Loading...
HomeMy WebLinkAboutItem 17 Approval of a Resolution to Opt Out of the Live Local Act City of Ocoee ▪ 1 N. Bluford Avenue ▪ Ocoee, Florida 34761 Phone: (407) 905-3100 ▪ www.ocoee.org STAFF REPORT Meeting Date: August 20, 2024 Item #: 17 Contact Name: Brett McFarlane Department Director: Michael Rumer Contact Number: Ext. 7145 City Manager: Robert Frank Subject: Approval of a Resolution to Opt Out of the Live Local Act Property Tax Exemption. (Concurrency & Commitment Coordinator McFarlane) Background Summary: Senate Bill 102 (SB 102), otherwise known as the "Live Local Act", was signed into law on March 29, 2023 with the aim of increasing the supply of affordable housing in the State of Florida. Senate Bill 328 (SB 328), the associated "Glitch Bill", was signed into law on May 16, 2024. The Live Local Act contained a provision that created a new ad valorem tax exemption for newly constructed multifamily developments that provide affordable housing within certain income thresholds. This ad valorem tax exemption would allow for qualified property to receive up to 75% ad valorem tax exemption of the assessed value if fewer than 100% of the multifamily units are used to provide affordable housing or 100% ad valorem tax exemption if 100% of the multifamily units are used to provide affordable housing. The Glitch Bill provided an opportunity for taxing authorities to opt out of the ad valorem tax exemption created through the Live Local Act. Section 196.1978, Florida Statutes, details that by adoption of a resolution or ordinance by two-thirds majority vote, a taxing authority may elect to opt out of the exemption. Taxing authorities may only opt out if the taxing authority's metropolitan statistical area (MSA) has a greater number of affordable and available units than the number of rental households in the 0-120 percent area median income (AMI) according to the most recent Shimberg Center survey. The most recently published Shimberg Center for Housing Studies Annual Report shows that the Orlando-Kissimmee MSA - of which the City of Ocoee is a part of - meets the criteria in order to opt-out of the tax exemption. In accordance with section 196.1978(3)(o)4, Florida Statutes, this resolution will take effect on January 1, 2025 and will expire on January 1, 2027. Issue: Should the Honorable Mayor and City Commissioners approve the proposed resolution to opt out of the new ad valorem tax exemption for newly constructed multifamily developments that provide affordable housing within certain income thresholds as provided for in the Live Local Act? Recommendations: Staff recommends that the Honorable Mayor and City Commissioners approve the proposed resolution to opt out of the new ad valorem tax exemption for newly constructed multifamily developments that provide affordable housing within certain income thresholds as provided for in the Live Local Act. City of Ocoee ▪ 1 N. Bluford Avenue ▪ Ocoee, Florida 34761 Phone: (407) 905-3100 ▪ www.ocoee.org Attachments: 1. Resolution for Opting Out of the Live Local Act Property Tax Exemption 2. Shimberg Center for Housing Studies 2023 Annual Report 3. Advertisement Financial Impacts: None Type of Item: Public Hearing 1 RESOLUTION NO. 2024-__________ A RESOLUTION OF THE CITY OF OCOEE, FLORIDA, ELECTING TO NOT EXEMPT CERTAIN PROPERTY UNDER SECTION 196.1978(3)(o) AS ENACTED BY CHAPTER 2024-158, LAWS OF FLORIDA, AND PROVIDING FOR SEVERABILITY AND AN EFFECTIVE DATE. WHEREAS, Section 196.1978(3), Florida Statutes, contains the "Live Local Act Property Tax Exemption," which requires the county property appraiser to exempt rental properties from ad valorem taxation if the properties meet certain requirements under the Live Local Act; and WHEREAS, the Florida Legislature passed HB 7073 during the 2024 legislative session; and WHEREAS, on May 7, 2024, Governor Ron DeSantis signed HB 7073, which became Chapter 2024-158, Laws of Florida; and WHEREAS, Chapter 2024-158, Laws of Florida, which will be codified as Section 196.1978(3)(o), Florida Statutes, provides an exemption from ad valorem taxation for certain properties deemed affordable housing for persons or families whose annual household income is between 0 and 120 percent of the area median income (AMI) for households within the Orlando-Kissimmee, Florida Metropolitan Statistical Area (MSA); and WHEREAS, Chapter 2024-158, Laws of Florida, provides that a taxing authority (including the City of Ocoee (“City”)) is authorized to opt out of providing the Live Local Tax Exemption if certain conditions are met, starting with the 2025 tax roll, if the City Commission, by a two-thirds majority vote, finds that the latest Shimberg Center for Housing Studies Annual report identifies that the number of affordable and available units in the MSA 2 is greater than the number of renter households in the MSA in the 0 to 120 percent AMI group; and WHEREAS, the latest Shimberg Annual Report is provided as an attachment to this Resolution and is hereby incorporated by reference and WHEREAS, the City Commission of the City of Ocoee hereby finds that the latest Shimberg Annual Report identifies a surplus of affordable and available units in the Orlando- Kissimmee, Florida MSA, which includes the City, for those households that meet the income criteria for the Live Local Property Tax Exemption; and WHEREAS, the City Commission of the City of Ocoee hereby finds that the City is a taxing authority that is eligible to adopt a resolution to not exempt properties that would otherwise be eligible for the Live Local Property Tax Exemption. NOW, THEREFORE, be it resolved by the City Commission of the City of Ocoee, Florida that: SECTION 1. The foregoing recitals are true and correct and are incorporated in this Resolution by reference. SECTION 2. The City Commission finds that the City is within the Orlando- Kissimmee, Florida MSA, and that, based on the Shimberg Annual Report, the number of affordable and available units in the MSA is greater than the number of renter households in the MSA for the category entitled "0-120 percent AMI." SECTION 3. Pursuant to Section 196.1978(3)(o), Florida Statutes, the City hereby elects not to exempt properties eligible for the Live Local Property Tax Exemption otherwise allowed 3 for under Section 196.1978(3)(d)1.a., Florida Statutes, and directs the Orange County Property Appraiser not to grant any such exemptions. SECTION 4. This Resolution applies to the ad valorem property tax levies imposed by the City only. SECTION 5. EFFECTIVE DATE. This Resolution shall take effect on January 1, 2025, and shall expire on January 1, 2027. This Resolution may be renewed prior to its expiration date in accordance with Florida law. SECTION 6. This Resolution has been duly advertised in accordance with Section 50.011(1), Florida Statutes. A copy of this Resolution shall be provided to the Orange County Property Appraiser prior to January 1, 2025. SECTION 7. This Resolution does not impact a property owner of a multifamily project which was granted an exemption pursuant to Section 196.1978(3)(d)1.a., Florida Statutes, prior to the adoption of this Resolution. Such property owner may continue to receive the exemption for each consecutive year that the property owner applies for and is granted the exemption. SECTION 8. SEVERABILITY. If any provision of this Resolution or application thereof to any person or circumstance is held invalid, the invalidity shall not affect other provisions or applications of this Resolution that can be given effect without the invalid provision or application, and to this end the provisions of this Resolution are declared severable. PASSED AND ADOPTED at a regular meeting of the City Commission of the City of Ocoee held in City Hall, Ocoee on this ________ day of ________________, 2024. ATTEST: Melanie Sibbitt, City Clerk (SEAL) APPROVED: CITY OF OCOEE, FLORIDA Rusty Johnson, Mayor FOR USE AND RELIANCE ONLY BY THE CITY OF OCOEE, FLORIDA; APPROVED AS TO FORM AND LEGALITY this ______ day of ______________, 2024. FISHBACK DOMINICK By: Richard Geller, City Attorney ADVERTISED ___________________,2024. READ FIRST TIME _______________,2024. READ SECOND TIME AND ADOPTED _______________________________, 2024. UNDER AGENDA ITEM NO. _______ Shimberg Center for Housing Studies 2023 Annual Report Shimberg Center for Housing Studies, M.E. Rinker School of Construction Management, University of Florida, P.O. Box 115703, Gainesville, Florida 32611-5703 1 CONTENTS Introduction ........................................................................................................................................................................... 