 30, 1997 to be reserved for general employees and police and firefighter pension funds are $3,559,952 and $4,223,200, respectively. Basis of Accounting - The Plans' financial statements are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which the contributions are due. Employer contributions to each Plan are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of each plan. Method Used to Value Investments - Investments are reported at fair value. Short-term Investments are reported at cost, which approximates fair value. Securities traded on a national or international exchange are valued at the last reported sales price at current exchange rates. Investments that do not have an established market are reported at estimated fair value. CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 8 - RETIREMENT PLANS - CONTINUED Surrwnary of Sigrvficant Accounting Policies - Contiruted Plan Descriptions The following schedule is derived from the respective actuarial reports and City information for the two pension plans as of October 1, 1996: General Police and Membership and Plan Provisions - Employees Fwefiahters Members Retirees and Beneficiaries Receiving Benefits 4 3 Terminated Plan Members Entitled to But Not Receiving Benefits 9 4 Active Plan Members Vested 61 42 Nonvested 49 32 123 81 -29- -30- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 8 - RETIREMENT PLANS - CONTINUED Defined Benefit Pension Plan and Trust - ConWuied General Membership and Plan Provisions - Ertipk ee Normal Retirement Benefits: Eligibility Age/Years of Service - Normal Age/Years of Service - Early Benefit - Normal Benet - Early Form of Benefit Years to vest DsalW'ty Berlefts: Service Incurred Non -Service Incurred Pre-Rearerrrett Dewh Benefits: Vested Nonvesled Full -Time Employment e0 CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 Police and The Police Officers' and Firefighters' Pension Plan funding methods and Firefiolaem determination of benefits payable are provided in the various acts of Florida NOTE 8 - RETIREMENT PLANS - CONTINUED Full -Time Defined Benefit Pension Plaits and Trust - Conti used Employment from Plan members, City contributions, State contributions and income from Service. service, FwJ Earlier of age 55 and 10 NI plansare contributory. The employees participating in the General years of credited service, Employees' Pension Plan are required to contribute 5% of their salary. The or age 52 and 25 years City is required to contribute at an actuarially determined rate; the current rate of credited service. Is 10.3% of annual covered payroll. Age 50 and 5 years of Age 45 and 5 years of The Police Officers' and Firefighters' Pension Plan funding methods and credited service. credited service. determination of benefits payable are provided in the various acts of Florida Legislature, which created the funds, including subsequent amendments 2% Average Monthly 2.5% d Average Monthly thereto, The Statutes provide, in general, that funds are to be accumulated Earnings times Credited Earnings times Credited from Plan members, City contributions, State contributions and income from Service. service, investments of accumulated funds. Contributions from the State of Florida are Accrued benefit. Accrued banal[, received under Florida Statutes, Chapters 175 and 185. The Plan members members upon retirement. are required to contribute 5% of their salary. The City is required to contribute to yearCertain and Lite 10 year Certain and Life at an actuarially determined rate; the current rate is 20.2%, including expected Annuity. Annuity. State contribution, of annual covered payroll. 5 years 5 years Subsequent to September 30, 1997, the City Commission approved certain changes to both of the pension plans. They amended the required contribution from general employees to 7.4% and from police officers and firefighters to 7.6%. The Commission also increased the benefit payable to None Accrued Benefit, but members upon retirement. not less than 42% Average Monthly Annual Pension Cost and Net Pension Obligation Earnings. The City has traditionally contributed the annual required contribution (ARC) and thus has never actually had, or had need to report, a net pension None Accrued Benefit, but not obligation (NPO). As discussed in Notes 1 and 18, the City implemented leas than 25% of Average Monthly Earnings t 10 GASB Statements No. 25 and 27 during the fiscal year ending September 30, years credited service. 1997. At the point of transition (October 1, 1996), the City had no pension liability reflected in either the General Long -Term Debt Account Group or any individual fund. In accordance with GASB Statement No. 27, the City Accrued Benefit payable Accrued Benefit payable calculated the potential for a net pension liability (asset) and reaffirmed that to beneficiary for 10 to beneficiary for 10 none existed at September 30, 1997. years. years. The Plans' table of required supplementary information is presented below: Refund Accumulated Refund Accumulated Contributions without Contributions without Interest. interest. 31- i -32- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 8 - RETIREMENT PLANS - CONTINUED NOTE 8 - RETIREMENT PLANS - CONTINUED _ Defiled Beneft Pension Plans & Trust - Continued Defined Benefit Pension Plans and Trust - Confirmed Notes to the Required Supplementary:darmaaon REoUIRED SUPPI"EtTrARY INFORMATION The information presented In the required supplementary schedules was determined as part of the actual valuations at the date indicated. Additional SCHEDULES of FUNDwG PROGRESS information as of the latest (October 1, 1996) actuarial valuation follows: Actuarial Accrued URAL as General Police and Actuarial UatMyy Uerurwad a%of Employees F6efiahters Actuarial Value of (AALi AAL Fulled Cms Covered Valuation Assets FJby Age NAAU Rasa Payrd Peyrd Assumptions: Date �— Ib1 �_ ram IC1 f("/Cl 0 0 Investment Earnings Bh 8h Salary Increases - al Employees Inflation 30.6 10101/96101 $ ,297.1 a3 $ 3,036,060 $ 738,877 75.66% $ 3,191,7ae 23.15% 6% Merit, etc. 6% 10/01/95 1,728,549 2.460,185 731,636 70.26% 2,789,834 26.26% ementLongeBeity, D% Post -Retirement Benefit 0% 0% 10/01/94 1,257,218 1,748,822 491,604 71.89% 2,548,268 19.29% Increases 10/01/93 941.671 1.461,766 520,085 64.42% 2,262,495 22.99% Mortality Table 1983 Group 1983 Group Annuity 10/01/92 643.547 1,193,844 550,297 63.91% 2,066,674 26.63% Annuity Mortality Mortality Table 10/01/91 210,164 761,269 551,106 27.61% 2,246,670 24.53% Table Retirement Age When First When First Eligible Poke ORicers and FinOW"n; Eligible 10/01/9 $ 2,661,713 $ 3,488,432 $ 826,719 76.30% $ 2,428,615 34.04% 10/01/95 1,91,760 2,792,244 830,484 70.26% 2,191,537 37.90% Actuarial Valuation: Annual Annual 10101/94 1,416,034 2,151,118 735,082 65.83% 2,002,476 36.71% Frequency Cost Method Frozen Entry Frozen Entry Age 10/01/93 989,107 1,747,087 757,980 56.61% 1,706,230 44.42% Age 10/01/92 555,482 1,329.389 773.907 41.78% 1,592.110 48.61% Amortization Method Level Percent Level Percent 10/01/91 210,164 973,951 763.787 21.68% 1,346,39 56.73% Amortization Period 30 Years Closed 30 Years Closed Asset Valuation Method 4 Year 4 Year Smoothed SCHEDULE OF CONTRIBUTIONS FROM THE EMPLOYER AND OTHER CONTRIBUTING ENTITIES Smoothed Market Market General Employees Police OI(was & FYerwlters Annual Arcual Deferred Congpersation Plan Year Erwad Re**W Percentage Required Percentage The City has a single employer deferred compensation plan. The Plan is September corrtribtmon coNdd,[m CanmrbIIWn o«mewed voluntary and any employee may elect to participate. 