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HomeMy WebLinkAboutResolution 89-17 ./ . RESOLUTION NO. 89-17 . A RESOLUTION AUTHORIZING THE PRIVATE SALE OF NOT TO EXCEED $6,500,000 CITY OF OCOEE, FLORIDA, WATER AND SEWER SYSTEM REVENUE BONDS, SERIES 1989A AND $4,000,000 CITY OF OCOEE, FLORIDA, WATER AND SEWER SYSTEM REVENUE BONDS, SERIES 1989B; APPROVING THE SALE THEREOF TO BARNETT BANK OF CENTRAL FLORIDA, N .A. ; APPOINTING A REGISTRAR; APPOINTING A PAYING AGENT; DESIGNATING THE BONDS AS BANK QUALIFIED; PROVIDING FOR THE SMALL ISSUER EXCEPTION TO REBATE; PROVIDING CERTAIN OTHER MATTERS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, the city of Ocoee, Florida (the IlIssuerll), has by Resolution No. 89-16 adopted on December 26, 1989 (the IlResolutionll), authorized the issuance of not to exceed $6,500,000 . ci ty of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989A, to refund certain outstanding obligations of the Issuer and $4,000, 000 City of Ocoee, Florida, Water and Sewer system Revenue Bonds, Series 1989B, to finance the improvements, extensions and additions to the Water and Sewer System of the Issuer; and WHEREAS, the Bonds to be issued by the Issuer are in a relatively small principal amount, and, therefore, a public sale of the Bonds is impractical and uneconomical in the prevailing bond market, and due to the willingness of Barnett Bank of Central Florida, N.A., to purchase not to exceed $6,500,000 principal . amount of City of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989A and the $4,000,000 City of Ocoee, Florida, . Water and Sewer system Revenue Bonds, Series 1989B (the IlBondsll), . . . . . it is hereby determined that it is in the best interest of the public and the Issuer to sell the Bonds at a private sale; and WHEREAS, the Issuer has received a commi tment (the lICommitmentll) to purchase said Bonds from Barnett Bank of Central Florida, N.A. (the lIPurchaserll), a copy of which is attached hereto as Exhibit lIAlI and incorporated herein by reference, the acceptance of which the Issuer determines to be in the best interest of the Issuer; and WHEREAS, the Issuer has received all disclosure information required by section 218.385, Florida Statutes, a copy of which is attached hereto as Exhibit lIBlI; and WHEREAS, this resolution shall be deemed to be a Supplemental Resolution under the terms of the Resolution and all capitalized undefined terms used herein shall have the meaning set forth in the Resolution. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA, as follows: SECTION 1. The City ratifies its actions taken on December 19, 1989 accepting the Commitment. SECTION 2. The private sale to the Purchaser of not to exceed $6,500,000 City of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989A, and $4,000,000 City of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989B, is hereby authorized and approved. SECTION 3. In consideration of the Purchaser's acceptance of the Bonds authorized to be issued pursuant to the Resolution, this 2 . . . . . Resolution shall be deemed to be and shall constitute a contract between the Issuer and such Purchaser and any subsequent Holders of the Bonds. SECTION 4. The Bonds shall be dated as of the date of the delivery of such Bonds to the Purchaser, shall bear interest at the rates, shall mature in the years and amounts, and shall be subject to redemption, as set forth in the Resolution. SECTION 5. The Interest Dates for the Bonds shall be April 1, July 1, October 1 and January 1 of each year, commencing April 1, 1990. The Bonds shall mature on January 1, 1995. SECTION 6. The Bonds shall be issued under and secured by the Resolution and shall be issued in substantially the form set forth in the Resolution. SECTION 7. The Series 1989A Bonds shall be issued as a single fully-registered bond in such principal amount as shall be sufficient to redeem the Refunded Bonds upon issuance of the Series 1989A Bonds and to pay the costs of issuing the Series 1989A Bonds. Upon the issuance of the Series 1989A Bonds, the remaining authorized but unissued Series 1989A Bonds shall be cancelled and shall not be issued. SECTION 8. The City Clerk is hereby appointed to serve as Registrar for the Bonds. The Finance Director of the City is hereby appointed to serve as Paying Agent for the Bonds. SECTION 9. All prior resolutions or other actions of the Issuer inconsistent with the provisions of this Resolution are hereby modified, supplemented and amended to conform with the 3 . . . . . provisions herein contained and except as otherwise modified, supplemented and amended hereby shall remain in full force and effect. SECTION 10. The Bonds shall not be or constitute a general obligation of the Issuer within the meaning of any constitutional, statutory or other limitation of indebtedness, but shall be payable solely as provided in the Resolution. No holder of the Bonds shall ever have the right to compel the exercise of the ad valorem taxing power of the Issuer or taxation in any form of any real property therein to pay the Bonds or the interest due thereon. SECTION 11. The Mayor and the City Clerk of the Issuer or any other appropriate officers of the Issuer, including the Finance Director, the City Manager, the City Attorney and the city Engineer are hereby authorized and directed signing singly to execute any and all certifications or other instruments or documents required by the Resolution (including in the case of the Mayor, the Finance Director, the City Manager and the City Engineer, draw requests in substantially the form attached to the Resolution as Exhibit B), this Resolution or any other document referred to above as a prerequisite or precondition to the issuance of the Bonds and any such representation made therein shall be deemed to be made on behalf of the Issuer. All action taken to date by the officers of the Issuer in furtherance of the issuance of the Bonds is hereby approved, confirmed and ratified. SECTION 12. The Issuer designates the Bonds as "qualified tax-exempt obligations" within the meaning of section 265(b) (3) of 4 . . . . . the Internal Revenue Code of 1986, as amended (the "Code"). The Issuer and any subordinate entities of the Issuer and any issuer of "tax-exempt" debt that issues "on behalf of" the Issuer covenant during calendar year 1989 to not issue more than $10,000,000 of "tax-exempt" obligations, exclusive of any private activity bonds, as defined in section 141(a) of the Code, and exclusive of refunding obligations pursuant to section 265(b) (3) (D) (ii) of the Code. SECTION 13. In accordance with the Code, the Issuer represents and covenants that it is a governmental unit with taxing powers; that the Bonds are not private activity bonds as defined in section 141(a) of the Code; that 95% or more of the net proceeds of the Bonds (i.e., the face amount of the Bonds), are to be used for the local governmental activities of the Issuer and that the aggregate face amount of all obligations of the Issuer (including all subordinate entities of the Issuer and entities, if any, which issue bonds on behalf of the Issuer), the interest on which is not includable in federal gross income (other than private activity bonds as defined in section 141 (a) of the Code and other than refunding bonds qualifying pursuant to section 148(f) (4) (C) (iii) of the Code), issued during the calendar year 1989 will not exceed $5,000,000. SECTION 14. This Resolution shall take effect immediately upon its adoption. 5 . . . . . FROM 8 M 0 904 224 1544 12.26.1989 8105 P. 7 PASSED AND ADOPTED BY' TUB CITY COMMISSION OF THE CITY' OF OCOEE, FLORIDA, this ~~ day ot December, 1~8~ (SEAL) ~ FOR USE AND IlELING ONLY BY THE CITY 01 ocaa. 4~AllOfCIMI~ lIIis 'r;I.. ~ ,,"I ~I,crl'~ ~._-_.... ~ '~~ e, CiIf 6 04:04 PM *CORPORATE BANKING P02 1 2. 1 2. 89 . . . . . I . ..m8tt SInk of Central Plortda, N.A. Deoember 12, 1989 201 South Orang' Avenue Su~e 300 Orlando, Florida 32801.3487 ~07/420.2887 Mr. IVan post.on Finance Director City of Qeoee 150 North Lakeshore Drive OC088, Florida 34761 Dear Mr. Poston: I am pleased to advise you that Barnett Bank ot Central Florida, N.A. ("Bankd) commits to the following bond anticipation note subject to the terms and conditions stated below. This letter replaces my previous letter to you dated December 4, 1989. BORROWER I AMOUNT : city of Oeoee Up to a $6,500,000.00 Series A bond anticipation note or bond and a $4,000,000.00 series B bond antioipation note or bond. The $4,000,000.00 bond issue will be available on a draw down basis. PURPOSE: Series A To refinance the Sewer System Revenue Bonds series 1987 and to finance issuance costs. SQries B To finance improvements to the City'S water and sewer system and to pay issuance oosts. RATE z option ,~: 66.'% of Barnett Banks, Inc. Prime, adjusted on the date of any rate change. (The rate ~s currently 7.00'). EXHIBIT A 1 2. 1. 2. 89 . . . . . 04:04 PM Mr. Ivan poston DeQ8mber 12, 1989 Page Two UNDERWRITING FIEs ORIGINATION 'BE: LEGAL FEES: PRlPAYHINT PENALTY: BALANCE RlQUIREHBHT: RBPAYMDT TIRMS: MA'l'URITY: *eORPORATE BANKING P03 The Prime Ra~e 1s a reterence rate for the information and use of the Bank in establishinq the actual rat.e t.O charge its borrowers. The Prime Rate 1s not necessarily charged to any particular class or borrower. pption 12: 7.05% fixed until maturity. None. None. The city will pay $5,000.00 to be applieO 'toward. bank review counsel expenses. Counsel representing the bank will be David Hull with the law firm of Mahoney, Adams, and crisar, P.A. He can be reached at (904) 354-1100. No prepayment penalty will apply to a partial or full prepayment of either Series A or Series 8. Barnett Bank will retain its exiatinq accounts with the city of Ocoee in substantially the same form throuqhout the t.erm of the bond. In addition, t.he bank will have the opportunity to bid on the majority of the City's operatinq accounts and banking servioes 90inq forward. Interest only tor five (5) years, p.yabla ~artarly. Principal due a1: ,matur1ty. Five (5) years from date of closing. 1 2. '1 2. 89 . . . . . 04:04 PM *CORPORATE BANKING P04 Mr. Ivan Poston Deoember 12, 1989 paqe Thre. COLLATERAL: The Series A and Series B Bonds will be secured on a parity basis by a tirst priority pledge of all gross revenues derived by the city trom the operation of the city's sewer and water system. For this purpose, Revenue shall mean all income or earnings, including any income from investments, derived by the City from the operation of its sewer and water system, excluding impact fees. The Series B Bond will also be secured by a first priority pledge of impact fees from the city's sewer and water system, and a first priority pledqe of the cash payments due from developers that are described on attached Exhibit 1, and on the letters of credit described on Exhibit 1 which seoure the developers' obliqat1on to make such cash payments. (In the event that the City chooses to refinance either Series A or Series B with a pUblic bond issue, the collateral on the ban~'s remaining bond issue will be renegotiated satisfacto~y to both parties. , CONDITIONS: 1. Each year the Borrower will provide the Bank with an annual CPA audited financi41 statement within 150 days of fiscal year-end in accordance with qenerally accepted accounting principles. The statements will include a separate breakout of the water and sewer funds and will ascertain the adequacy of the water and sewer rates to meet existing debt service requirements. 2. A balanced budqet for ehe city of Ocoee shall be adopted and provided to the Bank prior to the beginning of eaoh fiscal year. 1 2. '1 2. 89 . . . . . 04:04 PM *CORPORATE BANKING POS Mr. Ivan poston December 12, 1989 paq. Four 3. Bond Counsel to be approved by Bank. All documentation to be prepared by Bond Counsel. All documentation, terms, provisions, and 18qal opinions are subject to Bond Counsel and Bank Review Counsel approval. Closing is subject to Bond Counsel's approving opinion as to the legal issuance of the bonds, the exemption of the interest on the bonds from income taxation and the designation of the loan as a nqualified tax-exempt obligation" under current Internal Revenue Codes. Bond counsel will require an oplnion(s) of City's Counsel pertaininq to the legal issuance of certain actions and resolutions of the city in connection with this financing. Bank counsel fees will not exceed $5,000.00. 4. Borrower may issue additional parity debt if the annual debt service coverage on the eXistinq and proposed neW debt is no less that 123t for the preceding and projected 12 month period. ~. The City will covenant in the resolutions authorizing the Bonds that the amount of qualified tax-exempt obligations (other than private activity bonds) issued by the City during 1989 and during each subsequent year that it has the right to advances under any of the Bonds will not exceed $10,000,000. In the event that the City violates this covenant the interest rates quoted will be increased to compensate for the reSUlting loss of all or part of the bank's tax deduction disallowance on related interest expense. 6. Fundinqs under this acoommodation, which are held in escrow will be placed in Barnett Bank deposit and/or investment accounts under mutually agreeable terms and conditions. 7. To ~he extend p~~itted by lawr ~e interest rate will be retroactively adjusted to fully compensate for any taxes or charges to the Bank .s a result of the following: a. there is a Change in the maximum marginal corporate income tax rate to the Bank, 12. ,.,12. 89 04:04 PM *CORPORATE BANKING POS . . Mr. Ivan poston December 12, 1989 paqe Five b. the bond interest becomes partially taxable, either directly or indirectly, to the Bank as a result of a minimum tax, a change in the interest expense tax deduotion disallowance on Bank liabilities or any other change in the tax law, c. the bond interest is determined to be fully taxable, d. any interest or penalties are assessed the Bank due to the above. . (Note: The rate will be adjusted based s~stantially on formulas outlined in Resolution No. 87-21 for the $6,800,000.00 Sewer System Revenue Bonds, Series 1987). 9. The Bank will make every effort to have the completed credit facility in place and funds available on or before Pee ember 29, 1989. 10. The city will impose annual water and sewer rates beqinninq in fisoal 1990-91 that are equal to or exceeding 110% of the annual debt service requirements. Additional sources of revenue (i.e. oonnection fees) can also be included in this calculation. 11. Funds from Series B may be drawn at closinq and invested until needed for the expansion project or drawn from the Bank "as needed" to fund the intended expenditures. Draws for project expenditures will be made subject to a written requisition from the City to the Bank (for its approval) which w111il1Qlud.e a certificate from the City Clerk that the expenditures are authorized by the Commission and that attached invoices, (or proofs of payment in the event of a request for reimbursement to the city) are valid and correct. Funds from series B may be requisitioned up to a period of time that is mutually aqreed upon in advance between the Borrower and the Bank. . 12. The city will maintain adequate <as mutually determined) liability, workmen's compensation insurance coveraqe and hazard insurance for full replacement value on all sewer system buildings, equipment, vehicles, supplies and above ground facilitie., less reasonable and customary deductibles. 13. In the event that the City'S water and sewer systems are sold or leased, the outstanding debt from both Series A and series B will be prepaid in full wi~hout penalty. . 1 2" 1 2. e 9 04:04 PM . *CORPORATE BANKING PO? Mr. Ivan POllton Decamber 12, 1989 Page Six 14. The city's obligations hereunder are subject to ratification by action of the City Commission after a hearing preceded by at least 1 days public notice published in a newspaper of qeneral circulation in the city. The City shall give the required notice so that this hearinq can be held on December 26, 1989. If you are in agreement with the terms and conditions set forth above, please acknowledge lour acceptance by signing the enclosed copy and returninq t to my attention on or before December 19, 19&9, at which ti.e this commitment will expire. Barnett Bank is pleased to submit this proposal tor your consideration. If you have any questions, please do not hesitate to contact me at 420-2791. r-icerelY, \L.2. Anne E. Kelley Vice President . . AEK/glo Acknowledged and accepted this 1989. &oDOWD: By: . . day of December, The City of oeoee Ivan poat.on Finance Director . . . . . .. . . . . . Barnett Bank of Central Florida, N.A. DISCLOSURE STATEMENT 201 South Orange Avenue Suite 300 Orlando, Florida 32801 -3487 407/420-2887 Barnett Bank of Central Florida, N.A. Orlando, Florida (1) An itemized list of estimated expenses to be incurred by Barnett Bank of Central Florida, N.A., in connection with the issuance of the $6,500,000 City of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989A and the $4,000,000 City of Ocoee, Florida, Water and Sewer System Revenue Bonds, Series 1989B (the "Bonds"). (a) $5,000.00 - Mahoney, Adams & Criser, P.A. (b) $2,500.00 - Barnett Banks Trust Company, N.A. (2) The names, addresses, and estimated amounts of compensation of any person who enters into an understanding with either the Issuer or Barnett Bank of Central Florida, N.A., or both, for any paid or promised compensation or valuable consideration, directly or indirectly, expressed or implied, to act solely as an intermediary between the Issuer and Barnett Bank of Central Florida, N.A. or who exercises or attempts to exercise any influence to affect any transaction in the purchase of the Bonds. NONE (3) The amount of underwriting spread expected to be realized. NONE (4) The amount of the management fee to be charged by Barnett Bank of central Florida, N.A. NONE paid bond Bank (5) Any other fee, bonus, and other compensation estimated to be by Barnett Bank of Central Florida, N.A. in connection with the issue to any person not regularly employed or retained by Barnett of Central Florida, N.A. NONE EXHIBIT B . . (6) The name and address of Barnett Bank of Central Florida, N.A. Barnett Bank of Central Florida, N.A. Suite 300 201 South Orange Avenue Orlando, Florida 32801 DATED this 29th day of December, 1989. Respectfully submitted, BARNETj/BANK OF CENT~ ~LORIDA' N.A. By: ~ [, Ktfi}': Ti tie: Vice President 6~/--- . . . .! ". . . . . / l RESOLUTION NO. 89-16 A RESOLUTION PROVIDING FOR THE CONSTRUCTION AND ACQUISITION OF CERTAIN IMPROVEMENTS TO THE COMBINED WATER AND SEWER SYSTEM OF THE CITY OF OCOEE, FLORIDA, AND FOR THE REFUNDING OF CERTAIN INDEBTEDNESS INCURRED BY THE CITY OF OCOEE, FLORIDA; AUTHORIZING THE ISSUANCE BY THE CITY OF NOT TO EXCEED $6,500,000 WATER AND SEWER SYSTEM REVENUE BONDS, SERIES 1989A, AND OF $4,000,000 WATER AND SEWER SYSTEM REVENUE BONDS, SERIES 1989B, TO FINANCE THE COST THEREOF; PLEDGING CERTAIN NON-AD VALOREM REVENUES OF THE CITY TO SECURE PAYMENT OF THE PRINCIPAL OF AND INTEREST ON SUCH BONDS; MAKING CERTAIN COVENANTS AND AGREEMENTS FOR THE BENEFIT OF THE HOLDERS OF SUCH BONDS; PROVIDING CERTAIN OTHER MATTERS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTIVE DATE. . . . . . BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF OCOEE, FLORIDA: ARTICLE I GENERAL SECTION 1.01. Definitions. When used in this Resolution, the following terms shall have the fOllowing meanings, unless the context clearly otherwise requires: "Act" shall mean Chapter 166, Part II, Florida Statutes and other applicable provisions of law. "Additional Bonds" shall mean the obligations issued at any time under the provisions of section 5.02 hereof on a parity with the Series 1989 Bonds and any Additional Bonds. "Additional project" shall mean the acquisition, construction or reconstruction of capital improvements to the System and shall include all property rights, easements, franchises and equipment relating thereto and deemed necessary or convenient for the construction or acquisition or the operation thereof which are financed in whole or in part with the proceeds of Additional Bonds. "Additional Security" shall mean with respect to any Series of Bonds any legally available non-ad valorem revenues legally pledged by Supplemental Resolution for the payment of such Bonds, including, not limited to (i) revenues of the Issuer, (ii) a debt service reserve fund, or (iii) a letter of credit, municipal bond insurance, surety bond or other credit support. No Additional Security shall be pledged to the Series 1989 Bonds. "Additional Security Fund" shall mean the "City of Ocoee Water and Sewer system Revenue Bonds Additional Security Fund" created pursuant to section 4.04 hereof. "Amortization Installment" shall mean an amount designated as such by Supplemental Resolution of the Issuer and established with respect to any Term Bonds. There shall be no Amortization Installment with respect to the Series 1989 Bonds. "Annual Debt Service" shall mean, with respect to any Fiscal Year, the aggregate amount of (1) all interest required to be paid on the outstanding Bonds during such Fiscal Year, except to the extent that such interest is to be paid from deposits in the Interest Account made from Bond proceeds, (2) all principal of Outstanding Serial Bonds maturing in such Fiscal Year, and (3) all Amortization Installments herein designated with respect to such Fiscal Year. "Authorized Issuer Officer" shall mean any person authorized by resolution of the Issuer to perform such act or sign such document. . . . . . "Bond Amortization Account" shall mean the separate account in the Revenue Fund established pursuant to section 4.04 hereof. "Bond Counsel" shall