2 Housing Supply ................................................................................................................................................................... 2 Housing Production ............................................................................................................................................................. 3 Assisted Housing Inventory ................................................................................................................................................ 6 Home Sales .......................................................................................................................................................................... 8 Rental Markets ................................................................................................................................................................. 12 Affordable Housing Needs: Renters and Special Populations ............................................................................... 13 Elderly Households ...................................................................................................................................................... 16 Persons with Disabilities ............................................................................................................................................. 17 Persons with Special Needs ...................................................................................................................................... 17 Affordable and Available Rental Housing Supply .............................................................................................. 18 Shimberg Center Activities ............................................................................................................................................. 20 Florida Housing Data Clearinghouse ...................................................................................................................... 20 Community Resilience and Disaster Response ....................................................................................................... 20 Promoting Housing Stability and Affordability..................................................................................................... 21 General Technical Assistance and Presentations .................................................................................................. 22 Teaching ........................................................................................................................................................................ 22 Appendix 1. County Housing Supply, 2023 .............................................................................................................. 24 Appendix 2. Housing Production by County and Housing Type, 2022 ................................................................ 27 Appendix 3. Sales Volume and Prices (2023 $) by County, 2022 ...................................................................... 29 Appendix 4. Surplus/Deficit of Affordable and Available Rental Housing Units by Income (% AMI), Florida Regions, 2022 .................................................................................................................................................................. 32 2 INTRO DUCTION Florida’s population grew by over 450,000 people through migration alone in 2021 and 2022. The state’s increasing population has led to continuing strong demand for housing. Production has continued apace in recent years, with especially active single family construction in fast-growing mid-sized counties and multifamily construction in the state’s urban centers. Home prices have returned to their boom era peaks, while rents reached a more stable growth rate in 2023 after sharp increases in the preceding two years. This report describes recent trends in housing production, home prices and rents, and the affordable housing inventory. Florida’s growth has placed additional pressure on the state’s affordable housing supply, and the report includes data on the affordable housing needs of the general population, elders, persons with disabilities, and special needs households. The report also summarizes the Shimberg Center’s 2023 activities in research, teaching, and technical assistance. The Center was established by the Florida Legislature in 1988 as a research hub to facilitate the provision of safe, decent, and affordable housing and related community development. Based in the M.E. Rinker School of Construction Management in University of Florida's College of Design, Construction, and Planning, the Shimberg Center provides applied research and technical assistance to state agencies, local planners, the housing industry, non-profits, and others involved in shaping our state’s housing policy. HOUSING SUPPLY Florida’s 5.7 million single family homes make up the largest share of the housing supply. Seventy-one percent of these homes are homesteaded, indicating that they serve as the owner’s primary residence rather than second homes, vacation homes, or rental properties. Most of the rest of Florida’s housing inventory is made up of different types of multi-unit housing. Condominiums make up 1.6 million units. These are much more likely to serve as second homes or vacation units; 37 percent are homesteaded. Units in multifamily rental developments make up a similar share of the housing stock, with 1.68 million units. These are divided between approximately 1.27 million units in developments with 10 or more units and 407,000 units in 2-9 unit properties, mostly duplexes. A small share of the 2-9 unit properties are homesteaded (21 percent), indicating that the owner occupies one unit in the building. Mobile homes on their own parcels make up approximately 437,000 units, of which half are homesteaded. These are individually owned parcels that are distinct from the state’s 2,292 licensed mobile home parks with 291,021 lots for rent. Table 1. Florida Housing Supply, 2023 Single Family Homes Condominiums Mobile Homes Multifamily 2-9 Units Multifamily 10+ Units • 5,745,641 parcels • 4,063,726 homesteaded (71%) • 1,605,160 parcels • 591,076 homesteaded (37%) • 437,337 parcels • 225,935 homesteaded (52%) • 155,994 parcels with 406,864 units • 32,919 homesteaded (21%) • 15,251 parcels with 1,274,074 units Source: Florida Department of Revenue, Name-Address-Legal File. See Appendix 1 for housing supply by county. 3 HOUSING PRODUCTION Florida produced approximately 125,000 single family homes in 2022, the last full year for which data is available. This production level is similar to the early 2000s—lower than the number of homes built during the 2004-2006 peak years, but well above the production level following the 2008 housing crash. Figure 1. Single Family Homes by Year Built, Florida, 2000-2022 Source: Florida Department of Revenue, Name-Address-Legal File Mid-sized counties led Florida’s single family home growth in 2022. Polk County was the state’s construction hotspot, with 9,235 single family homes built. Of the top ten counties for single family construction, only Hillsborough and Duval were large urban counties. Table 2. New Single Family Homes Built, Top Ten Counties, 2022 County Single Family Homes Built Polk 9,235 Lee 7,432 Pasco 7,019 Hillsborough 6,638 Osceola 5,778 St. Johns 5,638 St. Lucie 5,461 Duval 5,338 Manatee 4,930 Marion 4,799 Source: Florida Department of Revenue, Name-Address-Legal File. See Appendix 2 for single family construction in all counties. New condominium construction was much more modest and heavily geographically concentrated. The state built 6,855 condominium units in 2022, similar to annual production over the past 15 years but well below 2000-2008 production levels. 0 20,000 40,000 60,000 80,000 100,000 120,000 140,000 160,000 180,000 200,000 4 Figure 2. Condominiums by Year Built, Florida, 2000-2022 Source: Florida Department of Revenue, Name-Address-Legal File Sixty percent of units built in 2022 (4,091) were located in Miami-Dade County. No other county added more than a few hundred new units. Table 3. New Condominium Units Built, Top Ten Counties, 2022 County Condominium Units Built Miami-Dade 4,091 Collier 654 Sarasota 293 Charlotte 292 Lee 176 Broward 156 Brevard 151 Pinellas 143 Monroe 124 Manatee 122 Source: Florida Department of Revenue, Name-Address-Legal File. See Appendix 2 for condominium construction in all counties. Mobile homes continued to provide an affordable alternative to stick-built single family homes. The state added 4,013 mobile homes on individual parcels in 2022; this does not include homes in mobile home parks. This level of production was well above levels in the 2010s decade but below 2000s-era production. 