1997 $ 381,59 100% $ 605.960 100% 100%, The City offers its employees a deferred compensation plan created in accord - 1996 302,249 256,894 100% 100% 481,535 447,949 100% ance with Internal Revenue Code Section 457. The Plan, available to all City 1995 1994 216,806 100% 262,702 /DD% employees, permits them to defer a portion of their salary until future years. The 1993 177,101 1OD% 308,477 100% deferred compensation is not available to employees until termination, retirement, 1882 183,911 100% 246,180 100% death, or unforeseeable emergency. -33- CIN OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 8 - RETIREMENT PLANS - CONTINUED All amounts of compensation deferred under the Plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property, or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the City (without being restricted to the provisions of benefits under the Plan), subject only to the claims of the City's general creditors, Participants' rights under the Plan are equal to those of general creditors of the City In an amount equal to the fair market value of the deferred account for each participant. It is the opinion of the City that it has no liability for losses under the Plan, but does have the duty of due rare that would be required of an ordinary prudent investor. In accordance with current professional pronouncements, the City has accounted for its deferred compensation plan as an agency fund in its financial statements. The assets are stated at the market value which is represented by the contract value provided by the City's third -parry administrator. Employee contributions to the Plan for the fiscal year ended September 30, 1997 were $146,386. -35- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30,1997 NOTE 9 - OVER 65 ASSISTANCE PROGRAM The City of Ocoee, Florida began this program March 1, 1975. The program provides that persons over 65 who quality are entitled to receive free water and solid waste services subject to limitations. Approximately 440 residents of the City participated in this program during the fiscal year ended September 30, 1997. All expenditures under this program are shown as expenditures of the general fund. Water Excise Tax $ 4,037 Water Fees 53,306 Solid Waste Fees 77.582 Total Over 65 Cost $ 134.925 NOTE 10 - BONDS AND NOTES PAYABLE Summarized below are the City's bonds and notes payable outstanding at September 30, 1997: Water and Wastewater Fund Bonds Payable Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993 - payable in annual installments of $105,000 to $610,000 through 2017, plus semi-annual interest at 2.60% to 5.75%. $7,850,000 Less: Current Maturities (215,000) Unamortized Discounts (97.7401 7.537.260 Water and Sewer System Improvement Revenue Bonds, Series 1997 - payable in annual installments of $120,000 to $660,000 through 2026, plus semi-annual interest at 3.60% to 5.62°/6 10,150,000 Less: Current Maturities (120,000) Unamortized Discounts f126.8421 9.903.158 $17,440,418 -36- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED � Bonds Payable - Transportation Refunding and Improvement Revenue Bands, Series 1990 - payable in annual Installments of $125,000 to $575,000 through 2015 with semi-annual interest pay- ments at 6.0% to 7.5%. $ 6,050,000 Capital Improvement Revenue Bonds, Series 1991 - payable in annual installments of $70,000 to $230,000 through 2011 with semi-annual interest payments at 5.4% to 7.5%. 2.115.000 $ 8.165.000 Notes Payable - Stormwater Utility Revenue Promissory Note, Series 1996 - payable In annual principal installments of $70,000 to $205,000 through 2011 with quarterly interest payments at 4.3% initially, adjusted annually using the five-year Eurodollar rale. $ 2,130,000 Capital Improvement Revenue Promissory Note, Series 1996 - payable in annual principal installments of $230,000 to $445,000 through 2012 with quarterly interest payments at 4.55% initially, increasing to 5.06% on January 1, 2007. Interest rate reset on January 1, 2008 in accordance with Loan Agreement. 4.840• $ 6.970.000 Water and Sewer System Refundltg end improvement Revenue Bonds, Series 1993 In February 1993, the City issued Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993 to finance therefunding of $10,160,000 outstanding Series 1989A and B Water and Sewer System Revenue Bonds. These bonds are secured by the combined Water and Wastewater Fund operating revenues, Interest earnings, impact fees and a first priority pledge of cash payments due from developers. CRY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993 - Continued The major provisions of the ordinances authorizing the revenue bonds are as follows: 1) The City shall make monthly deposits in a sinking fund of 1/12 and 1/6 of the next maturing principal and interest payment, respectively. 2) Each month, provisions shall be made of the gross revenues sufficient to pay, in order of preference, cost of operation and maintenance of the systems, then debt service/sinking fund requirements. 3) The City shall establish rates which will provide for necessary operating expenses and 110% of the bond service requirement due that year. 4) The City shall provide for the reserve requirement,by purchasing a surety bond. Water and. Sewer System Improvement Revenue Bonds, Series 1997 . In January 1997, the City issued Water and Sewer System Improvement Revenues Bonds, Series 1997 to expand the capacity of and construct and acquire other improvements to the City's Water and Sewer System (the "System"). These bonds are secured by prior lien upon and pledge of Net Revenues of the System, and the Water and Sewer system development charges to the extent of the bond service component (the "Pledged Funds"), Such prior lien and pledge of the Pledged Funds is on a parity with the lien and pledge granted to the holders of the City's Water and Sewer System Refunding and Improvement Revenue Bonds, Series 1993. The major provisions of the ordinances authorizing the revenue bonds are as follows: 1) The City shall establish rates which will provide for necessary operating expenses and 110% of the bond service requirement due that year. 2) The City shall provide for the reserve requirement by purchasing a surety bond. -37- 38- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED Water and Sewer System Improvement Revenue Bonds, Sedes 1997 - Continued 3) Amounts deposited into Debt Service Fund shall be depleted at least once a year except for any carryover amount which will not exceed greater of (a) the earnings on such fund for the immediately preceding bond year and (b) one - twelfth of the debt service on the Series 1997 Bonds for immediately preceding bond year. Floricla Transportation Refunding and Improvement Revenue Bonds, Series 1990 In September 1990, the City issued revenue bonds to finance the advance refunding of $1,895,000 outstanding series 1987 bonds and finance the paving, extension, and improvement of certain streets within the corporate limits. These bonds are secured by the Local Option Gas Tax and certain local Public Service Taxes. The major provisions of the ordinance authorizing the revenue bonds are as follows: 1) The City shall make monthly deposits in a sinking fund of 1/12 and 1/6 of the next maturing principal and interest payment, respectively. 