mean any attorney at law or firm of attorneys, of nationally recognized standing in matters pertaining to the exclusion from gross income for federal income tax purposes of interest on obligations issued by states and political subdivisions, and duly admitted to practice law before the highest court of any state of the united states of America, who shall be retained from time to time by the Issuer. "Bondholder" or "Holder" or "holder" or any similar term, when used with reference to a Bond or Bonds, shall mean any person who shall be the registered owner of any outstanding Bond or Bonds as provided in the registration books of the Issuer maintained by the Registrar. "Bonds" shall mean the Series 1989 Bonds, together with any Additional Bonds issued pursuant to this Resolution. "City Engineer" shall mean the City Engineer of the Issuer. "Clerk" shall mean the City Clerk of the Issuer, or such other person as may be duly authorized by the Issuer to act on his or her behalf. "Code" shall mean the Internal Revenue Code of 1986, as amended, and the regulations and rules thereunder in effect or proposed. "Connection Charges" shall mean the charges imposed on those connecting to the System for the actual cost of physically connecting to the System. "Construction Fund" shall mean the City of Ocoee Water and Sewer System Revenue Bonds Construction Fund established pursuant to section 4.03 hereof. "consulting Engineers" shall mean one or more independent, qualified and recognized consulting engineer or firm of consulting engineers having favorable repute, skill and experience with respect to the planning and operation of the System who shall be retained from time to time by the Issuer. "Cost" when used in connection with a Project, shall mean, to the extent permitted by law, the Issuer's cost of physical construction; (2) costs of acquisition by or for the Issuer of such Project; (3) costs of land and interests therein and the cost of the Issuer incidental to such acquisition; (4) the cost of any indemni ty and surety bonds and premiums for insurance dur ing construction; (5) all interest due to be paid on the Bonds during the construction period of such Project and for a reasonable period 2 . . . . . thereafter; (6) engineering, legal and other consultant fees and expenses; (7) costs of machinery or equipment required by the Issuer for the commencement of operation of such Project; or (8) any other costs properly attributable to such construction or acquisition, as determined by generally accepted accounting principles and shall include reimbursement to the Issuer for any such items of Cost heretofore paid by the Issuer in anticipation of the issuance of the Bonds. Any Supplemental Resolution may provide for additional items to be included in the aforesaid Costs. "Cost of Operation and "Maintenance" of the System shall mean the then current expenses, paid or accrued, in the operation, maintenance and repair of the System, as calculated in accordance with generally accepted accounting principles, but shall not include expenses not annually recurring, such as any reserve for renewals and replacements, extraordinary repairs or any allowance for depreciation, any Annual Debt Service or any payments in lieu of taxes. "Debt Service Fund" shall mean the City of Ocoee Water and Sewer System Revenue Bonds Debt Service Fund created pursuant to Section 4.04 hereof. "Federal Securities" shall mean only direct obligations of or obligations fully guaranteed as to principal and interest by the United States of America. "Fiscal Year" shall mean the period commencing on October 1 of each year and continuing through the next succeeding September 30, or such other period as may be prescribed by law. "Gross Revenues" or "Revenues" shall mean all income or earnings, including Connection Charges, received by the Issuer or accrued to the Issuer from the ownership, use or operation of the System and all parts thereof, including investment income, if any, earned on any fund or account created pursuant to this Resolution, and on any fund or account established by the Issuer for the System, all as calculated in accordance with generally accepted accounting principles, but "Gross Revenues" or "Revenues" shall not include proceeds from the sale or other disposition of the System or any part thereof, condemnation awards or proceeds of insurance received with respect to the System. Notwithstanding the foregoing, "Gross Revenues" or "Revenues" shall not include Sewer system Development Charges or Water System Development Charges. "Initial Project" shall mean the acquisition, construction and erection of certain capital improvements to the System, all as more specifically set forth on Exhibit "A" attached hereto and made a part hereof, including, without limitation, all property rights, appurtenances, easements, franchises and equipment relating thereto and deemed necessary or convenient for the acquisition, construction or erection thereof, in accordance with certain plans 3 . . . . . on file or to be on file with the Clerk, with such changes, deletions, additions or modifications to the enumerated improvements, equipment and facilities, or such other improvements as approved by the City commission of the Issuer in accordance with the Act. "Interest Account" shall mean the separate account in the Debt Service Fund established pursuant to Section 4.04 hereof. "Interest Date" shall be such date or dates for the payment of interest on a Series of Bonds as shall be provided by Supplemental Resolution. "Issuer" or "City" shall mean the City of Ocoee, Florida. "Maximum Annual Debt Service" shall mean the largest amount of Annual Debt Service for any Fiscal Year in which Bonds shall be Outstanding, excluding all Fiscal Years which shall have ended prior to the Fiscal Year in which Maximum Annual Debt Service shall be computed. "Maximum Interest Rate" shall mean, with respect to any particular Variable Rate Bonds, a numerical rate of interest, which shall be set forth in the Supplemental Resolution of the Issuer delineating the details of such Bonds, that shall be the maximum rate of interest such Bonds may at any time bear in the future in accordance with the terms of such Supplemental Resolution. If no such Maximum Interest Rate is set forth in such Supplemental Resolution, the Maximum Interest Rate with respect to such Variable Rate Bonds shall be deemed to be the maximum rate permitted by law. "Mayor" shall mean the Mayor of the Issuer, or such other person as may be duly authorized by the Issuer to act on his or her behalf. "Outstanding" when used with reference to Bonds and as of any particular date, shall describe all Bonds theretofore and thereupon being authenticated and delivered except, (1) any Bond in lieu of which another Bond or other Bonds have been issued under an agreement to replace lost, mutilated or destroyed Bonds, (2) any Bond surrendered by the Holder thereof in exchange for another Bond or other Bonds under Sections 2.06, 2.07 and 2.08 hereof, (3) Bonds cancelled after purchase in the open market or because of payment at or redemption prior to maturity and (4) Bonds defeased pursuant to Section 8.01 of this Resolution. "Paying Agent" shall mean any paying agent for Bonds appointed by or pursuant to this Resolution and its successors or assigns, and any other Person which may at any time be substituted in its place pursuant to this Resolution. The city Clerk or the Finance Director of the City may serve as Paying Agent pursuant to this Resolution. 4 . . . . . "Permitted Investmentsl' shall mean any investments authorized pursuant to the laws of the state. "Person" shall mean an individual, a corporation, a partnership, an association, a joint stock company, a trust, any unincorporated organization or governmental entity. "Pledged Funds" shall mean (1) the Gross Revenues of the System, (2) to the extent permitted by law, the Water System Development Charges Bond Service Component, (3) to the extent permitted by law, the Sewer System Development Charges Bond Service Component, (4) with respect to any particular Series of Bonds, any Additional Security pledged pursuant to this Resolution or by Supplemental Resolution, and (5) until applied in accordance with the provisions of this Resolution, all moneys, including investments thereof, in the funds and accounts established hereunder(except the Rebate Fund). "Principal Account" shall mean the separate account in the Revenue Fund established pursuant to Section 4.04 hereof. "Project" shall mean, as applicable, the Initial Project and any Additional Project. "Project certificate" shall mean that certificate of the Qualified Independent Consultant filed with the Issuer at or prior to the delivery of any Series of Bonds setting forth (i) the estimated total cost of the Project, (ii) the estimated cost of the Sewer Expansion Facilities portion of the Project, if any, (iii) the estimated cost of the Water Expansion Facilities Portion of the Project, if any, (iv) the Sewer Expansion Percentage, if any, and (v) the Water Expansion Percentage, if any. "Prudent utility Practice" shall mean, in respect of any particular utility industry, any of the practices, methods and acts which, in the exercise of reasonable judgment, in the light of the facts, including but not limited to the practices, methods and acts engaged in or approved by a significant portion of such utility industry prior thereto, known at the time such decision was made, would have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety and expedition. It is recognized that Prudent utility Practice is not intended to be limited to the optimum practice, method or act to the exclusion of all others, but rather is a spectrum of possible practices, methods or acts which could have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety and expedition. "Qualified Independent Consultant" shall mean one or more qualified and recognized independent consultants, having favorable repute, skill and experience with respect to the duties of the 5 . . . . . Qualified Independent Consultant to be provided to the Issuer, as shall from time to time be retained by the Issuer to perform the acts and carry out the duties herein provided for such consultants. lIRebate Fundll shall mean the City of Ocoee Water and Sewer System Revenue Bonds Rebate Fund established pursuant to Section 5.18 hereof. lIRedemption Pricell shall mean, with respect to any Bond or portion thereof, the principal amount or portion thereof, plus the applicable premium, if any, payable upon redemption thereof pursuant to such Bond or this Resolution. lIRefunded Bonds" shall mean the not to exceed $6,800,000 City of Ocoee, Florida Sewer system Revenue Bonds, Series 1987. lIRefunded Securities" shall mean Federal Securities. lIRegistrar" shall mean any registrar for the Bonds appointed by or pursuant to Supplemental Resolution and its successors and assigns, and any other Person which may at any time be substituted in its place pursuant to Supplemental Resolution. The City Clerk may serve as Registrar pursuant to this Resolution. lIResolution" shall mean this Resolution, as the same may from time to time be amended, modified or supplemented by Supplemental Resolution. "Revenue Fund" shall mean the City of Ocoee Water and Sewer System Revenue Bonds Revenue Fund established pursuant to section 4.04 hereof. "Serial Bonds" shall mean all of the Bonds other than the Term Bonds. "Series" shall mean all the Bonds delivered on original issuance in a simultaneous transaction and identified pursuant to sections 2.01 and 2.02 hereof or a Supplemental Resolution authorizing the issuance by the Issuer of such Bonds as a separate series, regardless of variations in maturity, interest rate, Amortization Installments or other provisions. "series 1989 Bonds" shall mean collectively the Series 1989A Bonds and the Series 1989B Bonds authorized pursuant to Section 2.02 hereof. "series 1989A Bonds" shall mean the not to exceed $6,500,000 City of Ocoee, Florida Water and Sewer System Revenue Bond, Series 1989A authorized pursuant to section 2.02 hereof. 6 . . . . . "series 1989B Bonds" shall mean the $4,000,000 City of Ocoee, Florida Water and Sewer System Revenue Bond, Series 1989B authorized pursuant to Section 2.02 hereof. "Sewer Expansion Facilities" shall mean improvements, extensions and additions to the Sewer system, together with all lands or interest therein, including plants, buildings, machinery, franchises, pipes, mains, fixtures, equipment and all property real or personal, tangible or intangible, heretofore or hereafter constructed or acquired in order to meet the increased demand upon the Sewer System, whether actual or anticipated, created by new users connecting to the Sewer System. "Sewer Expansion Percentage" shall mean that number, expressed as a percentage, which represents that portion of the total cost of any Project financed from the proceeds of a particular Series of Bonds which is attributable to Sewer Expansion Facilities, if any, as shall be determined by the Qualified Independent Consultant and set forth in the Project Certificate. "Sewer System" shall mean the existing properties and assets, real and personal, tangible and intangible, owned and operated by the Issuer, and directly or indirectly used or useful for the collection, transmission, treatment and disposal of sewage, and all properties and assets hereafter constructed or acquired as addi tions, improvements and betterments thereto and extensions thereof. "Sewer System Development charges" shall mean the impact fees and charges levied upon and collected from new users of the Sewer System (or the proceeds of any security provided for the payment thereof) to the extent the same are lawfully available for the acquisition and construction of Sewer Expansion Facilities and for Sewer System Development Charges Bond Service Components. "Sewer system Development Charges Bond Service Component" shall mean with respect to any Series of Bonds as of any particular date of calculation, the Sewer Expansion Percentage, if any, multiplied by the Annual Debt Service for said Series of Bonds. With respect to the Series 1989A Bonds, the Sewer System Development Charges Bond Service Component shall be zero. "Sewer System Development Charges Fund" shall mean the IlCity of Ocoee Sewer system Development Charges Fund created pursuant to Section 4.04 hereof. "State" shall mean the State of Florida. "Subordinated Indebtedness" shall mean that indebtedness of the Issuer, subordinate and junior to the Bonds, issued in accordance with the provisions of Section 5.01 hereof. 7 . . . . . "Supplemental Resolution" shall mean any Resolution of the Issuer amending or supplementing this Resolution adopted and becoming effective in accordance with the terms of Sections 7.01 or 7.02 hereof. "system" shall mean collectively the Water System and the Sewer System. "Taxable Bond" shall mean any Bond which states, in the body thereof, that the interest income thereon is includable in the gross income of the Holder thereof for federal income tax purposes or that such interest is subject to federal income taxation. "Term Bonds" shall mean those Bonds which shall be designated as Term Bonds hereby or by Supplemental Resolution of the Issuer and which are subject to mandatory redemption by Amortization Installments. "Variable Rate Bonds" shall mean Bonds issued with a variable, adjustable, convertible or other similar rate which is not fixed in percentage for the entire term thereof at the date of issue. "Water Expansion Facilities" shall mean improvements, extensions and additions to the Water System, together with all lands or interest therein, including plants, buildings, machinery, franchises, pipes, mains, fixtures, equipment and all property real or personal, tangible or intangible, heretofore or hereafter constructed or acquired in order to meet the increased demand upon the Water System, whether actual or anticipated, created by new users connecting to the Water System. "Water Expansion Percentage" shall mean that number, expressed as a percentage, which represents that portion of the total cost of any Project financed with the proceeds of any particular Series of Bonds which is attributable to Water Expansion Facilities, if any, as shall be determined by the Qualified Independent Consultant and set forth in the Project certificate. "Water system" shall mean the existing properties and assets, real and personal, tangible and intangible, owned and operated by the Issuer, and directly or indirectly used or useful for the supply, storage, treatment, transmission and distribution of water, and all properties and assets hereafter constructed or acquired as additions, improvements and betterments thereto and extensions thereof. Water System Development Charges Fund" shall mean the "City of Ocoee Water System Development Charges Fund" created pursuant to Section 4.04 hereof. "Water System Development Charges" shall mean the impact fees and charges levied upon and collected from new users of the Water 8 . . . . . System (or the proceeds of any security provided for the payment thereof) to the extent the same are lawfully available for the acquisition and construction of Water Expansion Facilities and for Water System Development Charges Bond Service Components. "Water System Development Charges Bond Service Component" shall mean with respect to any series of Bonds as of any particular date of calculation, the Water Expansion Percentage, if any, multiplied by the Annual Debt Service for said Series of Bonds. With respect to the Series 1989A Bonds, the Water System Development charges Bond Service Component shall be zero. The terms "herein," "hereunder," "hereby," "hereto," "hereof" and any similar terms, shall refer to this Resolution; the term heretofore shall mean before the date of adoption of this Resolution; and the term "hereafter" shall mean after the date of adoption of this Resolution. Words importing the masculine gender include every other gender. Words importing the singular number include the plural number, and vice versa. SECTION 1.02. Authority for Resolution. This Resolution is adopted pursuant to the provisions of the Act. SECTION 1.03. Resolution to Consti tute Contract. In consideration of the purchase and acceptance of any or all of the Bonds by those who shall hold the same from time to time, the provisions of this Resolution shall be a part of the contract of the Issuer with the Holders of the Bonds and shall be deemed to be and shall constitute a contract between the Issuer and the Holders from time to time of the Bonds. The pledge made in this Resolution and the provisions, covenants and agreements herein set forth to be performed by or on behalf of the Issuer shall be for the equal benefit, protection and security of the Holders of any and all of said Bonds. All of the Bonds, regardless of the time or times of their issuance or maturity, shall be of equal rank without preference, priority or distinction of any of the Bonds over any other thereof except as expressly provided in or pursuant to this Resolution. SECTION 1.04. Findings. It is hereby ascertained, determined and declared: (A) That the Issuer owns and operates a combined Water System and Sewer System. (B) The Sewer System was acquired with the proceeds of the Refunded Bonds. 9 . . . . . (C) That the Issuer deems it necessary, desirable and in the best interests of the Issuer that the Initial Project be acquired, constructed and erected and that the Refunded Bonds be refunded with the proceeds of the Series 1989 Bonds. (D) That the Initial Project and the refunding of the Refunded Bonds shall be financed with the proceeds of the Series 1989 Bonds. (E) That no portion of the Pledged Funds are pledged or encumbered in any manner, except with respect to the payment of the Refunded Bonds. Such lien in favor of the holders of the Refunded Bonds on a portion of the Pledged Funds shall be defeased upon the issuance of the Series 1989A Bonds, and the City hereby covenants that it will not issue any additional bonds under the resolution of the City authorizing the Refunded Bonds. (F) The Series 1989B Bonds shall not be issued prior to the issuance of the Series 1989A Bonds. (G) That the principal of and interest on the Bonds and all other payments provided for in this Resolution will be paid solely from the Pledged Funds; and the ad valorem taxing power of the Issuer will never be necessary or authorized to pay the principal of and interest on the Bonds and the Bonds shall not constitute a lien upon any property of the Issuer other than the Pledged Funds. (H) The Issuer adopted this Resolution after a public hearing preceded by at least seven (7) days notice of the hearing and the proposed action by publication in a newspaper of general circulation in the City in accordance with the requirements of the City Charter of the Issuer. SECTION 1.05. Initial Proiect. The Issuer does hereby authorize the acquisition, construction and erection of the Initial Project in accordance with Exhibit "A" attached hereto and made a part hereof. SECTION 1.06. Refundina of Refunded Bonds. The Issuer does hereby authorize the refunding of the Refunded Bonds. 10 . . . . . ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF BONDS SECTION 2.01. Authorization of Bonds. This Resolution creates an issue of Bonds of the Issuer to be designated as "City of Ocoee, Florida, Water and Sewer System Revenue Bonds" which may be issued in one or more Series as hereinafter provided. The aggregate principal amount of the Bonds which may be executed and delivered under this Resolution is not limited except as is or may hereafter be provided in this Resolution or as limited by the Act or by law. The Bonds may, if and when authorized by the Issuer pursuant to this Resolution, be issued in one or more Series, with such further appropriate particular designations added to or incorporated in such title for the Bonds of any particular Series as the Issuer may determine and as may be necessary to distinguish such Bonds from the Bonds of any other Series. Each Bond shall bear upon its face the designation so determined for the Series to which it belongs. The Bonds shall be issued for such purpose or purposes; shall bear interest at such rate or rates not exceeding the maximum rate permi tted by law; and shall be payable in lawful money of the United States of America on such dates; all as determined by Supplemental Resolution of the Issuer. In no event shall the rate of interest on the Bonds exceed the maximum rate permitted by law. The Bonds shall be issued in such denominations and such form, whether coupon or registered; shall be dated such date; shall bear such numbers; shall be Serial and/or Term Bonds; shall be payable at such place or places; shall contain such redemption provisions; shall have such Paying Agents and Registrars; shall mature in such years and amounts; shall provide that the proceeds thereof be used in such manner, all as determined by Supplemental Resolution of the Issuer. SECTION 2.02. Authorization and DescriDtion of Series 1989 Bonds. A Series of Bonds entitled to the benefit, protection and security of this Resolution is hereby authorized in an aggregate principal amount of not to exceed $6,500,000 for the principal purpose of refunding the Refunded Bonds and paying certain costs of issuance incurred with respect to such Series. Such Series shall be designated as, and shall be distinguished from the Bonds of all other Series by the title "City of Ocoee, Florida Water and Sewer System Revenue Bonds, Series 1989A." A Series of Bonds entitled to the benefit, protection and security of this Resolution is hereby authorized in the aggregate 11 . . . . . principal amount of $4,000,000 for the principal purpose of paying the cost of acquiring, constructing and erecting the Initial Project more fully described on Exhibit "A" attached hereto and made a part hereof and paying certain costs of issuance with respect to such Series. Such Series shall be designated as, and shall be distinguished from the Bonds of all other Series by the title "City of Ocoee, Florida Water and Sewer System Revenue Bonds, Series 1989B." The Series 1989A Bonds and the Series 1989B Bonds are collectively referred to in this Resolution as the "Series 1989 Bonds." The principal of or Redemption Price, if applicable, on the Series 1989 Bonds shall be payable in the manner set forth in the form of the Series 1989 Bond contained in section 2.10 hereof. Interest on the Series 1989 Bonds shall be payable at the rates and in the manner set forth in the form of the Series 1989 Bonds contained in section 2.10 hereof, subject to such changes, insertions and omissions as shall be approved by the Mayor and the Clerk, the execution of the Series 1989 Bonds to be conclusive evidence of such approval. Interest payable on any Series 1989 Bond on any Interest Date will be paid by check or draft of the Paying Agent to the Holder in whose name such Bond shall be registered at the close of business on the date which shall be the fifteenth day (whether or not a business day) of the calendar month next preceding such Interest Date, or, unless otherwise provided by Supplemental Resolution, at the option of the Paying Agent, and at the request and expense of such Holder, by bank wire transfer for the account of such Holder. In the event the interest payable on any Series 1989 Bond is not punctually paid or duly provided for by the Issuer on such Interest Date, such defaulted interest will be paid to the Holder in whose name such Bond shall be registered at the close of business on a special record date for the payment of such defaulted interest as established by notice to such Holder, not less than ten (10) days preceding such special record date. If the date for the payment of the principal of, Redemption Price, if applicable, or the interest payable on any Series 1989 Bonds shall be a Saturday, Sunday, or a day on which banking institutions in the City are authorized by law or executive order to close, then the date for any such payment shall be the next succeeding day which is not a Saturday, Sunday or a day on which banking institutions in the City are authorized by law or executive order to close and payment on such date shall have the same force and effect as if made on the scheduled date of payment. All payments of principal of or Redemption Price, if applicable, and interest on the Series 1989 Bonds shall be payable in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. SECTION 2.03. ADDlication of Series 1989 Bond Proceeds. Except as otherwise provided by Supplemental Resolution of the 12 . . Issuer, the proceeds derived from the sale of the Series 1989A Bonds, including accrued interest and premium, if any, shall, simultaneously with the delivery of the Series 1989A Bonds to the purchaser or purchasers thereof, be applied by the Issuer as follows: (A) Accrued interest, if any, shall be deposited in the Interest Account and shall be used only for the purpose of paying the interest which shall thereafter become due on the Series 1989A Bonds. (B) A sufficient amount of the Series 1989A Bond proceeds shall be applied to the payment of costs and expenses relating to delivery of the Series 1989A Bonds. (C) The balance of the Series 1989A Bond proceeds shall be used to redeem the Refunded Bonds. Except as otherwise provided by Supplemental Resolution of the Issuer, the proceeds derived from the sale of the Series 1989B Bonds, including accrued interest and premium, if any, shall simultaneously with the delivery of the Series 1989B Bonds to the purchaser thereof, be applied by the Issuer as follows: (A) Accrued interest, if any, shall be deposited in the Interest Account and shall be used only for the purpose of paying the interest which shall thereafter become due on the Series 1989B . Bonds. (B) A sufficient amount of the Series 1989B Bond proceeds shall be applied to the payment of costs and expenses relating to the issuance of the Series 1989B Bonds. . . (C) The remainder of the proceeds of the Series 1989B Bonds shall be deposited in the Construction Fund and shall be used to acquire, construct and erect the Initial Project. The proceeds of any other Series of Bonds shall be applied as provided by Supplemental Resolution of the Issuer. SECTION 2.04. Execution of Bonds. The Bonds shall be executed in the name of the Issuer with the manual or facsimile signature of the Mayor and the official seal of the Issuer shall be imprinted thereon, attested and countersigned with the manual or facsimile signature of the Clerk. In case anyone or more of the officers who shall have signed or sealed any of the Bonds or whose facsimile signature shall appear thereon shall cease to be such officer of the Issuer before the Bonds so signed and sealed have been actually sold and delivered, such Bonds may nevertheless be sold and delivered as herein provided and may be issued as if the person who signed or sealed such Bonds had not ceased to hold such office. Any Bond may be signed and sealed on behalf of the 13 . . . . . Issuer by such person who at the actual time of the execution of such Bond shall hold the proper office of the Issuer, although at the date of such Bond such person may not have held such office or may not have been so authorized. The Issuer may adopt and use for such purposes the facsimile signatures of any such persons who shall have held such offices at any time after the date of the adoption of this Resolution, notwithstanding that either or both shall have ceased to hold such office at the time the Bonds shall be actually sold and delivered. SECTION 2.05. Authentication. No Bond of any Series shall be secured hereunder or be entitled to the benefit hereof or shall be valid or obligatory for any purpose unless there shall be manually endorsed on such Bond a certificate of authentication by the Registrar or such other entity as may be approved by the Issuer for such purpose. Such certificate on any Bond shall be conclusive evidence that such Bond has been duly authenticated and delivered under this Resolution. The form of such certificate shall be substantially in the form provided in Section 2.10 hereof. SECTION 2.06. TemDorarv Bonds. Until the definitive Bonds of any Series are prepared, the Issuer may execute, in the same manner as is provided in Section 2.04 hereof, and deliver, upon authentication by the Registrar pursuant to Section 2.05 hereof, in lieu of definitive Bonds, but subject to the same provisions, limitations and conditions as the definitive Bonds, except as to the denominations thereof, one or more temporary Bonds substantially of the tenor of the definitive Bonds in lieu of which such temporary Bond or Bonds are issued, in denominations authorized by the Issuer by subsequent Resolution, and with such omissions, insertions and variations as may be appropriate to temporary Bonds. The Issuer, at its own expense, shall prepare and execute definitive Bonds, which shall be authenticated by the Registrar. Upon the surrender of such temporary Bonds for exchange, the Registrar, without charge to the Holder thereof, shall deliver in exchange therefor definitive Bonds, of the same aggregate principal amount and Series and maturity as the temporary Bonds surrendered. Until so exchanged, the temporary Bonds shall in all respects be entitled to the same benefits and security as definitive Bonds issued pursuant to this Resolution. All temporary Bonds surrendered in exchange for another temporary Bond or Bonds or for a definitive Bond or Bonds shall be forthwith cancelled by the Registrar. SECTION 2.07. Bonds Mutilated. Destroved. Stolen or Lost. In case any Bond shall become mutilated, or be destroyed, stolen or lost, the Issuer may, in its discretion, issue and deliver, and the Registrar shall authenticate, a new Bond of like tenor as the Bond so mutilated, destroyed, stolen or lost, in exchange and substitution for such mutilated Bond upon surrender and cancellation of such mutilated Bond or in lieu of and substitution for the Bond destroyed, stolen or lost, and upon the Holder 14 . . . . . furnishing the Issuer and the Registrar proof of such Holder I s ownership thereof and satisfactory indemnity and complying with such other reasonable regulations and conditions as the Issuer or the Registrar may prescribe and paying such expenses as the Issuer and the Registrar may incur. All Bonds so surrendered or otherwise substituted shall be cancelled by the Registrar. If any of the Bonds shall have matured or be about to mature, instead of issuing a substitute Bond, the Issuer may pay the same or cause the Bond to be paid, upon being indemnified as aforesaid, and if such Bonds be lost, stolen or destroyed, without surrender thereof. Any such duplicate Bonds issued pursuant to this section 2.07 shall constitute original, additional contractual obligations on the part of the Issuer whether or not the lost, stolen or destroyed Bond be at any time found by anyone, and such duplicate Bond shall be entitled to equal and proportionate benefits and rights as to lien on the Pledged Funds to the same extent as all other Bonds issued hereunder. SECTION 2.08. Transfer. Bonds, upon surrender thereof at the office of the Registrar with a written instrument of transfer satisfactory to the Registrar, duly executed by the Holder thereof or such Holder's attorney duly authorized in writing, may, at the option of the Holder thereof, be exchanged for an equal aggregate principal amount of registered Bonds of the same Series and maturity of any other authorized denominations. The Bonds issued under this Resolution shall be and have all the qualities and incidents of negotiable instruments under the law merchant and the Uniform Commercial Code of the State, subject to the provisions for registration and transfer contained in this Resolution and in the Bonds. So long as any of the Bonds shall remain outstanding, the Issuer shall maintain and keep, at the office of the Registrar, books for the registration and transfer of the Bonds. Each Bond shall be transferable only upon the books of the Issuer, at the office of the Registrar, under such reasonable regulations as the Issuer may prescribe, by the Holder thereof in person or by such Holder's attorney duly authorized in writing upon surrender thereof together with a written instrument of transfer satisfactory to the Registrar duly executed and guaranteed by the Holder or such Holder's duly authorized attorney. Upon the transfer of any such Bond, the Issuer shall issue, and cause to be authenticated, in the name of the transferee a new Bond or Bonds of the same aggregate principal amount and Series and maturity as the surrendered Bond. The Issuer, the Registrar and any Paying Agent or fiduciary of the Issuer may deem and treat the Person in whose name any Outstanding Bond shall be registered upon the books of the Issuer as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal or Redemption Price, if applicable, 15 ,--- .-------- . . . . . and interest on such Bond and for all other purposes, and all such payments so made to any such Holder or upon such Holder's order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid and neither the Issuer nor the Registrar nor any Paying Agent or other fiduciary of the Issuer shall be affected by any notice to the contrary. Notwithstanding the foregoing, the Series 1989A Bonds and the Series 1989B Bonds, respectively, may be transferred only in whole, and neither the City nor Registrar shall be obligated to register any transfer of the Series 1989A Bonds or the Series 1989B Bonds until the City receives from the respective transferee thereof an investment certificate containing representations similar to investment representations made by Barnett Bank of Central Florida, N.A. in connection with its purchase of the Series 1989 Bonds. The Registrar, in any case where it is not also the Paying Agent in respect to any Series of Bonds, forthwith (A) following the fifteenth day prior to an interest payment date for such Series; (B) following the fifteenth day next preceding the date of first mailing of notice of redemption of any Bonds of such Series; and (C) at any other time as reasonably requested by the Paying Agent of such Series, shall certify and furnish to such Paying Agent the names, addresses and holdings of Bondholders and any other relevant information reflected in the registration books. Any Paying Agent of any fully registered Bond shall effect payment of interest on such Bonds by mailing a check or draft to the Holder entitled thereto or may, in lieu thereof, upon the request and at the expense of such Holder, transmit such payment by bank wire transfer for the account of such Holder. In all cases in which the privilege of exchanging Bonds or transferring Bonds is exercised, the Issuer shall execute and the Registrar shall authenticate and deliver such Bonds in accordance with the provisions of this Resolution. Execution of Bonds by the Mayor and the Clerk for purposes of exchanging, replacing or transferring Bonds may occur at the time of the original delivery of the Series of which such Bonds are a part. All Bonds surrendered in any such exchanges or transfers shall be held by the Registrar in safekeeping until directed by the Issuer to be cancelled by the Registrar. For every such exchange or transfer of Bonds, the Issuer or the Registrar may make a charge sufficient to reimburse it for any tax, fee, expense or other governmental charge required to be paid with respect to such exchange or transfer. The Issuer and the Registrar shall not be obligated to make any such exchange or transfer of Bonds of any Series during the fifteen (15) days next preceding an Interest Date on the Bonds of such Series, or, in the case of any proposed redemption of Bonds of such Series, then during the fifteen (15) days next preceding the date of the first mailing of notice of such redemption and continuing until such redemption date. 16 . . . . . SECTION 2.09. COUDon Bonds. The Issuer, at its discretion, may by Supplemental Resolution authorize the issuance of coupon Bonds, registrable as to principal only or as to both principal and interest. Such Supplemental Resolution shall provide for the negotiability, transfer, interchangeability, denominations and form of such Bonds and coupons appertaining thereto. Coupon Bonds (other than Taxable Bonds) shall only be issued if an opinion of Bond Counsel is received to the effect that issuance of such coupon Bonds will not adversely affect the exclusion from gross income of interest earned on such Bonds for federal income tax purposes. SECTION 2.10. Form of Series 1989 Bonds. The text of the Series 1989 Bonds shall be in substantially the following form with such omissions, insertions and variations as may be necessary and/or desirable and approved by the Mayor or the Clerk prior to the issuance thereof (which necessity and/or desirability and approval shall be presumed by the Issuer's delivery of the Bonds to the purchaser or purchasers thereof): 17 . . . . . No. R- $ UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF OCOEE, WATER AND SEWER SYSTEM REVENUE BOND SERIES 1989A KNOW ALL MEN BY THESE PRESENTS, that the City of Ocoee, a municipality created and existing under and by virtue of the laws of the State of Florida (the "Issuer"), for value received, hereby promises to pay, solely from the Pledged Funds hereinafter described, to BARNETT BANK OF CENTRAL FLORIDA, N.A., or registered assign as hereinafter provided, the principal sum of on and to pay solely from the Pledged Funds, hereinafter described, interest on the principal sum from time to time remaining unpaid, from the date of delivery of this Bond to the purchaser hereof, subject to adjustment as hereinafter described, at the rate of interest per annum equal to the lesser of (i) the Interest Rate on this Bond or (ii) the maximum rate permitted by law, on the first day of each April, July, October and January, commencing April 1, 1990. Definitions and Adjustments to Interest Rate "Bondholder" shall mean Barnett Bank of Central Florida, N .A. , or the successor registered owner of this Bond. "Bondholder's Adjusted Cost of Funds" shall mean the fraction (expressed, except as provided herein, as a percentage), determined by the Bondholder or in the case of Barnett Bank of Central Florida, N.A., determined by Barnett Banks, Inc., of the total interest expense of the Bondholder for each calendar year divided by the total average adjusted bases of all assets of the Bondholder during the calendar year as determined under section 265(b) (2) (B) of the Code or any successor provision thereto. "Code" shall mean the Internal Revenue Code of 1986, as amended. "Determination of Taxability" shall mean the circumstance of interest paid or payable on this Bond becoming includable for federal income tax purposes in the gross income of the Holder as a consequence of any act, omission or event whatsoever and regardless of whether the same was within or beyond the control of the Issuer. A Determination of Taxability will be deemed to have occurred upon (i) the receipt by the Issuer or the Holder of this Bond of an original or a copy of an Internal Revenue Service Technical Advice Memorandum or statutory Notice of Deficiency which holds that any interest payable on the Bond is includable in the 18 . . . . . gross income of the Holder; (ii) the issuance of any public or private ruling of the Internal Revenue Service that any interest payable on the Bond is includable in the gross Income of the Holder of this Bond; or (iii) receipt by the Issuer or the Holder of this Bond of an opinion of Bond Counsel that any interest on the Bond has become includable in the gross income of the Holder of this Bond for federal income tax purposes. For all purposes of this definition, a Determination of Taxability will be deemed to occur on that date as of which the interest on this Bond is deemed includable in the gross income of the Holder of this Bond. "Interest Rate on this Bond" shall mean 7.05% per annum, calculated on the basis of a 365-366 day year as applicable, as modified by the adjustments provided for in (a) through (g) below and as modified in the case of a Determination of Taxability. In no event, however, shall the Interest Rate on this Bond exceed the Prime Rate plus one percent. "Prime Rate" shall mean a rate of interest equal to the announced prime rate per annum of Barnett Banks, Inc. The Prime Rate is a reference rate for the information and use of the Bondholder in establishing the actual rate to be charged to the Issuer. The Prime Rate is not necessarily the rate of interest charged any particular class of borrower. The Prime Rate shall be adjusted from time to time without notice or demand, as of the effective date of any announced change thereof. "Taxable Rate" equals ten and one half percent (10.5%) per annum calculated on the basis of a 365-366 day year, as applicable. In no event shall the Taxable Rate exceed the Prime Rate plus one percent. The Interest Rate on this Bond shall be adjusted as follows: (a) Change in Maximum COrDorate Tax Rate. If the maximum federal corporate income tax rate for Barnett Banks, Inc. (or in the case of another institutional holder of this Bond, the holder or its holding company) and its subsidiaries during any period in which interest is accruing, shall be other than 34%, then the Interest Rate on this Bond during such