0 10,000 20,000 30,000 40,000 50,000 60,000 5 Figure 3. Mobile Homes by Year Added, Florida, 2000-2022 Source: Florida Department of Revenue, Name-Address-Legal File. Includes mobile homes on individual parcels. Does not include units in mobile home parks. Mobile home production was scattered throughout the state. Most units were added in mid-sized or rural counties. Table 4. New Mobile Homes Added, Top Ten Counties, 2022 County Mobile Homes Built Bay County 236 Polk County 200 Marion County 178 Pasco County 177 Walton County 148 Citrus County 145 Santa Rosa County 133 Levy County 122 Clay County 118 Suwannee County 116 Source: Florida Department of Revenue, Name-Address-Legal File. See Appendix 2 for mobile homes added in all counties. Florida added 274 multifamily rental developments with 39,966 housing units in 2022.1 The state has been adding multifamily units at a rapid pace over the last five years compared to earlier in the 2000s and 2010s. 1 This accounts for developments with 10 or more housing units. The state also added 843 smaller developments, mostly duplexes, for an additional 1,698 units. See Appendix 2 for production by county. 0 2,000 4,000 6,000 8,000 10,000 12,000 6 Figure 4. Multifamily Units by Year Built, Florida, 2000-2022 Source: Florida Department of Revenue, Name-Address-Legal File. Includes units in multifamily developments with 10 or more units. Multifamily development was concentrated in Florida’s large urban counties and in fast-growing mid-sized counties including Bay, Polk, and Lee. Table 5. New Multifamily Units Built, Top Ten Counties, 2022 County Multifamily Units Built Orange County 6,567 Hillsborough County 6,349 Miami-Dade County 4,884 Broward County 3,099 Duval County 2,590 Bay County 2,117 Palm Beach County 1,774 Pinellas County 1,623 Polk County 1,366 Lee County 1,255 Source: Florida Department of Revenue, Name-Address-Legal File. Includes units in multifamily developments with 10 or more units. See Appendix 2 for multifamily developments and units added in all counties. ASSISTED HOUSING INVENTORY The Shimberg Center’s Assisted Housing Inventory tracks affordable rental housing developments with funding from Florida Housing Finance Corporation, U.S. Department of Housing and Urban Development (HUD), USDA Rural Development, and local housing finance authorities. Florida’s assisted housing stock currently consists of 3,047 developments with 306,400 affordable units—10 percent of Florida’s rental housing supply. In 2022 and 2023, Florida added 107 assisted rental developments with 12,715 total units to the development pipeline. All of these developments were funded by Florida Housing Finance Corporation. 0 10,000 20,000 30,000 40,000 50,000 60,000 7 Table 6 shows the characteristics of the new and forthcoming affordable housing developments. It shows that one-third of new assisted housing units are in developments targeting special populations, including elders, homeless individuals and families, persons with disabilities, and farmworkers. Most units (71 percent) are one or two bedroom apartments, and most (59 percent) target households up to 60 percent of area median income (AMI). Table 6. Characteristics of New Assisted Housing Developments, Florida, 2022-2023 Developments Units % of Units Total Developments 2022-2023 107 12,715 - County Size Large 56 7,812 61% Medium 40 4,490 35% Small 11 413 3% Target Population Family; Link 32 4,074 32% Family 32 4,297 34% Elderly; Family; Link 19 1,861 15% Elderly 11 1,478 12% Homeless; Persons with Disabilities 7 410 3% Homeless 2 145 1% Homeless; Link 1 60 0% Elderly; Family 1 298 2% Farmworker 1 20 0% Family; Homeless; Link; Persons with Disabilities 1 72 1% Unit Size 0 BR - 344 3% 1 BR - 4,407 35% 2 BR - 4,520 36% 3 BR - 1,392 11% 4 or more BR - 76 0.6% Not Avail. - 1,976 16% Income & Rent Limits <=35% AMI - 1,172 9% 40-50% AMI - 1,131 9% 55-60% AMI - 7,546 59% 65-80% AMI - 1,772 14% Not Avail. - 1,094 9% Source: Shimberg Center for Housing Studies, Assisted Housing Inventory. “Link” in Target Population refers to Florida Housing Finance Corporation’s Link program, under which developers provide a portion of housing units to special needs households referred by community-based supportive service providers. Percentages may not total exactly 100% due to rounding. 8 HOME SALES Florida’s housing markets have returned to their mid-2000s strength. The statewide median single family home price reached $400,000 in the first half of 2023. This exceeded the previous inflation-adjusted peak of $376,000 from 2006 (all prices in 2023 dollars). Figure 5. Median Single Family Home Sale Price (2023 $), Florida, 2000-2023 Source: Florida Department of Revenue, Sales Data File. Median prices converted to 2023 dollars using the Consumer Price Inde x to adjust for inflation. The sale price growth extended throughout the state. All but six counties surpassed their mid-2000s peak price in 2022 or 2023. Median home prices in the first half of 2023 ranged from the upper $100,000s in rural North Florida counties to over $750,000 in coastal counties with strong luxury and second home markets. $0 $50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 9 Figure 7. Florida Counties by Median Single Family Home Price, Q1-2 2023 $150,000-199,999 $200,000-249,999 $250,000-299,999 $300,000-349,999 Calhoun Bradford Baker Alachua Dixie Columbia Citrus Bay Hamilton Gadsden DeSoto Clay Holmes Hardee Duval Hernando Jackson Highlands Escambia Pasco Lafayette Putnam Gilchrist Polk Liberty Suwannee Glades Volusia Madison Taylor Hendry Wakulla Washington Jefferson Leon Levy Marion Okeechobee Union $350,000-399,999 $400,000-499,999 $500,000-749,999 $750,000-1,000,000+ Brevard Franklin Broward Collier Charlotte Gulf Manatee Monroe Flagler Lee Martin Walton Hillsborough Nassau Miami-Dade Indian River Orange Palm Beach Lake Osceola St. Johns Okaloosa Pinellas Santa Rosa Sarasota St. Lucie Seminole Sumter Source: Florida Department of Revenue, Sales Data File 10 The volume of single family sales has also been strong. There were 396,011 single family home sales in 2022, down from a peak of 478,574 sales in 2021 but similar to average annual sales volume in the early boom years of 2003-2004. Figure 8. Number of Single Family Home Sales, Florida, 2000-2022 Source: Florida Department of Revenue, Sales Data File Hillsborough County had the most active single family market in the state, with over 25,000 sales in 2022. As Table 7 shows, sales were highest in Florida’s populous urban counties, but growing mid-sized counties (Lee, Polk, Pasco, and Brevard) also saw strong home sales. Table 7. Number of Single Family Home Sales, Top Ten Counties, 2022 County Single Family Sales Hillsborough 25,403 Broward 21,258 Lee 21,010 Polk 20,853 Duval 20,507 Orange 19,293 Pasco 17,762 Palm Beach 17,440 Miami-Dade 15,438 Brevard 14,008 Source: Florida Department of Revenue, Sales Data File. See Appendix 3 for sales in all counties. The condominium market was also strong. The state’s median condominium sales price was $295,000 in the first half of 2023, below 2005-2007 levels but well above 2002-2004 and 2009-2020 prices. 0 50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 11 Figure 9. Median Condominium Sale Price (2023 $), Florida, 2000-2023 Source: Florida Department of Revenue, Sales Data File. Median prices converted to 2023 dollars using the Consumer Price Inde x to adjust for inflation. Q1-2 2023 median condominium prices were far higher in coastal counties with active luxury vacation and second home markets, including Monroe (median condominium price $855,000), Gulf ($682,500), Walton ($630,000), Nassau ($623,000), and Okaloosa ($525,000). Condominium sales volume still lags behind the heights of the 2004-2006 housing boom. Nevertheless, the market is becoming more active. More condominiums sold in 2021 (156,862 sales) and 2022 (121,068) than any year since 2006. Figure 10. Number of Condominium Sales, Florida, 2000-2022 Source: Florida Department of Revenue, Sales Data File $0 $50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 0 50,000 100,000 150,000 200,000 250,000 12 Half of the 2022 condominium sales took place in the three South Florida counties: Miami-Dade (28,436), Broward (18,132), and Palm Beach. Table 8. Number of Condominium Sales, Top Ten Counties, 2022 County Condominium Sales Miami-Dade 28,436 Broward 18,132 Palm Beach 13,978 Pinellas 7,497 Lee 6,367 Collier 6,141 Orange 4,008 Sarasota 3,752 Hillsborough 3,145 Manatee 2,879 Source: Florida Department of Revenue, Sales Data File. See Appendix 3 for sales in all counties. RENTAL MARKETS After several years of stability, Florida rents increased steeply between 2020 and 2022, then held steady at these higher levels