2) The City shall provide for the reserve requirement by purchasing a surety bond. Capital Improvement Revenue Bonds, Series 1991 In April 1991, the City issued revenue bonds to finance the construction of a new City Hall and expansion of the Police Station. These bonds are secured by non -ad valorem revenues of the City. The major provisions of the ordinance authorizing the revenue bonds are as follows: 1) The City shall make deposits on or before March 5 and September 5 to a sinking fund such amounts sufficient to pay the next succeeding interest and principal payments. CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED 2) The City shall establish a Reserve Fund and maintain the Reserve Fund requirement of $249,945. Stormwater Utility Revenue Promissory Note, Series 1996 In May 1996, the City issued a promissory note to finance the acquisition, construction and improvements of certain stormwater utility capital improvements. This note is secured by a pledge of the net revenues of the Stormwater System levied and collected by the City. The major provisions of the ordinance authorizing the promissory note are as follows: 1) The City shall establish rates which will always provide net revenues in each year suffclent to pay 115% of the debt service requirement due that year. 2) The City shall establish a Reserve Fund and maintain the Reserve Fund Requirement of $200,000 unfit such time as the City has maintained a debt service coverage ratio of at least 1.15 to 1.00 for two consecutive fiscal years. Capital Improvement Revenue Promissory Note, Series 1996 In December 1996, the City issued a promissory note to finance certain capital projects including two fire stations, a gymnasium and recreational facility, and a public works facility. This note is payable solely from Non -ad Valorem Revenues of the City. The major provisions of the ordinance authorizing the promissory note are as follows: 1) The City will not issue non -self-supporting revenue debt If after the issuance of such debt, maximum annual debt service resulting from the total outstanding non -self-supporting revenue debt service of the City exceeds 50% of total general purpose Non -ad Valorem Revenues of the City received in the immediately preceding Fiscal Year of the City. Non -self-supporting revenue debt shall not include any debt payable from revenues of a utility system. 2) The City shall establish a Reserve Fund and maintain the Reserve Fund Requirement of $484,000. Securities in the Reserve Fund shall be valued at market value annually on each January 1. Deficiencies in the amounts on deposit In the Reserve Fund resulting from a decline in market value shall be restored no later than the succeeding interest payment date. -39- 40- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30,1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED Following is a maturity schedule of outstanding bonds payable: 8 1$ 65.000 $6,473,545 $18.000.000$16,334,583 $48,973,128 Following is a maturity schedule of principal payments on the stormwater and capital improvement notes payable: Year Ended September 30: 1998 General Long -Term Enterprise Funds Total Debt Year Ended Sect 30: Debt Principal Interest princiloal Interest Service 1998 $ 270,000 $ 600,798 $ 335,000 $ 835,713 $ 2,041,511 1999 285,000 582,722 390,000 956,875 2,214,597 2000 305,000 563,308 405,000 940,315 2,213,623 2001 330,000 542,167 420,000 922,477 2,214,644 2002 350,000 519,075 440,000 903,366 4,171,931 2,212,441 11,057,906 2003-2007 2,160,000 2,175,975 1,242,375 2,550,000 3,300,000 3,424,707 10,822,082 2008-2012 2013-2017 2,855,000 1,610,000 247,125 4,330,000 2,397,562 8,584,687 2018-2022 --- --- 2,865,000 1,263,012 4,128,012 2023-2027 - 2,965,000 518.625 3,483 625 8 1$ 65.000 $6,473,545 $18.000.000$16,334,583 $48,973,128 Following is a maturity schedule of principal payments on the stormwater and capital improvement notes payable: Year Ended September 30: 1998 $ 340,000 1999 370,000 2000 380,000 2001 390,000 2002 405,000 Thereafter 5,085,000 $6,970,000 CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 10 - BONDS AND NOTES PAYABLE - CONTINUED During the year ended September 30, 1997, the following changes in general long-term debt occurred: cr Accrued Capital Bonds and Notes Annual Leave Leave Lease Oblipatlons Payable Total Balance at October 1, 1996 $ 399,593 $ 1,376,532 $10,620,000 $12,396,125 Additions 76,980 Principal payments Balance at Septem- ber 30, 19974$ 76.573 NOTE 11 - DEBT DEFEASANCE 302,412 4,640,000 5,219,392 (535,492 (325 000) (860 492) 1 1$ 43.46 $15,135.0 $16,755,025 In 1990 the City defamed the Public Improvement Revenue Bonds, Series 1987, by creating a separate irrevocable trust fund. New debt was issued and the proceeds have been used to purchase U.S. government securities that were placed in the trust fund. The investments and fixed earnings from the investments appear suffclent to fully service the defeased debt until the debt is called or matures. For financial reporting purposes, the debt has been considered defeased and therefore removed as a liability from the City's General Long -Term Debt Account Group. As of September 30, 1997, the amount of defamed debt outstanding, but removed from the General Long -Term Debt Account Group amounted to $295,500. NOTE 12 - LEASE OBLIGATIONS Capital Leases The City has entered into lease agreements as lessee for financing the acquisition of vehicles and trucks and data processing, communications, and office equipment. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of the future minimum lease payments as of the date of their inception in either the General Fixed Asset Account Group or the proprietary fund types. -42- -41- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 12 - LEASE OBLIGATIONS - CONTINUED Capital Leases - Ca Tt ied Equipment under capital leases recorded in the General Fixed Asset Account Group at September 30, 1997 consists of the following: Fire Trucks $ 595,542 800 MHZ Radio System 666,834 Vehicles and Trucks 704,047 Equipment 80.297 Fund $ 2.046.720 Debt service payments on equipment capitalized in the General Fixed Asset Group are recorded as expenditures in either the General Fund or the Special Revenue Funds. $ 235,674 The following is a schedule by years of future minimum lease payments under capital leases, together with the present value of the net minimum lease payments as of September 30: Amortization 21.038 Year Ending 69.820 September 30: $ 186.892 1998 $ 522,967 1999 455,184 2000 232,894 2001 24.116 Total Minimum Lease Payments 1,235,161 Less, Amount Representing Interest (91.7091 Present Value of Net Minimum Lease Payments $ 1,143.452 CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 12 - LEASE OBLIGATIONS - CONTINUED Capital Leases - Continued The total of assets capitalized under lease -financing arrangements in proprietary fund types is as follows: Water and Wastewater Solid Waste Fund Fund Totals Vehicles and Equipment $ 43,527 $ 235,674 $ 279,201 Less Accumulated Amortization 21.038 48.782 69.820 Net Book Value $ 22,489 $ 186.892 $ 209.381 Amortization of equipment leased under capital leases is Included in depreciation expense. The following is a schedule by years of future minimum lease payments under the above capital leases, together with the present value of the net minimum lease payments as of September 30: Water and Year Ending Wastewater Solid Waste September 30: Fund Fund Totals 1998 $ 11 387 $ 53 613 $ 65.000 1999 11,387 53,613 65,000 2000 11,387 53,613 65,000 1 2001 949 27.075 28.024 Total Minimum Lease Payments 35,110 167,914 223,024 Less, Amount Repre- senting Interest (5.6531 (18.5731 (24.2261 Present Value of Net Minimum lease Payments 29,457 169,341 198 798 The current and noncurrent obligation under these capital leases are $53,538 and $145,260, respectively. -43- -44- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 12 - LEASE OBLIGATIONS - CONTINUED Oparating Leases The City leases office and computer equipment under non -cancelable operating leases. Rental expenditures for the year ended September 30, 1997 amount to $40,157. The following is a schedule by years of future minimum rentals on these noncancelable leases as of September 30, 1997: Year EndaV September 30: 1998 $ 39,473 1999 16,733 $ 56.206 NOTE 13 - INTERFUND RECEIVABLES AND PAYABLES The following schedule as of September 30, 1997, represents interfund receivables and payables: trrterhirld Interfund Fund Type General Fund Special Revenue Funds: Police Training Enterprise Funds: Solid Waste Pension Trust Funds: General Employees Police and Firefighters NOTE 14 - RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; job-related illnesses or injuries to employees; and natural disasters. Rick of loss from the above is transferred by the City to various commercial insurers through the purchase of insurance. There has been no significant reduction in insurance coverage from the previous year. There have been no settlements In excess of insurance coverage in any of the prior three fiscal years. -45- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 15 - SEGMENT INFORMATION FOR ENTERPRISE FUNDS $ 22.819 Receivables Pavables $ 21,392 $ --- 132 774 782 ... 20,610 $ 23.354 122 122 Total $ 21.514 $ 21,514 The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; job-related illnesses or injuries to employees; and natural disasters. Rick of loss from the above is transferred by the City to various commercial insurers through the purchase of insurance. There has been no significant reduction in insurance coverage from the previous year. There have been no settlements In excess of insurance coverage in any of the prior three fiscal years. -45- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 15 - SEGMENT INFORMATION FOR ENTERPRISE FUNDS $ 22.819 The City maintains two enterprise funds which provide water, wastewater, and solid waste services. Segment information for the year ended September 30, 1997, is as follows: 132 774 (758.18 Net Income (Loss) Water and $ 23.354 513148 Wastewater Solid Waste Total Operating Revenues $ 4.030.639 $ 1.243.295 - $ 5.273.934 Depreciation and Amortization $ 1,329.432 2$ 01,955 $ 1.531.387 Operating Income 99.31$ 21.858 $ 221.177 Operating Grants $ - $ 29•000 $ 29.000 Operating Transfers: In $ 22.819 $ 6.807 $ 29.626 Out (625,4111 132 774 (758.18 Net Income (Loss) 536502 $ 23.354 513148 Current Capital Contributions $ 798,790 $--- $. 798,790 Property Additions8$ 75.2401$ 43.290 $ 1.018.530 Property Deletions186.10$_5 $—_-- $ 186,105 Net Working Capital2 4$ 38.701 205.79= 2—'644.497 Total Assets $46.506.771 804,064$47,310.835 Long -Term Debt $17,461.433 124,245 $17.585.678 Total Equity27 435 610 5$ 89,43 $28,025.049 -46- CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 16 - CONTRIBUTED CAPITAL The following is a summary of changes in contributed capital of the water and wastewater fund during the year ended September 30, 1997: Contributed Capital - Beginning of Year Additions (Reductions) Connection Fees Write-off Connection Fees Billed in Prior Year Developers Depreciation on Contributed Assets Contributed Capital - End of Year NOTE 17 - SUMMARY DISCLOSURE OF SIGNIFICANT CONTINGENCIES $23,957,113 CITY OF OCOEE, FLORIDA NOTES TO FINANCIAL STATEMENTS - CONTINUED SEPTEMBER 30, 1997 NOTE 18 - CHANGES IN ACCOUNTING PRINCIPLE - CONTINUED $24.120.382 Grants Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies. If any expenditures are disallowed as a result of these audits, the claims for reimbursement to the grantor agency would become a liability of the City. In the opinion of management, any such adjustments would not be significant. Litigation During the ordinary course of its operations, the City is a parry to various claims, legal actions, and complaints. In the opinion of the City's management and legal counsel, these matters are not anticipated to have a material financial impact on the City. NOTE 18 - CHANGES IN ACCOUNTING PRINCIPLE As discussed in Note 1, the City adopted GASB Statements No. 25, 27 and 31 during fiscal year 1997. The City was required to implement GASB Statement No. 25 in 1997; however, the City early implemented GASB Statements No. 27 and 31 since the GASB encouraged early implementation. The statements require a new financial statement presentation and disclosures for pension trust funds as well as recording investments at fair value. Fund balances of governmental funds, retained earnings of proprietary funds, and net assets held in trust for pension benefits in pension trust funds have been restated at October 1, 1996 as follows to account for the cumulative effect of applying these Statements: The adoption of these Statements resulted in the following increases in excess of revenues over expenditures in governmental funds, net income In proprietary funds and net assets held In trust for pension benefits in pension trust funds for the year ended September 30, 1997: Increase General Fund General Fund $ (10,053) 114,180 Special Revenue Funds (162,165) (268 782) Debt Service Funds (18,619) 684,610 Enterprise Funds (159,254) (3661391 Pension Trust Funds 972,425 $24.120.382 