period shall be modified by mUltiplying the Interest Rate on this Bond then in effect by a fraction equal to (1 - Al where A equals the maximum marginal 1 - B corporate income tax rate then in effect and B equals the immediately preceding marginal corporate income tax rate. (b) Change in Tax Laws Reaardina Deductions. If the interest incurred or deemed to have been incurred because the Bondholder holds this Bond and which would otherwise be allowable as a deduction to the Bondholder during any period (the "Related Interest") is increased above 20% because of any change in the tax laws or regulations (whether under Section 291, Section 265 or any 19 . . . . . successor prov1s10n of the Code), or because this Bond is not or ceases to be qualified as a "qualified tax exempt obligation" under Section 265(b) (3)(B) of the Code, then the Interest Rate on this Bond during such period shall be increased each calendar year by a percentage amount equal to: (A - .20) x B x C where: (1) A equals the fraction (expressed as a decimal) of the Related Interest not allowable as a deduction to the Bondholder after the effective date of the change; (2) B equals the maximum corporate tax rate then in effect (expressed as a decimal); (3) C equals the Bondholder's Adjusted Cost of Funds. (c) Alternative Minimum Tax Where Bond Interest is a Direct Tax Preference Item. If the Bondholder or its parent holding company pays an alternative minimum tax in any tax year and the interest on this Bond is a direct tax preference item under section 57(a) (5) or any successor provision of the Code, then the Interest Rate on this Bond for the period during such tax year in which interest is accruing on this Bond shall be increased during such accrual period by an amount equal to: (A -B) x C where: (1) A equals the Interest Rate on this Bond expressed as a percentage; (2) B equals the Bondholder's Adjusted Cost of Funds; and (3) C equals the maximum marginal rate of the alternative minimum tax expressed as a decimal (currently .20) . (d) Alternative Minimum Tax- Where Bond Interest is an Indirect Tax Preference Item. If the Bondholder or its holding company pays an alternative minimum tax in any tax year and the interest on this Bond is not a direct tax preference item under section 57(a)(5), but is an indirect tax preference item because of the application of Section 56 (f) or Section 56 (g) or any successor provision of the Code then the Interest Rate on this Bond for the period during such tax year in which interest is accruing on this Bond shall be increased during such accrual period by an amount equal to (A - B) x C where: (1) A equals the Interest Rate on this Bond expressed as a percentage; (2) B equals the Bondholder's Adjusted Cost of Funds; and 20 . . . . . (3) C equals one half of the maximum marginal rate of the alternative minimum tax expressed as a decimal (currently 1/2 of .20 or .10) for tax years of the Bondholder beginning before January 1, 1990, and C equals 75% of the maximum marginal rate of the alternative minimum tax expressed as a decimal for tax years of the Bondholder beginning after December 31, 1989. (e) Loss of Federal Income Tax Deduction for state Income Taxes. If the federal income tax deduction for state income taxes paid on the interest payments received under this Bond during any period is reduced because of any change in the tax laws or regulations then the Interest Rate on this Bond shall be increased during such period by an amount equal to: A x B x C x D where: (1) A equals the fraction (expressed as a decimal) of the total state income tax disallowed as a result of such tax law change; (2) B equals the rate of the applicable state income tax (expressed as a decimal); (3) C equals the maximum federal corporate tax rate then in effect for the Bondholder (expressed as a decimal); and (4) D equals the Interest Rate on this Bond(expressed as a percentage). (f) Partial Taxability. If the interest payments received under this Bond during any period become partially taxable because of any change in the tax laws or regulations, then the Interest Rate on this Bond shall be increased during such period by an amount equal to: (A - B) x C where: (1) A equals the Taxable Rate (expressed as a percentage); (2) B equals the Interest Rate on this Bond (expressed as a percentage); and (3) C equals the fraction of the Interest Rate on this Bond which has become taxable as the result of such tax change (expressed as a decimal). (g) Other Chanae in Tax Laws. If the tax laws or regulations are amended to cause the interest on this Bond to be taxable, to be subj ect to a minimum tax or al ternati ve minimum tax or to otherwise decrease the after tax yield on this Bond to the Bondholder (directly or indirectly, other than a change described in (a) through (f) above or because of a Determination of Taxability) then the Interest Rate on this Bond shall be adjusted to cause the interest received by the Bondholder, after payment of 21 . . . . . any increase in tax, to equal the interest the Bondholder would have received in the absence of such change or amendment in the tax laws or regulations. If the tax laws or regulations are amended to increase the after tax yield on this Bond to the Bondholder, then the Interest Rate on this Bond shall be adjusted to cause the interest received by the Bondholder to equal the interest the Bondholder would have received in the absence of such change or amendment in the tax laws or regulations. In the event of a Determination of Taxability the interest on the Bond shall be changed to the Taxable Rate to be adjusted with each change in the Prime Rate effective retroactively to the date on which such Determination of Taxability occurred. Immediately upon the occurrence of a Determination of Taxability, the Issuer agrees to pay to the Holder the Additional Amount (as defined herein). "Additional Amount" means (a) the difference between (i) the interest on the Bond for the period commencing on the date on which the interest on the Bond (or portion thereof) loses its tax-exempt status and ending on the date the Bond ceased to be outstanding (the "Taxable Period") at a rate per annum equal to Taxable Rate; and (ii) the aggregate amount of interest payable on the Bond for the Taxable Period under the provisions of the Bond, plus (b) any penalties or interest on interest owed by any Holder who was registered on the registration books of the Issuer as the Holder at any time during the Taxable Period, payable by such Holder to the Internal Revenue Service by reason of such Determination of Taxability. The Additional Amount shall constitute interest on the Bond and shall be included within the term "interest" whenever that term is used herein. THE ADJUSTMENTS TO THE INTEREST RATE SET FORTH IN THIS BOND SHALL BE CUMULATIVE, BUT IN NO EVENT SHALL THE INTEREST RATE ON THIS BOND EXCEED THE MAXIMUM RATE PERMITTED BY LAW. The adjustments to the interest rate on this Bond shall be effective on the effective date of the applicable change in the tax laws or regulations. Interest on this Bond and all other tax rates and interest rates are expressed as annual rates. However, proper partial adjustment shall be made if the tax law change is effective after the first day of the Bondholder's tax year or if interest on the Bond does not accrue for the entire tax year of the Bondholder. Adjustments which create a circular calculation because the Interest Rate on this Bond is affected by the calculation shall be carried out sequentially, increasing the Interest Rate on this Bond accordingly in each successive calculation using as the new value the increase in the Interest Rate on this Bond, until the change in the Interest Rate on this Bond caused by the next successive calculation of the adjustment is de minimis. If more than one of the paragraphs (a) through (g) apply, then the Interest Rate on this Bond shall be adjusted in the order in which listed above. 22 . . . . . In the event adjustments to the Interest Rate on the Bond are required to be made, the Issuer shall be entitled to reasonable access to the records of the Holder of this Bond to determine the accuracy or applicability of such adjustments and payment of the Interest Rate on this Bond, as adjusted, shall not be deemed a waiver by the Issuer of its right to contest the accuracy or applicability of such adjustments. End of Adjustments to Interest Rate Such principal and interest and the premium, if any, on this Bond are payable in any coin or currency of the United States of America which, on the respective dates of payment thereof, shall be legal tender for the payment of public and private debts. If the date for the payment of the principal of, Redemption Price if applicable, or the interest payable on this Bond shall be a Saturday, Sunday, or a day on which banking institutions in the City are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, or a day on which banking institutions in the City are authorized to close, and payment on such date shall have the same force and effect as if made on the scheduled date of payment. Such principal and the premium, if any, and interest on this Bond are payable by the Finance Director of the City of Ocoee, or any successor Paying Agent, to (Insert name and address of Registered Owner), or at such other place or places as shall be designated to the Issuer in writing by the registered owner of this Bond. Payment of each installment of interest shall be made to the person in whose name this Bond shall be registered on the registration books of the Issuer maintained by the City Clerk of the City of Ocoee or any successor Registrar appointed by the Issuer, at the close of business on the date which shall be the fifteenth day (whether or not a business day) of the calendar month next preceding each interest payment date and shall be paid by a check or draft of such Paying Agent mailed to such Registered Holder at the address appearing on such registration books or, at the option of such Paying Agent, and at the request and expense of such Registered Holder, by bank wire transfer for the account of such Holder. In the event interest payable on this Bond is not punctually paid or duly provided for by the Issuer on such interest payment date, payment of each installment of such defaulted interest shall be made to the person in whose name this Bond shall be registered at the close of business on a special record date for the payment of such defaulted interest as established by notice to such Registered Holder, not less than ten (10) days preceding such special record date. This Bond in the principal amount of $ (the "Bonds") is issued by the Issuer to refund certain outstanding obligations of this Issuer under the authority of and in full compliance with the Constitution and laws of the State of Florida, particularly Chapter 166, Part II, Florida Statutes and other 23 . . . . . applicable prov~s~ons of law (the "Act"), and a resolution duly adopted by the City commission of the Issuer on December 26, 1989, as supplemented (the "Resolution"), and is subject to the terms and conditions of the Resolution. This Bond and the interest hereon are payable solely from and secured by a pledge of (1) the Gross Revenues of the System, (2) to the extent permi tted by law, the Water System Development Charges Bond Service Component, (3) to the extent permitted by law, the Sewer System Development Charges Bond Service Component, and (4) until applied in accordance with the provisions of the Resolution,all moneys, including investments thereof, in certain of the funds and accounts established by the Resolution(except the Rebate Fund), all in the manner and to the extent described in the Resolution (collectively, the "Pledged Funds"). It is expressly agreed by the Registered Holder of this Bond that the full faith and credit of the Issuer, the State of Florida, or any political subdivision thereof, are not pledged to the payment of the principal, premium, if any, and interest on this Bond and that such Holder shall never have the right to require or compel the exercise of any taxing power of the Issuer, the State of Florida, or any political subdivision thereof, to the payment of such principal, premium, if any, and interest. This Bond and the obligation evidenced hereby shall not constitute a lien upon any property of the Issuer, other than the Pledged Funds. Neither the members of the City commission of the Issuer nor any person executing this Bond shall be liable personally hereon or be subject to any personal liability or accountability by reason of the issuance hereof. This Bond shall not be valid or become obligatory for any purpose until the certificate of authentication hereon shall have been signed by the Registrar. This Bond is transferable in accordance with the terms of the Resolution only upon the books of the Issuer kept for that purpose at the principal corporate trust office of the Registrar by the Registered Holder hereof in person or by such Holder's attorney duly authorized in writing, upon the surrender of this Bond together with a written instrument of transfer satisfactory to the Registrar duly executed by the Registered Holder or such Holder's attorney duly authorized in writing, and thereupon a new Bond or Bonds in the same aggregate principal amount shall be issued to the transferee in exchange therefor, and upon the payment of the charges, if any, therein prescribed. This Bond is issuable only in the denomination of $ The Issuer, the Registrar and any Paying Agent may treat the Registered Holder of this Bond as the absolute owner hereof for all purposes, whether or not this Bond shall be overdue, and shall not be affected by any notice to the contrary. The Issuer and the Registrar shall not be obligated to make any exchange or transfer of the Bonds during the fifteen 24 . . . . . (15) days next preceding an interest payment date, or in the case of any proposed redemption of the Bonds, then, during the fifteen (15) days next preceding the date of the first mailing of notice of such redemption and continuing until such redemption date. This Bond is subject to redemption, in whole or in part on any date, at the option of the Issuer, without penalty or premium. Notice of redemption, unless waived, is to be given by the Registrar by mailing an official redemption notice by registered or certified mail at least 10 days and not more than 30 days prior to the date fixed for redemption to the Registered Holder of the Bond at such Holder's address shown on the registration books maintained by the Registrar or at such other addresses as shall be furnished in writing by such Registered Holder to the Registrar. Notice of redemption having been given as aforesaid, this Bond or the portion of this Bond to be redeemed shall, on the redemption date, become due and payable at the redemption price therein specified, and from and after such date (unless the Issuer shall default in the payment of the redemption price) this Bond or portion of this Bond, as applicable, shall cease to bear interest. This Bond is and has all the qualities and incidents of a negotiable instrument under Article 8 of the Uniform Commercial Code, the state of Florida, Chapter 678, Florida statutes, subject to the provisions for registration and transfer contained in the Resolution and in this Bond. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond, exist, have happened and have been performed, in regular and due form and time as required by the laws and Constitution of the state of Florida applicable thereto, and that the issuance of this Bonds does not violate any constitutional or statutory limitations or provisions. 25 . . . . . IN WITNESS WHEREOF, the City of Ocoee, Florida, has issued this Bond and has caused the same to be executed by the manual or facsimile signature of the Mayor and attested and countersigned by the manual or facsimile signature of its city Clerk and its official seal or a facsimile thereof to be affixed or reproduced hereon, all as of the ___ day of , 1989. (SEAL) ATTESTED AND COUNTERSIGNED: City Clerk CITY OF OCOEE, FLORIDA By Mayor 26 ASSIGNMENT . FOR VALUE RECEIVED, the undersigned sells, assigns and transfers unto . Insert Social Security or Other Identifying Number of Assignee (Name and Address of Assignee) the within Bond and does hereby irrevocably constitute and appoint as attorneys to register the transfer of the said Bond on the books kept for registration thereof with full power of substitution in the premises. Dated: signature Guaranteed: . NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. NOTICE: The signature to this assignment must correspond with the name of the Registered Holder as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or other identifying number of such assignee must be supplied. . . 27 . The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM as tenants in common . TEN ENT as tenants by the entireties JT TEN as joint tenants with right of survivorship and not as tenants in common UNIF TRANS MIN ACT -- (Cust. ) Custodian for under Uniform Transfer to Minors Act of (State) Additional abbreviations may also be used though not in the list above. CERTIFICATE OF AUTHENTICATION . This Bond is one of the Bonds of the issue described in the within-mentioned Resolution. DATE OF AUTHENTICATION: Registrar CITY OF OCOEE CITY CLERK By: City Clerk . . 28 l'Rl:lICl:l'1>L l:lIST~S 011 Wl\l:ca l''-'l~s \U'VE 'ER 0 principal Signature principal Balance Date 'Regist'd ~ ~ ~ ~ ~ . -------- -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ----- -- ---- ~ ~ ~ -- ---- -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- . ~ -- ---- ~ ---- ~ ~ -- -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ~ -- ---- ~ ~ -- ---- ----- -- ---- ==-------- ----- . tEnd of yora of series 1989'- Bondsl 29 . . . . . . No. R- $ UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF OCOEE, WATER AND SEWER SYSTEM REVENUE BOND SERIES 1989B KNOW ALL MEN BY THESE PRESENTS, that the City of Ocoee, a municipality created and existing under and by virtue of the laws of the State of Florida (the "Issuer"), for value received, hereby promises to pay, solely from the Pledged Funds hereinafter described, to BARNETT BANK OF CENTRAL FLORIDA, N.A., or registered assign as hereinafter provided, the principal sum of on and to pay solely from the Pledged Funds, hereinafter described, interest on the principal sum from time to time remaining unpaid, from the date of delivery of this Bond to the purchaser hereof, subject to adjustment as hereinafter described, at the rate of interest per annum equal to the lesser of (i) the Interest Rate on this Bond or (ii) the maximum rate permitted by law, on the first day of each April, July, October and January, commencing April 1, 1990. Definitions and Adjustments to Interest Rate "Bondholder" shall mean Barnett Bank of Central Florida, N .A. , or the successor registered owner of this Bond. "Bondholder's Adjusted Cost of Funds" shall mean the fraction (expressed, except as provided herein, as a percentage), determined by the Bondholder or in the case of Barnett Bank of Central Florida, N .A., determined by Barnett Banks, Inc., of the total interest expense of the Bondholder for each calendar year divided by the total average adjusted bases of all assets of the Bondholder during the calendar year as determined under Section 265(b) (2) (B) of the Code or any successor provision thereto. "Code" shall mean the Internal Revenue Code of 1986, as amended. "Determination of Taxability" shall mean the circumstance of interest paid or payable on this Bond becoming includable for federal income tax purposes in the gross income of the Holder as a consequence of any act, omission or event whatsoever and regardless of whether the same was within or beyond the control of the Issuer. A Determination of Taxability will be deemed to have occurred upon (i) the receipt by the Issuer or the Holder of this Bond of an original or a copy of an Internal Revenue Service Technical Advice Memorandum or Statutory Notice of Deficiency which holds that any interest payable on the Bond is includable in the 30 . . . . . gross income of the Holder; (ii) the issuance of any public or private ruling of the Internal Revenue Service that any interest payable on the Bond is includable in the gross Income of the Holder of this Bond; or (iii) receipt by the Issuer or the Holder of this Bond of an opinion of Bond Counsel that any interest on the Bond has become includable in the gross income of the Holder of this Bond for federal income tax purposes. For all purposes of this definition, a Determination of Taxability will be deemed to occur on that date as of which the interest on this Bond is deemed includable in the gross income of the Holder of this Bond. "Interest Rate on this Bond" shall mean 7.05% per annum, calculated on the basis of a 365-366 day year as applicable, as modified by the adjustments provided for in (a) through (g) below and as modified in the case of a Determination of Taxability. In no event, however, shall the Interest Rate on this Bond exceed the Prime Rate plus one percent. "Prime Rate" shall mean a rate of interest equal to the announced prime rate per annum of Barnett Banks, Inc. The Prime Rate is a reference rate for the information and use of the Bondholder in establishing the actual rate to be charged to the Issuer. The Prime Rate is not necessarily the rate of interest charged any particular class of borrower. The Prime Rate shall be adjusted from time to time without notice or demand, as of the effective date of any announced change thereof. "Taxable Rate" equals ten and one half percent (10.5%) per annum calculated on the basis of a 365-366 day year, as applicable. In no event