in 2023. Apartment List estimates that median gross rents for housing seekers in Florida increased 41percent over the two year period between July 2020 and July 2022. Median rent for housing seekers was $1,693 in July 2023, a two percent drop from the 2022 median of $1,732 but still well above 2017-2021 levels. Figure 11. Apartment List Median Rent Estimates, Florida, 2017-2023 Source: Apartment List, Rent Estimates, https://www.apartmentlist.com/research/category/data-rent-estimates. Estimate of median gross rent for new leases, including utilities. All rent estimates refer to July estimates for a given year. $1,178 $1,227 $1,262 $1,229 $1,476 $1,732 $1,693 $0 $200 $400 $600 $800 $1,000 $1,200 $1,400 $1,600 $1,800 2017 2018 2019 2020 2021 2022 2023 13 Apartment List also provides median rent estimates for 26 of Florida’s 67 counties. Among these counties, Southeast and Southwest Florida counties topped the list for highest rents in July 2023. Table 9. Median Rent, Top Five Counties, July 2023 County Median Rent Increase since July 2020 Palm Beach $2,144 42% Collier $2,103 56% Miami-Dade $2,014 42% Broward $2,008 40% Sarasota $1,893 42% Source: Apartment List, Rent Estimates, https://www.apartmentlist.com/research/category/data-rent-estimates. Estimate of median gross rent for new leases, including utilities. AFFORDABLE HOUSING NEEDS: RENTERS AND SPECIAL POPULATIONS With these strong markets and rising prices and rents, Florida continues to have an affordable housing gap. The Center produces a triennial Rental Market Study for Florida Housing Finance Corporation assessing affordable rental housing needs by county and demographic group. The last study, published in 2022, estimated that there were 768,460 renter households in Florida who were low-income (with incomes below 60 percent of the area median income, or AMI) and cost burdened (paying more than 40 percent of income for housing). Using the most recently available data, we estimate that there are now 862,465 low-income, cost burdened renters in Florida. Sixty percent of these households live in Florida’s seven large counties (population 825,000 or more); 37 percent live in medium-sized counties (population 100,001-824,999); and three percent live in small counties (population 100,000 or less). Table 10. Low-Income (≤60% AMI), Cost Burdened (>40%) Renter Households by County in Florida, 2023 All Renter Households Low-Income (<=60% AMI), Cost Burdened (>40%) Renters Low-Income/ Cost Burdened Renters as % of All Renters in the County Low-Income/ Cost Burdened Renters as % of State Total Large Broward 296,815 94,812 32% 10.99% Duval 177,925 51,030 29% 5.92% Hillsborough 230,005 61,448 27% 7.12% Miami-Dade 480,962 137,427 29% 15.93% Orange 236,126 69,821 30% 8.10% Palm Beach 200,656 60,858 30% 7.06% Pinellas 150,217 43,928 29% 5.09% Large Total 1,772,706 519,324 29% 60.21% Medium Alachua 28,738 8,971 31% 1.04% Bay 23,950 6,086 25% 0.71% 14 All Renter Households Low-Income (<=60% AMI), Cost Burdened (>40%) Renters Low-Income/ Cost Burdened Renters as % of All Renters in the County Low-Income/ Cost Burdened Renters as % of State Total Brevard 71,958 23,415 33% 2.71% Charlotte 17,659 3,785 21% 0.44% Citrus 13,233 4,138 31% 0.48% Clay 22,151 4,919 22% 0.57% Collier 42,571 14,638 34% 1.70% Escambia 46,045 14,569 32% 1.69% Flagler 12,138 3,549 29% 0.41% Hernando 17,194 3,363 20% 0.39% Highlands 11,141 3,084 28% 0.36% Indian River 17,464 5,180 30% 0.60% Lake 43,477 10,784 25% 1.25% Lee 94,488 23,677 25% 2.75% Leon 34,772 10,046 29% 1.16% Manatee 51,579 15,595 30% 1.81% Marion 40,592 10,749 26% 1.25% Martin 16,262 4,475 28% 0.52% Okaloosa 29,835 5,424 18% 0.63% Osceola 53,809 17,944 33% 2.08% Pasco 65,359 19,302 30% 2.24% Polk 90,484 24,905 28% 2.89% Santa Rosa 16,103 4,170 26% 0.48% Sarasota 49,874 14,122 28% 1.64% Seminole 66,627 18,505 28% 2.15% St. Johns 23,292 5,748 25% 0.67% St. Lucie 36,182 14,015 39% 1.62% Sumter 9,918 2,382 24% 0.28% Volusia 67,180 17,989 27% 2.09% Medium Total 1,114,075 315,529 28% 36.58% Small Baker 2,149 503 23% 0.06% Bradford 2,449 653 27% 0.08% Calhoun 1,047 323 31% 0.04% Columbia 7,617 2,032 27% 0.24% DeSoto 3,378 935 28% 0.11% Dixie 1,302 347 27% 0.04% 15 All Renter Households Low-Income (<=60% AMI), Cost Burdened (>40%) Renters Low-Income/ Cost Burdened Renters as % of All Renters in the County Low-Income/ Cost Burdened Renters as % of State Total Franklin 1,226 378 31% 0.04% Gadsden 4,649 1,434 31% 0.17% Gilchrist 1,057 282 27% 0.03% Glades 859 268 31% 0.03% Gulf 1,304 402 31% 0.05% Hamilton 1,267 318 25% 0.04% Hardee 2,507 694 28% 0.08% Hendry 4,036 1,261 31% 0.15% Holmes 1,674 368 22% 0.04% Jackson 4,727 1,458 31% 0.17% Jefferson 1,378 425 31% 0.05% Lafayette 598 150 25% 0.02% Levy 3,809 1,016 27% 0.12% Liberty 603 186 31% 0.02% Madison 1,846 463 25% 0.05% Monroe 14,405 4,116 29% 0.48% Nassau 7,660 1,794 23% 0.21% Okeechobee 3,910 1,222 31% 0.14% Putnam 7,376 1,820 25% 0.21% Suwannee 4,296 1,078 25% 0.12% Taylor 1,981 497 25% 0.06% Union 1,315 351 27% 0.04% Wakulla 2,480 765 31% 0.09% Walton 7,437 1,634 22% 0.19% Washington 1,998 439 22% 0.05% Small Total 102,340 27,612 27% 3.20% State Total 2,989,121 862,465 29% 100.00% Source: Shimberg Center analysis of U.S. Census Bureau, 2022 American Community Survey; University of Florida Bureau of Economic and Business Research, 2023 Population Projections 16 Elderly Households Older households make up an increasing share of Florida’s renters in need. Forty percent of low-income, cost burdened renter households are headed by someone age 55 or older—nearly 347,000 households in all. In Pasco/Pinellas Counties and a Southwest region stretching from Sarasota County to Collier County, older households make up half of the cost-burdened renters. Table 11. Low-Income (≤60% AMI), Cost Burdened (>40%) Renter Households by Age of Householder and Region, Florida, 2023 Planning and Service Area Age of Householder 15-54 % 15- 54 55-74 % 55- 74 75-84 % 75- 84 85 or Older % 85 or Older Total 1) Escambia, Okaloosa, Santa Rosa 15,641 64% 6,661 27% 1,301 5% 981 4% 24,584 2) Bay, Calhoun, Franklin, Gadsden, Gulf, Jackson, Jefferson, Holmes, Leon, Liberty, Wakulla, Walton, Washington 16,672 71% 5,431 23% 1,083 5% (X) (X) 23,612 3) Alachua, Bradford, Citrus, Columbia, Dixie, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Madison, Marion, Sumter, Suwannee, Taylor, Union 26,468 56% 14,218 30% 4,737 10% 1,654 4% 47,077 4) Baker, Clay, Duval, Flagler, Nassau, Putnam, St. Johns, Volusia 53,715 61% 25,309 29% 6,224 7% 2,338 3% 87,586 5) Pasco, Pinellas 31,950 50% 20,959 33% 6,498 10% 3,865 6% 63,272 6) Desoto, Hardee, Hillsborough, Highlands (part), Manatee, Polk 66,240 64% 27,370 26% 6,627 6% 3,371 3% 103,608 7) Brevard, Orange, Osceola, Seminole 88,792 68% 28,399 22% 9,735 8% 2,719 2% 129,645 8) Charlotte, Collier, Glades, Hendry, Highlands (part), Lee, Okeechobee, Sarasota 31,125 50% 17,740 29% 8,167 13% 5,176 8% 62,208 9) Indian River, Martin, Palm Beach, St. Lucie 44,267 53% 24,618 29% 9,411 11% 5,910 7% 84,206 10) Broward 60,458 64% 24,530 26% 6,733 7% 3,090 3% 94,811 11) Miami, Monroe 79,513 56% 44,936 32% 12,262 9% 4,833 3% 141,544 State Total 514,841 60% 240,171 28% 72,778 8% 33,937 4% 862,153 Source: Shimberg Center analysis of U.S. Census Bureau, 2022 American Community Survey; University of Florida Bureau of Economic and Business Research, 2023 Population Projections. Regions are modified from Florida Department of Elder Affairs Planning and Service Areas. 17 Persons with Disabilities Nearly one-third of the state’s cost burdened, low income renter households include at least one person with a disability—an estimated 272,862 households in all. In most of these households, the individuals with disabilities are adults, particularly in age 55+ households. However, 32,437 of the cost burdened renter households include children with disabilities. Table 13. Low-Income, Cost Burdened Renter Households with Persons with Disabilities, Florida, 2023 Household Age & Disability Characteristics Households Householder Under Age 55, Adult(s) with a Disability in the Household 80,581 Householder Age 55 or Older, Adult(s) with a Disability in the Household 159,844 Child(ren) with a Disability in the Household 22,223 Child(ren) and Adult(s) with Disabilities in the Household 10,214 Total 272,862 Source: Shimberg Center analysis of U.S. Census Bureau, 2022 American Community Survey; University of Florida Bureau of Economic and Business Research, 2023 Population Projections. Persons with Special Needs Florida’s special needs housing programs serve a subset of persons with disabilities as well as other vulnerable individuals and families. Specifically, for the purpose of housing programs, Florida Statutes defines a person with special needs as: An adult person requiring independent living services in order to maintain housing or develop independent living skills and who has a disabling condition; a young adult formerly in foster care who is eligible for services under s. 409.1451(5); a survivor of domestic violence as defined in s. 741.28; or a person receiving benefits under the Social Security Disability Insurance (SSDI) program or the Supplemental Security Income (SSI) program or from veterans’ disability benefits. (Section 420.0004 (13), Florida Statutes) Combining several data sources, we estimate that 100,225 households meet this definition, primarily low- income, cost burdened renters receiving disability-related benefits. 