Grants Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies. If any expenditures are disallowed as a result of these audits, the claims for reimbursement to the grantor agency would become a liability of the City. In the opinion of management, any such adjustments would not be significant. Litigation During the ordinary course of its operations, the City is a parry to various claims, legal actions, and complaints. In the opinion of the City's management and legal counsel, these matters are not anticipated to have a material financial impact on the City. NOTE 18 - CHANGES IN ACCOUNTING PRINCIPLE As discussed in Note 1, the City adopted GASB Statements No. 25, 27 and 31 during fiscal year 1997. The City was required to implement GASB Statement No. 25 in 1997; however, the City early implemented GASB Statements No. 27 and 31 since the GASB encouraged early implementation. The statements require a new financial statement presentation and disclosures for pension trust funds as well as recording investments at fair value. Fund balances of governmental funds, retained earnings of proprietary funds, and net assets held in trust for pension benefits in pension trust funds have been restated at October 1, 1996 as follows to account for the cumulative effect of applying these Statements: The adoption of these Statements resulted in the following increases in excess of revenues over expenditures in governmental funds, net income In proprietary funds and net assets held In trust for pension benefits in pension trust funds for the year ended September 30, 1997: Increase General Fund $ 31,284 Special Revenue Funds 318,770 Debt Service Funds 8,866 Capital Projects Funds 45,811 Enterprise Funds 342,240 Pension Trust Funds 1,271,051 NOTE 19 - COMMITMENTS At September 30, 1997, the City had entered into contracts totaling $762,683 related to projects for improvements to the City's Water and Sewer System. In addition, the remaining commitment on the contract for construction of the two fire stations is approximately $753,300 at September 30, 1997. -47- -48- COMBINING AND INDMDUAL FUND AND ACCOUNT GROUP STATEMENTS These financial statements provide a more detailed view of the "General Purpose Financial Statements" presented in the preceding subsection. Combining statements are presented when there are more than one fund of a given fund type. This page intentionally left blank. Ocoee O � o � n Fq OF Ge0� �W GENERALFUND The General Fund is the principal fund of the City and is used to account for all activities not Included in other funds. This page intentionally left blank. Ocoee O n 4 Of G000 w IF CITY OF OCOEE, FLORIDA CITY OF OCOEE FLORIDA GENERAL FUND GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES STATEMENT OF REVENUES, EYPENDr1URES AND AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 1997 FOR THE YEAR ENDED SEPTEMBER 30. 1°97 Variance v2nQ`1(;e Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Urdavomble) EXPENDITURES REVENUE Tawas Property Taxes $ 2,240,210 $ 2,243,488 $ 3,278 General Garer"mert Legislative $ 125,431 663,569 $ 99,763 495,235 $ 25,666 68,334 Franchise Taxes 1,161,000 1,145,834 (15,166) Executive Finance And Administrative 877,579 a28,435 49,141 Utility Taxes 1.513.300 1,577,270 63 970 Legal 232,000 221,646 10,352 4,914,510 4 966.592 52.082 Planning And Zoning 411,240 379,535 31,705 General Government 593,252 316.383 246,749 161.337 346,503 155,046 Licenses And hermits Building Maintenance Building Permits 502,700 629,201 126,501 3119.454 2432.702 686,752 Occupational License 238,200 250,449 12,249 Public Safety 740.9 879 650 138.750 law Entorcement 3,039,984 2,750,322 289,662 Fire Control 2,434,625 694.935 2,302,194 644.210 132,431 50.726 Intergovernmental Revenues Protearve Inspections Cigarette Tax 96,900 95,635 (1'265) 11,778 6169.544 5696.726 472,818 State Revenue Sharing 508,000 519,778 Sales Tax 2,095,000 2,138,419 43,419 Physical Ewiro °"max Roads And Streets 1,413,107 1.162.242 250.865 Other State Shared Revenue 49,100 36,588 (12,512) County 60 Gas Tax 368,000 386,850 66,347 18,850 (42,653) Arid parks 677,515 466.722 190.793 Other County Shared Revenue 109,000 And Recreation Federal Grants 206,070 124,565 (81.5051 - 3.432.070 3,368,182 (63.888) Debt Service - 299,171 (299.171) Principal Retirement 40204 (402041 Imaest And Fiscal Charges Charges For Services FireContract, 117,260 114,188 (3,072) - - 339.375 339375 Program Activity Fees 56,750 8.1 85,943 7,988 - 29,193 (162) Total Ewes 11,379,620 10117,767 1 261.853 City Staff Charges 162.160 208.119 25.96 . . Excess (Defitlerwy) q Revatttes (1,797, (309,e9a1 1,487.75 Fines And Forteiares Fines And Forfeitures 97 000 75 483 (21.5171 Over Expattlirxas O Other Finaradrlg Sodrcer, Mae) Operating Transfers in 1,831,130 (893 5001 1,633,763 (989.4771 (197,367) (105.97 Investment Income Operating Twisters Out Investment Income 85.000 146357 61,357 Net SOOnhaxis � 947.630 644280 (303344) Miscellaneous RaverlueS 5,320 Excess patimerwy) Of Rewarder, Zoning And Election Fees 30,000 35,320 27.834 And Omer Sources Ova Expand - 334,406 1,184,406 Other 100.3 128.184 dam and Other Uses (6501000) 130.350 163.504 33,154 Fund Balance - Beginning Of Year, feso.000l 1 621.723 n1.7z3 Total Revenues 9$ ,581,990 $ 9.807.887 225,897 As Restated Fund Balance - End of Year $ -1$ ,956.129 $1,956,129 -49- -5p 4W SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for revenues from specific taxes or other earmarked revenue sources which because of legal or regulatory provisions or administrative action are designed to finance particular functions or activities of government and which, therefore, cannot be diverted to other uses. Description Of Funds Road knpact - Accounts for the Road Impact fees collected and for dis- bursements made for the purpose of planning, acquisition, expansion, and development of off-site improvements to the road system. Parks - Accounts for the land and/or money received from owners or developers as a recreational facilities assessment when lands are subdivided within the City. Funds must be used for the improvement or expansion of City parks. Stormwater - Accounts for the Stormwater Utility Fee revenues and the related expenditures for drainage, stormwater, and other related projects. Interim Services - Accounts for impact fees collected and for disbursements made for the purpose of providing additional municipal services to new development within the City. Police Trainung - Accounts for the revenues received pursuant to F.S. 943.25(8) which Imposes a $2.00 court cost against every person convicted for violation of state penal or criminal statute or convicted of a municipal or county ordinance violation where said offense occurred within the City of Ocoee. Funds must be used to educate and Vain law enforcement personnel. Police Trust - Accounts for the proceeds from property confiscated in police enforcement activities pursuant to F.S. 932.707 (Florida Contraband Forfeiture Act). Funds must be used for police operations. Fire Impact - Accounts for Fire Impact