shall the Taxable Rate exceed the Prime Rate plus one percent. The Interest Rate on this Bond shall be adjusted as follows: (a) Chanae in Maximum CorDorate Tax Rate. If the maximum federal corporate income tax rate for Barnett Banks, Inc. (or in the case of another institutional holder of this Bond, the holder or its holding company) and its subsidiaries during any period in which interest is accruing, shall be other than 34%, then the Interest Rate on this Bond during such periOd shall be modified by mUltiplying the Interest Rate on this Bond then in effect by a fraction equal to (1 - A) where A equals the maximum marginal 1 - B corporate income tax rate then in effect and B equals the immediately preceding marginal corporate income tax rate. (b) Chanae in Tax Laws Reaardinq Deductions. If the interest incurred or deemed to have been incurred because the Bondholder holds this Bond and which would otherwise be allowable as a deduction to the Bondholder during any period (the "Related Interest") is increased above 20% because of any change in the tax laws or regulations (whether under section 291, section 265 or any 31 . . . . . successor provision of the Code), or because this Bond is not or ceases to be qualified as a "qualified tax exempt obligation" under Section 265(b) (3) (B) of the Code, then the Interest Rate on this Bond during such period shall be increased each calendar year by a percentage amount equal to: (A - .20) x B x C where: (1) A equals the fraction (expressed as a decimal) of the Related Interest not allowable as a deduction to the Bondholder after the effective date of the change; (2) B equals the maximum corporate tax rate then in effect (expressed as a decimal); (3) C equals the Bondholder's Adjusted Cost of Funds. (c) Alternative Minimum Tax Where Bond Interest is a Direct Tax Preference Item. If the Bondholder or its parent holding company pays an alternative minimum tax in any tax year and the interest on this Bond is a direct tax preference item under Section 57(a) (5) or any successor provision of the Code, then the Interest Rate on this Bond for the period during such tax year in which interest is accruing on this Bond shall be increased during such accrual period by an amount equal to: (A -B) x C where: (1) A equals the Interest Rate on this Bond expressed as a percentage; (2) B equals the Bondholder's Adjusted Cost of Funds; and (3) C equals the maximum marginal rate of the al ternati ve minimum tax expressed as a decimal (currently .20) . (d) Alternative Minimum Tax Where Bond Interest is an Indirect Tax Preference Item. If the Bondholder or its holding company pays an alternative minimum tax in any tax year and the interest on this Bond is not a direct tax preference item under Section 57(a)(5), but is an indirect tax preference item because of the application of Section 56 (f) or Section 56 (g) or any successor provision of the Code then the Interest Rate on this Bond for the period during such tax year in which interest is accruing on this Bond shall be increased during such accrual period by an amount equal to (A - B) x C where: (1) A equals the Interest Rate on this Bond expressed as a percentage; (2) B equals the Bondholder's Adjusted Cost of Funds; and 32 . . . . . (3) C equals one half of the maximum marginal rate of the alternative minimum tax expressed as a decimal (currently 1/2 of .20 or .10) for tax years of the Bondholder beginning before January 1, 1990, and C equals 75% of the maximum marginal rate of the alternative minimum tax expressed as a decimal for tax years of the Bondholder beginning after December 31, 1989. (e) Loss of Federal Income Tax Deduction for state Income Taxes. If the federal income tax deduction for state income taxes paid on the interest paYments received under this Bond during any period is reduced because of any change in the tax laws or regulations then the Interest Rate on this Bond shall be increased during such period by an amount equal to: A x B x C x 0 where: (1) A equals the fraction (expressed as a decimal) of the total state income tax disallowed as a result of such tax law change; (2) B equals the rate of the applicable state income tax (expressed as a decimal); (3) C equals the maximum federal corporate tax rate then in effect for the Bondholder (expressed as a decimal); and (4) D equals the Interest Rate on this Bond(expressed as a percentage). (f) Partial Taxability. If the interest payments received under this Bond during any period become partially taxable because of any change in the tax laws or regulations, then the Interest Rate on this Bond shall be increased during such period by an amount equal to: (A - B) x C where: (1) A equals the Taxable Rate (expressed as a percentage); (2) B equals the Interest Rate on this Bond (expressed as a percentage); and (3) C equals the fraction of the Interest Rate on this Bond which has become taxable as the result of such tax change (expressed as a decimal). (g) other Chanae in Tax Laws. If the tax laws or regulations are amended to cause the interest on this Bond to be taxable, to be subj ect to a minimum tax or al ternati ve minimum tax or to otherwise decrease the after tax yield on this Bond to the Bondholder (directly or indirectly, other than a change described in (a) through (f) above or because of a Determination of Taxability) then the Interest Rate on this Bond shall be adjusted to cause the interest received by the Bondholder, after payment of 33 . . . . . any increase in tax, to equal the interest the Bondholder would have received in the absence of such change or amendment in the tax laws or regulations. If the tax laws or regulations are amended to increase the after tax yield on this Bond to the Bondholder, then the Interest Rate on this Bond shall be adjusted to cause the interest recei ved by the Bondholder to equal the interest the Bondholder would have received in the absence of such change or amendment in the tax laws or regulations. In the event of a Determination of Taxability the interest on the Bond shall be changed to the Taxable Rate to be adjusted with each change in the Prime Rate effective retroactively to the date on which such Determination of Taxability occurred. Immediately upon the occurrence of a Determination of Taxability, the Issuer agrees to pay to the Holder the Additional Amount (as defined herein). "Additional Amount" means (a) the difference between (i) the interest on the Bond for the period commencing on the date on which the interest on the Bond (or portion thereof) loses its tax-exempt status and ending on the date the Bond ceased to be outstanding (the "Taxable Period") at a rate per annum equal to Taxable Rate and (ii) the aggregate amount of interest payable on the Bond for the Taxable Period under the provisions of the Bond, plus (b) any penalties or interest on interest owed by any Holder who was registered on the registration books of the Issuer as the Holder at any time during the Taxable Period, payable by such Holder to the Internal Revenue Service by reason of such Determination of Taxability. The Additional Amount shall constitute interest on the Bond and shall be included within the term "interest" whenever that term is used herein. THE ADJUSTMENTS TO THE INTEREST RATE SET FORTH IN THIS BOND SHALL BE CUMULATIVE, BUT IN NO EVENT SHALL THE INTEREST RATE ON THIS BOND EXCEED THE MAXIMUM RATE PERMITTED BY LAW. The adjustments to the interest rate on this Bond shall be effective on the effective date of the applicable change in the tax laws or regulations. Interest on this Bond and all other tax rates and interest rates are expressed as annual rates. However, proper partial adjustment shall be made if the tax law change is effective after the first day of the Bondholder's tax year or if interest on the Bond does not accrue for the entire tax year of the Bondholder. Adjustments which create a circular calculation because the Interest Rate on this Bond is affected by the calculation shall be carried out sequentially, increasing the Interest Rate on this Bond accordingly in each successive calculation using as the new value the increase in the Interest Rate on this Bond, until the change in the Interest Rate on this Bond caused by the next successive calculation of the adjustment is de minimis. If more than one of the paragraphs (a) through (g) apply, then the Interest Rate on this Bond shall be adjusted in the order in which listed above. 34 . . . . . In the event adjustments to the Interest Rate on the Bond are required to be made, the Issuer shall be entitled to reasonable access to the records of the Holder of this Bond to determine the accuracy or applicability of such adjustments and payment of the Interest Rate on this Bond, as adjusted, shall not be deemed a waiver by the Issuer of its right to contest the accuracy or applicability of such adjustments. End of Adjustments to Interest Rate Such principal and interest and the premium, if any, on this Bond are payable in any coin or currency of the United States of America which, on the respective dates of payment thereof, shall be legal tender for the payment of public and private debts. If the date for the paYment of the principal of, Redemption Price if applicable, or the interest payable on this Bond shall be a Saturday, Sunday, or a day on which banking institutions in the City are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, or a day on which banking institutions in the City are authorized to close, and payment on such date shall have the same force and effect as if made on the scheduled date of payment. Such principal and the premium, if any, and interest on this Bond are payable by the Finance Director of the City of Ocoee, or any successor Paying Agent, to (Insert name and address of Registered Owner), or at such other place or places as shall be designated to the Issuer in writing by the registered owner of this Bond. PaYment of each installment of interest shall be made to the person in whose name this Bond shall be registered on the registration books of the Issuer maintained by the City Clerk of the City of Ocoee or any successor Registrar appointed by the Issuer, at the close of business on the date which shall be the fifteenth day (whether or not a business day) of the calendar month next preceding each interest payment date and shall be paid by a check or draft of such Paying Agent mailed to such Registered Holder at the address appearing on such registration books or, at the option of such Paying Agent, and at the request and expense of such Registered Holder, by bank wire transfer for the account of such Holder. In the event interest payable on this Bond is not punctually paid or duly provided for by the Issuer on such interest paYment date, paYment of each installment of such defaulted interest shall be made to the person in whose name this Bond shall be registered at the close of business on a special record date for the paYment of such defaulted interest as established by notice to such Registered Holder, not less than ten (10) days preceding such special record date. This Bond in the principal amount of $4,000,000 (the "Bond") is issued by the Issuer to finance the acquisition, construction and erection of certain capital improvements for the Issuer under the authority of and in full compliance with the Constitution and laws of the State of Florida, particularly Chapter 166, Part II, 35 . . . . . Florida statutes and other applicable provisions of law (the "Act"), and a resolution duly adopted by the City Commission of the Issuer on December 26, 1989, as supplemented (the "Resolution"), and is subject to the terms and conditions of the Resolution. This Bond and the interest hereon are payable solely from and secured by a pledge of (1) the Gross Revenues of the System, (2) to the extent permitted by law, the Water System Development Charges Bond Service Component, (3) to the extent permitted by law, the Sewer System Development Charges Bond Service Component, and (4) until applied in accordance with the provisions of the Resolution,all moneys, including investments thereof, in certain of the funds and accounts established by the Resolution(except the Rebate Fund), all in the manner and to the extent described in the Resolution (collectively, the "Pledged Funds"). It is expressly agreed by the Registered Holder of this Bond that the full faith and credit of the Issuer, the State of Florida, or any political subdivision thereof, are not pledged to the paYment of the principal, premium, if any, and interest on this Bond and that such Holder shall never have the right to require or compel the exercise of any taxing power of the Issuer, the State of Florida, or any political subdivision thereof, to the payment of such principal, premium, if any, and interest. This Bond and the obligation evidenced hereby shall not constitute a lien upon any property of the Issuer, other than the Pledged Funds. Neither the members of the City commission of the Issuer nor any person executing this Bond shall be liable personally hereon or be subject to any personal liability or accountability by reason of the issuance hereof. This Bond shall not be valid or become obligatory for any purpose until the certificate of authentication hereon shall have been signed by the Registrar. This Bond is transferable in accordance with the terms of the Resolution only upon the books of the Issuer kept for that purpose at the principal corporate trust office of the Registrar by the Registered Holder hereof in person or by such Holder's attorney duly authorized in writing, upon the surrender of this Bond together with a written instrument of transfer satisfactory to the Registrar duly executed by the Registered Holder or such Holder's attorney duly authorized in writing, and thereupon a new Bond or Bonds in the same aggregate principal amount shall be issued to the transferee in exchange therefor, and upon the payment of the charges, if any, therein prescribed. This Bond is issuable only in the denomination of $4,000,000. The Issuer, the Registrar and any Paying Agent may treat the Registered Holder of this Bond as the absolute owner hereof for all purposes, whether or not this Bond shall be overdue, and shall not be affected by any notice to the contrary. The Issuer and the Registrar shall not be obligated to make any exchange or transfer of the Bonds during the fifteen 36 . . . . . (15) days next preceding an interest payment date, or in the case of any proposed redemption of the Bonds, then, during the fifteen (15) days next preceding the date of the first mailing of notice of such redemption and continuing until such redemption date. This Bond is subject to redemption, in whole or in part on any date, at the option of the Issuer, without penalty or premium. Notice of redemption, unless waived, is to be given by the Registrar by mailing an official redemption notice by registered or certified mail at least 10 days and not more than 30 days prior to the date fixed for redemption to the Registered Holder of the Bond at such Holder I s address shown on the registration books maintained by the Registrar or at such other addresses as shall be furnished in writing by such Registered Holder to the Registrar. Notice of redemption having been given as aforesaid, this Bond or the portion of this Bond to be redeemed shall, on the redemption date, become due and payable at the redemption price therein specified, and from and after such date (unless the Issuer shall default in the payment of the redemption price) this Bond or portion of this Bond, as applicable, shall cease to bear interest. This Bond is and has all the qualities and incidents of a negotiable instrument under Article 8 of the Uniform Commercial Code, the state of Florida, Chapter 678, Florida statutes, subject to the provisions for registration and transfer contained in the Resolution and in this Bond. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond, exist, have happened and have been performed, in regular and due form and time as required by the laws and Constitution of the state of Florida applicable thereto, and that the issuance of this Bonds does not violate any constitutional or statutory limitations or provisions. 37 . . . . . IN WITNESS WHEREOF, the City of Ocoee, Florida, has issued this Bond and has caused the same to be executed by the manual or facsimile signature of the Mayor and attested and countersigned by the manual or facsimile signature of its City Clerk and its official seal or a facsimile thereof to be affixed or reproduced hereon, all as of the ___ day of , 1989. (SEAL) ATTESTED AND COUNTERSIGNED: City Clerk CITY OF OCOEE, FLORIDA By Mayor 38 . . . . . ASSIGNMENT FOR VALUE RECEIVED, the undersigned sells, assigns and transfers unto Insert social Security or Other Identifying Number of Assignee (Name and Address of Assignee) the within Bond and does hereby irrevocably constitute and appoint as attorneys to register the transfer of the said Bond on the books kept for registration thereof with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. NOTICE: The signature to this assignment must correspond with the name of the Registered Holder as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or other identifying number of such assignee must be supplied. 39 . The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM as tenants in common . TEN ENT as tenants by the entireties JT TEN as joint tenants with right of survivorship and not as tenants in common UNIF TRANS MIN ACT -- (CUst. ) Custodian for under Uniform Transfer to Minors Act of (state) Additional abbreviations may also be used though not in the list above. CERTIFICATE OF AUTHENTICATION . This Bond is one of the Bonds of the issue described in the within-mentioned Resolution. DATE OF AUTHENTICATION: Registrar CITY OF OCOEE CITY CLERK By: City Clerk . . 40 . . . . . PRINCIPAL INSTALLMENTS ON WHICH PAYMENTS HAVE BEEN MADE PRIOR TO DUE DATE Date principal Pre9aid Principal Balance Due Date Paid [End of Form of Series 1989B Bonds] 41 Signature Regist'd Holder . . . . . ARTICLE III REDEMPTION OF BONDS SECTION 3.01. privileae of RedemDtion. The Issuer shall have the right to redeem any or all of the Bonds(other than the Series 1989 Bonds) in whole or in part, as shall be determined by Supplemental Resolution of the Issuer. The Issuer shall have the right to redeem any or all of the Series 1989 Bonds at the Redemption Price, in whole or in part at any time without premium or penalty. SECTION 3.02. Selection of Bonds to be Redeemed. The Bonds, other than the Series 1989 Bonds, to be redeemed shall be selected in such manner as shall be determined by Supplemental Resolution of the Issuer. In the event of a partial redemption of the Series 1989 Bonds, such early payments shall be applied to the particular principal installments selected by the Issuer. SECTION 3.03. Notice of Redemption. Unless waived by any Holder of Series 1989 Bonds to be redeemed, notice of any redemption of Series 1989 Bonds made pursuant to this section shall be given by the Registrar on behalf of the Issuer by mailing a copy of an official redemption notice by first class mail at least 10 days and not more than 30 days prior to the date fixed for redemption to each Holder of Series 1989 Bonds to be redeemed at the address of such Holder shown on the registration books maintained by the Registrar or at such other address as shall be furnished in writing by such Holder to the Registrar. Prior to any redemption date, the Issuer shall deposit with the Registrar an amount of money sufficient to pay the Redemption Price of all the Series 1989 Bonds or portions of Series 1989 Bonds which are to be redeemed on that date. Official notice of redemption having been given as aforesaid, the Series 1989 Bonds or principal installments of Series 1989 Bonds to be redeemed shall, on the redemption date, become due and payable at the Redemption Price therein specified, and from and after such date (unless the Issuer shall default in the payment of the Redemption Price) such Series 1989 Bonds or principal installments of Series 1989 Bonds shall cease to bear interest. Upon surrender of such Series 1989 Bonds for redemption in accordance with said notice, such Series 1989 Bonds shall be paid by the Registrar at the Redemption Price. Installments of interest due on or prior to the redemption date shall be payable as herein provided for paYment of interest. Upon surrender for any partial redemption of any Series 1989 Bond, there shall be noted on such Series 1989 Bond the principal installment or installments to which such redemption applies. All Series 1989 Bonds which have been redeemed in whole shall be cancelled and destroyed by the Registrar and shall not be reissued. 42 . . . . . provisions relating to notice and method of redemption of any Series of Bonds other than the Series 1989 Bonds shall be as determined by Supplemental Resolution of the Issuer. 