18 Table 13. Estimates of Households with Persons with Special Needs, Florida, 2023 Category Definition Estimate Data Sources Disability- related benefits Low-income (<=60% AMI), cost burdened (>40%) renter households with at least one household member who is: 1) age 18-64, with a disability, receiving Social Security; 2) age 18+, with a disability, receiving SSI; 3) age 18+ with a VA service-related disability rating of 10 percent or more 91,181 U.S. Census Bureau, 2019 American Community Survey Public Use Microdata Sample; 2021 BEBR population projections. Survivors of domestic violence Estimated number of households based on total number of persons using domestic violence emergency shelters 6,576 Florida Department of Children and Families, Domestic Violence Annual Report, 7/1/2021-6/30/2022. Assumes each adult entrant equals one household. Youth aging out of foster care Estimate based on youth receiving Aftercare, Extended Foster Care, and Postsecondary Education Services 2,468 Estimated need for affordable housing (1,742 units) and supportive housing (625 units) from Florida Assessment of Housing for Special Needs and Homeless Populations 2021.2 Total 100,225 Affordable and Available Rental Housing Supply Another measure of the affordable rental housing gap is the affordable/available analysis, which compares the number of renter households at various income levels to the supply of units that are affordable and available to them. An affordable and available unit at a particular income threshold is: 1) affordable at that income threshold and 2) either vacant or occupied by a household with an income at or below the threshold. An “affordable” unit is any market rate, subsidized, or public housing unit costing no more than 30 percent of income at the top of the income threshold expressed as a percentage of area median income (AMI), adjusted for unit size.3 Many “affordable” units are effectively unavailable to low-income households because they are already occupied by higher income households. The affordable/available analysis accounts for this difference by removing units that are occupied by higher income households from unit counts. This analysis compares the statewide affordable/available housing supply to renter households for six income groups: 0-30, 0-40, 0-50, 0-60, 0-80, and 0-120 percent of AMI. Each category is inclusive of those that come before it. For example, all households and units in the 0-30 percent of AMI group also appear in all of the other groups. Figure 12 shows the distinction between affordable units and affordable/available units. All units in each column have rents that do not exceed 30 percent of income for a household at the top of the income group, 2 Report available at https://floridahousing.org/docs/default-source/programs/special-programs/special-needs- housing/florida-assessment-of-housing-for-homeless-and-special-needs-populations/needs-assessment-full- report.pdf?sfvrsn=b09bf67b_2. 3 For more information about the affordable/available method and affordability thresholds, see the 2022 Rental Market Study produced by the Shimberg Center for Florida Housing Finance Corporation, http://shimberg.ufl.edu/publications/RMS_2022.pdf . 19 adjusted by unit size. However, the units in the darker shaded areas are occupied by households with incomes above the top threshold and therefore are not available to the households in that income category. Figure 12. Affordable Units, Affordable/Available Units, and Renter Households by Income, Florida, 2022 Source: Shimberg Center tabulation of U.S. Census Bureau, 2022 American Community Survey Figure 12 shows that for the 0-30 through 0-60 percent of AMI levels, there are more renter households than affordable units, whether available or not. At the 0-80 percent of AMI level, affordable units and renters are roughly in balance. However, there is still a shortage of affordable and available units, since nearly one-third of affordable units are rented by households with higher incomes. At the 0-120 percent of AMI level, there are sufficient affordable units, but the number of affordable and available units is slightly lower than the number of renter households. Individual regions in Florida show widely varying results when comparing households to affordable and available units, particularly at the 0-120 percent of AMI income level. Appendix 4 shows the surplus or deficit of affordable/available units at the regional level. Most of the deficit at 0-120 percent AMI is concentrated in Miami-Dade, Broward, and Palm Beach Counties; other regions show a surplus or slight deficit at this AMI level. 123,764 202,426 325,684 516,387 1,017,345 1,993,858 120,357 148,949 198,162 277,391 444,219 502,067 515,146 721,000 938,168 1,130,390 1,504,520 2,070,152 - 500,000 1,000,000 1,500,000 2,000,000 2,500,000 0-30% AMI 0-40% AMI 0-50% AMI 0-60% AMI 0-80% AMI 0-120% AMI Units, Affordable not Available (Occupied by household above income threshold) Units, Affordable and Available (Occupied by household at or below income threshold or vacant) Total Renter Households in Income Group 20 SHIMBERG CENTER ACTIVITIES Florida Housing Data Clearinghouse The Shimberg Center produces the Florida Housing Data Clearinghouse under contract with Florida Housing Finance Corporation. Since 2000, the Clearinghouse has provided a free online source of housing supply and demand data for the state, counties, and cities. The Clearinghouse provides data on the following topics: • Affordability: housing cost burden, homeownership rates, rents, affordable rental housing supply gaps, and vacancy and occupancy rates • Supply: Type of housing (single family, mobile homes, condominiums, multifamily), housing age and size, home prices and assessed values, and licensed condominium developments and mobile home parks • Demographics: population projections, household projections by tenure, age, income, and cost burden • Workforce: Employment rates, wage and housing cost comparisons by industry and occupation • Assisted Housing Inventory: supply of affordable rental housing funded by Florida Housing, HUD, USDA Rural Development, and local housing finance agencies • Home lending: mortgage originations by purpose, race/ethnicity, and interest rates • Special needs households: housing needs of persons with disabilities, Social Security recipients, homeless individuals and families, and farmworkers • Housing stability and disaster response: eviction and foreclosure filings, FEMA housing assistance The Center created a series of county-level presentation materials to assist local government officials and others in communicating data from the Clearinghouse, with a particular focus on the link between local wages, area median income (AMI) levels, and housing costs. These materials are available on the Publications page of the Shimberg Center’s website. The Center provided extensive technical assistance in the use of the Clearinghouse site and custom data requests and reports. Examples included creating a data report on housing needs of ALICE (Asset Limited, Income Constrained, Employed) households in Broward County for a United Way conference and guidebook; providing maps and data on farmworker housing needs in Southwest Florida to USDA staff planning for Hurricane Ian recovery; providing data and materials on the workforce and housing supply to the Florica Council of 100; and providing data and technical support to the Tampa planning staff for the city’s ongoing housing needs assessment. Community Resilience and Disaster Response The Shimberg Center works closely with state agencies, local governments, UF’s Florida Institute for Built Environment Resiliency (FIBER), and our peers at other Gulf Coast and national institutions to learn how Florida’s vulnerable populations and housing stock can be kept safe from natural disasters. In the aftermath of Hurricane Ian, the Shimberg Center provided housing data to HUD and USDA staff assigned to the interagency Federal Disaster Recovery