fees collected and for disburse- ments made for the purpose of acquisition of facilities and equipment determined to be needed to provide fire protec- tion for new development within the City. Police knparx - Accounts for Police Impact fees collected and for disburse- ments made for the purpose of acquisition of facilities and equipment determined to be needed to provide police pro- tection for new development within the City. This page intentionally left blank. Ocoee O� T o a Cf~rF4 Of 0000 ��,\u CIN OF OCOEE, FLORIDA COMBINING BALANCE SHEET ALL SPECIAL REVENUE FUNDS SEPTEMBER 30, 1997 Assets Cash And Cash Equivalents Investments Receivable - Net Total Assets Liabilities And Fund Balances Liabilities Accounts Payable Due to Other Funds Deferred Revenue Total Liabilities Fund Balances Unreserved: Designated For Subsequent Year's Budget Total Fund Balances Total Liabilities And Fund Balartces a 5543.043 622.808 170.621 15.833 12.163 29.233 1,869.020 217.959 8480.680 Total Road 15.833 12.163 Intedm Police Police Fre Police Special Revenue Impact Parks Stormwater Services Traininc Trust Impact Impact Funds 217.95 8 613 496 $ 1,368,332 $ 363,222 $ 70,803 $ 15,833 $ 12,945 $ 29,233 $ 879,833 $ 145,302 $ 2,885,503 4,225,457 268,466 48,438 --- --- --- 986,666 72,657 5,601,684 49.265 --- 74.523 --- 2.521 --- 126.309 5.643 054 631,688 $ 193.764 15.83 12,945 29,233 $ 1.869.020 217,959 8.61$A96 $ 100,011 $ --- $ 23,143 $ ... $ ... $ ... $ --- $ --- $ 123,154 '-- 782 ... --- 782 ._ 8.880 ..- --- 8.880 100.011 8.880 23.143 --- 782 --- --- --- 132.816 5543.043 622.808 170.621 15.833 12.163 29.233 1,869.020 217.959 8480.680 5,543.D43 622.808 170.621 15.833 12.163 29.233 1.869.020 217.959 8,480.68 $5,643.0 54 631,688 $ 193.764 15,833 12,945 29,233 $ 1.869.020 217.95 8 613 496 -51- -52- .53. .54- CRY OF OCOEF, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ALL SPECIAL REVENUE FUNDS FOR THE YEAR ENDED SEPTEMBER 30.1997 Taal Spatial Road krertn Poke Police Fre Police Revalue 6ruw Parka Stmnwater Services Tralninp Trust Impact Impact Funds Revenlae Imergovenxrrental Revenues - $ — $ 2,348 $ — $ — $ — $ — $ $ 7,370 $ 9,718 Fines And Forfeitures — — — — 1,242 3,688 — — 4,830 Impact Fees/Special Assessmems 1,298.620 261,430 804,199 59,371 — — 415,633 132,823 2,972,076 Investmem Income 415,457 43,917 10,197 968 642 2,100 146,289 10,756 630.326 Miscellaneous Revenues — — — 308.323 — 308,323 Total Revarces 1.714.077 307.695 814.396' 60.339 1.884 5,688 870.245 150.949 3.925.273 tae Curlew Public Safety — — — — 20,717 526,762 — 547,479 Physical Envirmmem 2,023,446 - 645,398 — — — — — 2,668,844 Culture And Recreatim — 56.290 — — — — — — 56,290 Debt Service: Principal Retiremam — — 67,633 — — — 168,688 — 236,321 Imerest And Fiscal Charges — — 15.173 — — — 17.869 — 33.042 Taal Exper dRrae 2.023.446. 56.290 728.204 — — 20.717 713.319 — 3.541.976 Excess Paticiar") Of Revaces Over Expmdmrae (309.3691 251.405 86,192 60,339 1.884 (15.0291 156.926 150.949 383.297 Other Fgmncirg Sakes (Uses) Operating Transfers Out 629253 (118.1001 (282,8571 50874 — — (63.5801 (100.6391 (1.245.5031 Net alter FiarmQ Sources(Uses) 629253 (118.1001 (282.8571 50874 — — (63.5801 (100.8391 (1.245.5031 Eroass pdic erx.Y) Of Reverses And Otto Firw"Q Sources Over Expeaimses And Other FrW"Q flees (938,622) 133,305 (196,665) 9,465 1.884 (15,029) 93,346 50,110 (862,206) Fmtl Balances - Begirnng Of Year As Previously Reported 6,549,771 500,818 367,286 5,368 10,279 44,262 1,815,177 167,849 9,461,810 Prior Period Adjustmem 11134 (11,315 — — — — (39,SW1 — (162.1651 As Restated 6.438.424 489.503 367,286 6,368 10.279 44.262 1.775,674 167.849 9,299.645 Residual Equity Transfer In 43.241 — — — — — — 43.241 Fund Balances - End of Year5$ ,543,043 622,808 170.621 15,833 12 16) $ 29.233 1,869,020 217 959 $8,480,680 .53. .54- Iry DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for the payment of interest and principal on all general long-term debt other than that payable from Proprietary Funds. Transportation RefiuWktg - Accounts for the principal and Interest payments on the 1990 and Improvement Transportation Refunding and Improvement Revenue Bonds Revenue Bonds which funded the design, construction, paving and improve- ment of roads and related drainage improvements within the City. Capital Improvement - Accounts forthe principal and Interest payments on the 1991 Revenue Bonds Capital Improvement Revenue Bonds which funded the construction of the new City Hall and the expansion of the police department facility. Stonnwater Revenue - Accounts for the principal and interest payments on the 1996 Promissory Note Stormwater Revenue Promissory Note issued to acquire, construct, and improve certain stormwater utility capital improvements. Capital Irnprovernent - Accounts for the principal and Interest payments on the 1996 Revenue Promissory Capital Improvement Revenue Promissory Note issued to Note finance certain capital projects including two fire stations, a gymnasium and recreational facility, and a public works facility. This page intentionally left blank. Ocoee 0 T I �o n ., o !q Jr 0000 �\ wr Assets Cash And Cash Equivalents Restricted Assets: Investments Cash With Paying Agent Trial Assets Liabilities And Fund Balances I-mbileia9 Matured Bonds Payable Matured Interest Payable Total Liabilities Fund Balances Reserved For Debt Service Total Liabilities And Fund Balances CITY OF OCOEE, FLORIDA COMBINING BALANCE SHEET ALL DEBT SERVICE FUNDS 887EMBER 3D, 1997 Transportation Capital Sloarevriter Capital Ynporerner[ Refunding And Ynpovemerd Revenue Revenue Total 4npwernert Revenue Rmi'ssary Prmussory, Debt Service Revenure Bards Soods Note Nae Funds $ 31,992 $ 88,644 $ 15,174 It 60,557 $ 196,367 - 229,286 207,620 396,983 833,789 394.011 169.795 202.271 55.055 821132 $ 426,003 $ 487.725 It 424,965 $ 512,595 It 1,851,288 I 468.498 159.590 132.271 $ 165,000 $ 90,000 It 70,000 $ - $ 325,000 229.011 79.795 132.271 55.055 496.132 394.011 169.795 202.271 55.055 821.132 31.992 317.930 222.694 457.540 1.030.156 $ 426.003 $ 487,725 $ 424,965 $ 512,595 $ 1.851.268 .55. CITY OF OCOEE, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES W FUND BALANCES ALL DEBT SERVICE FUNDS FOR THE YEAR ENDED SEPTEMBER 3% 1997 Capital Traspatation Capital Smm vaw 4nprovWWK Refunding And ynprwerrrer[ Revenue Revenue Total inprove Revenue Pranea:ary Pronaaary Debt Service Revenue BarWs Bonds Nate Note Funds Revenues Investment Income $ 9.940 $ 17.111 It 17.775 S 17.542 5 62.368 Total Revenues 9.940 17.111 17.775 17.542 62.368 Debt Service: Bond Principal Payments 165,000 90,000 70,000 - 325,000 Bond Interest and Fiscal Charges 468.498 159.590 132.271 181.682 932.041 Taml ENXWKW rrav 623.498 249.590 202.271 /81.682 1.257,041 Excess (Defwiawy) Of Revenues Ova EVend@IYes (613.558) (232.4791 (184.496) (164.1401 (1,194.6731 Other Fhar"V Sources Operating Transfers In 623,022 249,590 203,452 181,680 1,257,744 Bond Proceeds 440.000 440.000 Total Other FwMn=V Sorecas 623.022 249.590 203.452 621.680 1,697.74a Excess