43 . . . . . ARTICLE IV SECURITY, SPECIAL FUNDS AND APPLICATION THEREOF SECTION 4.01. Bonds not to be Indebtedness of Issuer. The Bonds shall not be or constitute general obligations or indebtedness of the Issuer as "bonds" within the meaning of any constitutional or statutory provision, but shall be special obligations of the Issuer, payable solely from and secured by a lien upon and pledge of the Pledged Funds. No Holder of any Bond shall ever have the right to compel the exercise of any ad valorem taxing power to pay such Bond, or be entitled to payment of such Bond from any moneys of the Issuer except from the Pledged Funds in the manner provided herein. The Pledged Funds shall immediately be subject to the lien of this pledge without any physical delivery thereof or further act, and the lien of this pledge shall be valid and binding as against all parties having claims of any kind in tort, contract or other- wise against the Issuer. SECTION 4.02. Security for Bonds. The payment of the principal of or Redemption price, if applicable, and interest on the Bonds shall be secured forthwith equally and ratably, except to the extent provided herein, by a pledge of and lien upon the Pledged Funds. The Issuer does hereby irrevocably pledge the Pledged Funds to the payment of the principal of or Redemption Price, if applicable, and interest on the Bonds in accordance with the provisions hereof. SECTION 4.03. Construction Fund. The Issuer covenants and agrees to establish a separate fund to be known as the "City of Ocoee Water and Sewer system Revenue Bonds Construction Fund," which shall be used only for paYment of the Cost of the Project. Within such Construction Fund there shall be established separate accounts for each Series of Bonds. The account established for the Series 1989B Bonds shall be established with Barnett Bank Trust Company, N.A., or upon their resignation another trust company or bank with trust powers in the State of Florida. Moneys in the Construction Fund, until applied in payment of any item of the Cost of a Project, in the manner hereinafter provided, shall be held in trust and shall be subject to a lien and charge in favor of the Holders of the Bonds and for.the further security of such Holders. Prior to the expenditure of the proceeds of the Series 1989B Bonds from the Construction Fund, the Issuer shall submit to the bank or trust company holding the account established in the Construction Fund with respect to the Series 1989B Bonds, a draw request in the form attached hereto as Exhibit "B" and signed by a Qualified Independent Consultant and by the City Engineer. The 44 . . . . . proceeds of the Series 1989B Bonds, when drawn pursuant to a draw request in such manner shall be paid to the party or parties specified on such draw request. Any uncommitted moneys remaining in the special account established in the Construction Fund for the Series 1989B Bonds on January 1, 1993 shall be used to redeem Series 1989B Bonds on the first date on which such Series 1989B Bonds may be redeemed without premium or penalty. SECTION 4.04. Funds and Accounts. The issuer covenants and agrees to establish with a bank or trust company in the state of Florida, which is eligible under the laws of such State to receive funds of the Issuer, separate funds to be known as the "City of Ocoee Water and Sewer system Revenue Bonds Revenue Fund," the "City of Ocoee Water and Sewer System Revenue Bonds Debt Service Fund," the "City of Ocoee Sewer System Development Charges Fund," the "City of Ocoee Water System Development Charges Fund" and the "City of Ocoee Water and Sewer System Revenue Bonds Additional Security Fund." The Issuer shall maintain in the Debt Service Fund three accounts: the Interest Account," the "Principal Account" and the "Bond Amortization Account." within the Additional Security Fund the Issuer shall maintain separate accounts for each Series of Bonds for which Additional Security is pledged. The Issuer shall maintain wi thin each account in the Debt Service Fund separate subaccounts for each Series of Bonds for which Additional Security is pledged. Moneys in the aforementioned funds and accounts, until applied in accordance with the provisions hereof, shall be held in trust and, except as provided in this Resolution, be subject to a lien and charge in favor of the Holders and for further security of the Holders. The Issuer shall at any time and from time to time appoint one or more depositaries to hold, for the benefit of the Bondholders, anyone or more of the funds and accounts established hereby. Such depository or depositaries shall perform at the direction of the Issuer the duties of the Issuer in-depositing, transferring and disbursing moneys to and from each of such funds and accounts as herein set forth, and all records of such depositary in performing such duties shall be open at all reasonable times to inspection by the Issuer and its agents and employees. Any such depositary shall be a bank or trust company duly authorized to exercise corporate trust powers and subject to examination by federal or state authority, of good standing, and having a combined capital, surplus and undivided profits aggregating not less than five million dollars ($5,000,000). SECTION 4.05. Flow of Funds. (A) Except as otherwise provided in section 4.09 of this Resolution, the Issuer shall deposit the Gross Revenues into the Revenue Fund promptly upon receipt thereof. Moneys in the Revenue Fund shall first be used for payments of Cost of Operation and Maintenance of the System. The moneys remaining in the Revenue 45 . . . . . Fund shall be deposited or credited on or before the twentieth (20th) day of each month, commencing with the month following delivery of the Bonds to the purchaser or purchasers thereof, or such later date as hereinafter provided, in the following manner and in the following order of priority: (1) Interest Account. To the extent not substituted or supplemented by other Pledged Funds, the Issuer shall deposit into or credit to the Interest Account in the Debt Service Fund the sum which, together with the balance in said account, shall equal the interest on all outstanding Bonds accrued and unpaid and to accrue to the end of the then current calendar month. Moneys in the Interest Account shall be used to pay interest on the Bonds as and when the same become due, whether by redemption or otherwise, and for no other purpose. The Issuer shall adjust the amount of the deposit into the Interest Account not later than the month immediately preceding any Interest Date so as to provide sufficient moneys in the Interest Account to pay the interest on the Bonds coming due on such Interest Date. (2) Princi9al Account. Next, to the extent not substituted or supplemented by other Pledged Funds, the Issuer shall deposit into or credit to the Principal Account in the Debt Service Fund, the sum which, together with the balance in said account, shall equal the principal amounts on all outstanding Bonds due and unpaid and that portion of the principal next due which would have accrued on said Bonds during the then current calendar month if such principal amounts were deemed to accrue monthly (assuming that a year consists of twelve (12) equivalent calendar months of thirty (30) days each) in equal amounts from the next preceding principal payment due date, or, if there is no such preceding principal paYment due date, from a date one year preceding the due date of such principal amount. Moneys in the Principal Account shall be used to pay the principal of the Bonds as and when the same shall mature, and for no other purpose. The Issuer shall adjust the amount of deposit to the Principal Account not later than the month immediately preceding any principal paYment date so as to provide sufficient moneys in the Principal Account to pay the principal on Bonds becoming due on such principal payment date. Notwithstanding the foregoing and for purposes of Section 4.05 of this Resolution only, no principal on the Series 1989 Bonds shall be deemed to accrue until the maturity of the Series 1989 Bonds. (3) Bond Amortization Account. Commencing in the month which is one year prior to any Amortization Installment due date, the Issuer shall, to the extent not substituted or supplemented by other Pledged Funds, deposit into or credit to the Bond Amortization Account in the Debt Service Fund, the sum which, together with the balance in said account, shall 46 . equal the Amortization Installments on all Bonds outstanding due and unpaid and that portion of the Amortization Installments of all Bonds outstanding next due which would have accrued on such Bonds during the then current calendar month if such Amortization Installments were deemed to accrue monthly (assuming that a year consists of twelve (12) equivalent calendar months having thirty (30) days each) in equal amounts from the next preceding Amortization Installment due date, or, if there is no such preceding Amortization Installment due date, from a date one year preceding the due date of such Amortization Installment. Moneys in the Bond Amortization Account shall be used to purchase or redeem Term Bonds in the manner herein provided, and for no other purpose. The Issuer shall adjust the amount of the deposit into the Bond Amortization Account not later than the month immediately preceding any date for payment of an Amortization Installment so as to provide sufficient moneys in the Bond Amortization Account to pay the Amortization Installments on the Bonds coming due on such date. Payments to the Bond Amortization Account shall be on a parity with payments to the Principal Account. . . Amounts accumulated in the Bond Amortization Account with respect to any Amortization Installment (together with amounts accumulated in the Interest Account with respect to interest, if any, on the Term Bonds for which such Amortization Installment was established) may be applied by the Issuer, on or prior to the sixtieth (60th) day preceding the due date of such Amortization Installment (a) to the purchase of Term Bonds of the Series and maturity for which such Amortization Installment was established, at a price not greater than the Redemption Price at which such Term Bonds may be redeemed on the first date thereafter on which such Term Bonds shall be subject to redemption, or (b) to the redemption at the applicable Redemption Price of such Term Bonds, if then redeemable by their terms. The applicable Redemption Price (or principal amount of maturing Term Bonds) of any Term Bonds so purchased or redeemed shall be deemed to constitute a part of the Bond Amortization Account until such Amortization Installment date, for the purposes of calculating the amount of such Account. As soon as practicable after the sixtieth (60th) day preceding the due date of any such Amortization Installment, the Issuer shall proceed to call for redemption on such due date, by causing notice to be given as provided in Section 3.03 hereof, Term Bonds of the Series and maturity for which such Amortization Installment was established (except in the case of Term Bonds maturing on an Amortization Installment date) in such amount as shall be necessary to complete the retirement of the unsatisfied balance of such Amortization Installment. The Issuer shall payout of the Bond Amortization Account and the Interest Account to the appropriate Paying Agents, on or before the day preceding such . . 47 . . . . . redemption date (or maturity date), the amount required for the redemption (or for the payment of such Term Bonds then maturing), and such amount shall be applied by such Paying Agents to such redemption (or payment). All expenses in connection with the purchase or redemption of Term Bonds shall be paid by the Issuer from the Revenue Fund. The balance of any moneys after the deposits required by Sections 4.05(A) (l), 4.05(A) (2) and 4.05(A) (3) hereof may be transferred, at the discretion of the Issuer, to any other fund or account of the Issuer, including funds and accounts not established pursuant to this Resolution, and be used for any lawful purpose. (B) The Issuer, in its discretion, may use moneys in the Principal Account and the Interest Account to purchase or redeem Bonds coming due on the next principal paYment date, provided such purchase or redemption does not adversely affect the Issuer's ability to pay the principal or interest coming due on such principal paYment date on the Bonds not so purchased or redeemed. (C) Within the Interest Account, the Principal Account and the Bond Amortization Account in the Debt Service Fund, the Issuer has established separate subaccounts for each Series of Bonds for which Additional Security shall be pledged. Notwithstanding any provision of this Resolution to the contrary, any deposits to any of such subaccounts shall be used only for the payment of principal of, redemption premium, if any, interest and Amortization Installments on the Series of Bonds for which such subaccount was established and for no other Series of Bonds. (D) At least one (1) business day prior to the date established for payment of any principal of or Redemption Price, if applicable, or interest on the Bonds, the Issuer shall withdraw sufficient moneys from the Debt Service Fund to pay such principal or Redemption Price, if applicable, or interest and deposit such moneys with the paying Agent for the Bonds to be paid. Section 4. 06. Sewer Svstem DeveloDment Charqes Fund. All Sewer System Development Charges shall, upon receipt thereof, be deposited in the Sewer System Development Charges Fund. All Sewer System Development Charges at any time remaining on deposit in said fund shall be utilized on or before the 21st day of each month, commencing in the month immediately following the delivery of the Series 1989 Bonds as follows: (1) Sewer system Development Charges shall be applied and allocated to the Debt Service Fund in substitution of or to supplement Revenues to be deposited therein. Thereafter, all Sewer System Development Charges in the Sewer System Development Charges Fund may be applied by the Issuer for any use allowed by law. 48 . . . . . Notwithstanding the foregoing, the aggregate amount of Sewer System Development Charges applied and allocated in a Fiscal Year to the Annual Debt Service for any Series of Bonds shall never exceed said Sewer system Development Charges Bond Service Component for such Series of Bonds in such Fiscal Year. In furtherance thereof, no Sewer system Development Charges may ever be allocated to the Debt Service Fund for the Series 1989A Bonds. section 4.07. Water System DeveloDment Charges Fund. Water System Development Charges shall, upon receipt thereof, be deposited in the Water System Development Charges Fund. All Water System Development Charges at any time remaining on deposit in said fund shall be utilized on or before the 21st day of each month, commencing in the month immediately following the delivery of the Series 1989 Bonds as follows: (1) Water System Development Charges shall be applied and allocated to the Debt Service Fund in substitution of or to supplement Revenues to be deposited therein. Thereafter, all Water system Development Charges in the Water System Development Charges Fund may be applied by the Issuer for any use allowed by law. Notwithstanding the foregoing, the aggregate amount of Water System Development Charges applied and allocated in a Fiscal Year to the Annual Debt Service for any Series of Bonds shall never exceed said Water System Development Charges Bond Service Component for such Series of Bonds in such Fiscal Year. In furtherance thereof, no Water System Development Charges may ever be allocated to the Debt Service Fund for the Series 1989A Bonds. SECTION 4.08. Additional Security Fund. All Additional Security shall, upon receipt thereof, by deposited in the appro- priate account in the Additional Security Fund. All Additional Security at any time remaining on deposit in said fund shall be utilized on or before the 21st day of each month immediately following the delivery of the first Series of Bonds for which Additional Security is pledged, as follows: (1) Additional Security shall be applied or allocated to the corresponding subaccount in ei ther the Interest Account, the Principal Account or the Bond Amortization Account in substitution of or to supplement Revenues to be deposited in the Debt Service Fund. (2) Thereafter, Additional Security in such accounts may be applied by the Issuer for any use allowed by law. Notwithstanding the foregoing, moneys in each account in the Additional Security Fund shall not be used, either directly or 49 . . . . . indirectly, to pay principal of, redemption premium, if any, interest or Amortization Installments on any Series of Bonds other than the Series of Bonds for which such account was established. SECTION 4.09. Investments. The Construction Fund, the Revenue Fund , the Debt Service Fund, the Water System Development Charges Fund, the Sewer System Development Charges Fund, and the Additional Security Fund and all accounts and subaccounts in such funds shall be continuously secured in the manner by which the deposit of public funds are authorized to be secured by the laws of the state. Moneys on deposit in the Construction Fund, the Debt Service Fund, the Reyenue Fund, the Sewer System Development Charges Fund, the Water System Development Charges Fund and the Additional Security Fund and all accounts and subaccounts in such funds may be invested and reinvested by the Issuer and as directed by the Issuer in Permitted Investments maturing no later than the date on which the moneys therein will be needed. Any and all income received by the Issuer from the investment of moneys in each fund or account created pursuant to this Resolution, except the Construction Fund, shall be retained in such respective fund or account until the amount required to be on deposit therein shall be on deposit in such fund or account, and thereafter shall be transferred to the Revenue Fund. Any and all income received from the investment of moneys in the Construction Fund shall remain on deposit in such fund until the amounts required to complete the Project are on deposit therein, and thereafter shall be transferred to the Revenue Fund. Nothing contained in this Resolution shall prevent any Permitted Investments acquired as investments of or security for funds held under this Resolution from being issued or held in book- entry form on the books of the Department of the Treasury of the United states. SECTION 4.10. SeDarate Accounts. The moneys required to be accounted for in each of the foregoing funds, accounts and subaccounts established herein may be deposited in a single bank account, and funds allocated to the various funds, accounts and subaccounts established herein may be invested in a common investment pool, provided that adequate accounting records are maintained to reflect and control the restricted allocation of the moneys on deposit therein and such investments for the various purposes of such funds, accounts and subaccounts as herein provided. The designation and establishment of the various funds, accounts, and subaccounts in and by this Resolution shall not be construed to require the establishment of any completely independent, self-balancing funds as such term is commonly defined and used in governmental accounting, but rather is intended solely to constitute an earmarking of certain revenues for certain 50 . . . . . purposes and to establish certain priorities for application of such revenues as herein provided. 51 . . . . . ARTICLE V SUBORDINATED INDEBTEDNESS, ADDITIONAL BONDS, AND COVENANTS OF ISSUER SECTION 5.01. Subordinated Indebtedness. Except under the conditions and in the manner provided herein, the Issuer will not issue any other obligations (i) payable from the Pledged Funds or (ii) voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge having priority to or being on a parity with the lien thereon in favor of the Bonds and the interest thereon. The Issuer may at any time or from time to time issue evidences of indebtedness payable in whole or in part out of the Pledged Funds and which may be secured by a pledge of the Pledged Funds; provided, however, that such pledge shall be, and shall be expressed to be, subordinated in all respects to the pledge of the Pledged Funds created by this Resolution. The Issuer shall have the right to covenant with the holders from time to time of any Subordinated Indebtedness to add to the conditions, limitations and restrictions under which any Additional Bonds may be issued pursuant to section 5.02 hereof. The Issuer agrees to pay promptly any Subordinated Indebtedness as the same shall become due. SECTION 5.02. Issuance of Additional Bonds. No Additional Bonds, payable on a parity with the Bonds then Outstanding pursuant to this Resolution, shall be issued except upon the conditions and in the manner herein provided. The Issuer may issue one or more Series of Additional Bonds for anyone or more of the following purposes: financing the Cost of an Additional Project, or the completion thereof or of the Initial Project, or refunding any or all Outstanding Bonds or of any Subordinated Indebtedness of the Issuer. No such Additional Bonds shall be issued unless the following conditions are complied with: (A) Except as otherwise provided in section 5.02(0) hereof, there shall have been obtained and filed with the Issuer a statement of an independent certified public accountant of reasonable experience and responsibility: (1) stating that the books and records of the Issuer relating to the Pledged Funds have been examined by him or her; (2) setting forth the amount of the Pledged Funds which have been received by the Issuer during any twelve (12) consecutive months designated by the Issuer within the twenty-four (24) months immediately preceding the date of delivery of such Additional Bonds with respect to which such statement is made; (3) stating that the amount of the Pledged Funds received during the aforementioned 12 month period equals at least 1.25 times the Maximum Annual Debt Service of all Bonds then Outstanding and such Additional Bonds with respect to which such statement is 52 . . . . . made; and (4) that the Pledged Funds projected for the twelve month period following the issuance of such Additional Bonds is projected by the Consulting Engineer to equal not less than 125% of the Maximum Annual Debt Service on the Bonds and any proposed Additional Bonds. (B) Upon recommendation of the consulting Engineers, the Pledged Funds certified in (A) above may be adjusted by including (i) 80% of the additional Gross Revenues which in the opinion of the Consulting Engineer would have been derived from rate increases adopted before the Additional Bonds are issued, if such rate increases had been implemented before the commencement of the period for which such Pledged Funds are being certified, and (ii) 80% of the additional Gross Revenues estimated by the Consulting Engineer to be derived during the first full twelve month period after the date of placing in service the Additional Project financed with the proceeds of the Additional Bonds. (C) Addi tional Bonds shall be deemed to have been issued pursuant to this Resolution the same as the outstanding Bonds, and, except as provided in this Resolution, all of the other covenants and other provisions of this Resolution (except as to details of such Additional Bonds inconsistent therewith) shall be for the equal benefit, protection and security of the Holders of all Bonds issued pursuant to this Resolution. Except as provided in this Resolution, all Bonds, regardless of the time or times of their issuance, shall rank equally with respect to their lien on the Pledged Funds and their sources and security for paYment therefrom without preference of any Bond over any other. (D) In the event any Additional Bonds are issued for the purpose of refunding any Bonds then Outstanding, the conditions of this section 5.02 shall not apply, provided that the issuance of such Additional Bonds shall not result in an increase in the aggregate amount of principal of and interest on the outstanding Bonds becoming due in the current Fiscal Year and all subsequent Fiscal Years. The conditions of Section 5.02 (A) hereof shall apply to Additional Bonds issued to refund Subordinated Indebtedness and to Additional Bonds issued for refunding purposes which cannot meet the conditions of this paragraph. (E) For purposes of determining the Maximum Annual Debt Service with respect to Variable Rate Bonds, if any, the interest rate on such Variable Rate Bonds shall be assumed to be the highest variable rate borne over the preceding 12 months by Variable Rate Bonds issued under this Resolution and containing the same interest rate index as the Variable Rate Bonds proposed to be issued or, if no such Variable Rate Bonds are at the time outstanding under this Resolution, by variable rate debt for which the interest rate is computed by reference to an index comparable to that to be utilized in determining the interest rate for the debt then proposed to be issued. 