Center in Southwest Florida. Shimberg Research Professor Maria Watson served on the Working Group of the Florida Disaster Housing Task Force convened by the Florida Department of Emergency Management and Florida Housing Coalition. Dr. Watson is continuing to collaborate with Oregon State University to track housing and business recovery from Hurricane Ian. The Center works with Regional Planning Councils to improve disaster recovery and housing resilience. The Center updated data and mapping tools developed as part of the Tampa Bay Regional Planning Council’s 21 REACH (Resilience and Energy Assessment of Housing and Communities) initiative. We also expanded an affordable housing analysis developed for the East Central Florida Regional Planning Council’s HARP (Housing Asset and Resilient Policy) initiative, funded by a resilience grant from the Florida Department of Environmental Protection (FDEP). Both projects involved multi-county assessments of flood hazard exposure for the affordable housing stock, including assisted housing, naturally occurring affordable housing, and mobile homes. The Center is currently working with the Apalachee Regional Planning Council and the Data Center (Southeast Louisiana) to develop new data-sharing tools for long-term disaster recovery and resilience, under a grant from the National Academies of Sciences, Engineering and Medicine (NASEM) Gulf Research Program (GRP). Calhoun and Liberty Counties are serving as pilot areas for the data platform. At the local level, the Shimberg Center is collaborating with FIBER to analyze flood hazards in Cedar Key and Port St. Joe, with funding from FDEP. The Center and FIBER are developing vulnerability assessments and flood hazard adaptation strategies for community assets, including affordable housing and other residential properties. The assessments rely on building footprint data and multiple flood hazard datasets over three time periods (2022, 2040, and 2070). The projects have also included stakeholder and public outreach. On the research side, the Shimberg Center, University of Central Florida, the Horne consulting firm, and Florida Housing Coalition were selected by HUD to evaluate the effectiveness of the Community Development Block Grant – Disaster Recovery (CDBG-DR) program in addressing post-disaster recovery needs of renter households. Our research objectives are to (1) better understand CDBG-DR allocations for renters, (2) identify successful processes with corresponding outcomes for rental housing recovery aid pr ograms, (3) engage with and link disaster recovery strategies and programs to actual and desired outcomes among renters from their lived experiences, and (4) translate this research into actionable programmatic recommendations with appropriate timelines, policy making and implementation changes. The Shimberg Center is taking primary responsibility for interviewing renters affected by disasters and documenting their experiences with CDBG-DR and other recovery programs. Promoting Housing Stability and Affordability The Shimberg Center works with local organizations to promote long-term housing stability for Florida’s homeowners and renters. The Center collects and shares monthly data on eviction and foreclosure filings in Florida communities. We participate in regional eviction prevention networks in the Orlando area and Miami-Dade County and provide summarized data on housing stability to researchers and legal services providers. The Center is also collaborating with Local Initiatives Support Corporation (LISC) Jacksonville in its Family Wealth Creation initiative, which seeks to preserve housing wealth in historically Black neighborhoods in Jacksonville. The Center is providing data on homeownership, home values, tax foreclosure sales, and potential heirs property sites to support LISC’s efforts. In 2023 the Center produced a Miami-Dade County Housing Needs Assessment on behalf of Miami Homes for All. The report shows that most Miami-Dade households with incomes below $75,000 per year spend more than 30 percent of income for housing costs, including 90 percent of renters with incomes below $50,000. The report found a gap of approximately 90,000 affordable and available units for renters with incomes below 80 percent of AMI. The assessment includes data on tenure, income, and housing cost burden for municipalities, the unincorporated area, and County Commission districts in Miami-Dade County. The Center also is collaborating with Bright Community Trust and a number of community organizations on the Homeownership Equity Initiative, a program to make homeownership accessible and inclusive for households in the four-county Orlando metropolitan area. The Center has provided data on homeownership disparities and the benefits of homeownership for families and communities. 22 General Technical Assistance and Presentations Under the Florida Housing Data Clearinghouse contract, the Shimberg Center provides extensive pro bono technical assistance to state and local agencies, the housing industry, non-profit organizations, and the public in the assessment of affordable housing needs. Examples of technical assistance during 2023 include: • Assisting local government staff in Alachua, Brevard, and Orange Counties and the Cities of Winter Springs, Jupiter, Tampa, Gainesville, Apopka and Key West in preparing affordable housing assessments and plans. • Providing data to support affordable development and philanthropic contributions by non-profits operating in Jacksonville, Deltona, Collier County, Port St. Joe, and Broward County. • Providing data on condominium developments and affordable/available rental housing to Florida legislative staff and research offices. The Shimberg Center team made a number of public presentations in Florida and nationally in 2023: • University of Florida Eyeopener Breakfast, Gainesville, February 2023 • Bright Communities Trust Homeownership Equity Initiative Kickoff, Orlando, February 2023 • Stakeholder Workshops for East Central Florida Regional Planning Council Housing Assets and Resilient Policy Phase II, Virtual, February - May 2023 • School of Landscape Architecture and Planning (SLA+P) Research Seminar Series, Gainesville, FL, February 2023 • Development of a resilience evaluation method of localities through operational continuity of hospitals as indicators, Virtual, March 2023 • Brevard County Affordable Housing Summit, Cocoa, May 2023 • Pinellas Historic Preservation Summit + Expo, St. Petersburg, May 2023 • Florida Bar Foundation Housing Umbrella Group, Gainesville, June 2023 • Hurricane Ian Data Workshop, Washington, DC, June 2023 • Gainesville Alachua County Association of Realtors, Gainesville, August 2023 • Big Bend Area ALICE Conference, Tallahassee, October 2023 • Association of Collegiate Schools of Planning, Chicago, October 2023 • National Association of Counties Rural Housing Project, Chicago and virtual, November 2023 • Tampa Bay Partnership, Tampa and virtual, December 2023 Teaching Shimberg Center faculty offered courses in housing, sustainability, and the built environment in conjunction with the College of Design, Construction, and Planning: • Construction Management 6583, Sustainable Housing: graduate course examining sustainability concepts, urban development, residential structures and systems, green building standards, and housing economics • UF Quest 2935, Foundations, Principles and Applications of Sustainable Development: undergraduate interdisciplinary course covering sustainability concepts, environmental ethics, resilience, energy, water resources, and the built environment • DCP GulfSouth Studio (Architecture/Landscape Architecture/Urban Planning): undergraduate and graduate studio course addressing urban design, environment, and recovery in Cape Coral following Hurricane Ian. Sponsored by the National Academies of Science Gulf Research Program. The Center is also working with Florida Sea Grant to develop students’ leadership in resiliency science, planning, and design. “Capacity Building for Florida Sea Grant: Promoting Coastal Resilience, Adaptation, and Equity in Florida” is a grant to advance education, information, and professional development over the 23 2022-2023 and 2023-2024 academic years. The grant ultimately will fund a two-year graduate assistantship, 4-6 undergraduate terminal projects, and two design studio courses on these issues. In the first year, the grant funded undergraduate capstone research projects for two students. 