ot Flm sn nes And COW FkmncM Surras Over EVerM4nes And Older Finar"Q Uses 9,464 17,111 18,956 457,540 503,071 Fund Balames - Begi " of Year As Prevlou Reported 22,528 319,438 203,738 - 545,704 Prior Period Adjustment - (18.6191 - - (18,6191 As Restated 22.528 300.819 203.738 - 527.085 I Fund Balances - End Of Year $ 31,992 $ 317,930 $ 222.694 $ 457,540 $ 1.030.156 Sg WI CAPITAL PROJECTS FUNDS The Capital Projects Funds account for all resources used for the acquisition and/or - construction of capital facilities by the City except for those financed and accounted for in the This page intentionally left blank. Proprietary and certain Fiduciary Funds. Description of Funds - Ocoee Road Construction - Accounts for the portion of building permits designated to fund design, and improvement of �� o the construction, paving e White Road in connection with the. West Oaks Mall construc- tion project. �F4 or City Hall/Police Depart- - Accounts for the proceeds of the 1991 Capital Improvement a000 _ morn Constr=ion Revenue Bonds to fund the construction of a new City Hall and expansion of the police department facility. i - - Stormwaterlmprovemant - Accounts for the proceeds of the 1996 Stormwater Revenue Promissory Note issued toacquire, construct, and improve certain stormwater utility capital Improvements. Computer Acquisition - Accounts for funds budgeted for the acquisition and instal- lation of a new computer system. Capital Improvement - Accounts for the proceeds of the 1996 Capital Improvement Revenue Promissory Note Issued to finance certain capital projects including two fire stations, a gymnasium and recreational facility, and a public works facility. CRY OF OCOEE, FLORIDA COMBINING BALANCE SHEET ALL CAPITAL PROJECT FUNDS SEPTEMBER 30, 1997 -57 -58- CAy Hall/ Total Road Police Dept Stormwater Capital Capital Project Construction Construction Improvement Acquisition Improvements Funds Assets Cash and Cash Equivalents $ 370,307 $ 2,720 $ 1,034,035 $ 144,312 $ 1,816,447 $ 3,367,821 Investments -- --- 594,514 --- 1,992,014 2,586,528 Accounts Receivable 26 --- --- 26 Total Assets 370,333 $ 2.720 $ 1,628.549 $ 144.312 $ 3.808,461 $ 5.954.375 Liabilities And Fund Balance Liabilities Accounts Payable $ --- $ --- $ 8,192 $ -- $ --- $ 8,192 Retainage Payable 55.594 1.214 9.266 66.074 Total Liabilities 55.594 1.214 17,458 74.266 Fund Balance Unreserved - Designated For Capital Projects 314.739 1.506 1,611,091 144.312 3.808,461 5880.109 Total Liabilibas And Fund Balance $ 370,333 $ 2.720 $ 1,628.549 $ 144.312 $ 3.808,461 $ 5,954,375 -57 -58- CITY OF OCOEE, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND AND CHANGES IN FUND BALANCES ALL CAPITAL PROJECT FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 1997 -59- -60- City Hyl/ Total Road Police Dept Storm Vater Computer Capital Capital Project Construction Construction Improvement Acouisition Improvements Funds Revenues Building Permits $ 8,252 $ --- $ --- $ -- $ --- $ 8,252 Investment Income 27,286 1,394 98,052 17,700 208,836 353,268 Miscellaneous Revenues 900 900 Total Revenues 35.538 1.394 98.052 17.700 209.7$6 362.420 Expenditures Capital Outlay: General Government --- 9,907 --- 364,810 --- 374,717 Public Safety -- 7,060 --- --- 715,048 722,108 Physical Environment 284,293 --- 400,814 --- 14,128 699,235 Culture & Recreation -- --- --- --- 72.099 72.099 Total Expenditures 284.293 16.967 400.814 364.810 801.275 1.868.159 Excess (Deficiency) Of Revenues Over Expenditures (248.7551 (15.5731 (302.762) (347,1101 (591.5391 (1,505.739) Other Finartcing Sources (Uses) Operating Transfers In --- --- 100,000 --- 100,000 Operating Transfers Out (16,472) --- (1,012) (10,485) --- (27,969) Promissory Note Proceeds — - - — 4.400.000 4.400.000 Net Otlrer Financing Sources (Uses) (16.472) -- (1.0121 89.515 4.400.000 4,472.031 Excess (Def wiry) Of Reverues Arid O@ner Financing Sources Over FxperdiGues And Othar Financing Uses (265,227) (15,573) (303,774) (257,595) 3,808,461 2,966,292 Furl Balances - Beginning Of Year 579.966 17.079 1.914.865 401.907 2.913.817 Fund Balances - End Of Year $ 314.739 $ 1.506 $ 1.611.091 $ 144,312 $ 3,808,461 $ 5.880.109 -59- -60- ENTERPRISE FUNDS Enterprise Funds are used to account for operations that are financed and operated in a manner similar to private business enterprise or where the City has decided that periodic determination of net income is appropriate for capital maintenance, management control, accountability, public policy, or other purposes. Water and Wastewater - Accounts for the operations of the City's water system and wastewater collection and treatment plant which provides water and wastewater service to the residents of the City. All activities necessary to provide such service are accounted for In this fund. Solid Waste - Accounts for the collection of commercial and residential garbage which Is disposed of at a county landfill. All activ0ies necessary to provide such service are accounted for in this fund. This page intentionally left blank. Ocoee O I 4 v O R of GO�� CITY OF OCOEF- FLORIDA COMBINING BALANCE SHEET ALL ENTERPRISE FUNDS SEPTEMBER 30, 1997 -62- 61- Water Taal and - Enterprise Wastewater Solid Waste Funds ASSETS Cunant Assets Cash And Cash Equivalents $ 611,955 $ 132,850 $ 744,805 Investments 1,809,700 46,395 1,856,095 Receivables (Net Of Allowance $ 228,366 $ 1,805 S 230,171 For Uncollectibles) 410,554 108,705 519,259 Inventory - Materials 22.152 - 22,152 Due From Other Governments - 8226 8,226 Tay Carat Alias 2,854,361 296.176 3.150,637 Restricted Assets Cash And Cash Equtvalents 2,810,666 95,943 2,906,609 Investments 10,833,216 - 10,833,216 Cash With Paying Agent 822326 - 822.326 Tay Restricted Assets 14 466.208 95.943 14 562151 Feted Assets Property, Plant And Equipment 34,5,625 1,320,933 35,857,558 Less: Accumulated Depreciation (9,160,493) (908,988) (10,069,481) Construction In Progress 2.969.186 - 2,969,166 Tay Feed Asses - I4et 28 345.318 411.945 28.75T263 Odw Assets Assessments Receivable 251,775 - 251,775 Unamort¢ed Bond Issuance Costs 689.109 - 589109 Total Odra Assets 840.884 - 840.884 Total Assets $ 46.506,771 $ 804.0647$ti ,310,635 -62- 61- Tata) Water and - Enterprise Wastewater Solid Waste Funds LIABILITIES AND FUND EQUITY Current L abitim (Payable Fran Current Assets) $ 228,366 $ 1,805 S 230,171 Accounts Payable 139,850 22,969 162,719 Accrued Expenses - 20,610 20,610 Due To Other Funds 39,002 Deferred Revenue 38,002 8,442 - 45.096 63.538 Obligations Under Capital Leasas Total Currant Liabilifies (Payable 415.660 90.380 506.040 From Curtert Assets) Current Llalblities (Payable Fran Restricted Asses) 344,224 Customer Deposits 344224 27,518 Retainage Payable 27,518 - 487,326 Accrued Interest Payable 487,326 - 335.000 Revenue Bonds Payable 335.000 - Total Carat Liaht"lites (Payable 1 194.060 From Restricted Assets) 1,194,068 - LongiYrm Liabilities Revenue Bonds Payable 17,440,418 - 17,440.418 Obligations Under Capital Leases 21,015 124.245 145.260 Tay Long -Tenn Uab9mas 17 461.433 124.245 17.585.678 