53 . . . . . (F) Notwithstanding any provision of this Resolution to the contrary, the principal payments on neither the Series 1989 A Bonds or the Series 1989 B Bonds shall be considered in calculating Maximum Annual Debt Service for purposes of this Section 5.02. SECTION 5.03. Bond AnticiDation Notes. The Issuer may issue notes in anticipation of the issuance of Bonds which shall have such terms and details and be secured in such manner, not inconsistent with this Resolution, as shall be provided by Resolution of the Issuer. SECTION 5.04. Books and Records. The Issuer will keep books and records of the receipt of the Pledged Funds in accordance with generally accepted accounting principles, and any Holder or Holders of Bonds shall have the right at all reasonable times to inspect the records, accounts and data of the Issuer relating thereto. SECTION 5.05. Annual Audit. The Issuer shall after the close of each Fiscal Year, cause the financial statements of the Issuer to be properly audited by a recognized independent certified public accountant or recognized independent firm of certified public accountants, and shall require such accountants to complete their report on the annual financial statements in accordance with applicable law. Such annual financial statements shall contain, but not be limited to, a balance sheet, a statement of revenues, expenditures and changes in fund balance, and any other statements as required by law or accounting convention, and a report by such accountants disclosing any material default on the part of the Issuer of any covenant or agreement herein which is disclosed by the audit of the financial statements. The annual financial statements shall be prepared in conformity with generally accepted accounting principles. A copy of the audited financial statements for each Fiscal Year shall be furnished to any Holder of a Bond who shall have furnished such Holder I s address to the Clerk and requested in writing that the same be furnished to such Holder. The Issuer shall be permitted to make a reasonable charge for furnishing such audited financial statements. For so long as Barnett Bank of Central Florida, N.A. shall be the holder of either the Series 1989A Bond or the Series 1989B Bond, such audited financial statement will be furnished without charge to such bank within 150 days of the end of the respective Fiscal Year. SECTION 5.06. No ImDairment. While any of the Bonds are Outstanding, the pledging of the Pledged Funds in the manner provided herein shall not be subject to repeal, modification or impairment by any subsequent ordinance, resolution or other proceedings of the City commission. SECTION 5.07. Rate Covenant. Beginning with the Fiscal Year starting October 1, 1990, the Issuer will fix, establish, revise from time to time whenever necessary, maintain and collect always 54 . . . . . such fees, rates, rentals and other charges for the use of the products, services and facilities of the System which, together with other Pledged Funds, will always provide Pledged Funds in each year sufficient to pay (i) the aggregate of the amount needed to pay all Cost of Operation and Maintenance as the same shall become due in such year, (ii) one hundred ten percent (110%) of the Annual Debt Service becoming due in such year on the Outstanding Bonds, (iii) and one hundred (100%) of all other deposits to be made pursuant to this Resolution. Such rates, fees, rentals or other charges shall not be reduced so as to render them insufficient to provide revenues for such purposes. For purposes of this Section, the interest rate on Variable Rate Bonds shall be assumed to be the average variable rate borne over the preceding twelve months (or such shorter period of time as such Variable Bonds shall be outstanding) by Variable Rate Bonds issued under this Resolution. Notwithstanding the provisions of this section 5.07 or any provision of this Resolution to the contrary, the principal paYments on neither the Series 1989A Bonds or the Series 1989B Bonds shall be considered in calculating Annual Debt Service. SECTION 5.08. DisDosition of System. The Issuer shall not sell, lease, encumber or in any manner dispose of the System as a whole until all of the Bonds shall have been paid in full as to both principal and interest. The City may sell or dispose of, for fair market value, any properties or parts of the system which the Consulting Engineer shall certify in writing are not necessary for the continuing operation of the system, and that the sale or disposal of which will not adversely affect the Revenues to such an extent that the Issuer might fail to comply with the covenants of this Resolution. To the extent the amount to be received therefor is not in excess of one-half (1/2) of one per centum (.5%) of the value of the gross plant investment in the System, the finding set forth above and required to be made by the Consulting Engineer may be made by an authorized representative of the Issuer. The proceeds derived from any sale or disposal of any properties or parts of the System as provided for in the above paragraph, shall be used exclusively for the purpose of paying the cost of extensions, enlargements or additions to, or the replacement of capital assets of the system and for any unusual or extraordinary repairs, or for the construction or acquisition of additions, extensions and improvements to the System. However, if the Consulting Engineer certifies that it is neither necessary nor desirable to use all or any portion of the proceeds for such purposes, the Issuer may use such certified portion of the proceeds for the purchase or redemption of the Bonds. 55 . . . . . SECTION 5.09. Insurance. The Issuer shall provide protection for the System in accordance with Prudent utility Practice. said protection may consist of insurance, self insurance and indemnities. The Issuer will keep, or cause to be kept, the works, plants and facilities comprising the properties of the System insured, and will carry such other insurance against fire and other risks, accidents or casualties at least to the extent and of the kinds that insurance is usually carried by utilities operating like properties. Any insurance shall be in the form of policies or contracts for insurance with insurers of good standing, shall be payable to the Issuer and may provide for such deductibles, exclusions, limitations, restrictions, and restrictive endorsements customary in policies for similar coverage issued to entities operating properties similar to the properties of the System. Any self insurance shall be in the amounts, manner and of the type provided by entities operating properties similar to the properties of the System. In the event of any loss or damage to the System covered by insurance, the Issuer will, with respect to each such loss, promptly repair, reconstruct or replace the parts of the system affected by such loss or damage to the extent necessary to the proper conduct of the operation of the business of the System in accordance with Prudent utility Practices, shall cause the proceeds of such insurance to be applied for that purpose to the extent required therefor, and pending such application shall hold the proceeds of any insurance policy covering such damage or loss in trust to be applied for that purpose to the extent required therefor. Any excess insurance proceeds received by the Issuer shall be used to purchase or redeem Bonds. SECTION 5.10. No Free Services. So long as any Bonds are outstanding, the Issuer shall not furnish or supply the facilities, services and commodities of the system either free of charge or for a nominal charge to any person, firm or corporation, public or private. The Issuer shall promptly enforce the payment of any and all accounts owing to the Issuer and delinquent, by discontinuing service or by filing suits, actions or proceedings, or by both discontinuance of service and filing suit. Notwithstanding the foregoing, nothing in the Resolution shall prohibit the Issuer from paying (on behalf of the Issuer or on behalf of any person, firm or corporation) for such facilities, services and commodities with legally available funds of the Issuer, other than Pledged Funds. SECTION 5.11. Failure to Pay. Upon failure of any user to pay for services rendered by the System within forty-five (45) days, the Issuer shall, to the full extent permitted by law, shut off the connection of such user and shall not furnish him or permit him to receive from the System further service until all obligations owed by him to the Issuer on account of services shall have been paid in full. This covenant shall not, however, prevent the Issuer from causing the System connection to be shut off sooner, to the extent permitted by law. 56 . . . . . SECTION 5.12. Enforcement of Collections. In accordance with the provisions of Section 5.10 hereof, the Issuer will diligently enforce and collect the rates, fees and other charges for the services and facilities of the System and will take all steps, actions and proceedings for the enforcement and collection of such rates, charges and fees as shall become delinquent to the full extent permitted or authorized by law and required by said section 5.10; and will maintain accurate records with respect thereof. All such fees, rates, charges and revenues shall, as collected, be held in trust to be applied as herein provided. SECTION 5.13. ODeratinq Budget. The Issuer shall annually, prior to commencement of each of its Fiscal Years, prepare and adopt a detailed budget of the estimated expenditures for the operation and maintenance of the System during such next succeeding Fiscal Year. The Issuer shall mail copies of such annual budgets (including any amendments thereto) to any Holder or Holders of Bonds who shall file his address with the Issuer and request in writing that copies of all such budgets be furnished him and shall make available such budgets of the System at all reasonable times to any Holder or Holders of Bonds or to anyone acting for and on behalf of such Holder or Holders. Bondholders shall pay reasonable actual cost of printing and mailing of such copies. For so long as Barnett Bank of Central Florida, N.A. shall be Holder of either the Series 1989A Bonds or the Series 1989B Bonds, a copy of such budget shall be provided without charge to such bank prior to the beginning of the applicable Fiscal Year. SECTION 5.14. Mandatory Connections. The Issuer will, to the full extent permitted by law, require all lands, buildings and structures within the Issuer's service area existing as of the date of issuance of the Series 1989 Bonds, fronting or abutting on the lines of the system, or any part thereof, or which can use the facilities of the system to connect with and use such facilities within ninety (90) days after notification that service is available. To the extent permitted by law, the Issuer will not grant a franchise for the operation of any competing utility system within the service area existing as of the date of issuance of the Series 1989 Bonds until all Bonds issued hereunder together with the interest thereon, and premium, if any, have been paid in full. SECTION 5.15. SUDervisory Personnel. The Issuer in operating the System will employ or designate as manager one or more of its qualified employees who have demonstrated ability and experience in operating similar facilities, and will require all employees who may have possession of money derived from the operation of the System to be covered by a fidelity bond, written by a responsible indemnity company in amounts fully adequate to protect the Issuer from loss. SECTION 5.16. PaYment of Taxes. Assessments and other Claims. The Issuer shall from time to time duly pay and discharge, or cause 57 . . . . . to be paid and discharged, all taxes, assessments and other governmental charges, or payments in lieu thereof, lawfully imposed upon the properties constituting the System or the Pledged Funds when the same shall become due, as well as all lawful claims for labor and materials and supplies which, if not paid, might become a lien or charge upon such properties or any part thereof, or upon the Pledged Funds or which might in any way impair the security of the Bonds, except taxes, assessments, charges or claims which the Issuer shall in good faith contest by proper legal proceedings. SECTION 5.17. No ComDetina System. To the full extent permitted by law, the Issuer will not grant, or cause, consent to, or allow the granting of, any franchise or permit to any person, firm, corporation or body, or agency or instrumentality whatsoever, for the furnishing of water or sewer services which the Issuer determines will adversely affect Revenues. SECTION 5.18. Federal Income Tax Covenants: Taxable Bonds. (A) The Issuer covenants with the Holders of each Series of Bonds (other than Taxable Bonds), that it shall not use the proceeds of such Series of Bonds in any manner which would cause the interest on such Series of Bonds to be or become includable in the gross income of the Holder thereof for federal income tax purposes. (B) The Issuer covenants with the Holders of each Series of Bonds (other than Taxable Bonds) that neither the Issuer nor any Person under its control or direction will make any use of the proceeds of such Series of Bonds (or amounts deemed to be proceeds under the Code) in any manner which would cause such Series of Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code and neither the Issuer nor any other Person shall do any act or fail to do any act which would cause the interest on such Series of Bonds to become includable in the gross income of the Holder thereof for federal income tax purposes. (C) The Issuer hereby covenants with the Holders of each series of Bonds (other than Taxable Bonds) that it will comply with all provisions of the Code necessary to maintain the exclusion of interest on the Bonds from the gross income of the Holder thereof for federal income tax purposes, including, in particular, the paYment of any amount required to be rebated to the u.S. Treasury pursuant to the Code. (D) The Issuer may, if it so elects, issue one or more Series of Taxable Bonds the interest on which is (or may be) includable in the gross income of the Holder thereof for federal income tax purposes, so long as each Bond of such Series states in the body thereof that interest payable thereon is (or may be) subject to federal income taxation and provided that the issuance thereof will not cause the interest on any other Bonds theretofore issued 58 . . . . . hereunder to be or become includable in the gross income of the Holder thereof for federal income tax purposes. The covenants set forth in paragraphs (A), (B) and (C) above shall not apply to any Taxable Bonds. (E) In order to ensure compliance with the rebate provisions of Section 148(f) of the Code with respect to any series of Bonds for which the Issuer intends on the date of issuance thereof to be excluded from gross income for purposes of Federal income taxation, the Issuer hereby creates the "City of Ocoee Water and Sewer System Revenue Bonds Rebate Fund" to be held by the Issuer. Within such fund there shall be maintained for each Series of Bonds a subaccount. The Rebate Fund need not be maintained so long as the Issuer timely satisfies its obligation to pay any rebatable earnings to the united States Treasury; however, the Issuer may, as an administrative convenience, maintain and deposit funds in the Rebate Fund from time to time. Any moneys held in the Rebate Fund shall not be considered Pledged Funds and shall not be pledged in any manner for the benefit of the Holders of the Bonds. Moneys in the Rebate Fund (including earnings and deposits therein) shall be held for future paYment to the United States Government as required by the Code and as set forth in instructions of Bond Counsel delivered to the Issuer upon the issuance of such Bonds. Notwithstanding any provision of this Resolution to the contrary, to the extent the Issuer is required or elects to make deposits to the Rebate Fund, such amounts may be taken from any fund or account created hereunder. SECTION 5.19. Covenant Reaardinq PaYment of Series 1989 Bonds. The Issuer and the Holder of the Series 1989 Bonds agree and understand that Annual Debt Service at the maturity of the Series 1989 Bonds shall exceed Pledged Funds to be available at such time. To the fullest extent permitted by law, the Issuer covenants and agrees to use its best efforts, to the extent Pledged Funds are not sufficient on such date, to issue bonds or other debt obligations payable from the Pledged Funds in an amount sufficient to pay principal of, redemption premium, if any, and interest on the Series 1989 Bonds. SECTION 5.20. Issuance of Bonds Under Refunded Bond Resolution. The Issuer hereby covenants and agrees with the Holders of the Bonds that it will not issue any bonds or other debt obligations under the resolution authorizing the Refunded Bonds. SECTION 5.21. Covenant to Use Diliaent Efforts to Collect System Development Charaes. The Issuer hereby covenants and agrees to use diligent efforts to collect any Water System Development Charges or Sewer system Development Charges in effect from time to time. In furtherance thereof, the Issuer has received and receives from time to time letters of credit to secure payment of Sewer System Development Charges and Water System Development Charges. 59 . . . . . To the extent Water System Development Charges or Sewer System Development Charges are not received when due, the Issuer will use diligent efforts to collect upon the applicable letter of credit. Upon receipt of any such funds, such amounts shall be considered Water System Development charges or Sewer System Development Charges, as appropriate, for purposes of this Resolution. 