24 APPENDIX 1. COUNTY HOUSING SUPPLY, 2023 County Single Family Condominium Mobile Home Multifamily 2-9 Unit Multifamily 10+ Unit Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Dwelling Units Parcels Dwelling Units Alachua 62,936 73% 7,186 23% 5,595 63% 1,608 5% 5,238 357 26,510 Baker 4,963 75% 0 0% 2,448 67% 55 2% 128 4 115 Bay 60,398 59% 19,326 9% 8,530 47% 1,965 17% 5,449 130 12,239 Bradford 5,924 73% 21 67% 2,640 63% 26 23% 61 14 - Brevard 202,176 72% 35,915 37% 11,254 54% 2,982 23% 7,951 281 27,347 Broward 389,023 77% 253,262 42% 4,136 45% 16,461 16% 48,813 1,621 122,592 Calhoun 2,609 69% 0 0% 1,184 66% 13 23% 40 2 - Charlotte 80,472 66% 14,441 36% 5,526 41% 1,483 15% 3,461 82 2,613 Citrus 58,137 73% 1,612 37% 15,688 54% 553 10% 1,588 43 1,385 Clay 65,360 75% 2,397 37% 9,487 61% 287 8% 1,003 55 6,043 Collier 104,693 66% 100,635 32% 3,517 37% 1,949 16% 6,118 119 13,849 Columbia 13,625 71% 48 42% 7,729 65% 228 5% - 39 - DeSoto 6,006 67% 605 45% 2,698 47% 258 12% 767 31 - Dixie 2,940 58% 159 8% 3,844 59% 3 33% 6 1 - Duval 283,283 67% 27,528 39% 9,331 47% 5,140 14% 15,542 695 - Escambia 103,191 66% 10,415 16% 4,895 44% 4,568 31% 10,795 205 - Flagler 47,722 75% 4,414 38% 1,665 62% 1,379 14% - 18 206 Franklin 6,673 39% 432 9% 1,298 52% 7 0% - 1 - Gadsden 11,310 66% 0 0% 3,698 57% 149 23% 342 19 313 Gilchrist 2,851 75% 0 0% 2,924 68% 28 39% 69 2 61 Glades 1,820 59% 258 30% 2,210 49% 153 42% 318 1 - Gulf 6,839 44% 239 2% 1,656 47% 22 5% 71 5 239 Hamilton 2,024 64% 0 0% 1,512 70% 146 60% - 9 - Hardee 4,313 67% 0 0% 1,671 47% 201 31% - 17 - Hendry 7,400 67% 281 19% 4,515 53% 369 29% 904 18 416 Hernando 68,099 70% 631 48% 11,981 56% 486 8% 1,246 64 3,942 Highlands 34,188 65% 1,345 38% 5,317 42% 799 10% 1,992 59 1,634 Hillsborough 377,627 73% 40,129 40% 13,665 54% 4,616 8% 12,826 878 132,927 Holmes 3,471 68% 0 0% 1,393 62% 15 20% 53 7 175 Indian River 57,444 73% 15,017 39% 1,086 44% 740 10% 2,029 51 3,613 25 County Single Family Condominium Mobile Home Multifamily 2-9 Unit Multifamily 10+ Unit Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Dwelling Units Parcels Dwelling Units Jackson 10,324 66% 0 0% 3,107 65% 56 13% 217 60 - Jefferson 2,867 71% 0 0% 1,307 63% 53 26% 178 15 222 Lafayette 1,019 67% 0 0% 826 57% 8 13% 14 1 - Lake 119,692 74% 3,619 48% 16,301 59% 1,336 8% 3,553 176 15,215 Lee 248,337 66% 84,880 35% 15,789 37% 10,515 20% 23,845 289 33,004 Leon 73,488 71% 5,061 17% 6,747 55% 2,312 7% 6,556 362 32,159 Levy 8,058 72% 238 10% 9,562 62% 68 9% 209 12 423 Liberty 1,397 65% 0 0% 812 47% 61 69% 127 5 - Madison 3,225 61% 0 0% 1,762 66% 173 57% 414 10 395 Manatee 116,866 70% 35,438 40% 4,679 38% 4,443 18% 10,076 170 21,717 Marion 124,806 70% 2,502 37% 24,737 52% 3,622 38% 8,997 109 8,669 Martin 49,949 77% 14,966 44% 2,933 52% 1,078 13% 2,827 64 4,905 Miami-Dade 383,127 76% 382,264 36% 300 17% 31,605 26% 85,188 3,599 192,751 Monroe 29,353 43% 6,962 18% 4,687 25% 1,759 26% 4,546 46 2,996 Nassau 29,836 74% 4,084 23% 6,274 64% 372 27% 891 27 - Okaloosa 69,671 65% 13,590 12% 3,351 45% 758 6% 2,664 177 8,584 Okeechobee 7,478 70% 234 26% 5,853 47% 349 30% 896 10 367 Orange 335,605 69% 52,226 25% 6,159 52% 3,983 11% 9,853 1,110 158,879 Osceola 123,632 59% 13,695 15% 5,444 53% 1,044 9% 2,696 925 24,986 Palm Beach 377,170 73% 185,688 41% 3,671 32% 10,197 17% 28,510 855 75,777 Pasco 185,414 71% 11,844 44% 29,478 50% 3,158 38% 5,817 218 17,905 Pinellas 252,465 76% 103,994 47% 17,008 46% 12,435 29% 32,295 873 70,668 Polk 210,605 65% 8,497 32% 31,587 50% 6,706 18% 17,366 285 25,694 Putnam 17,160 66% 198 30% 15,393 53% 150 12% 380 30 1,287 Santa Rosa 63,909 74% 1,751 18% 6,492 49% 666 8% 1,687 57 2,805 Sarasota 155,601 68% 52,813 39% 11,888 40% 4,668 36% 10,857 190 16,936 Seminole 132,134 74% 15,139 35% 1,717 54% 1,148 11% 2,636 208 41,761 St. Johns 99,201 77% 14,562 37% 5,436 60% 1,618 43% 2,860 52 5,319 St. Lucie 117,429 74% 14,571 39% 4,536 51% 1,490 9% 3,385 78 6,351 Sumter 69,490 72% 512 59% 6,458 52% 104 7% 308 23 2,200 Suwannee 6,326 68% 0 0% 6,826 63% 57 2% 125 8 104 Taylor 5,488 58% 90 4% 3,231 52% 22 9% 69 11 344 26 County Single Family Condominium Mobile Home Multifamily 2-9 Unit Multifamily 10+ Unit Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Parcels % Homesteaded Dwelling Units Parcels Dwelling Units Union 1,406 81% 18 11% 1,201 70% 1 0% - 15 - Volusia 184,265 71% 28,414 30% 7,371 57% 2,594 15% 7,161 309 25,515 Wakulla 9,250 74% 278 44% 3,397 61% 31 3% 74 5 160 Walton 37,006 43% 10,736 6% 5,285 43% 638 42% 1,089 38 - Washington 5,075 66% 0 0% 2,639 55% 27 4% - 1 - Florida Total 5,745,641 71% 1,605,160 37% 437,337 52% 155,994 21% 406,864 15,251 1,274,074 Source: Florida Department of Revenue, Name-Address-Legal File. Includes all parcels by housing type regardless of year built. Homesteaded parcels are the owner’s primary residence. Dwelling unit data may be missing for some multifamily developments. Dwelling unit counts are suppressed in counti es where total dwelling units are less than 2 times the number of parcels for the multifamily 2-9 unit category and less than 10 times the number of parcels for the multifamily 10+ unit category. 27 APPENDIX 2. HOUSING PRODUCTION BY COUNTY AND HOUSING TYPE, 2022 County Single Family Condominium Mobile Home Multifamily 2-9 Unit Multifamily 10+ Unit Alachua 905 0 56 16 15 Baker 86 0 35 0 0 Bay 2,012 0 236 14 8 Bradford 70 0 38 0 2 Brevard 4,045 151 75 5 3 Broward 1,809 156 21 31 14 Calhoun 19 0 37 0 0 Charlotte 2,429 292 38 69 1 Citrus 1,286 0 145 12 0 Clay 1,630 0 118 0 2 Collier 3,312 654 27 4 4 Columbia 184 0 107 0 0 DeSoto 74 0 17 0 0 Dixie 19 0 39 0 0 Duval 5,338 0 59 7 16 Escambia 1,994 28 48 13 6 Flagler 2,014 0 37 122 0 Franklin 129 0 24 1 0 Gadsden 149 0 57 2 0 Gilchrist 101 0 70 0 0 Glades 64 1 16 0 0 Gulf 320 0 53 0 0 Hamilton 28 0 20 0 0 Hardee 42 0 20 2 0 Hendry 434 25 77 22 0 Hernando 1,367 0 114 2 0 Highlands 488 0 22 3 1 Hillsborough 6,638 110 59 7 23 Holmes 33 0 31 0 0 Indian River 1,224 8 7 5 1 Jackson 76 0 62 0 0 Jefferson 69 0 12 0 0 Lafayette 4 0 15 1 0 Lake 4,089 42 114 13 7 Lee 7,432 176 82 183 8 Leon 479 92 32 2 4 Levy 112 0 122 2 0 Liberty 8 0 18 0 0 Madison 35 0 36 1 0 28 County Single Family Condominium Mobile Home Multifamily 2-9 Unit Multifamily 10+ Unit Manatee 4,930 122 21 14 5 Marion 4,799 18 178 32 3 Martin 546 2 14 2 2 Miami-Dade 1,614 4,091 0 79 42 Monroe 291 124 2 3 2 Nassau 1,499 4 79 3 1 Okaloosa 1,146 32 72 4 3 Okeechobee 93 0 101 2 0 Orange 3,895 49 42 1 26 Osceola 5,778 118 21 17 11 Palm Beach 3,810 82 13 20 10 Pasco 7,019 8 177 0 6 Pinellas 957 143 43 70 11 Polk 9,235 5 200 21 10 Putnam 161 0 113 0 0 Santa Rosa 2,171 0 133 8 2 Sarasota 3,901 293 31 10 5 Seminole 1,026 0 9 1 5 St. Johns 5,638 27 72 3 5 St. Lucie 5,461 0 10 5 1 Sumter 4,003 0 27 0 2 Suwannee 84 0 116 0 0 Taylor 58 0 53 0 0 Union 31 0 16 0 0 Volusia 3,795 1 45 6 5 Wakulla 391 1 17 0 0 Walton 1,804 0 148 3 2 Washington 66 0 64 0 0 Florida Total 124,749 6,855 4,013 843 274 Source: Florida Department of Revenue, Name-Address-Legal File. Includes parcels in the current parcel inventory with actual year built 2022. Multifamily 2-9 and 10+ counts refer to parcels, not individual dwelling units. 29 APPENDIX 3. SALES VOLUME AND PRICES (2023 $) BY COUNTY, 2022 County Single Family Condominium Mobile Home Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Alachua 4,020 $232,841 $328,047 $434,636 776 $129,356 $167,387 $201,795 216 $117,455 $165,576 $206,970 Baker 248 $263,886 $313,042 $402,556 0 $0 $0 $0 63 $121,077 $165,058 $214,214 Bay 5,235 $269,060 $351,848 $475,927 2,100 $320,803 $424,288 $579,463 371 $93,136 $155,227 $201,795 Bradford 230 $155,227 $229,995 $310,454 2 $222,492 $231,806 $241,120 82 $77,614 $157,814 $201,795 Brevard 14,008 $284,583 $359,092 $465,682 2,456 $181,098 $269,060 $444,985 719 $113,833 $165,576 $201,795 Broward 21,258 $398,416 $532,947 $770,134 18,132 $155,227 $226,632 $340,465 291 $131,426 $173,854 $217,318 Calhoun 73 $144,879 $195,586 $264,921 0 $0 $0 $0 10 $72,439 $113,833 $181,098 Charlotte 6,133 $310,351 $397,382 $519,494 1,529 $191,447 $284,583 $388,068 338 $134,427 $170,750 $222,492 Citrus 4,195 $217,318 $279,409 $374,615 154 $160,401 $185,703 $289,757 819 $83,823 $134,530 $190,412 Clay 5,242 $294,932 $358,161 $429,462 177 $148,501 $212,144 $260,782 497 $98,207 $164,541 $238,015 Collier 7,366 $517,424 $716,063 $1,086,590 6,141 $331,151 $454,816 $705,766 106 $181,616 $235,169 $309,420 Columbia 709 $181,616 $263,886 $336,222 11 $139,704 $150,053 $159,367 294 $92,101 $155,227 $222,492 DeSoto 319 $205,935 $264,921 $388,068 47 $186,273 $222,492 $248,364 69 $124,182 $165,576 $217,318 Dixie 159 $117,973 $201,795 $331,151 14 $243,189 $265,439 $388,068 197 $67,369 $124,182 $181,098 Duval 20,507 $227,667 $315,629 $411,663 2,097 $164,437 $217,318 $279,512 361 $78,648 $134,530 $206,970 Escambia 6,771 $211,626 $294,828 $372,545 508 $170,750 $325,977 $627,635 92 $46,827 $87,962 $138,411 Flagler 4,304 $320,337 $377,720 $470,804 374 $279,409 $413,939 $641,606 88 $159,884 $206,400 $263,886 Franklin 382 $274,235 $517,424 $909,631 44 $283,031 $341,500 $574,858 44 $62,091 $116,420 $179,805 Gadsden 424 $137,117 $222,492 $315,629 0 $0 $0 $0 76 $62,091 $95,723 $159,108 Gilchrist 179 $199,726 $306,212 $413,836 0 $0 $0 $0 128 $87,962 $155,175 $218,353 Glades 95 $170,750 $253,538 $322,873 24 $38,807 $64,678 $107,624 118 $117,973 $165,834 $227,667 Gulf 569 $351,848 $491,553 $765,684 8 $427,392 $517,424 $777,792 64 $62,091 $113,833 $188,860 Hamilton 68 $113,833 $181,098 $254,573 0 $0 $0 $0 37 $113,833 $144,879 $181,098 Hardee 166 $144,879 $212,144 $266,991 0 $0 $0 $0 72 $72,957 $105,037 $165,058 Hendry 624 $201,795 $258,660 $310,454 33 $170,750 $205,417 $231,082 144 $119,008 $170,750 $238,015 30 County Single Family Condominium Mobile Home Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Hernando 5,426 $258,712 $317,336 $382,894 56 $116,420 $155,227 $181,098 767 $123,147 $162,989 $205,935 Highlands 2,097 $182,133 $243,189 $315,629 152 $109,435 $150,053 $187,307 313 $66,230 $92,101 $133,495 Hillsborough 25,403 $331,151 $405,867 $519,494 3,145 $170,750 $232,841 $341,500 413 $165,576 $227,667 $301,141 Holmes 123 $103,485 $160,401 $222,492 0 $0 $0 $0 31 $36,220 $77,614 $111,246 Indian River 4,126 $305,280 $387,033 $531,912 1,237 $171,267 $253,538 $465,682 44 $91,067 $131,943 $190,671 Jackson 409 $119,008 $181,098 $258,609 0 $0 $0 $0 73 $72,439 $129,356 $170,750 Jefferson 149 $191,447 $289,757 $410,628 0 $0 $0 $0 47 $71,922 $165,576 $227,667 Lafayette 51 $103,485 $180,064 $300,106 0 $0 $0 $0 28 $49,673 $129,356 $199,208 Lake 7,753 $312,524 $388,068 $481,204 403 $98,311 $164,541 $258,712 889 $124,182 $175,924 $227,667 Lee 21,010 $330,106 $418,079 $616,252 6,367 $239,050 $328,254 $454,298 988 $103,485 $150,053 $211,626 Leon 3,991 $191,447 $284,169 $406,695 524 $103,537 $154,192 $235,428 175 $55,882 $87,962 $131,426 Levy 465 $188,342 $259,747 $384,225 35 $150,053 $240,602 $331,151 445 $84,858 $134,427 $191,447 Liberty 39 $93,447 $164,541 $279,305 0 $0 $0 $0 14 $30,011 $49,155 $98,311 Madison 112 $98,828 $168,422 $284,583 0 $0 $0 $0 56 $74,509 $109,953 $180,012 Manatee 10,751 $398,416 $500,866 $683,000 2,879 $219,905 $320,803 $455,333 300 $95,723 $139,704 $196,518 Marion 11,371 $228,805 $286,653 $362,197 303 $103,485 $124,182 $150,053 1,070 $77,614 $130,391 $186,273 Martin 2,870 $388,068 $517,424 $816,288 997 $191,447 $251,365 $362,197 185 $155,227 $195,586 $243,189 Miami-Dade 15,438 $450,159 $569,166 $827,775 28,436 $276,304 $403,591 $615,735 1 $150,053 $150,053 $150,053 Monroe 1,628 $731,120 $1,034,848 $1,733,370 501 $465,682 $698,522 $1,010,012 225 $310,454 $408,558 $620,909 Nassau 2,735 $369,441 $444,467 $605,386 284 $417,561 $606,680 $833,053 238 $141,774 $212,661 $258,712 Okaloosa 5,031 $287,688 $357,023 $465,682 1,109 $332,186 $496,727 $714,045 101 $93,136 $169,612 $209,039 Okeechobee 418 $195,586 $263,886 $362,093 18 $96,241 $129,356 $139,704 454 $67,265 $126,510 $181,098 Orange 19,293 $346,674 $444,985 $594,210 4,008 $155,227 $204,589 $266,991 338 $114,868 $155,227 $206,970 Osceola 13,266 $354,435 $418,079 $516,389 1,478 $191,447 $258,712 $331,151 329 $144,879 $206,970 $274,235 Palm Beach 17,440 $465,682 $646,780 $957,234 13,978 $165,576 $253,538 $398,416 178 $129,356 $155,227 $216,283 Pasco 17,762 $284,583 $379,220 $488,448 1,113 $119,008 $155,227 $204,900 1,858 $77,614 $122,112 $181,098 31 County Single Family Condominium Mobile Home Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Number of Sales 25th Percentile Price 50th Percentile Price (Median) 75th Percentile Price Pinellas 12,786 $331,151 $426,513 $594,934 7,497 $186,273 $259,643 $429,462 977 $93,136 $134,530 $175,924 Polk 20,853 $288,723 $341,603 $403,591 786 $124,182 $158,177 $217,318 1,828 $93,136 $142,033 $196,518 Putnam 834 $150,053 $227,097 $315,629 19 $232,841 $284,583 $315,629 581 $76,475 $124,182 $181,098 St. Johns 9,893 $413,939 $520,011 $688,174 1,047 $258,712 $341,500 $525,703 270 $175,924 $243,189 $289,757 St. Lucie 10,797 $334,152 $396,761 $468,890 1,148 $186,273 $284,583 $491,553 211 $150,053 $201,795 $248,364 Santa Rosa 5,205 $294,932 $363,697 $467,648 143 $341,396 $486,379 $746,125 205 $81,753 $124,078 $175,924 Sarasota 10,491 $388,068 $497,762 $683,000 3,752 $284,583 $380,824 $620,909 592 $133,495 $167,697 $212,144 Seminole 7,627 $332,807 $413,939 $527,772 1,255 $153,157 $187,825 $235,428 89 $119,008 $169,715 $227,667 Sumter 7,817 $330,634 $405,453 $512,250 32 $129,615 $230,202 $243,189 305 $79,994 $139,704 $196,621 Suwannee 312 $159,884 $230,254 $300,623 0 $0 $0 $0 276 $89,514 $155,175 $221,975 Taylor 252 $117,559 $181,098 $305,280 6 $250,433 $277,857 $361,162 102 $93,136 $128,839 $193,517 Union 44 $202,830 $243,189 $324,942 0 $0 $0 $0 32 $71,922 $152,640 $187,463 Volusia 12,162 $284,583 $351,848 $434,636 2,455 $165,576 $289,757 $486,379 335 $132,461 $170,750 $227,667 Wakulla 791 $206,970 $317,698 $397,382 26 $172,820 $242,672 $315,629 140 $76,941 $134,013 $181,098 Walton 3,495 $455,230 $723,359 $1,497,528 1,252 $434,636 $619,874 $874,447 141 $98,311 $162,989 $222,492 Washington 211 $139,704 $201,174 $279,409 0 $0 $0 $0 73 $77,614 $124,182 $150,053 Florida Total 396,011 $310,454 $403,591 $560,577 121,068 $195,586 $300,106 $460,000 21,013 $95,206 $150,053 $206,970 Source: Florida Department of Revenue, Sales Data File. Includes home sales that took place in 2022, the most recent full year with data available. Arms-length sales only. Home prices adjusted to 2023 dollars using the Consumer Price Index. 32 APPENDIX 4. SURPLUS/DEFICIT OF AFFORDABLE AND AVAILABLE RENTAL HOUSING UNITS BY INCOME (% AMI), FLORIDA REGIONS, 2022 Region Counties Affordable/Available Units Minus Renter Households 0-30% AMI 0-40% AMI 0-50% AMI 0-60% AMI 0-80% AMI 0-120% AMI Cape Coral-Fort Myers, FL MSA Lee -12,127 -13,378 -18,568 -17,272 -12,349 -1,135 Deltona-Daytona Beach-Ormond Beach, FL MSA & Palm Coast, FL MSA Flagler, Volusia -10,014 -12,451 -15,516 -15,234 -9,359 -357 Fort Walton Beach-Crestview-Destin, FL MSA Okaloosa -1,883 -2,668 -3,766 -2,908 -2,236 1,338 Ft. Lauderdale Broward -38,051 -54,391 -70,488 -83,786 -84,246 -33,237 Gainesville, FL MSA (minus Gilchrist) Alachua -4,632 -6,362 -6,030 -3,822 2,323 3,351 Homosassa Springs, FL MSA Citrus -2,043 -2,341 -2,636 -2,663 -893 -620 Jacksonville, FL MSA plus Putnam Baker, Clay, Duval, Nassau, Putnam, St. Johns -33,046 -38,430 -42,592 -33,940 -20,099 4,418 Lakeland, FL MSA Polk -12,578 -17,497 -20,489 -18,582 -13,186 248 Miami-Dade Plus Monroe Miami-Dade, Monroe -62,467 -93,480 -108,871 -130,410 -134,458 -61,721 Naples-Marco Island, FL MSA Collier -4,858 -7,220 -10,087 -9,861 -7,936 -1,247 Northeast Nonmetropolitan Area (plus Gilchrist) Bradford, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Levy, Madison, Suwannee, Taylor, Union -3,311 -3,468 -4,482 -2,139 -51 865 Northwest Nonmetropolitan Area (plus Gadsden, Jefferson, & Wakulla) Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Liberty, Wakulla, Walton, Washington -4,521 -5,296 -4,372 -3,242 -1,003 36 Ocala, FL MSA Marion -6,173 -5,378 -6,830 -5,029 -1,586 3,216 Orlando-Kissimmee, FL MSA Lake, Orange, Osceola, Seminole -51,154 -70,138 -89,107 -94,715 -77,753 799 Palm Bay-Melbourne-Titusville, FL MSA Brevard -8,504 -11,491 -9,241 -6,901 -691 6,565 Panama City-Lynn Haven, FL MSA Bay -3,086 -3,254 -4,840 -4,839 -3,626 1,151 Pensacola-Ferry Pass-Brent, FL MSA Escambia, Santa Rosa -9,841 -11,125 -12,909 -9,855 -3,894 -612 Port St. Lucie, FL MSA Martin, St. Lucie -7,410 -8,979 -9,712 -8,956 -6,229 683 Punta Gorda, FL MSA Charlotte -62 -1,173 -2,475 -2,659 -1,904 -579 Sarasota-Bradenton-Venice, FL MSA Manatee, Sarasota -11,394 -16,597 -19,873 -17,238 -10,255 3,057 Sebastion-Vero Beach, FL MSA Indian River, Okeechobee -1,769 -1,923 -2,402 -2,499 -1,303 10 33 Region Counties Affordable/Available Units Minus Renter Households 0-30% AMI 0-40% AMI 0-50% AMI 0-60% AMI 0-80% AMI 0-120% AMI South Nonmetropolitan Area (minus Monroe) DeSoto, Glades, Hardee, Hendry, Highlands -3,417 -4,566 -5,396 -5,913 -2,835 -1,469 Tallahassee, FL MSA (minus Gadsden, Jefferson & Wakulla) Leon -6,053 -7,018 -5,982 -2,315 540 2,293 Tampa-St. Petersburg-Clearwater, FL MSA Hernando, Hillsborough, Pasco, Pinellas -64,236 -81,384 -90,984 -83,379 -60,011 3,994 The Villages, FL MSA Sumter -630 -891 -962 -713 -839 387 West Palm Beach-Boca Raton Palm Beach -28,122 -37,675 -43,874 -45,133 -33,296 -7,728 State of Florida Total -391,382 -518,574 -612,484 -614,003 -487,175 -76,294 Source: Shimberg Center analysis of U.S. Census Bureau, 2022 American Community Survey. Values are the difference between renter households and affordable/available units at each income level. Negative value means that renter households outnumber affordable/available units.