Tay Liabill 19 071.161 214.625 19,285.7a6 Fund Equity Contributed Capital 24.120.382 - 24 120.382 Retained Earnings: Ressrved For Rerrewy 1,638,008 95,943 1,733,951 And Replacarent 1.677.220 493.496 2170.716 Uae act Tay Retailed Ealmgs 3.315.228 589,439 3,904,667 Tay Fund Equity 27 435.610 589.439 28 025.049 Taal U babies & Fund Equity 6 506.771 $ 804.1164 47,310,835 -62- 61- CITY OF OCOEF— FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES W RETAINED EARNINGS ALL ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30,19W -63- Total Water and Enterprise Wastewater Solid Waste Funds Operadrg Ravvcues User Charges $ 4.030.639 $ 1,243.295 $ 5,273.934 Operamm EXP— Personal Services 1,514,777 404,805 1,919,582 Materials And Supplies 383,422 359,960 743,382 Heat, Light And Parer 340,860 — 340,850 Depreciation And Amortization 1,329,432 201,955 1,531,387 1 Other Expenses 362,839 148,978 5.739 511,817 5,739 This intentionally left blank. Recycling Expenses — page TOW Op -"Q Egrerses 3.931.320 1.121.437 5.052.757 OCOO9 OP --"V In— (Lass) 99.319 121.858 221.177 O\ 0 ues Grant Revenue 29,000 29,000 f 0 � Investment Income 865,103 9,096 874,199 91f4� Interest Expense (829,608) (10,633) (840,241) of 0000 Loss on Sale of FLxed Assets (68.7241 (68.724) Total NanoperaGrg Revenues (Fxpersas) (332291 27.463 (5.7661 income Before OPeratirg Trarmfors 66,090 149,321 215,411 Operatrg Transfers Operating Transfers In 22,819 6,807 29,626 Operating Transfers Out (625,4111 (132.774) (758,185) Net Opaablg Transfers (602,5921 (125.9671 (728,559) Not hrcocne (Lass) $ (536.502) $ 23.354 $ (513,148) D'spesoal Of Nat inconne (Lass) Net Incase (Loss) $ (536,502) $ 23,354 $ (513,148) Depreciation On Contributed Assets 366.739 — 366.739 Net hoeane (Deaeaee) In Retained EarnffW (169,763) 23,354 (146,409) Retained Eamrgs - Beg"WIg Of Year As Prevlousty Stated 3,644,245 566.085 4,210,330 Prior Period Adjustment (159,2541 — (159.2541 As Restated 3.484,991 566.085 4.051.076 Retained Earnings - End of Year 3,315,228 $ 589,439 $ 3.904.667 -63- CITY OF OCOEE, FLORIDA Pricing Summary $ 19,2555000 TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1998 October 5, 1998 Prepared By: F N Capital Markets CITY OF OCOEE FLORIDA L $1992559000 TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1998 PRICING SUMMARY TABLE Issue Size $19,255,000 Dated Date October 1, 1998 Pricing Date October 5, 1998 Settlement Date October 20, 1998 Ratings AAA/AAA (MBIA Insured) Underlying Rating None Interest Rates/Yields 3.35% -4.76% Final Maturity October 1, 2028 Par Amount Refunded $ 4,200,000 Interest Rates on Prior Bonds 6.90% - 7.50% Maximum Annual Debt Service $1,299,940.00 Present Value Savings $ 809,841.00 Present Value Savings of Bonds Refunded 19.282% Construction Proceeds $ 13,860,000 Net Interest Cost 4.613% True Interest Cost 4.701% All in Cost 4.864% Arbitrage Yield 4.737% pIWN Capital Markets L L CITY OF OCOEE, FLORIDA $1992559000 TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1998 Term Sheet Maturity Principal Interest Rate Yield 1999 $150,000 3.35% 3.35% 2000 305,000 4.50 3.45 2001 315,000 3.50 3.50 2002 325,000 3.50 3.55 2003 335,000 3.60 3.60 2004 350,000 4.50 3.65 2005 365,000 3.70 3.75 2006 380,000 3.80 3.80 2007 395,000 3.80 3.85 2008 410,000 3.90 3.95 2009 420,000 4.00 4.05 2010 440,000 4.10 4.15 2011 460,000 4.25 4.30 2012 480,000 4.30 4.40 2015 1,565,000 4.50 4.60 2026 6,865,000 4.50 4.75 2028 5,695,000 4.50 4.76 FIWN Capital Markets A CITY OF OCOEE, FLORIDA $1992559000 TRANSPORTATION REFUNDING AND IMPROVEMENT REVENUE BONDS, SERIES 1998 OPTIONAL CALL FEATURES Redemption Period Redemption Price October 1, 2008 - September 30, 2009 101 October 1, 2009 - and thereafter 100% $1,565,000 - 2015 TERM BOND REDEMPTION Maturity Principal 2013 500,000 2014 520,000 2015 545,000 $6,865,000 - 2023 TERM BOND REDEMPTION Maturity Principal 2016 730,000 2017 765,000 2018 800,000 2019 835,000 2020 875,000 2021 910,000 2022 955,000 2023 995,000 p0N Capital Markets 11 r CITY OF OCOEE FLORIDA $5,695,000 - 2028 TERM BOND REDEMPTION Maturity Principal 2024 1,040,000 2025 1,090,000 2026 1,135, 000 2027 1,190,000 2028 1,240,000 F�v Capital Markets I William R Hough A Co. -JS Public Finance 14 File = OCOM-OCOM&WM-Issue Summary 10/ 5/1998 2.•57 PM CITY OF OCOEE, FLORIDA TRANSRORTATION REFUNDING AND IMFROVEMENT REVENUEBONDS, SERIES 1998 REFUNDING AND NEW MONEYBONDS (73.757% OFCALLABLEBONDS ONLY - 30 YEAR BOND ISSUE) NET DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P+I Existing DIS Net New DIS 10/01/1999 150,000.00 3.350% 838,560.00 988,560.00 308,357.50 1,246,396.39 10/01/2000 305,000.00 4.500% 833,535.00 1,138,535.00 160,592.50 1,299,127.50 10/01/2001 315,000.00 3.500% 819,810.00 1,134,810.00 162,092.50 1,296,902.50 10/01/2002 325,000.00 3.500% 808,785.00 1,133,785.00 163,215.00 1,297,000.00 10/01/2003 335,000.00 3.600% 797,410.00 1,132,410.00 163,835.00 1,296,245.00 10/01/2004 350,000.00 4.500% 785,350.00 1,135,350.00 164,090.00 1,299,440.00 10/01/2005 365,000.00 3.700% 769,600.00 1,134,600.00 163,980.00 1,298,580.00 10/01/2006 380,000.00 3.800% 756,095.00 1,136,095.00 163,505.00 1,299,600.00 10/01/2007 395,000.00 3.800% 741,655.00 1,136,655.00 162,625.00 1,299,280.00 10/01/2008 410,000.00 3.900% 726,645.00 1,136,645.00 161,250.00 1,297,895.00 10/01/2009 420,000.00 4.000% 710,655.00 1,130,655.00 164,500.00 1,295,155.00 10/01/2010 440,000.00 4.100% 693,855.00 1,133,855.00 162,000.00 1,295,855.00 10/01/2011 460,000.00 4.250% 675,815.00 1,135,815.00 164,125.00 1,299,940.00 10/01/2012 480,000.00 4.300% 656,265.00 1,136,265.00 160,500.00 1,296,765.00 10/01/2013 500,000.00 4.500% 635,625.00 1,135,625.00 161,500.00 1,297,125.00 10/01/2014 520,000.00 4.500% 613,125.00 1,133,125.00 161,750.00 1,294,875.00 10/01/2015 545,000.00 4.500% 589,725.00 1,134,725.00 161,250.00 1,295,975.00 10/01/2016 730,000.00 4.500% 565,200.00 1,295,200.00 - 1,295,200.00 10/01/2017 765,000.00 4.500% 532,350.00 1,297,350.00 - 1,297,350.00 10/01/2018 800,000.00 4.500% 497,925.00 1,297,925.00 - 1,297,925.00 10/01/2019 835,000.00 4.500% 461,925.00 1,296,925.00 - 1,296,925.00 10/01/2020 875,000.00 4.500% 424,350.00 1,299,350.00 - 1,299,350.00 10/01/2021 910,000.00 4.500% 384,975.00 1,294,975.00 - 1,294,975.00 10/01/2022 955,000.00 4.500% 344,025.00 1,299,025.00 - 1,299,025.00 10/01/2023 995,000.00 4.500% 301,050.00 1,296,050.00 - 1,296,050.00 10/01/2024 1,040,000.00 4.500% 256,275.00 1,296,275.00 - 1,296,275.00 10/01/2025 1,090,000.00 4.500% 209,475.00 1,299,475.00 - 1,299,475.00 10/01/2026 1435,000.00 4.500% 160,425.00 1,295,425.00 - 1,295,425.00 10/01/2027 1,190,000.00 4.500% 109,350.00 1,299,350.00 - 1,299,350.00 10/01/2028 1,240,000.00 4.500% 55,800.00 1,295,800.00 - 1,295,800.00 Total 19,255,000.00 - 16,755,635.00 36,010,635.00 2,909,167.50 38,869,281.39 William R Hough A Co. -JS Public Finance 14 File = OCOM-OCOM&WM-Issue Summary 10/ 5/1998 2.•57 PM Project No.: Designed: Drawn: Checked: Date: Revisions: Sheet No.: Agenda 10-06-98 Item VI B 2 1 OF 2 ,Agenda 9-15-98 Item VII A 2