60 . . . . . ARTICLE VI DEFAULTS AND REMEDIES SECTION 6.01. Events of Default. The following events shall each constitute an "Event of Default": (A) Default shall be made in the payment of the principal of, Amortization Installment, redemption premium or interest on any Bond when due. (B) There shall occur the dissolution or liquidation of the Issuer, or the filing by the Issuer of a voluntary petition in bankruptcy, or the commission by the Issuer of any act of bankruptcy, or adjudication of the Issuer as a bankrupt, or assignment by the Issuer for the benefit of its creditors, or appointment of a recei ver for the Issuer, or the entry by the Issuer into an agreement of composition with its creditors, or the approval by a court of competent jurisdiction of a petition applicable to the Issuer in any proceeding for its reorganization instituted under the provisions of the Federal Bankruptcy Act, as amended, or under any similar act in any jurisdiction which may now be in effect or hereafter enacted. (C) The Issuer shall default in the due and punctual performance of any other of the covenants, conditions, agreements and provisions contained in the Bonds or in this Resolution on the part of the Issuer to be performed, and such default shall continue for a period of thirty (30) days after written notice of such default shall have been received from the Holders of not less than twenty-five percent (25%) of the aggregate principal amount of Bonds outstanding. Notwithstanding the foregoing, the Issuer shall not be deemed in default hereunder if such default can be cured within a reasonable period of time and if the Issuer in good faith institutes curative action and diligently pursues such action until the default has been corrected. SECTION 6.02. Remedies. Any Holder of Bonds issued under the provisions of this Resolution or any trustee or receiver acting for such Bondholders may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and enforce any and all rights under the laws of the state, or granted and contained in this Resolution, and may enforce and compel the performance of all duties required by this Resolution or by any applicable statutes to be performed by the Issuer or by any officer thereof. The Holder or Holders of Bonds in an aggregate principal amount of not less than twenty-five percent (25%) of the Bonds then outstanding may by a duly executed certificate in writing appoint a trustee for Holders of Bonds issued pursuant to this Resolution 61 . . . . . with authority to represent such Bondholders in any legal proceedings for the enforcement and protection of the rights of such Bondholders and such certificate shall be executed by such Bondholders or their duly authorized attorneys or representatives, and shall be filed in the office of the Clerk. Notice of such appointment, together with evidence of the requisite signatures of the Holders of not less than twenty-five percent (25%) in aggregate principal amount of Bonds outstanding and the trust instrument under which the trustee shall have agreed to serve shall be filed with the Issuer and the trustee and notice of appointment shall be given to all Holders of Bonds in the same manner as notices of redemption are given hereunder. After the appointment of the first trustee hereunder, no further trustees may be appointed; however, the Holders of a majority in aggregate principal amount of all the Bonds then Outstanding may remove the trustee initially appointed and appoint a successor and subsequent successors at any time. SECTION 6.03. Directions to Trustee as to Remedial Proceedinas. The Holders of a majority in principal amount of the Bonds then Outstanding have the right, by an instrument or concurrent instruments in writing executed and delivered to the trustee, to direct the method and place of conducting all remedial proceedings to be taken by the trustee hereunder, provided that such direction shall not be otherwise than in accordance with law or the provisions hereof, and that the trustee shall have the right to decline to follow any such direction which in the opinion of the trustee would be unjustly prejudicial to Holders of Bonds not parties to such direction. SECTION 6.04. Remedies CUmulative. No remedy herein conferred upon or reserved to the Bondholders is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative, and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. SECTION 6.05. Waiver of Default. No delay or omission of any Bondholder to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default, or an acquiescence therein; and every power and remedy given by section 6.02 of this Resolution to the Bondholders may be exercised from time to time, and as often as may be deemed expedient. SECTION 6.06. ADDlication of Moneys After Default. If an Event of Default shall happen and shall not have been remedied, the Issuer or a trustee or receiver appointed for the purpose shall apply all Pledged Funds as follows and in the following order: (A) To the paYment of the reasonable and proper charges, expenses and liabilities of the trustee or receiver, Registrar and Paying Agent hereunder; and 62 . . . . . (B) To the paYment of the interest and principal or Redemption Price, if applicable, then due on the Bonds, as follows: (1) Unless the principal of all the Bonds shall have become due and payable, all such moneys shall be applied: FIRST: to the payment to the Persons entitled thereto of all installments of interest then due, in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any particular installment, then to the payment ratably, according to the amounts due on such installment, to the Persons entitled thereto, without any discrimination or preference; SECOND: to the paYment to the Persons entitled thereto of the unpaid principal of any of the Bonds which shall have become due at maturity or upon mandatory redemption prior to maturity (other than Bonds called for redemption for the payment of which moneys are held pursuant to the provisions of section 8.01 of this Resolution), in the order of their due dates, with interest upon such Bonds from the respective dates upon which they became due, and, if the amount available shall not be sufficient to pay in full Bonds due on any particular date, together with such interest, then to the payment first of such interest, ratably according to the amount of such interest due on such date, and then to the payment of such principal, ratably according to the amount of such principal due on such date, to the Persons entitled thereto without any discrimination or preference; and THIRD: to the paYment of the Redemption Price of any Bonds called for optional redemption pursuant to the provisions of this Resolution. (2) If the principal of all the Bonds shall have become due and payable, all such moneys shall be applied to the paYment of the principal and interest then due and unpaid upon the Bonds, with interest thereon as aforesaid, without preference or priority of principal over interest or of interest over principal, or of any installment of interest over any other installment of interest, or of any Bond over any other Bond, ratably, according to the amounts due respectively for principal and interest, to the Persons entitled thereto without any discrimination or preference. (C) To the paYment of Cost of Operation and Maintenance of the System. Notwithstanding the prov1s1ons of this section 6.06 or any other provisions of this Resolution to the contrary, Sewer System Development Charges or Water System Development Charges used for 63 . . . . . the paYment of any Series of Bonds shall never exceed the Sewer System Development Charges Bond Service Component or the Water System Development charges Bond Service Component for such Series of Bonds, as applicable and neither the Sewer System Development Charges or the Water system Development Charges may ever be used for Cost of Operation and Maintenance. In addition, notwithstanding the provisions of this section 6.06 or any other provision of this Resolution to the contrary, any Additional Security may be used only for the paYment of debt service on the Series of Bonds for which such Additional Security is pledged, unless provided otherwise by Supplemental Resolution of the Issuer. 64 . . . . . ARTICLE VII SUPPLEMENTAL RESOLUTION SECTION 7.01. SUDDlemental Resolution without Bondholders' Consent. The Issuer, from time to time and at any time, may adopt such Resolution or Supplemental Resolutions, without the consent of the Bondholders (Which Resolution or Supplemental Resolution shall thereafter form a part hereof) for any of the following purposes: (A) To cure any ambiguity or formal defect or omission or to correct any inconsistent provisions in this Resolution or to clarify any matters or questions arising hereunder. (B) To grant to or confer upon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bondholders. (C) To add to the conditions, limitations and restrictions on the issuance of Bonds under the provisions of this Resolution other conditions, limitations and restrictions thereafter to be observed. (D) To add to the covenants and agreements of the Issuer in this Resolution other covenants and agreements thereafter to be observed by the Issuer or to surrender any right or power herein reserved to or conferred upon the Issuer. (E) To specify and determine the matters and things referred to in sections 2.01, 2.02 or 2.09 hereof, and also any other matters and things relative to such Bonds which are not contrary to or inconsistent with this Resolution as theretofore in effect, or to amend, modify or rescind any such authorization, specification or determination at any time prior to the first delivery of such Bonds. (F) To authorize Additional Projects or to change or modify the description of the Initial Project or any Additional Project. (G) To specify and determine matters necessary or desirable for the issuance of Variable Rate Bonds. (H) To authorize the issuance of Additional Bonds. (I) To make any other change that, in the opinion of the Issuer, would not materially adversely affect the security for the Bonds. SECTION 7.02. SUDplemental Resolution wi th Bondholders' Consent. Subject to the terms and provisions contained in this section 7.02 and Section 7.01 hereof, the Holder or Holders of not 65 . . . . . less than a majority in aggregate principal amount of the Bonds then outstanding shall have the right, from time to time, anything contained in this Resolution to the contrary notwithstanding, to consent to and approve the adoption of such Supplemental Resolution or Resolutions hereto as shall be deemed necessary or desirable by the Issuer for the purpose of supplementing, modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions contained in this Resolution; provided, however, that if such modification or amendment will, by its terms, not take effect so long as any Bonds of any specified Series or maturity remain Outstanding, the consent of the Holders of such Bonds shall not be required and such Bonds shall not be deemed to be outstanding for the purpose of any calculation of Outstanding Bonds under this section 7.02. No Supplemental Resolution may be approved or adopted which shall permit or require (A) an extension of the maturity of the principal of or the paYment of the interest on any Bond issued hereunder, (B) reduction in the principal amount of any Bond or the Redemption Price or the rate of interest thereon, (C) the creation of a lien upon or a pledge of other than the lien and pledge created by this Resolution which adversely affects any Bondholders, (D) a preference or priority of any Bond or Bonds over any other Bond or Bonds, or (E) a reduction in the aggregate principal amount of the Bonds required for consent to such Supplemental Resolution. Nothing herein contained, however, shall be construed as making necessary the approval by Bondholders of the adoption of any supplemental Resolution as authorized in section 7.01 hereof. If at any time the Issuer shall determine that it is necessary or desirable to adopt any Supplemental Resolution pursuant to this section 7.02, the Clerk shall cause the Registrar to give notice of the proposed action and to cause the form of consent to such adoption to be mailed, postage prepaid, to all Bondholders at their addresses as they appear on the registration books. Such notice shall briefly set forth the nature. of the proposed Supplemental Resolution and shall state that copies thereof are on file at the offices of the Clerk and the Registrar for inspection by all Bondholders. The Issuer shall not, however, be subject to any liability to any Bondholder by reason of its failure to cause the notice required by this section 7.02 to be mailed and any such failure shall not affect the validity of such Supplemental Resolution when consented to and approved as provided in this section 7.02. Whenever the Issuer shall deliver to the Clerk an instrument or instruments in writing purporting to be executed by the Holders of not less than a majority in aggregate principal amount of the Bonds then outstanding, which instrument or instruments shall refer to the proposed Supplemental Resolution described in such notice and shall specifically consent to and approve the adoption thereof in SUbstantially the form of the copy thereof referred to in such notice, thereupon, but not otherwise, the Issuer may adopt such 66 . . . . . Supplemental Resolution in sUbstantially such form, without liability or responsibility to any Holder of any Bond, whether or not such Holder shall have consented thereto. If the Holders of not less than a majority in aggregate principal amount of the Bonds Outstanding at the time of the adoption of such Supplemental Resolution shall have consented to and approved the adoption thereof as herein provided, no Holder of any Bond shall have any right to object to the adoption of such Supplemental Resolution, or to object to any of the terms .and provisions contained therein or the operation thereof, or in any manner to question the propriety of the adoption thereof, or to enjoin or restrain the Issuer from adopting the same or from taking any action pursuant to the provisions thereof. Upon the adoption of any Supplemental Resolution pursuant to the provisions of this Section 7.02, this Resolution shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under this Resolution of the Issuer and all Holders of Bonds then Outstanding shall thereafter be determined, exercised and enforced in all respects under the provisions of this Resolution as so modified and amended. 67 . . . . . ARTICLE VIII MISCELLANEOUS SECTION 8.01. Defeasance. If the Issuer shall payor cause to be paid or there shall otherwise be paid to the Holders of all Bonds the principal or Redemption Price, if applicable, and interest due or to become due thereon, at the times and in the manner stipulated therein and in this Resolution, then the pledge of the Pledged Funds, and all covenants, agreements and other obligations of the Issuer to the Bondholders, shall thereupon cease, terminate and become void and be discharged and satisfied. In such event, the Paying Agents shall pay over or deliver to the Issuer all money or securities held by them pursuant to this Resolution which are not required for the paYment or redemption of Bonds not theretofore surrendered for such paYment or redemption. Any Bonds or interest installments appertaining thereto, whether at or prior to the maturity or redemption date of such Bonds, shall be deemed to have been paid within the meaning of this section 8.01 if (A) in case any such Bonds are to be redeemed prior to the maturity thereof, there shall have been taken all action necessary to call such Bonds for redemption and notice of such redemption shall have been duly giyen or provision shall have been made for the giving of such notice, and (B) there shall have been deposited in irrevocable trust with a banking institution or trust company by or on behalf of the Issuer either moneys in an amount which shall be sufficient, or Federal Securities the principal of and the interest on which when due will provide moneys which, together with the moneys, if any, deposited with such bank or trust company at the same time shall be sufficient, to pay the principal of or Redemption Price, if applicable, and interest due and to become due on said Bonds on and prior to the redemption date or maturity date thereof, as the case may be. Except as hereafter proyided, neither the Refunded Securities nor any moneys so deposited with such bank or trust company nor any moneys received by such bank or trust company on account of principal of or Redemption Price, if applicable, or interest on said Refunded Securities shall be withdrawn or used for any purpose other than, and all such moneys shall be held in trust for and be applied to, the paYment, when due, of the principal of or Redemption Price, if applicable, of the Bonds for the paYment or redemption of which they were deposited and the interest accruing thereon to the date of maturity or redemption; provided, however, the Issuer may substitute new Refunded Securities and moneys for the deposited Refunded Securities and moneys if the new Refunded Securities and moneys are sufficient to pay the principal of or Redemption Price, if applicable, and interest on the refunded Bonds. For purposes of determining whether Variable Rate Bonds shall be deemed to haye been paid prior to the maturity or redemption 68 . . . . . date thereof, as the case may be, by the deposit of moneys, or specified Refunded Securities and moneys, if any, in accordance with this section 8.01, the interest to come due on such Variable Rate Bonds on or prior to the maturity or redemption date thereof, as the case may be, shall be calculated at the Maximum Interest Rate; provided, however, that if on any date, as a result of such Variable Rate Bonds having borne interest at less than the Maximum Interest Rate for any period, the total amount of moneys and specified Refunded Securities on deposit for the payment of interest on such Variable Rate Bonds is in excess of the total amount which would have been required to be deposited on such date in respect of such Variable Rate Bonds in order to satisfy this Section 8.01, such excess shall be paid to the Issuer free and clear of any trust, lien, pledge or assignment securing the Bonds or otherwise existing under this Resolution. In the event the Bonds for which moneys are to be deposited for the paYment thereof in accordance with this Section 8.01 are not by their terms subject to redemption within the next succeeding sixty (60) days, the Issuer shall cause the Registrar to mail a notice to the Holders of such Bonds that the deposit required by this section 8.01 of moneys or Refunded Securities has been made and said Bonds are deemed to be paid in accordance with the provisions of this section 8.01 and stating such maturity or redemption date upon which moneys are to be ayailable for the payment of the principal of or Redemption Price, if applicable, and interest on said Bonds. Nothing herein shall be deemed to require the Issuer to call any of the outstanding Bonds for redemption prior to maturity pursuant to any applicable optional redemption provisions, or to impair the discretion of the Issuer in determining whether to exercise any such option for early redemption. SECTION 8.02. Sale of Bonds. The Bonds shall be issued and sold at public or private sale at one time or in installments from time to time and at such price or prices as shall be consistent with the provisions of the Act, the requirements of this Resolution and other applicable provisions of law and as shall be approved by subsequent resolution of the Issuer. SECTION 8.03. Severability of Invalid Provisions. If anyone or more of the covenants, agreements or provisions of this Resolution shall be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, or shall in any manner adversely affect the validity of the Bonds, then such covenants, agreements or provisions shall be null and void and shall be deemed separable from the remaining covenants, agreements and provisions of this Resolution and shall in no way affect the validity of any of the 69 . . . . . other covenants, agreements or provisions hereof or of the Bonds issued hereunder. SECTION 8.04. No Personal Liabilitv. Neither the members of the City Commission of the Issuer nor any person executing the Bonds shall be personally liable therefor or be subject to any personal liability or accountability by reason of the issuance thereof. SECTION 8.05. ReDeal of Inconsistent Resolutions. All Resolutions or parts thereof in conflict herewith are hereby superseded and repealed to the extent of such conflict. SECTION 8.06. Effective Date. This Resolution shall take effect immediately upon its adoption. DULY ADOPTED this 26th day of December, 1989. (SEAL) CITY COMMISSION OF THE CITY OF OCOEE, ~ .~~ FOR USE AND mwa..., BY THE em fJI1 0CClU. ~lOFOIIIMDU8MJ1Y 1IliI ... ..lk~!,c- It~ ~ .. .AtlgrNy 70 12/2V89 13~30 'l:4e7 656 5726 CITY OF aCOEE EXHIBIT "A" ... POL.EY ...... W. Ihfra ,.1. em lNOINUl1 UTtLmES DIUCTOR 150 N. I.IJCISHOII ClIVI 0C0l1. P1.QIUM M7l, (407) -..zm CITY OF OeOIE WATER AND SEWER SYSTEM RRVXNUE BONDS, SERIES 1989B WASTEWATER SYSTEM IMPROVEMiNTS WaltewAter Treatment Plant D..iln W&.te~&ter Treatment Plant Construction SludS8 Handlin. Fao111ty naailn l Conat. Wa.tewater Sublolal WATER SYSTEM IMPROVEMENTS K1aaimm.. Avenue Plant IlIlprClv..menlM (Ph.l) (High aervice well,ehlorination .q~ip.) Ki88imm.. Avenue Plant Imprcv...nlM (~h.2) (400,000 call around storac. tank. hilh .ervice pumps, oonneotinc pipinC) 12" Water Main . (Connect Fore.t Oak. & Ki..immee Pl~nt') 12" Water Main ~ Bluford, S.R. 50 Purcha.e New Well Slte - For.at Oak. purcn... New Well S1te - SQu~h Plant Inapeotion ,... Water Subtotal : Total Ixp.na. : 140,000 1,620,000 100.000 11.80Q,000 460,000 452,000 200,000 400,000 aoo,ooo 27G,OOO 160,000 12.143,000 *4,003,000 Zl002/002 . . . . . EXHIBIT B REQUISITION FOR FUNDS $4,000,000 CITY OF OCOEE, FLORIDA WATER AND SEWER SYSTEM REVENUE BONDS SERIES 1989B To: Barnett Bank of Central Florida, N.A. Orlando, Florida This Requisition is delivered to you pursuant to Section 4.03 of the Resolution adopted by the City on December 26, 1989 authorizing the above-captioned Bonds. A. The undersigned parties hereby requisition the amount indicated below: PurDose Amount Reauisitioned Name and address of person to whom payment is due: B. In support of this Requisition, the undersigned hereby certify that: 1. None of the items described above have formed the basis for any paYment previously drawn. 2. Each item described above was necessary in connection with the Project and has been authorized by the City Commission. 3. Invoices (and proof of payment for reimbursements) for the full Amount Requisitioned are attached. .' C. You are hereby requested to pay the requisitioned amount in the following manner (circle one): . 1. To the City as reimbursement for expenses previously paid. . 2. other: DATED this day of Qualified Independent Consultant City Engineer . . . ~-----